Over the past few months I've gotten thousands of new followers! I'm sharing the beginning of my budgeting journey and giving details on where my finances started in 2016! The budgeting experiences I've had are the foundation of Black Girl Budget content, Budget Reviews and Coaching services. Let me know how your budgeting journey started or is about to start in the comments. What are some of the lessons you've learned so far?   Buy Nikki a Hot Chocolate  Get a Budget Review Get Budget Coaching Subscribe to Black Girl Budget YouTube Channel 

Over the past few months I've gotten thousands of new followers! I'm sharing the beginning of my budgeting journey and giving details on where my finances started in 2016! The budgeting experiences I've had are the foundation of Black Girl Budget content, Budget Reviews and Coaching services. Let me know how your budgeting journey started or is about to start in the comments. What are some of the lessons you've learned so far? <a href="https://www.buymeacoffee.com/blackgirlbudget" rel="nofollow" target="_blank">Buy Nikki a Hot Chocolate</a> <a href="https://www.blackgirlbudget.com/budget-review" rel="nofollow" target="_blank">Get a Budget Review</a> <a href="https://www.blackgirlbudget.com/coaching" rel="nofollow" target="_blank">Get Budget Coaching</a> <a href="https://www.youtube.com/channel/UCuTfnO887219O1ui2-XvzUg" rel="nofollow" target="_blank">Subscribe to Black Girl Budget YouTube Channel </a>

Ep 58: Budgeting Wasn’t Optional

This season is a mix of collaborations and in-depth discussions on ways to create and reach our goals in 2023. Today we're talking with Dr. Wright-Hamor about the different ways you can negotiate college fees and use college as a business opportunity for your next venture. So let's chat!

This season is a mix of collaborations and in-depth discussions on ways to create and reach our goals in 2023. Today we're talking with Dr. Wright-Hamor about the different ways you can negotiate college fees and use college as a business opportunity for your next venture. So let's chat!

S6E6: Negotiating College Tuition and Costs with Dr. Wright-Hamor

This season is a mix of collaborations and in-depth discussions on ways to create and reach our goals in 2023. Today we're talking about the five different money languages and how we can use them to our benefit. So let's chat! 1. What is a Money Language? 2. The Five Money Languages 3. The key to understanding your money language(s) 4. Shoutout to the BGB Community 5. Upcoming BGB Event    Don't Forget:  Register For Sisternomics Virtual Series, February 15th at 7pm Get the How To Budget Course Million Dollar Challenge Magazine

This season is a mix of collaborations and in-depth discussions on ways to create and reach our goals in 2023. Today we're talking about the five different money languages and how we can use them to our benefit. So let's chat! 1. What is a Money Language? 2. The Five Money Languages 3. The key to understanding your money language(s) 4. Shoutout to the BGB Community 5. Upcoming BGB Event  Don't Forget:  <a href="https://us06web.zoom.us/meeting/register/tZUtduuprTktEtcAXPybOkOr3taVDpvCiwmv" rel="nofollow" target="_blank">Register For Sisternomics Virtual Series, February 15th at 7pm</a> <a href="https://www.blackgirlbudget.com/resources/p/how-to-budget-course" rel="nofollow" target="_blank">Get the How To Budget Course</a> <a href="https://www.blackgirlbudget.com/resources/p/million-dollar-challenge-magazine" rel="nofollow" target="_blank">Million Dollar Challenge Magazine</a>

S6E5: The 5 Money Languages

This season is a mix of collaborations and in-depth discussions on ways to create and reach our goals in 2023. Today we're talking about five question you should ask your partner before finalizing your goals as a couple. Remember you're an individual as well so discuss your individual goals with your partner as well. So let's chat!   How To Budget Course: www.blackgirlbudget.com Million Dollar Challenge Magazine: www.blackgirlbudget.com

This season is a mix of collaborations and in-depth discussions on ways to create and reach our goals in 2023. Today we're talking about five question you should ask your partner before finalizing your goals as a couple. Remember you're an individual as well so discuss your individual goals with your partner as well. So let's chat! How To Budget Course: <a href="http://www.blackgirlbudget.com" rel="nofollow" target="_blank">www.blackgirlbudget.com</a> Million Dollar Challenge Magazine: <a href="http://www.blackgirlbudget.com" rel="nofollow" target="_blank">www.blackgirlbudget.com</a>

