On this episode, we discuss Social Security and the reasons you should consider for taking it earlier or later.

On this episode, we discuss Social Security and the reasons you should consider for taking it earlier or later.

When Should I Take Social Security?

This is the episode where I am king for a day. For this episode, my law is this: Dear Government, if you cannot balance a budget, then you are not eligible for reelection.

This is the episode where I am king for a day. For this episode, my law is this: Dear Government, if you cannot balance a budget, then you are not eligible for reelection.

Budget Better than a 3 Year Old

Today we’re going to talk about a topic that I call the power of zero. If you’ve ever talked to an investment advisor, you’ve probably heard them tell you that they’re going to help you get a higher return with less risk. The focus is on getting a higher return, and that's the end of the risk discussion. People often mess up investing because they don’t understand the impact that risk has on their retirement savings.

Today we’re going to talk about a topic that I call the power of zero. If you’ve ever talked to an investment advisor, you’ve probably heard them tell you that they’re going to help you get a higher return with less risk. The focus is on getting a higher return, and that's the end of the risk discussion. People often mess up investing because they don’t understand the impact that risk has on their retirement savings.

The Power of Zero

As more companies eliminate pension plans, many people are beginning to face the harsh reality that the responsibility for their retirement is on their own shoulders. Congress has done very little in the face of years of warnings that Social Security may be running into trouble. Many Americans are just like Congress when it comes to saving for retirement. They ignore the problem even when many signs indicate that the situation is only going to get worse. 

As more companies eliminate pension plans, many people are beginning to face the harsh reality that the responsibility for their retirement is on their own shoulders. Congress has done very little in the face of years of warnings that Social Security may be running into trouble. Many Americans are just like Congress when it comes to saving for retirement. They ignore the problem even when many signs indicate that the situation is only going to get worse.

America's Retirement Crisis is Getting Worse

The things that get you to retirement should not be the same things that keep you in retirement. Recognizing that retirement is a fundamental shift requires you to implement a shift in your planning. Tune into this week's episode of Retirement Today, where Mike explains how everything changes in retirement!

The things that get you to retirement should not be the same things that keep you in retirement. Recognizing that retirement is a fundamental shift requires you to implement a shift in your planning. Tune into this week's episode of Retirement Today, where Mike explains how everything changes in retirement!

Everything Changes in Retirement

Fear can hold you back from making the right decisions, and in retirement there are some very rational fears that can be overcome. Tune into this week's episode of Retirement Today, where Mike explains why fear can hurt your retirement.

Fear can hold you back from making the right decisions, and in retirement there are some very rational fears that can be overcome. Tune into this week's episode of Retirement Today, where Mike explains why fear can hurt your retirement.

How Fear Can Hurt Your Retirement

There's been a lot of turbulence in the market recently, and people nearing retirement have a lot of concerns. Tune into this week's episode of Retirement Today, where Mike explains why you need a real retirement plan for 2023.

There's been a lot of turbulence in the market recently, and people nearing retirement have a lot of concerns. Tune into this week's episode of Retirement Today, where Mike explains why you need a real retirement plan for 2023.

Retiring in 2023: You Need a Real Plan

If you're nearing retirement, it's our duty to inform you of the increasing risks you face in retirement! Tune into this week's episode of Retirement Today, where Mike explains why retiring is harder than ever!

If you're nearing retirement, it's our duty to inform you of the increasing risks you face in retirement! Tune into this week's episode of Retirement Today, where Mike explains why retiring is harder than ever!

Why Retiring is Harder Than Ever

When entering retirement you should not have to rely on the success of the stock market to keep you afloat. Tune into this week's episode of Retirement Today, where Mike explains how to win when the market is down!

When entering retirement you should not have to rely on the success of the stock market to keep you afloat. Tune into this week's episode of Retirement Today, where Mike explains how to win when the market is down!

How to Win When The Market is Down

As the market is in a tricky place currently, it is a good time to discuss how you can diversify your portfolio and lose as little to taxes as possible!

As the market is in a tricky place currently, it is a good time to discuss how you can diversify your portfolio and lose as little to taxes as possible!

Diversify, Tax Efficiently

Retirement Today is a podcast for retirees and pre-retirees looking to gain knowledge during the fundamental shift in their lives when it comes to retirement. We believe that your best is yet to come and you deserve to get good information to make good retirement decisions. Michael Reese has been in the financial industry for 20 years and it has become clear that the industry as a whole, firms particularly, are failing American families. Michael will share topics such as retirement, retirement income planning, reducing unnecessary taxes, protection from market risk, estate planning strategies, social security, long-term healthcare, medicare and more.

