OwlTail

Cover image of Retire Sooner with Wes Moss

Retire Sooner with Wes Moss

Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving yourself of happiness in the present. In addition to leveraging his 20+ years of knowledge as an investment advisor, Wes brings in guests and specialists to teach you how to set and work towards your financial and lifestyle objectives. Refreshingly-free of mind-numbing financial jargon and unrealistic money goals, Retire Sooner with Wes Moss gives listeners the tools on how to retire sooner in the real world.

Popular episodes

All episodes

Read more

Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving yourself of happiness in the present. In addition to leveraging his 20+ years of knowledge as an investment advisor, Wes brings in guests and specialists to teach you how to set and work towards your financial and lifestyle objectives. Refreshingly-free of mind-numbing financial jargon and unrealistic money goals, Retire Sooner with Wes Moss gives listeners the tools on how to retire sooner in the real world.

How To Find Your Core Pursuits with Mallory Boggs

Podcast cover
Read more

Once a financial foundation is built, it’s time for the most important part of the retirement equation; discovering your core pursuits. Whether you have a dozen hobbies on steroids that you’d like to tackle or you’ve been indecisive due to a busy work schedule, this is the episode for you!

Listen as Wes Moss reveals why it’s never too late to find your core pursuits, tips for pinpointing what you love doing, and details from an enlightening interview he had with blogger, journalist, and best-selling author, Tom Vanderbilt. Later in the episode, Wes is joined by podcast producer, Mallory Boggs, to discuss the top four core pursuits of happy retirees, hobbies that they have tested so far, and resources Wes has generated to aid in detecting ideal core pursuits.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 01 2022

50mins

Play

One Trick To Change Your Relationship With Money From Ken Honda

Podcast cover
Read more

Is your relationship with money holding you back from finding financial success? Many of us have a rocky relationship with money, but if we looked at our capital from a different perspective this could possibly change our outlook and relationship with money.

To aid us in improving our connection with our funds and uncover the trick we need to change our relationship with money, Wes sits down with Ken Honda, a worldwide, well-known author whose books have sold more than 8 million copies, including his latest book called Happy Money: The Japanese Art of Making Peace With Your Money. Ken shares how the Japanese look at retirement, explains happy money versus unhappy money, and talks about fairness when it comes to how much money you possess. He also reveals two ways to find peace and happiness with money, how appreciating your funds can help you appreciate other things in your life, and defines invisible and visible assets. To wrap up the episode Ken and Wes touch on teaching children about money, happy money for senior citizens compared to children, and a problem he sees with poverty.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 24 2022

1hr 9mins

Play

Setting A Goal Of Income For Life

Podcast cover
Read more

Humans encounter numerous fears throughout their lifetime. Some of those fears include public speaking, being locked in an unknown space, and even the fear of spiders. However, there’s another fear that consumes many, and that’s outliving our money. At the end of the day it doesn’t matter where you are financially in your life, the panic of running out of funds can often surface, especially for early retirees.

To give listeners a piece of mind and a simple combative strategy, Wes Moss reveals ways to have income for life during this episode. He also uncovers why having multiple income streams is essential and the importance of financial planning. Wes also talks through the benefits of income investing, the average longevity of S&P 500 companies and how possessing a diversified investment portfolio can provide some income and inflation protection.

This is provided as a resource for informational purposes and is not to be viewed as investment advice or recommendations. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. The mention of any company is provided to you for informational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular company. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. The information provided is strictly an opinion and for informational purposes only and it is not known whether the strategies will be successful. There are many aspects and criteria that must be examined and considered before investing. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions. Investment decisions should not be made solely based on information contained herein.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 17 2022

26mins

Play

Instilling Financial Literacy In Younger Generations with Dan Sheeks

Podcast cover
Read more

Financial literacy is the blueprint to building financial success for the younger generation. In general, that could lead to earning your children early financial independence and increased happiness in retirement. To help us learn more about educating the rising generation regarding their finances, we called on Dan Sheeks, Owner and Founder Of Sheeks Freaks LLC, author, high school business/marketing teacher, personal finance advocate, and real estate investor for this week’s episode. 

Dan shares details about his life and his real estate investments along with five takeaways from his book to tell your kids about getting to a million dollars. He also reveals why he never uses the word “retire,” whether or not having a college degree is crucial, and talks through real versus false assets. Additionally, Dan and Wes discuss the difference between income versus wealth, address the happiness curve, and touch on credit cards and retirement accounts. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 10 2022

1hr

Play

Five Financial Secrets Of The Happiest Retirees

Podcast cover
Read more

Although numerous habits make up the structure of a happy retiree, financial habits play a large part in creating the fulfilling retirement you’ve always dreamed of and being able to fund your additional interests.

