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Jill on Money with Jill Schlesinger

Host Jill Schlesinger, CFP®, tackles sometimes uncomfortable and even controversial money and investing issues, without the financial jargon, to get to the heart of what’s important for anyone to know. Jill takes listener phone calls and interviews informative and entertaining guests each week to uncover surprising insights and provide actionable information so you can make the most of your money. Have a question? Email us at askjill at jillonmoney dot com.

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Loserthink with Scott Adams

If you've been on social media lately, or turned on your TV, you may have noticed a lot of dumb ideas floating around.Such as, “we know when history will repeat and when it won't” or “we can tell the difference between evidence and coincidences.”Wrong! So says our latest guest, Scott Adams, author of Loserthink: How Untrained Brains Are Ruining America and also the man behind the Dilbert cartoon.If we're not careful, Adams says loserthink would have us believe that addicts should be responsible for fixing the opioid epidemic, and that your relationship fell apart simply because you chewed with your mouth open.Even the smartest people can slip into loserthink's seductive grasp. This book will teach you how to spot and avoid it, and will give you scripts to respond when hollow arguments are being brandished against you, whether by well-intentioned friends, strangers on the internet, or political pundits. You'll also learn how to spot the underlying causes of loserthink, like the inability to get ego out of your decisions, thinking with words instead of reasons, failing to imagine alternative explanations, and making too much of coincidences.Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

32mins

9 Jan 2020

Rank #1

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Playing with FIRE

On the latest episode we’re joined by Travis Shakespeare, director of a new documentary called Playing with FIRE, which follows 35 year old Scott Rieckens, his wife Taylor, and their toddler Jovie as the family decides to embark on a year-long odyssey to understand the rules of the FIRE movement and test their willingness to reject the standard narrative of adult life.When Scott hears a prominent leader and “early retiree” in the FIRE movement subculture interviewed on a podcast, he enlists his wife to abandon everything they’ve been taught about the role of money in adulthood and instead focus on pursuing financial independence. But doing so requires an about face since their current path has them spending every dime they make living the “Instagram” life in an expensive San Diego suburb, driving luxury cars, and eating at fancy restaurants. Although everything they are doing is sanctioned by their friends, traditional education, and broad society, Taylor agrees that something is wrong when it becomes clear she’ll need to sacrifice the precious hours of her daughter’s childhood and work 40+ hours per week to continue paying for their lifestyle. She agrees to uproot their lives and spend a year traveling around the country to meet the subculture’s mentors while living rent free to save as much as they can.It’s an interesting tale full of ups and downs. If the FIRE movement is something you’re interested in, this film is a must watch.Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts.Connect with me at these places for all my content:https://www.jillonmoney.com/https://twitter.com/jillonmoneyhttps://www.facebook.com/JillonMoney https://www.instagram.com/jillonmoney/https://www.youtube.com/c/JillSchlesingerhttps://www.linkedin.com/in/jillonmoney/ https://www.stitcher.com/podcast/jill-on-moneyhttps://apple.co/2pmVi50"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

24mins

26 Dec 2019

Rank #2

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Sizing People Up

After two decades as a behavior analyst in the FBI, Robin Dreeke knows a thing or two about sizing people up. He's navigated complex situations that range from handling Russian spies to navigating the internal politics at the Bureau. Through that experience, he was forced to develop a knack for reading people, their intentions, their capabilities, their desires and their fears.In Sizing People Up, Dreeke shares his simple, six-step system that helps you predict anyone's future behavior based on their words, goals, patterns of action, and the situation at hand.Predicting the behavior of others is an urgent need for anyone whose work involves relationships with others, whether it's leading an organization, collaborating with a teammate, or closing a sale. But predictability is not as simple as good and evil, or truth and fiction. Allies might make a promise with every intention of keeping it, not realizing that they will be unable to do so due to some personal shortcoming. And those seeking to thwart your endeavor may not realize how reliable their malevolent tells have become.Using this book as their manual, readers will be able to quickly and easily determine who they can trust and who they can't.Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