S6E4:5 Questions To Ask Your Partner

Andre Albritton

You know investing is important and can lead to wealth, but getting started can be challenging. Catch this week's episode with Andre Albritton, The Millennial Next Door, as we discuss how to get started on your investing journey. Especially if you're interested in investing in property, this episode is just for you as we discuss a great alternative to investing in physical property. Andre also gives us insight into his famed 'Bucket Approach' and you can incorporate it into your investing strategy. Keep up with Andre via his Instagram and Website to learn more.

You know investing is important and can lead to wealth, but getting started can be challenging. Catch this week's episode with Andre Albritton, The Millennial Next Door, as we discuss how to get started on your investing journey. Especially if you're interested in investing in property, this episode is just for you as we discuss a great alternative to investing in physical property. Andre also gives us insight into his famed 'Bucket Approach' and you can incorporate it into your investing strategy. Keep up with Andre via his <a href="https://www.instagram.com/themillennialsnextdoor/?hl=en" rel="nofollow" target="_blank">Instagram</a> and <a href="http://www.themillennialsnextdoor.com/" rel="nofollow" target="_blank">Website</a> to learn more.

S6E3: How To Start Your Investing Journey With Andre Albritton

Happy new year and welcome to Season 6! This season is a mix of collaborations and in-depth discussions on ways to create and reach our goals in 2023. Today we're talking about three goals you should set for yourself this year if you don't have any or haven't thought about your goals at all. Leveling up our life requires setting goals and intentionally executing them. So let's chat!   How To Budget Course: www.blackgirlbudget.com Million Dollar Challenge Magazine: www.blackgirlbudget.com

Happy new year and welcome to Season 6! This season is a mix of collaborations and in-depth discussions on ways to create and reach our goals in 2023. Today we're talking about three goals you should set for yourself this year if you don't have any or haven't thought about your goals at all. Leveling up our life requires setting goals and intentionally executing them. So let's chat! How To Budget Course: <a href="https://www.blackgirlbudget.com/resources/p/how-to-budget-course" rel="nofollow" target="_blank">www.blackgirlbudget.com</a> Million Dollar Challenge Magazine: <a href="https://www.blackgirlbudget.com/resources/p/million-dollar-challenge-magazine" rel="nofollow" target="_blank">www.blackgirlbudget.com</a>

S6E1: 3 Goals For 2023

Kendra Cole

Welcome to Season 6 of The BGB Podcast! In today's episode, we talk with Kendra Cole of The Crypto Mom App about the gender gap in Crypto. Although women are known to be better investors there is still a gap in the amount of women who invest in Crypto specifically. Whether or not you plan to invest in Crypto anytime soon, Kendra has the answers we need to even start a Crypto journey.  Kendra Cole on Instagram: @TheCryptoMomApp Kendra Cole on TikTok: @TheCryptoMomApp The Crypto Mom Website Black Girl Budget: www.blackgirlbudget.com Black Girl Budget Instagram: @BlackGirlBudget Black Girl Budget TikTok: @BlackGirlBudget

Welcome to Season 6 of The BGB Podcast! In today's episode, we talk with Kendra Cole of The Crypto Mom App about the gender gap in Crypto. Although women are known to be better investors there is still a gap in the amount of women who invest in Crypto specifically. Whether or not you plan to invest in Crypto anytime soon, Kendra has the answers we need to even start a Crypto journey.  Kendra Cole on Instagram: <a href="https://www.instagram.com/thecryptomomapp/" rel="nofollow" target="_blank">@TheCryptoMomApp</a> Kendra Cole on TikTok: <a href="https://www.tiktok.com/@thecryptomomapp" rel="nofollow" target="_blank">@TheCryptoMomApp</a> <a href="https://www.thecryptomom.app/" rel="nofollow" target="_blank">The Crypto Mom Website</a> Black Girl Budget: <a href="http://www.blackgirlbudget.com" rel="nofollow" target="_blank">www.blackgirlbudget.com</a> Black Girl Budget Instagram: <a href="https://www.instagram.com/blackgirlbudget/?hl=en" rel="nofollow" target="_blank">@BlackGirlBudget</a> Black Girl Budget TikTok: <a href="https://www.tiktok.com/@blackgirlbudget?lang=en" rel="nofollow" target="_blank">@BlackGirlBudget</a>