In this episode, Wes breaks down the five financial secrets of the happiest retirees based on research from his latest book, What The Happiest Retirees Know, and reveals how these patterns are fundamental to building wealth and living a comfortable retirement.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 03 2022

37mins

Play

The Importance of Community with Jan Cullinane

Podcast cover
Read more

A sense of belonging, support, and accountability; these benefits come with joining a community. In this episode of Retire Sooner, Wes sits down with Jan Cullinane, award-winning and best-selling author, speaker, and consultant to discuss just how important communities are.

Jan described what questions you can ask yourself regarding where you are in life. She also shares the five P’s for starting a business in retirement or otherwise, uncovers why strong social support is essential, and how the ability to renegotiate roles can be helpful in relationships. She addresses the importance of having a purpose in life and why women need to prepare to be in charge of their own financial decisions. To conclude, Wes and Jan talk through determining where to live in retirement, niche and non-traditional retirement lifestyles, and the psychology of money.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 27 2022

44mins

Play

The Perils of Market Timing: Missing The Best Days In The Market

Podcast cover
Read more

Tune in as Wes Moss discusses the investment math, data, and history that could make a major difference in your early retirement plans. Listen as Wes walks through the history of market recovery, what happens when you miss a handful of market up days as an investor, and the importance of participation over perfection when it comes to sticking it out in the market. He also shares how challenging and risky it can be to hop in and out of the market, the importance of protecting your purchasing power, and when the dry powder principle can come in handy. Furthermore, Wes expresses the significance of utilizing history as our guide in combating market downturns and timing.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 20 2022

27mins

Play

"Purpose Is A Verb" and Seeking Meaning in Life with Richard Leider

Podcast cover
Read more

What's the secret to unlocking your best life yet? Finding your purpose. To aid us in doing so, we sought out internationally bestselling author, coach, and keynote speaker, Richard Leider. Listen as he discloses looking at purpose as a verb and grasping the meaning in life.

Richard reveals details from his fortuitous encounter with Viktor Frankl and a method for living with purpose. Additionally, he explains why purpose is fundamental to your health, how to stop living a default life, as well as useful tips for unlocking the sought out purpose of many. Richard wraps up by discussing the idea of coaching young NFL football players into reimagining the next phase of their lives and uncovers the fine points from his book.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 13 2022

1hr 1min

Play

3 Keys Investors Can Use to Help Them Sleep Well at Night (SWAN) In Bear Markets

Podcast cover
Read more

You'd have to go back to 1937 to find a worse year for a 50% stock/ 50% bond portfolio. 2022 has been a challenging year for some investors as consumers face inflation and the Fed's battle against it. In this episode, Wes discusses how the Fed is slamming its foot on the economic breaks and raising interest rates. He then covers how Americans are being impacted by inflation.

Anxiety comes hard and fast for investors and retirees during challenging times like today, so Wes walks listeners through three powerful keys to help them lower their stress and SWAN - Sleep Well At Night.

1. The Power of a Plan

2. The Power of Understanding Cash Flow

3. The Power of Diversification

Listen to hear how you can leverage these three powers to lower your anxiety levels and get back to focusing on retiring sooner.


This is provided as a resource for informational purposes and is not to be viewed as investment advice or recommendations.  This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. The mention of any company is provided to you for informational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular company.  Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved.  The information provided is strictly an opinion and for informational purposes only and it is not known whether the strategies will be successful. There are many aspects and criteria that must be examined and considered before investing.  This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.  Investment decisions should not be made solely based on information contained herein.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 06 2022

32mins

Play

Prioritizing Your Finances and The FIRE Movement with Sam Dogen

Podcast cover
Read more

Financial chaos can catch us off guard, but we can combat this unforeseen challenge through knowledge and being prepared in advance. To help we’ve called on the Financial Samurai himself, Sam Dogen. He is the mastermind behind FinancialSamurai.com, writer, podcast host, author, and a legend in the financial planning, retire early, and FIRE Movement world.