34mins

12 Mar 2020

Rank #3

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The Art of Persuasion

In the post-fact, deeply divided world we live in, true persuasion is rare. Engaging with people holding differing opinions is rarer still. But for progress to take place, persuasion must happen. Whether it's convincing an employer you are right for the job, a customer that your product is the best, or your closed-minded uncle that good people can disagree, it takes the art, and science, of persuasion to move forward.So, how do you change someone's mind, or at least advance the conversation, when everyone is entrenched in their own points of view? Our latest guest, communication expert Lee Hartley Carter, has spent nearly twenty years advising and helping the world's most well-known companies do just that.Her first book, Persuasion: Convincing Others When Facts Don't Seem to Matter, covers all the secrets to persuading anyone, at work and in life.Filled with researched insights into how we make up, and change, our minds, as well as colorful real-world examples and actionable recommendations, Persuasion will help you hone your message and craft your narrative in order to get heard and get results.Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts.Connect with me at these places for all my content:https://www.jillonmoney.com/https://twitter.com/jillonmoneyhttps://www.facebook.com/JillonMoney https://www.instagram.com/jillonmoney/https://www.youtube.com/c/JillSchlesingerhttps://www.linkedin.com/in/jillonmoney/ https://www.stitcher.com/podcast/jill-on-moneyhttps://apple.co/2pmVi50"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

32mins

24 Oct 2019

Rank #4

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Coronavirus: Death of Retail and Higher Ed?

As Americans shelter at home, everyday shopping habits have changed, perhaps permanently, with online grocery sales way up, and department stores struggling to survive. Here's an interview I did with Scott Galloway, a professor of marketing at New York University, about the future of retail and higher education. Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

22mins

6 May 2020

Rank #5

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Invested with Charles Schwab

This week we have a financial icon in-studio as Charles Schwab pays us a visit. Yes, that Charles Schwab, the founder of The Charles Schwab Corporation.In his just released personal memoir, Invested: Changing Forever the Way Americans Invest, Schwab describes his passion to have Main Street participate in the growing economy as investors and owners, not only earners. Schwab opens up about the challenges he faced while starting his fledgling company in the 1970s. A year into his grand experiment in discounted stock trading, he carried a six-figure debt and a pocketful of personal loans. As it turned out, customers flocked to Schwab, leaving his small team scrambling with scarce resources and no road map to manage the company’s growth.He recounts the company’s game-changing sale to Bank of America, and how, in the end, the merger almost doomed his organization. We learn about the clever and timely leveraged buyout he crafted to regain independence.A remarkable story of a company succeeding by challenging norms and conventions through decades of change, Invested also offers unique insights and lifelong principles for readers, the values that Schwab has lived and worked by that have made him one of the most successful entrepreneurs of our time. Today, his company is one of the leading financial services firms in the world. Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts.Connect with me at these places for all my content:https://www.jillonmoney.com/https://twitter.com/jillonmoneyhttps://www.facebook.com/JillonMoney https://www.instagram.com/jillonmoney/https://www.youtube.com/c/JillSchlesingerhttps://www.linkedin.com/in/jillonmoney/ https://www.stitcher.com/podcast/jill-on-moneyhttps://apple.co/2pmVi50"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

26mins

31 Oct 2019

Rank #6

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52 Simple Ways to Ignite Success, Meaning, and Joy at Work

Technology has enabled us to be more interconnected today than ever before. So why do so many of us feel isolated and undervalued at work? Why does it feel like something is missing? It doesn’t have to be this way. In these rapidly changing, challenging times, how do we, YOU, develop the intuition, self-awareness, and interpersonal agility required to prosper?In Connect First: 52 Simple Ways to Ignite Success, Meaning, and Joy at Work, our latest guest, Melanie Katzman, reveals the key to greater success, meaning, and joy at work.The book delivers an impactful approach to connect first as fellow humans, then as coworkers and colleagues, to forge deep bonds that make a significant difference.Dr. Katzman presents 52 actions you can take immediately to create a deeply rewarding work life by connecting to yourself, your organization, and the world at large. These are the same powerful techniques she has used with leaders and employees at the world’s top companies to enhance productivity and foster fulfillment and joy at work, the hallmarks of true success.Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts.Connect with me at these places for all my content:https://www.jillonmoney.com/https://twitter.com/jillonmoneyhttps://www.facebook.com/JillonMoney https://www.instagram.com/jillonmoney/https://www.youtube.com/c/JillSchlesingerhttps://www.linkedin.com/in/jillonmoney/ https://www.stitcher.com/podcast/jill-on-moneyhttps://apple.co/2pmVi50"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

28mins

14 Nov 2019

Rank #7

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Should I Pay Off the Mortgage?