Abosolutely excellent!  Must hear for any retiree or soon to be retired.

Financial Advisor

Mike does a great job on making the financial concepts easier to understand!

Great podcast!

Retirement Today

In this podcast, Mike shares the three main questions you want to have answered to your satisfaction when you are looking to select a financial advisor.  Mike covers the importance of Specialization, Independence, and being a Fiduciary.  This conversation also applies to your current advisor if you have one.  Just because you have worked with someone for 20 years does not mean that they are still the best fit for you.    Enjoy this insightful conversation on How to Choose a Financial Advisor. Your best is yet to come! So sit back, relax, and listen to Retirement Today. WITH MICHAEL D. REESE, CFP® Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

In this podcast, Mike shares the three main questions you want to have answered to your satisfaction when you are looking to select a financial advisor.  Mike covers the importance of Specialization, Independence, and being a Fiduciary.  This conversation also applies to your current advisor if you have one.  Just because you have worked with someone for 20 years does not mean that they are still the best fit for you.    Enjoy this insightful conversation on How to Choose a Financial Advisor. Your best is yet to come! So sit back, relax, and listen to Retirement Today. WITH MICHAEL D. REESE, CFP® <a href="https://www.facebook.com/CentennialAdvisors/" rel="nofollow" target="_blank">Facebook</a> // <a href="https://www.instagram.com/centennialadvisors/" rel="nofollow" target="_blank">Instagram</a> // <a href="https://www.linkedin.com/company/centennial-advisors/" rel="nofollow" target="_blank">LinkedIn</a> // <a href="https://www.pinterest.com/centennialadvisorsllc/" rel="nofollow" target="_blank">Pinterest</a> // <a href="https://twitter.com/CenAdvisors" rel="nofollow" target="_blank">Twitter</a> // <a href="https://www.cenadvisors.com/" rel="nofollow" target="_blank">Website</a> // <a href="https://www.youtube.com/channel/UC8PwlEi79UoSYnibhMf96Bw" rel="nofollow" target="_blank">YouTube</a> Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

026: How To Choose An Advisor

In this podcast, Mike shares how a 10% increase in tax rates can lead to owing 70% more tax on the same income.  This is a wake up call to those of you who both have money in retirement accounts like 401k and IRA.  If you believe tax rates will increase in the future (as many do), then you will want to listen in closely to this discussion.  Your best is yet to come! So sit back, relax, and listen to Retirement Today.      WITH MICHAEL D. REESE, CFP® Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

In this podcast, Mike shares how a 10% increase in tax rates can lead to owing 70% more tax on the same income.  This is a wake up call to those of you who both have money in retirement accounts like 401k and IRA.  If you believe tax rates will increase in the future (as many do), then you will want to listen in closely to this discussion.  Your best is yet to come! So sit back, relax, and listen to Retirement Today. WITH MICHAEL D. REESE, CFP® <a href="https://www.facebook.com/CentennialAdvisors/" rel="nofollow" target="_blank">Facebook</a> // <a href="https://www.instagram.com/centennialadvisors/" rel="nofollow" target="_blank">Instagram</a> // <a href="https://www.linkedin.com/company/centennial-advisors/" rel="nofollow" target="_blank">LinkedIn</a> // <a href="https://www.pinterest.com/centennialadvisorsllc/" rel="nofollow" target="_blank">Pinterest</a> // <a href="https://twitter.com/CenAdvisors" rel="nofollow" target="_blank">Twitter</a> // <a href="https://www.cenadvisors.com/" rel="nofollow" target="_blank">Website</a> // <a href="https://www.youtube.com/channel/UC8PwlEi79UoSYnibhMf96Bw" rel="nofollow" target="_blank">YouTube</a> Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

025: How a 10% Tax Increase Leads To 70% More Tax

On this week's podcast, Michael D. Reese, CFP® will discuss whether or not the IRS will be the biggest beneficiary in your retirement accounts. When it comes to the stretch IRA, Mike will explain how it currently works versus how the new law will affect your beneficiaries. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution.       CONNECT WITH MICHAEL D. REESE, CFP® Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

