Gift Planning Attorney, Daniel Hicks joins Mike to discuss this great planning tool.

Gift Planning Attorney, Daniel Hicks joins Mike to discuss this great planning tool.

BEST OF TALKING MONEY: WHAT IS A DONOR ADVISED FUND AND HOW IT CAN HELP YOU SAVE TIME AND MONEY

Probate Judge Debora Faulkner joins Mike to discuss how the Probate Court helps advocate for adults who cannot advocate for the themselves. Plus, Judge Faulkner reviews the process survivors need to follow when settling an estate. 

Probate Judge Debora Faulkner joins Mike to discuss how the Probate Court helps advocate for adults who cannot advocate for the themselves. Plus, Judge Faulkner reviews the process survivors need to follow when settling an estate.

Judge Faulkner demystifies the Probate process!

Stephen Piper of Piper Insurance Group joins Mike to answer insurance questions:  How does inflation affect home and auto insurance? What are some ways to save when you add a teenage driver? Is there a way to report insurance companies not paying what is due? How do you make sure you have enough coverage? What about coverage for the contents of the house? Do I need to take a video inventory of my possessions? What might be involved in the claims process if something happens? Should I insure my rental properties under an LLC or under my name? If I rent a car, am I covered under my personal policy?

Stephen Piper of <a href="https://piperinsurancegroup.com/" rel="noopener nofollow" target="_blank">Piper Insurance Group</a> joins Mike to answer insurance questions: <ul> <li>How does inflation affect home and auto insurance?</li> <li>What are some ways to save when you add a teenage driver?</li> <li>Is there a way to report insurance companies not paying what is due?</li> <li>How do you make sure you have enough coverage?</li> <li>What about coverage for the contents of the house?</li> <li>Do I need to take a video inventory of my possessions?</li> <li>What might be involved in the claims process if something happens?</li> <li>Should I insure my rental properties under an LLC or under my name?</li> <li>If I rent a car, am I covered under my personal policy?</li></ul>

Insurance Basics

Mike shares a recent podcast from Ronald Blue Trust where Nick Stonestreet and Brian McClard discuss the current economic landscape, why the market is struggling, how international events are affecting investors, what may lie ahead, and how this may affect you. He then shares a few thoughts about the interview.

Mike shares a <a href="https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.ronblue.com%2Fblogs%2Fnot-the-cp-report-we-were-looking-for-whats-next-for-the-economy%2F&amp;data=05%7C01%7CTracey.Miller%40ronblue.com%7C9ed40bb144c0445859ed08daa7c3564a%7Ce0023e167f3a45cfb8dffda9c2510e87%7C0%7C0%7C638006754652927872%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=ArX2JfY2CRF3U0ZxBJCaYVO0yzf1G3B0U9GfzntwGvI%3D&amp;reserved=0" rel="noopener nofollow" target="_blank">recent podcast</a> from Ronald Blue Trust where <a href="https://www.ronblue.com/about/leadership/nick-stonestreet/" rel="noopener nofollow" target="_blank">Nick Stonestreet</a> and <a href="https://www.ronblue.com/advisor/brian-mcclard/" rel="noopener nofollow" target="_blank">Brian McClard</a> discuss the current economic landscape, why the market is struggling, how international events are affecting investors, what may lie ahead, and how this may affect you. He then shares a few thoughts about the interview.

Economic Review, October 2022

Mike is joined by David  Garrigan, CFP®. David works as a financial planner for the Everyday Steward division of Ronald Blue Trust out of the Greenville office. Mike and David discuss what kind of client the Everyday Steward division helps, what services they offer, and how someone could give a gift of a financial plan.

Mike is joined by David  Garrigan, CFP®. David works as a financial planner for the Everyday Steward division of Ronald Blue Trust out of the Greenville office. Mike and David discuss what kind of client the Everyday Steward division helps, what services they offer, and how someone could give a gift of a financial plan.