If you've been a regular listener you know that I almost always advise against paying down a mortgage early. That's because everybody seemingly has a low interest rate. But there are a handful of exceptions. Laurie from Connecticut is one of them. Sort of. Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

7mins

14 Jan 2020

Rank #8

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13 "Dumb" Financial Mistakes

Do you have a “friend” who is super smart, has a great career, holds a graduate degree, has even saved a chunk of money for retirement, but who keeps making the same dumb mistakes when it comes to money? Is this “friend” you? I joined Here and Now on NPR to discuss how you can avoid making some of these common mistakes. Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

9mins

31 Jan 2020

Rank #9

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Coronavirus: Where to Park Short-Term Money

There are rules of thumb in the investing world, pandemic or no pandemic, and that includes where to park money for short-term needs. Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

13mins

14 Apr 2020

Rank #10

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Everything is Figureoutable with Marie Forleo

While most self-help books offer quick fixes, Everything is Figureoutable by Marie Forleo will retrain your brain to think more creatively and positively in the face of setbacks. If you're having trouble solving a problem or reaching a dream, the problem isn't you. It's that you haven't yet installed the one belief that changes everything.Marie's mom once told her, "Nothing in life is that complicated. You can do whatever you set your mind to if you roll up your sleeves. Everything is figureoutable."Whether you want to leave a dead end job, break an addiction, learn to dance, heal a relationship, or grow a business, Everything is Figureoutable will show you how.You'll learn: The habit that makes it 42 percent more likely you'll achieve your goals. How to overcome a lack of time and money. How to deal with criticism and imposter syndrome. It's more than just a fun phrase to say. It's a philosophy of relentless optimism. A mindset. A mantra. A conviction.Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

38mins

30 Jan 2020

Rank #11

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Coronavirus: Time to Keep Investing?

While many think now is the perfect time to jump out of the market, plenty see it as a golden opportunity, kind of like a major sale at the local retailer.Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

22mins

31 Mar 2020

Rank #12

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Coronavirus: Where to Put Money

You're 37, single, and wondering what's the best path forward as you evaluate your overall retirement and investing game plan. If not for the recent craziness in the markets, you might not be asking such questions. Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

10mins

27 Apr 2020

Rank #13

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Turning Adversity into Advantage

How do you find a competitive edge when the obstacles feel insurmountable? How do you get people to take you seriously when they're predisposed not to, and perhaps have already written you off?Our latest guest, Laura Huang, has come up against that problem many times, and so has anyone who's ever felt out of place or underestimated. Many of us sit back quietly, hoping that our hard work and effort will speak for itself. Or we try to force ourselves into the mold of who we think is "successful," stifling the creativity and charm that makes us unique and memorable.In her recently released book, Edge: Turning Adversity into Advantage, Huang offers a different approach. She argues that success is rarely just about the quality of our ideas, credentials, and skills, or our effort. Instead, achieving success hinges on how well we shape others' perceptions, of our strengths, certainly, but also our flaws. It's about creating our own edge by confronting the factors that seem like shortcomings and turning them into assets that make others take notice.Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

34mins

5 Mar 2020

Rank #14

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Can You Really Have It All?

Our latest guest, Romi Neustadt, is a mom of two, a wife, a daughter, bestselling author, speaker, entrepreneur, and coach. What's more, she's achieved these things without a staff of 10, the ability to sleep two hours a night or driving herself crazy. She's figured out the key to having it all: Priorities.In her second book, You Can Have It All, Just Not at the Same Damn Time, Romi provides a no-BS blueprint for women to figure out what to focus on and what not to. She explains why saying YES to everything and everyone really means saying NO to the things that matter, to your goals, your dreams, and your true self.The key to achieving your wildest dreams isn't to downsize them. It's to embrace them more fully, and discard everything that isn't serving them. This book is for anybody who wants to live a fulfilled, authentic life without feeling stressed and exhausted. Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

25mins

20 Feb 2020

Rank #15

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Coronavirus: Pay Off Debt?