On this week's podcast, Michael D. Reese, CFP® will discuss whether or not the IRS will be the biggest beneficiary in your retirement accounts. When it comes to the stretch IRA, Mike will explain how it currently works versus how the new law will affect your beneficiaries. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution. CONNECT WITH MICHAEL D. REESE, CFP® <a href="https://www.facebook.com/CentennialAdvisors/" rel="nofollow" target="_blank">Facebook</a> // <a href="https://www.instagram.com/centennialadvisors/" rel="nofollow" target="_blank">Instagram</a> // <a href="https://www.linkedin.com/company/centennial-advisors/" rel="nofollow" target="_blank">LinkedIn</a> // <a href="https://www.pinterest.com/centennialadvisorsllc/" rel="nofollow" target="_blank">Pinterest</a> // <a href="https://twitter.com/CenAdvisors" rel="nofollow" target="_blank">Twitter</a> // <a href="https://www.cenadvisors.com/" rel="nofollow" target="_blank">Website</a> // <a href="https://www.youtube.com/channel/UC8PwlEi79UoSYnibhMf96Bw" rel="nofollow" target="_blank">YouTube</a> Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

019: Will the IRS Be Your #1 Beneficiary

On this week's podcast, Mike will talk about the three levels of planning – Goals, Strategies, and Tools.  What is most interesting in this discussion is how many people focus on the wrong things.  He will share some interesting thoughts on this weeks episode. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution.       CONNECT WITH MICHAEL D. REESE, CFP® Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

On this week's podcast, Mike will talk about the three levels of planning – Goals, Strategies, and Tools.  What is most interesting in this discussion is how many people focus on the wrong things.  He will share some interesting thoughts on this weeks episode. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution. CONNECT WITH MICHAEL D. REESE, CFP® <a href="https://www.facebook.com/CentennialAdvisors/" rel="nofollow" target="_blank">Facebook</a> // <a href="https://www.instagram.com/centennialadvisors/" rel="nofollow" target="_blank">Instagram</a> // <a href="https://www.linkedin.com/company/centennial-advisors/" rel="nofollow" target="_blank">LinkedIn</a> // <a href="https://www.pinterest.com/centennialadvisorsllc/" rel="nofollow" target="_blank">Pinterest</a> // <a href="https://twitter.com/CenAdvisors" rel="nofollow" target="_blank">Twitter</a> // <a href="https://www.cenadvisors.com/" rel="nofollow" target="_blank">Website</a> // <a href="https://www.youtube.com/channel/UC8PwlEi79UoSYnibhMf96Bw" rel="nofollow" target="_blank">YouTube</a> Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

022: Goals Strategies Tools

In this podcast, Mike talks about the three levels of investment help.     Product Providers Investment Advisors Financial Planners  He shares how they are different and when you want to use one over the other.  This is a great conversation about how the financial industry has different ways to help you based upon where you are in life and what you are looking to accomplish.     WITH MICHAEL D. REESE, CFP® Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

In this podcast, Mike talks about the three levels of investment help. <ol> <li>Product Providers</li> <li>Investment Advisors</li> <li>Financial Planners</li> </ol> He shares how they are different and when you want to use one over the other.  This is a great conversation about how the financial industry has different ways to help you based upon where you are in life and what you are looking to accomplish. WITH MICHAEL D. REESE, CFP® <a href="https://www.facebook.com/CentennialAdvisors/" rel="nofollow" target="_blank">Facebook</a> // <a href="https://www.instagram.com/centennialadvisors/" rel="nofollow" target="_blank">Instagram</a> // <a href="https://www.linkedin.com/company/centennial-advisors/" rel="nofollow" target="_blank">LinkedIn</a> // <a href="https://www.pinterest.com/centennialadvisorsllc/" rel="nofollow" target="_blank">Pinterest</a> // <a href="https://twitter.com/CenAdvisors" rel="nofollow" target="_blank">Twitter</a> // <a href="https://www.cenadvisors.com/" rel="nofollow" target="_blank">Website</a> // <a href="https://www.youtube.com/channel/UC8PwlEi79UoSYnibhMf96Bw" rel="nofollow" target="_blank">YouTube</a> Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

024: Three Levels of Investment Help

On this week's podcast, Michael D. Reese, CFP® will share the three ways that retirement planning is so much more than just investing. When you transition from working to retirement, you need to make sure that you change your investment style and make the correct decisions to achieve your goals in retirement. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution.            CONNECT WITH MICHAEL D. REESE, CFP® Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