Sam reveals how and why he got into writing, what his life in retirement looks like now, along with how to not feel guilty working if you have children. He also explains how his financial needs evolved once he stopped working and his frequent pull to return to work, provides details from his book Buy This, Not That: How to Spend Your Way To Wealth And Freedom, bad debt versus good debt, and shares a helpful home buying rule. Furthermore, Wes and Sam talk through buying your piece of America now while you can and address a valuable spending rule.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 29 2022

1hr 3mins

Play

What Is The Fed Doing With The Market?

Podcast cover
Read more

As investors, we should train and remind ourselves to focus on the value of companies as opposed to the value of their stocks. Ultimately, doing so can help to relieve market volatility and leave us sleeping better at night.

Listen as Wes Moss discusses how the Federal Reserve currently impacts the market along with how investors should examine the market for their mental well-being. Wes also analyzes details from a happiness study performed by the author of Happier Hour: How to Beat Distraction, Expand Your Time, and Focus on What Matters Most. To conclude the episode, Wes unveils ways to decrease anxiety around investing and why investing should start and end with a plan.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 22 2022

23mins

Play

Thriving In Life And Retirement with Patrice Jenkins

Podcast cover
Read more

Your dreams shouldn’t have an expiration date, even in retirement. In this episode, Wes sits down with Patrice Jenkins, Ph.D., an organizational psychologist, retirement speaker, Founder of Day One Dreams, and author of “What Will I Do All Day?: Wisdom to Get You Over Retirement and On With Living!”

Patrice explains how it’s never too late to go after your dreams, but you have to start today, the intricacies of success stories, and details from her book. Additionally, she discusses how thriving has two components, the similarities between thriving at work and thriving in retirement, along with where intrinsic motivation stems from. To wrap up the episode, Patrice talks about figuring out retirement as you go but planning in advance, finding new roles in retirement, and what retirement means to her.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 15 2022

52mins

Play

The 4% Plus Rule Explained

Podcast cover
Read more

Inflation has many investors questioning financial planning and spending decisions, including those making arrangements for a happy retirement. One frequently used concept that can help with retirement spending during times like these lies in the 4% Plus Rule. Listen as Wes Moss explains the math behind the rule during this episode.

Wes shares how running out of money is a top fear, why history can help us navigate through budgeting, and lists similarities between budgeting and dieting. He also talks through starting top down as opposed to bottom up when it comes to spending and provides examples of how the 4% and 4% Plus Rules can be used. Later in the episode, Wes discusses safe withdrawal rates, the importance of planning ahead of schedule, and why flexibility is the key in the budgeting process.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 08 2022

27mins

Play

Understanding Different Generations with Chris De Santis

Podcast cover
Read more

Each generation is different. In fact, some generations are so hard-wired and hardcoded with their own values, that they may overlook the views of others. However, if we understood the generations outside of our own we could better sympathize and empathize with them in our daily lives, workplace, and family life. To help us comprehend each generation, we’re joined by Chris De Santis, organizational behavior speaker, facilitator, consultant, and author of Why I Find You Irritating: Navigating Generational Friction at Work.

Chris describes each generation in detail and generalizes the values and beliefs of those generations. He also explains generational differences, defines what it means to be a humanist, and shares why he believes the best teams are complementary instead of competitive. To conclude, Chris reveals details from his book, the key to generational harmony in a business, and how our early years impact our outlook on life’s principles.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 01 2022

1hr 8mins

Play

Exploring Second-Act Careers with Nancy Collamer

Podcast cover
Read more

So you’ve retired. What comes next? Many retirees find themselves lingering within the retirement grey zone as they make their full transition into this new phase of life. But what if there is a second act following your career? One that could check off all the boxes; multiple streams of income, core pursuits, and socialization. Retirement coach and author of Second-Act Careers: 50+ Ways to Profit From Your Passions During Semi-Retirement, Nancy Collamer, joins this episode to talk through exploring second-act careers and how they can benefit you in the long run.

Listen as she provides tips for finding your second act, expert streams of income, and explains why it’s never too early or too late to start your second act in retirement. Nancy also shares how she pinpointed her second act, why trying things you’re interested in can lead to new opportunities, and the top fear of those seeking a second act. To conclude, Nancy describes the concept of a Reinvention R&D Budget, utilizing gig platforms, and Wes shares some insight about finding his core pursuits in life.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 25 2022

1hr 3mins

Play

2022 Is A Tough Year For The Market

Podcast cover
Read more

2022 has not been an ideal year for some investors. Tune in to today's episode as Wes Moss explains what considerations to make.