What is Everyday Steward?

Highlights from show originally aired April 9, 2022 What is the importance of researching the companies you are investing in or the firms you are using to invest for you? Beware those who show you past performances and promise the same future returns. Ask where they invested 5, 10, 15 years ago. Remember: no one can accurately predict the market! Make a plan and stick to it. When making a large purchase (car, house, etc), do you think about how a larger loan may affect your daily cash flow and budgeting? What is the bucket strategy? What is your portfolio’s primary goal: meeting future cash flow needs, limiting volatility, or keeping up with the benchmarks? You can’t have all three, and each have their trade-offs. If you are holding on to a stock that has gone down since you purchased it, ask yourself if you would buy it today. If the answer is no, why would you continue to hold on to it? Invest according to the time frame in which you will need the money. Don’t let fear or greed take you away from your plan.

Highlights from show originally aired April 9, 2022 What is the importance of researching the companies you are investing in or the firms you are using to invest for you? Beware those who show you past performances and promise the same future returns. Ask where they invested 5, 10, 15 years ago. Remember: no one can accurately predict the market! Make a plan and stick to it. When making a large purchase (car, house, etc), do you think about how a larger loan may affect your daily cash flow and budgeting? What is the bucket strategy? What is your portfolio’s primary goal: meeting future cash flow needs, limiting volatility, or keeping up with the benchmarks? You can’t have all three, and each have their trade-offs. If you are holding on to a stock that has gone down since you purchased it, ask yourself if you would buy it today. If the answer is no, why would you continue to hold on to it? Invest according to the time frame in which you will need the money. Don’t let fear or greed take you away from your plan.

Best of Talking Money: Investing Philosophies

Highlights from show originally aired April 2, 2022 What is a stock? What is a bond? How do they work? Stocks: what they are and how they work. Stockholder owns part of the company. Stocks are sold at an auction, so the price does not reflect the value of the company. Your money doesn’t actually go to the company. Bonds: you are investing in the debt of a corporation or government, basically giving them a loan. Have a time limit. Interest rates can affect bonds as well. Why is it important to stay diversified in stocks and bonds? What about just riding out the rise and fall of the market? What is the danger of following the “guru” who got their guess right once?

Highlights from show originally aired April 2, 2022 What is a stock? What is a bond? How do they work? Stocks: what they are and how they work. Stockholder owns part of the company. Stocks are sold at an auction, so the price does not reflect the value of the company. Your money doesn’t actually go to the company. Bonds: you are investing in the debt of a corporation or government, basically giving them a loan. Have a time limit. Interest rates can affect bonds as well. Why is it important to stay diversified in stocks and bonds? What about just riding out the rise and fall of the market? What is the danger of following the “guru” who got their guess right once?

Best of Talking Money: Stocks and Bonds

Highlights from show originally aired March 26, 2022 Do you know your risk tolerance? Mike looks at several questions, and your answers may surprise you. “Risk doesn’t bother me as long as I don’t lose anything.” “Overrating past performance is the most common mistake mutual fund investors make. Giving inadequate weight to risk, however you manage that risk, would be number two. And being willing to shift funds too quickly would be number three” – John Bogel “Always diversify your investments” – Sir John Templeton “If you don’t feel comfortable owning something for ten years, then don’t own it for ten minutes” –  Warren Buffett “Don’t try to buy at the bottom and sell at the top. It can’t be done, except by liars.” –  Bernard Baruch “The only function of economic forecasting is to make astrology look respectable.” – John Kenneth Galbraith Want Mike and his team to come do a workshop for your company? Contact him at 1-800-588-7526 or mike@talkingmoneyradio.com for details.