With the financial world full of uncertainty, is now a good time to pay off some of those interest bearing loans? Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

8mins

5 Apr 2020

Rank #16

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Secure Act 101

After I wrote about the Setting Every Community Up for Retirement Enhancement (SECURE) Act, I received a slew of questions from readers. So to help clear up some of the confusion, we’re bringing on IRA guru Ed Slott. (Ed will also join us for a tax season related episode)The Secure Act includes significant changes to retirement accounts, including:Age Limit Eliminated for Traditional IRA ContributionsBeginning in 2020, the new law eliminates the age limit for traditional IRA contributions (formerly 70 ½). Now, those who are still working can continue to contribute to a traditional IRA, regardless of their age.RMD Age Raised to 72The SECURE Act also raises the age for beginning RMDs to 72 for all retirement accounts subject to RMDs. IRA owners reaching age 70 ½ in 2020 catch a break and will not have to take their first RMD in 2020 now that the RMD deadline has been extended to age 72.New Exception to the 10% Penalty for Birth or AdoptionThe SECURE Act adds a new 10% penalty exception for birth or adoption, but the distribution is still subject to tax. It is limited to $5,000 over a lifetime. The birth or adoption distribution amount can be repaid at any future time (re-contributed back to any retirement account).IRA Contributions with Fellowship and Stipend PaymentsAdditionally, the new law allows taxable non-tuition fellowship and stipend payments to be treated as compensation to qualify for an IRA (or Roth IRA) contribution.Employer Liability Protection for Annuities in PlansThe SECURE Act provides a safe harbor for employer liability protection for offering annuities in an employer plan. This is expected to open the door for more annuity products to be available as investment choices in employer plans.Good Bye, Stretch IRABeginning for deaths after December 31, 2019, the stretch IRA is replaced with a ten year rule for the vast majority of beneficiaries. The rule requires accounts to be emptied by the end of the tenth year following the year of death. There are no annual RMDs. Instead, the only RMD on an inherited IRA is the balance at the end of the 10 years after death. For deaths in 2019 or prior years, the old rules would remain in place.There are five classes of “eligible designated beneficiaries” who are exempt from the 10-year post-death payout rule and can still stretch RMDs over life expectancy. These include surviving spouses, minor children, disabled individuals, the chronically ill, and beneficiaries not more than ten years younger than the IRA owner.Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

26mins

13 Feb 2020

Rank #17

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Tax Season Planning with Ed Slott

Tax season is open, which means there’s another opportunity to: (a) vent about how much you hate this time of year, (b) complain about the complexity of the U.S. code, and (c) whine about your refund being lower than previous years, even though you know that a refund is just the return of the extra money that you paid Uncle Sam, on which he paid zero interest.The Internal Revenue Service is hoping that this year’s filing season will be less fraught than last year’s, because the government has remained open (remember the 35-day shutdown of 2018-2019?) and it will be the second time that the American taxpayers will be filing under the new rules that emerged from the Tax Cuts and Jobs Act (TCJA).The deadline to file 2019 tax returns and pay any tax owed is Wednesday, April 15, 2020 and the IRS expects that more than 150 million individual tax returns will be filed.Back with us for his annual tax season appearance is Ed Slott, the ultimate tax guru and founder of IRA Help.The best way to prepare for this season is to grab last year’s return as a guide to what’s missing and then to start organizing your documents (W-2s, 1099s, as well as bank, investment, mutual fund and mortgage company documents) in a simple file. While most of tax year 2019 will look like 2018, there are inflation adjustments to the standard deduction, tax bracket ranges and many tax credits. There are also a few notable changes which we’ll discuss with Ed.Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

19mins

27 Feb 2020

Rank #18

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Coronavirus Email: Should I Decrease Contributions?

When the sky is falling, I suppose it's a natural response to want to get out of the stock market. But is that the best move? Should you decrease your contributions? Or stay the course?Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

17mins

26 Mar 2020

Rank #19

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Coronavirus Email: Is Now a Good Time to Convert?

Times of chaos on Wall Street can sometimes present blessings in disguise, one being an opportune time to convert to a Roth IRA. That's one of the questions we addressed on the latest podcast. Have a money question? Email me here.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

13mins

28 Mar 2020

Rank #20