S6E2: Bridging The Gap Between Women and Crypto with Kendra Cole

Welcome to season five of the Black Girl Budget Podcast! This season is all about preparing for your financial goals in the new year. In today's episode we talk about five versions that you can be in this upcoming year to get you closer to accomplishing your goals. We have to be different versions of ourselves in different parts of ourselves to better serve our needs. Today I am recommending five versions of you that may serve you well. So let's chat. 5 Versions of You:  1. Leslie Knope: Parks and Recreations 2. White Lotus: White Lotus 3. Wile E. Coyote: Looney Tunes 4. Adrian Monk: Monk 5. Mr. Johnson: Abbott Elementary Talk to you next week! 

Welcome to season five of the Black Girl Budget Podcast! This season is all about preparing for your financial goals in the new year. In today's episode we talk about five versions that you can be in this upcoming year to get you closer to accomplishing your goals. We have to be different versions of ourselves in different parts of ourselves to better serve our needs. Today I am recommending five versions of you that may serve you well. So let's chat. 5 Versions of You:  1. Leslie Knope: Parks and Recreations 2. White Lotus: White Lotus 3. Wile E. Coyote: Looney Tunes 4. Adrian Monk: Monk 5. Mr. Johnson: Abbott Elementary Talk to you next week!

S5E4: 5 Versions of You For 2023

Welcome to season five of the Black Girl Budget Podcast! This season is all about preparing for your financial goals in the new year. In today's episode, we talk with Dr. LaNail Plummer of Onyx Therapy Group and Deana Kennedy of KennedyDean Coaching about Time, Money and Emotional management. This panel was part of the Mental Wellness Series held by Onyx Therapy. So let's chat. @KennedyDean_Coaching @OnyxTherapyGroup @BlackGirlBudget www.blackgirlbudget.com

Welcome to season five of the Black Girl Budget Podcast! This season is all about preparing for your financial goals in the new year. In today's episode, we talk with Dr. LaNail Plummer of Onyx Therapy Group and Deana Kennedy of KennedyDean Coaching about Time, Money and Emotional management. This panel was part of the Mental Wellness Series held by Onyx Therapy. So let's chat. @KennedyDean_Coaching @OnyxTherapyGroup @BlackGirlBudget <a href="http://www.blackgirlbudget.com" rel="nofollow" target="_blank">www.blackgirlbudget.com</a>

S5E3: Time, Money and Emotional Management

Welcome to season five of the Black Girl Budget Podcast! This season is all about preparing for your financial goals in the new year. In today's episode we talk about where you should start. Often times, we know we're making money and we have goals, but can't put our finger on where exactly we should start. How much should we be paying for housing? How much should we spend on ourselves? How much should we save? Today we walk through examples of how determine the answer to each question. So let's chat. - Review Your Housing - Review Your Spending - Review Your Emergency Fund - Review Your Debt Elimination  * Bonus: Start Investing Get your How To Budget Course Today! Register For the Time, Money &amp; Emotional Management Event Black Girl Budget Website Happy Budgeting!

Welcome to season five of the Black Girl Budget Podcast! This season is all about preparing for your financial goals in the new year. In today's episode we talk about where you should start. Often times, we know we're making money and we have goals, but can't put our finger on where exactly we should start. How much should we be paying for housing? How much should we spend on ourselves? How much should we save? Today we walk through examples of how determine the answer to each question. So let's chat. - Review Your Housing - Review Your Spending - Review Your Emergency Fund - Review Your Debt Elimination  * Bonus: Start Investing <a href="https://www.blackgirlbudget.com/resources/p/how-to-budget-course" rel="nofollow" target="_blank">Get your How To Budget Course Today!</a> <a href="https://www.eventbrite.com/e/free-mental-health-w-onyx-therapy-grouptime-money-emotional-management-registration-429772650567" rel="nofollow" target="_blank">Register For the Time, Money &amp; Emotional Management Event</a> <a href="http://www.blackgirlbudget.com/" rel="nofollow" target="_blank">Black Girl Budget Website</a> Happy Budgeting!