Highlights from show originally aired March 26, 2022 Do you know your risk tolerance? Mike looks at several questions, and your answers may surprise you. “Risk doesn’t bother me as long as I don’t lose anything.” “Overrating past performance is the most common mistake mutual fund investors make. Giving inadequate weight to risk, however you manage that risk, would be number two. And being willing to shift funds too quickly would be number three” – John Bogel “Always diversify your investments” – Sir John Templeton “If you don’t feel comfortable owning something for ten years, then don’t own it for ten minutes” –  Warren Buffett “Don’t try to buy at the bottom and sell at the top. It can’t be done, except by liars.” –  Bernard Baruch “The only function of economic forecasting is to make astrology look respectable.” – John Kenneth Galbraith Want Mike and his team to come do a workshop for your company? Contact him at 1-800-588-7526 or <a href="mailto:mike@talkingmoneyradio.com">mike@talkingmoneyradio.com</a> for details.

Best of Talking Money: What is Your Risk Tolerance?

Mike takes the show on the road to the Miracle Hill Kids’ Ninja Challenge. Yolanda shared some updates on how the even went and how it benefits Miracle Hill. Mike also  took the opportunity to interview a couple of participants in the challenge: his grandson Dawson as well as Henry, the second place fundraiser winner. Allen got to share his story of how Miracle Hill helped him overcome an alcohol addiction, and Ryan, the CEO of Miracle Hill, shared how the Lord has used the ministry throughout his life.

Mike takes the show on the road to the Miracle Hill Kids’ Ninja Challenge. Yolanda shared some updates on how the even went and how it benefits Miracle Hill. Mike also  took the opportunity to interview a couple of participants in the challenge: his grandson Dawson as well as Henry, the second place fundraiser winner. Allen got to share his story of how Miracle Hill helped him overcome an alcohol addiction, and Ryan, the CEO of Miracle Hill, shared how the Lord has used the ministry throughout his life.

Live from the 2022 Miracle Hill Kids’ Ninja Challenge

Mike answers some recent listener questions including:  I would like to give money to my kids and help myself on my taxes at the same time. How can I do that? I have several stocks that were purchased at a good price. I would like to sell, but don’t want to pay a lot in taxes. Is there a way to accomplish this? What is an advantage of giving an asset instead of giving cash? I’ve inherited funds, but I don’t really need the money. What should I do? My company used to have a pension, but then switched to a 401K. When I got to retirement, they gave me a list of options to take for the pension. How do I decide? How should I set up my estate so that I know my spouse will still be taken care of after I pass and/or ensure they spend the funds wisely?

Mike answers some recent listener questions including: <ul> <li>I would like to give money to my kids and help myself on my taxes at the same time. How can I do that?</li> <li>I have several stocks that were purchased at a good price. I would like to sell, but don’t want to pay a lot in taxes. Is there a way to accomplish this?</li> <li>What is an advantage of giving an asset instead of giving cash?</li> <li>I’ve inherited funds, but I don’t really need the money. What should I do?</li> <li>My company used to have a pension, but then switched to a 401K. When I got to retirement, they gave me a list of options to take for the pension. How do I decide?</li> <li>How should I set up my estate so that I know my spouse will still be taken care of after I pass and/or ensure they spend the funds wisely?</li></ul>

Questions and Answers

Financial Planner Mike Miller’s weekly radio show on sound investing.

Mike discusses more questions surrounding IRAs including:  When should you consider moving from a traditional to a ROTH IRA? What are some advantages of keeping things in a traditional IRA? What about conversion assets? What are the tax rules for a ROTH? What are the earnings rules? What is the five year rule and how does it affect my planning? What are some beneficiary considerations I should be thinking about?

Mike discusses more questions surrounding IRAs including: <ul> <li>When should you consider moving from a traditional to a ROTH IRA?</li> <li>What are some advantages of keeping things in a traditional IRA?</li> <li>What about conversion assets?</li> <li>What are the tax rules for a ROTH?</li> <li>What are the earnings rules?</li> <li>What is the five year rule and how does it affect my planning?</li> <li>What are some beneficiary considerations I should be thinking about?</li></ul>

IRA Rules: Why They Matter, Part 2

Mike answers questions about IRA rules, including:  What are your plans in case something happens to you? What are the different kinds of IRAs and what are their different contribution limits? What about a non-deductible IRA? What kind of contributions should you be making? What is the back door ROTH IRA? How does your tax bracket affect your planning decisions? My tax software will figure everything out for me, right? To ROTH or not to ROTH?