Wes walks through how the market has impacted investors for the past few years, his insights on whether or not we are in a recession, and why 2022 still has a strong job market along with a sturdy travel industry. Additionally, he touches on having a disequilibrium when it comes to the consumer and how easy it is for investors to leave when markets get volatile. The episode wraps up with Wes sharing why businesses are the military of the economy and methods for riding through this tough year from an investment standpoint.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 18 2022

23mins

Play

Finding Fitness At 80 Years Old with Jim Owen

Podcast cover
Read more

What if we told you aging like fine wine and fitness go hand in hand? While some seek to kickstart their fitness journey when faced with health issues in their later years, they soon find that their newly discovered lifestyle, combined with a little discipline, can go a long way. James “Jim” Owen, a forty-year veteran of Wall Street, speaker, and author joins this episode to talk through his journey of finding fitness later in life and how it turned things around.

Jim shares what started his fitness journey along with when health became a priority. Furthermore, he reveals details from the books he’s written, defines a super ager and what it entails, and lays out why it’s important to start slow and make a commitment to yourself. He later uncovers his own fitness struggles, tips for increasing your health, and explains his 2-day rule accompanied by a secret to motivating yourself to workout.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 11 2022

54mins

Play

Are We In A Recession Or Not In 2022? And Why It Shouldn’t Matter For Investors.

Podcast cover
Read more

A daunting question has been lingering in the minds of many U.S. investors - Are we in a recession in 2022? Tune in as Wes tackles this question and more during the episode.

Listen as Wes talks about how we’re living in a similar economy to the 1950s, what the media declares about being in a recession, and the National Bureau of Economic Research’s role and criteria. Additionally, Wes uncovers political views about a recession and why your long-term retirement plan doesn't have to be impacted. To wrap up the episode Wes reminds listeners that there are more years of spending ahead than you think and describes how the combination of stocks and bonds is important for any investor.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 04 2022

31mins

Play

Pinpointing Your Anxiety and Getting A Head Start On A Happy Retirement with Dr. Gail Saltz

Podcast cover
Read more

Many of us experience anxiety. It’s normal to feel it before a big test, speaking in public, competing in a sporting event, and so on. Though a little bit of anxiety can be a good thing, we must be careful not to let these levels increase beyond the point of becoming a disorder. Dr. Gail Saltz, psychiatrist, psychoanalyst, columnist, podcast host, and television commentator joins Wes Moss to explain how anxiety can be alleviated with a little awareness and what happens when happiness and anxiety converge.

Dr. Saltz starts the episode by sharing her thoughts on anxiety and how it can go from good to bad, as well as the most generalized anxiety disorder. Dr. Saltz and Wes also discuss how anxiety would have been treated 100 years ago, her favorite book she’s written, and the most common diagnosis in children. To wrap up the episode Dr. Saltz opens up about the most effective way to help people struggling with anxiety, if she believes teletherapy works, where we are in the evolution of helping more people, and provides Wes with key advice for how he can be a better partner.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 28 2022

1hr 4mins

Play

Strengthening Social Connections and Discovering Attunement with Ted Brodkin and Ashley Pallathra

Podcast cover
Read more

Have you ever finished a conversation and immediately realized you didn’t remember anything the other person said? Do you sometimes feel as though you have fallen between the cracks of your own thoughts and you can’t seem to focus long enough to connect with others? You’re not alone. Edward S. ("Ted") Brodkin, M.D., a board-certified psychiatrist, author, and director of the Adult Autism Spectrum Program at Penn Medicine and Ashley A. Pallathra, M.A., a clinical researcher, therapist, author, and doctoral candidate in clinical psychology at the University of North Carolina, join this episode to discuss how we can improve social connectedness and find attunement.

During the episode, the pair share where they met and began their collaboration on the study of connectedness, and walk us through what goes into a neuroscience research study. They also share details from their conducted study on developing a program for adults in the spectrum regarding social functioning, share the framework of their book Missing Each Other: How To Cultivate Meaningful Connections, and define attunement along with its four key elements. Furthermore, Dr. Brodkin and Ashley talk through the importance of listening to yourself and your needs in retirement, summarize mutual responsiveness, and unveil their advice for people going through the transition of leaving the workforce.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 21 2022

56mins

Play

iTunes Ratings

94 Ratings
Average Ratings
69
8
4
8
5

Awesome!

By Sparkle bobber - Oct 17 2018
Read more
Very informative, and also entertaining.

Great Insight

By Millenialsaver - Jan 10 2018
Read more
Wes keeps it very simple but clearly is extremely knowledgable.