S5E2: 4 Tips To Find Your Starting Point

The Black Girl Budget Podcast focuses on the wealth journey of black women, and goes beyond the numbers in our budgets. The BGB Podcast incorporates social capital, life adventures and self reflection into the budgeting lifestyle as a means of creating a well rounded community of black women.

Welcome to season five of the Black Girl Budget Podcast! This season is all about preparing for your financial goals in the new year. In today's episode we talk about the good news we received from a BGB follower! She's moving back in with her mom, and there are so many lessons that came to mind. I'm going over four specific things you need to keep in mind as you prepare for 2023.  - Leases vs Mortgages - Setbacks vs Strategies - Temporary Situations vs Long Term Goals - The importance of being goal oriented Get your How To Budget Course Today! Register For the Time, Money &amp; Emotional Management Event Black Girl Budget Website Happy Budgeting!

Welcome to season five of the Black Girl Budget Podcast! This season is all about preparing for your financial goals in the new year. In today's episode we talk about the good news we received from a BGB follower! She's moving back in with her mom, and there are so many lessons that came to mind. I'm going over four specific things you need to keep in mind as you prepare for 2023.  - Leases vs Mortgages - Setbacks vs Strategies - Temporary Situations vs Long Term Goals - The importance of being goal oriented <a href="https://www.blackgirlbudget.com/resources/p/how-to-budget-course" rel="nofollow" target="_blank">Get your How To Budget Course Today!</a> <a href="https://www.eventbrite.com/e/free-mental-health-w-onyx-therapy-grouptime-money-emotional-management-registration-429772650567" rel="nofollow" target="_blank">Register For the Time, Money &amp; Emotional Management Event</a> <a href="http://www.blackgirlbudget.com" rel="nofollow" target="_blank">Black Girl Budget Website</a> Happy Budgeting!

S5E1: 4 Lessons In Moving Back Home

Season fur was all about the different kinds of scams, schemes and predatory practices that have become common in the last few years. We're ending this season with a recap of each episode and a reminder to share the information you've learned with your friends and family. Season five will be here before you know it so make sure you subscribe to The Black Girl Budget Podcast! 

Season fur was all about the different kinds of scams, schemes and predatory practices that have become common in the last few years. We're ending this season with a recap of each episode and a reminder to share the information you've learned with your friends and family. Season five will be here before you know it so make sure you subscribe to The Black Girl Budget Podcast!

S4E8: Season Review

Tremaine Wills

Show Notes Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about the ways in which our environment can shape our financial perspective with Tremaine Wills of Mind Over Money.   How does the lack of access to banking institutions in predominately black communities affect people?   Does being unbanked or underbanked to push black people to use more alternative financial services?   Examples of alternative financial services   Are cash-advance loans and payday loans predatory and if so, how?   Are these kinds of financial services common in predominantly black communities?  And more! Don't forget to check out Tremaine's resources at Mind Over Money!

Show Notes Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about the ways in which our environment can shape our financial perspective with Tremaine Wills of <a href="https://mindovermoney.net/" rel="nofollow" target="_blank">Mind Over Money</a>.  <ol><li> How does the lack of access to banking institutions in predominately black communities affect people? </li> <li> Does being unbanked or underbanked to push black people to use more alternative financial services? </li> <li> Examples of alternative financial services </li> <li> Are cash-advance loans and payday loans predatory and if so, how? </li> <li> Are these kinds of financial services common in predominantly black communities? </li> </ol>And more! Don't forget to check out Tremaine's resources at <a href="https://mindovermoney.net/" rel="nofollow" target="_blank">Mind Over Money</a>!