Mike answers questions about IRA rules, including: <ul> <li>What are your plans in case something happens to you?</li> <li>What are the different kinds of IRAs and what are their different contribution limits?</li> <li>What about a non-deductible IRA?</li> <li>What kind of contributions should you be making?</li> <li>What is the back door ROTH IRA?</li> <li>How does your tax bracket affect your planning decisions?</li> <li>My tax software will figure everything out for me, right?</li> <li>To ROTH or not to ROTH?</li></ul>

IRA Rules: Why They Matter, Part 1

In this episode, Mike looks at the latest economic review from Ronald Blue Trust. He also discusses several other points:  Can you solve your financial problems by winning the lottery? Market fluctuations aren’t a punishment for being an investor, they are the admission fees. Wealth is financial assets that haven’t been converted into the assets you see. Living large doesn’t mean you are wealthy.  True Wealth comes from wanting what we have – be content! I have more cash than I need for retirement. Where should I put it? Are we in or headed for a recession now? What type of investments are doing the best?

In this episode, Mike looks at the <a href="https://www.ronblue.com/newsletters/economic-review-outlook-third-quarter-2022/" rel="noopener nofollow" target="_blank">latest economic review</a> from Ronald Blue Trust. He also discusses several other points: <ul> <li>Can you solve your financial problems by winning the lottery?</li> <li>Market fluctuations aren’t a punishment for being an investor, they are the admission fees.</li> <li>Wealth is financial assets that haven’t been converted into the assets you see. Living large doesn’t mean you are wealthy.</li> <li></li> <li>True Wealth comes from wanting what we have – be content!</li> <li>I have more cash than I need for retirement. Where should I put it?</li> <li>Are we in or headed for a recession now?</li> <li>What type of investments are doing the best?</li></ul>

The Latest Economic Review

Is your financial advisor working for you? What are some questions you can ask to make the best choice on someone to help with your finances? Mike looks at some of these questions:  Is your advisor really an advisor or a salesperson? What are their credentials and experience? What should a financial planner offer? Does the advisor offer estate planning assistance? How does the advisor present themselves in the first meeting? What about complaints? Where do you start your search for your own personal CFO? What other questions should you ask a potential financial advisor?  You can also read more about these questions and considerations here.

Is your financial advisor working for you? What are some questions you can ask to make the best choice on someone to help with your finances? Mike looks at some of these questions: <ul> <li>Is your advisor really an advisor or a salesperson?</li> <li>What are their credentials and experience?</li> <li>What should a financial planner offer?</li> <li>Does the advisor offer estate planning assistance?</li> <li>How does the advisor present themselves in the first meeting?</li> <li>What about complaints?</li> <li>Where do you start your search for your own personal CFO?</li> <li>What other questions should you ask a potential financial advisor?</li> </ul> You can also read more about these questions and considerations <a href="https://talkingmoneyradio.com/2022/07/15/tips-on-finding-the-right-financial-advisor/?utm_source=show&amp;utm_medium=website&amp;utm_campaign=AdvisorQuestionsBlog" rel="nofollow" target="_blank">here</a>.

Is Your Advisor Working for You?