On this week's podcast, Michael D. Reese, CFP® will share the three ways that retirement planning is so much more than just investing. When you transition from working to retirement, you need to make sure that you change your investment style and make the correct decisions to achieve your goals in retirement. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution. CONNECT WITH MICHAEL D. REESE, CFP® <a href="https://www.facebook.com/CentennialAdvisors/" rel="nofollow" target="_blank">Facebook</a> // <a href="https://www.instagram.com/centennialadvisors/" rel="nofollow" target="_blank">Instagram</a> // <a href="https://www.linkedin.com/company/centennial-advisors/" rel="nofollow" target="_blank">LinkedIn</a> // <a href="https://www.pinterest.com/centennialadvisorsllc/" rel="nofollow" target="_blank">Pinterest</a> // <a href="https://twitter.com/CenAdvisors" rel="nofollow" target="_blank">Twitter</a> // <a href="https://www.cenadvisors.com/" rel="nofollow" target="_blank">Website</a> // <a href="https://www.youtube.com/channel/UC8PwlEi79UoSYnibhMf96Bw" rel="nofollow" target="_blank">YouTube</a> Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

018: Retirement Planning Is So Much More...

On this week's podcast, Michael D. Reese, CFP® will share a story about the mistakes Don and Patty ran into when it came to their trust. He will discuss what you need to do in order to make sure all of your accounts are set up the right way and all of the legal steps are completed so you can achieve your retirement dreams. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution. CONNECT WITH MICHAEL D. REESE, CFP® Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

On this week's podcast, Michael D. Reese, CFP® will share a story about the mistakes Don and Patty ran into when it came to their trust. He will discuss what you need to do in order to make sure all of your accounts are set up the right way and all of the legal steps are completed so you can achieve your retirement dreams. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution. CONNECT WITH MICHAEL D. REESE, CFP® <a href="https://www.facebook.com/CentennialAdvisors/" rel="nofollow" target="_blank">Facebook</a> // <a href="https://www.instagram.com/centennialadvisors/" rel="nofollow" target="_blank">Instagram</a> // <a href="https://www.linkedin.com/company/centennial-advisors/" rel="nofollow" target="_blank">LinkedIn</a> // <a href="https://www.pinterest.com/centennialadvisorsllc/" rel="nofollow" target="_blank">Pinterest</a> // <a href="https://twitter.com/CenAdvisors" rel="nofollow" target="_blank">Twitter</a> // <a href="https://www.cenadvisors.com/" rel="nofollow" target="_blank">Website</a> // <a href="https://www.youtube.com/channel/UC8PwlEi79UoSYnibhMf96Bw" rel="nofollow" target="_blank">YouTube</a> Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

017: Beneficiary Blunders

On this week's podcast Mike shares an interesting article from Forbes Magazine that talks about why annuities are so helpful with your retirement planning.  This is a particularly interesting discussion as it seems to fly in the face of popular thinking. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution.  Download the Article Mike talks about  HERE!   CONNECT WITH MICHAEL D. REESE, CFP® Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

On this week's podcast Mike shares an interesting article from Forbes Magazine that talks about why annuities are so helpful with your retirement planning.  This is a particularly interesting discussion as it seems to fly in the face of popular thinking. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution.  Download the Article Mike talks about <a href="https://yourretirementrevolution.com/wp-content/uploads/2019/08/3-Reasons-Annuities-Are-Unsung-Heroes-Forbes.docx" rel="nofollow" target="_blank"> HERE</a>! CONNECT WITH MICHAEL D. REESE, CFP® <a href="https://www.facebook.com/CentennialAdvisors/" rel="nofollow" target="_blank">Facebook</a> // <a href="https://www.instagram.com/centennialadvisors/" rel="nofollow" target="_blank">Instagram</a> // <a href="https://www.linkedin.com/company/centennial-advisors/" rel="nofollow" target="_blank">LinkedIn</a> // <a href="https://www.pinterest.com/centennialadvisorsllc/" rel="nofollow" target="_blank">Pinterest</a> // <a href="https://twitter.com/CenAdvisors" rel="nofollow" target="_blank">Twitter</a> // <a href="https://www.cenadvisors.com/" rel="nofollow" target="_blank">Website</a> // <a href="https://www.youtube.com/channel/UC8PwlEi79UoSYnibhMf96Bw" rel="nofollow" target="_blank">YouTube</a> Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