S4E7: Environments Shape Our Financial Perspective with Tremaine Wills

Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about the predatory practices and discrimination within the home appraisal process and the red flags to look for.  *Student Loan Update*  What is a home appraisal process? How is there racism/bias/discrimination in the process? What are the effects of racism/bias/discrimination in the home appraisal process?Predatory  Wealth Gap  Paying More Selling Homes at a Lower Values Equity  How to recognize the red flags and what to do if you suspect discrimination during the home appraisal process? How to prevent discrimination from happening? - This month’s newsletter was sponsored by Sand Dollar Soapery. Use code BGBPerk for a 10% discount between September 1st and 10th. - Appraisal Complaint National Hotline: 877.739.0096, refermyappraisalcomplaint.asc.gov  - Fair Housing Specialist: 800.669.9777, Office of Fair Housing and Equal Opportunity - Consumer Financial Protection Bureau: 855.411.2372, CFPB Online Form

Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about the predatory practices and discrimination within the home appraisal process and the red flags to look for.  *Student Loan Update*  <ol><li>What is a home appraisal process?</li> <li>How is there racism/bias/discrimination in the process?</li> <li>What are the effects of racism/bias/discrimination in the home appraisal process?<ol><li>Predatory </li> <li>Wealth Gap </li> <li>Paying More</li> <li>Selling Homes at a Lower Values</li> <li>Equity</li> </ol></li> <li>How to recognize the red flags and what to do if you suspect discrimination during the home appraisal process?</li> <li>How to prevent discrimination from happening?</li> </ol>- This month’s newsletter was sponsored by <a href="https://www.sanddollarsoapery.com/" rel="nofollow" target="_blank">Sand Dollar Soapery</a>. Use code BGBPerk for a 10% discount between September 1st and 10th. - Appraisal Complaint National Hotline: 877.739.0096, <a href="https://refermyappraisalcomplaint.asc.gov/" rel="nofollow" target="_blank">refermyappraisalcomplaint.asc.gov</a> - Fair Housing Specialist: 800.669.9777, <a href="https://www.hud.gov/program_offices/fair_housing_equal_opp/contact_fheo" rel="nofollow" target="_blank">Office of Fair Housing and Equal Opportunity</a> - Consumer Financial Protection Bureau: 855.411.2372, <a href="https://www.consumerfinance.gov/complaint/" rel="nofollow" target="_blank">CFPB Online Form</a>

S4E6: Financial Effects of Discrimination in Home Appraisals

Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about Employment Scams and the red flags to avoid them. Submit your question to be discussed on the podcast or a story, here.  *Student Loan Update*  What is a job scam? What are the different versions of job scams? How do scammers make these jobs sound appealing? What happens if you fall for a job scam? What are the red flags? How to avoid these scams? This month’s newsletter was sponsored by Sand Dollar Soapery. Use code BGBPerk for a 10% discount between September 1st and 10th.  Government Jobs Report Scams to the FTC Report Scams to Your State Attorney General

Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about Employment Scams and the red flags to avoid them. Submit your question to be discussed on the podcast or a story, <a href="http://www.blackgirlbudget.com/get-in-touch" rel="nofollow" target="_blank">here</a>.  *Student Loan Update*  <ol><li>What is a job scam?</li> <li>What are the different versions of job scams?</li> <li>How do scammers make these jobs sound appealing?</li> <li>What happens if you fall for a job scam?</li> <li>What are the red flags?</li> <li>How to avoid these scams?</li> </ol>This month’s newsletter was sponsored by <a href="https://www.sanddollarsoapery.com/" rel="nofollow" target="_blank">Sand Dollar Soapery</a>. Use code BGBPerk for a 10% discount between September 1st and 10th.  <a href="http://usajobs.gov" rel="nofollow" target="_blank">Government Jobs</a> <a href="https://reportfraud.ftc.gov/" rel="nofollow" target="_blank">Report Scams to the FTC</a> <a href="https://consumer.ftc.gov/now-leaving?external_url=https%3A%2F%2Fwww.naag.org%2Fnaag%2Fattorneys-general%2Fwhos-my-ag.php&amp;back_url=https%3A%2F%2Fconsumer.ftc.gov%2Farticles%2Fjob-scams" rel="nofollow" target="_blank">Report Scams to Your State Attorney General</a>

S4E5: Is Your New Job Offer A scam?

Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about Multi-Level Marketing Companies and Pyramid Schemes and whether they're a path to wealth. Submit your question to be discussed on the podcast or a story of your experiences, here.  *Student Loan Update*  What is an MLM? What is a Pyramid Scheme? What are the differences between the two? How do MLMs work? Examples of MLMs Who do MLMs target? Are MLMs a way to become rich or wealthy? Examples of Pyramid Schemes What are the red flags? Are MLMs (pyramid schemes pretending to be MLMs) worth it?

Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about Multi-Level Marketing Companies and Pyramid Schemes and whether they're a path to wealth. Submit your question to be discussed on the podcast or a story of your experiences, <a href="http://www.blackgirlbudget.com/get-in-touch" rel="nofollow" target="_blank">here</a>.  *Student Loan Update*  <ol><li>What is an MLM?</li> <li>What is a Pyramid Scheme?</li> <li>What are the differences between the two?</li> <li>How do MLMs work?</li> <li>Examples of MLMs</li> <li>Who do MLMs target?</li> <li>Are MLMs a way to become rich or wealthy?</li> <li>Examples of Pyramid Schemes</li> <li>What are the red flags?</li> <li>Are MLMs (pyramid schemes pretending to be MLMs) worth it?</li></ol>

S4E4: MLMs and Pyramid Schemes: Paths to Wealth?

Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about Romance Scams also referred to as Dating Scams and the red flags to look out for. Submit your question to be discussed on the podcast or a story, here.  What is a romance scam? What are some examples of romance scams? Why do people fall for romance scams? How to recognize red flags of romance scams? When is enough, enough?

Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about Romance Scams also referred to as Dating Scams and the red flags to look out for. Submit your question to be discussed on the podcast or a story, <a href="http://www.blackgirlbudget.com/get-in-touch" rel="nofollow" target="_blank">here</a>.  <ol><li>What is a romance scam?</li> <li>What are some examples of romance scams?</li> <li>Why do people fall for romance scams?</li> <li>How to recognize red flags of romance scams?</li> <li>When is enough, enough?</li></ol>

S4E3: Is Love A Scam?

Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about the various kinds of phone scams that have stolen $29.8 billion dollars from victims. Submit your question to be discussed on the podcast or a story, here.   1. 30 Day Spending Challenge 2. Statistics on Phone Scams 3. Netflix Scam 4. Amazon Scam 5. Utility Scam 6. Free Gift Scam 7. Family Scam

Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about the various kinds of phone scams that have stolen $29.8 billion dollars from victims. Submit your question to be discussed on the podcast or a story, <a href="http://www.blackgirlbudget.com/get-in-touch" rel="nofollow" target="_blank">here</a>. 1. 30 Day Spending Challenge 2. Statistics on Phone Scams 3. Netflix Scam 4. Amazon Scam 5. Utility Scam 6. Free Gift Scam 7. Family Scam

S4E2:$29.8 Billion Lost to Phone Scams

Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about the origins and definitions of some of the most common scams we know of. Submit your question to be discussed on the podcast or a story, here.  Why should I care about scams? What are scams? The First Recorded Scam What are Ponzi Schemes?  Why are they called Ponzi Schemes? What is the difference between a Ponzi Scheme and Pyramid Scheme? What’s the difference between a Pyramid Scheme and a Multi-Level-Marketing Scheme? Predatory Lending Practices Romance Scams

Season four is all about the various scams and frauds you need to be aware of while on your financial journey. In this season we will discuss scams, pyramid schemes, predatory practices and more. Today we’re talking about the origins and definitions of some of the most common scams we know of. Submit your question to be discussed on the podcast or a story, <a href="http://www.blackgirlbudget.com/get-in-touch" rel="nofollow" target="_blank">here</a>.  <ol><li>Why should I care about scams?</li> <li>What are scams?</li> <li>The First Recorded Scam</li> <li>What are Ponzi Schemes? </li> <li>Why are they called Ponzi Schemes?</li> <li>What is the difference between a Ponzi Scheme and Pyramid Scheme?</li> <li>What’s the difference between a Pyramid Scheme and a Multi-Level-Marketing Scheme?</li> <li>Predatory Lending Practices</li> <li>Romance Scams</li></ol>

S4E1: Scams Are Nothing New

Episode 1 drops on August 6, 2022. Subscribe to the podcast. 

Episode 1 drops on August 6, 2022. Subscribe to the podcast.

Season 4 Trailer

Black Girl Budget Podcast

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