021: 3 Reasons Why Annuities Are Unsung Heroes

On this week's podcast, Mike will discuss how the current tax code punishes surviving spouses and why that is the case.  He will also share some thoughts on what actions you can take to avoid this problem in your own lives. So sit back, relax, and listen to The Retirement Revolution. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution. CONNECT WITH MICHAEL D. REESE, CFP® Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

On this week's podcast, Mike will discuss how the current tax code punishes surviving spouses and why that is the case.  He will also share some thoughts on what actions you can take to avoid this problem in your own lives. So sit back, relax, and listen to The Retirement Revolution. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution. CONNECT WITH MICHAEL D. REESE, CFP® <a href="https://www.facebook.com/CentennialAdvisors/" rel="nofollow" target="_blank">Facebook</a> // <a href="https://www.instagram.com/centennialadvisors/" rel="nofollow" target="_blank">Instagram</a> // <a href="https://www.linkedin.com/company/centennial-advisors/" rel="nofollow" target="_blank">LinkedIn</a> // <a href="https://www.pinterest.com/centennialadvisorsllc/" rel="nofollow" target="_blank">Pinterest</a> // <a href="https://twitter.com/CenAdvisors" rel="nofollow" target="_blank">Twitter</a> // <a href="https://www.cenadvisors.com/" rel="nofollow" target="_blank">Website</a> // <a href="https://www.youtube.com/channel/UC8PwlEi79UoSYnibhMf96Bw" rel="nofollow" target="_blank">YouTube</a> Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

020: Surviving Spouse Tax Trap

On this week's podcast, Michael D. Reese, CFP® will share a scenario about John and Mary to show you how taxes work when it comes to your retirement accounts.  Listen to Mike discuss the different tax methods so you can make smart financial choices to have the confidence that your money is going to last during your retirement. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution. CONNECT WITH MICHAEL D. REESE, CFP® Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

On this week's podcast, Michael D. Reese, CFP® will share a scenario about John and Mary to show you how taxes work when it comes to your retirement accounts.  Listen to Mike discuss the different tax methods so you can make smart financial choices to have the confidence that your money is going to last during your retirement. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution. CONNECT WITH MICHAEL D. REESE, CFP® <a href="https://www.facebook.com/CentennialAdvisors/" rel="nofollow" target="_blank">Facebook</a> // <a href="https://www.instagram.com/centennialadvisors/" rel="nofollow" target="_blank">Instagram</a> // <a href="https://www.linkedin.com/company/centennial-advisors/" rel="nofollow" target="_blank">LinkedIn</a> // <a href="https://www.pinterest.com/centennialadvisorsllc/" rel="nofollow" target="_blank">Pinterest</a> // <a href="https://twitter.com/CenAdvisors" rel="nofollow" target="_blank">Twitter</a> // <a href="https://www.cenadvisors.com/" rel="nofollow" target="_blank">Website</a> // <a href="https://www.youtube.com/channel/UC8PwlEi79UoSYnibhMf96Bw" rel="nofollow" target="_blank">YouTube</a> Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

016: An Interesting Tax Discussion

Tune in to listen to Mike discuss the five risks that can effect your financial success in your dream retirement. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution.       CONNECT WITH MICHAEL D. REESE, CFP® Facebook // Instagram // LinkedIn // Pinterest // Twitter // Website // YouTube Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

Tune in to listen to Mike discuss the five risks that can effect your financial success in your dream retirement. Your best is yet to come! So sit back, relax, and listen to The Retirement Revolution. CONNECT WITH MICHAEL D. REESE, CFP® <a href="https://www.facebook.com/CentennialAdvisors/" rel="nofollow" target="_blank">Facebook</a> // <a href="https://www.instagram.com/centennialadvisors/" rel="nofollow" target="_blank">Instagram</a> // <a href="https://www.linkedin.com/company/centennial-advisors/" rel="nofollow" target="_blank">LinkedIn</a> // <a href="https://www.pinterest.com/centennialadvisorsllc/" rel="nofollow" target="_blank">Pinterest</a> // <a href="https://twitter.com/CenAdvisors" rel="nofollow" target="_blank">Twitter</a> // <a href="https://www.cenadvisors.com/" rel="nofollow" target="_blank">Website</a> // <a href="https://www.youtube.com/channel/UC8PwlEi79UoSYnibhMf96Bw" rel="nofollow" target="_blank">YouTube</a> Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.  This show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Centennial Advisors, LLC is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Centennial Advisors, LLC.

023: The Five Risks

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