Highlights from show originally aired on March 5, 2022.  Eddie Holland joins Mike again to discuss more about Social Security and Medicare. They answer a number of listener questions, including:  Why might you delay taking Social Security? What about taking it early? How would the survivor benefit play into that consideration? Is there any penalty for someone who has not yet reached full retirement age to continue working for a year or two, but still go on and start drawing Social Security? How does Social Security determine your annual benefits based on your estimated date of death? Once you reach full retirement age, and you decide to continue to keep working, does your employer still withdraw Social Security taxes past your retirement age/date? At what point do we have to decide about Medicare if both spouses are at retirement age, but one of us is still working and has employer provided health insurance? My employer health insurances will subsidize half our Medicare premiums. Should I go on and sign up for Medicare to take advantage of that? I’m 68, going to file at 70. My spouse is 62. Should she go on and file? If she does, when she reaches full retirement age, can she then claim my spousal benefit? At what age can you still work and draw Social Security and not be penalized?

Highlights from show originally aired on March 5, 2022.  Eddie Holland joins Mike again to discuss more about Social Security and Medicare. They answer a number of listener questions, including: <ul> <li>Why might you delay taking Social Security? What about taking it early?</li> <li>How would the survivor benefit play into that consideration?</li> <li>Is there any penalty for someone who has not yet reached full retirement age to continue working for a year or two, but still go on and start drawing Social Security?</li> <li>How does Social Security determine your annual benefits based on your estimated date of death?</li> <li>Once you reach full retirement age, and you decide to continue to keep working, does your employer still withdraw Social Security taxes past your retirement age/date?</li> <li>At what point do we have to decide about Medicare if both spouses are at retirement age, but one of us is still working and has employer provided health insurance?</li> <li>My employer health insurances will subsidize half our Medicare premiums. Should I go on and sign up for Medicare to take advantage of that?</li> <li>I’m 68, going to file at 70. My spouse is 62. Should she go on and file? If she does, when she reaches full retirement age, can she then claim my spousal benefit?</li> <li>At what age can you still work and draw Social Security and not be penalized?</li></ul>

Best of Talking Money: Social Security and Medicare, Part 2

Highlights from the show originally aired February 26, 2022.  Eddie Holland, CFP®, CPA/PFS, CKA®, joins Mike to discuss Social Security. They answer the following questions:  If I’m going to collect social security and continue working, how do they calculate the amount taken out for social security and when do they look at that? How much of your social security will be considered as taxable income for a given year? What is full retirement age and why does that matter? What is the split strategy? What is the income reduction? If I have health benefits through my job, but I am approaching Medicare age, do I need to switch to Medicare? How would enrolling in Medicare affect your usage of a Health Savings Account? Does a spouse have the ability to use your Medicare or Cobra if they are themselves too young to apply? How does my income affect my Medicare premium?  Disclaimer: “Ronald Blue Trust and its employees have general knowledge of the Social Security tenets, however, they do not have complete expertise to provide a full discussion of the details of your specific situation. So, for additional information, contact your local Social Security office.” (and don’t be afraid to ask questions or for a supervisor if the information isn’t clear or not what you were expecting.)

Highlights from the show originally aired February 26, 2022.  Eddie Holland, CFP®, CPA/PFS, CKA®, joins Mike to discuss Social Security. They answer the following questions: <ul> <li>If I’m going to collect social security and continue working, how do they calculate the amount taken out for social security and when do they look at that?</li> <li>How much of your social security will be considered as taxable income for a given year?</li> <li>What is full retirement age and why does that matter?</li> <li>What is the split strategy?</li> <li>What is the income reduction?</li> <li>If I have health benefits through my job, but I am approaching Medicare age, do I need to switch to Medicare?</li> <li>How would enrolling in Medicare affect your usage of a Health Savings Account?</li> <li>Does a spouse have the ability to use your Medicare or Cobra if they are themselves too young to apply?</li> <li>How does my income affect my Medicare premium?</li> </ul> Disclaimer: “Ronald Blue Trust and its employees have general knowledge of the Social Security tenets, however, they do not have complete expertise to provide a full discussion of the details of your specific situation. So, for additional information, contact your local Social Security office.” (and don’t be afraid to ask questions or for a supervisor if the information isn’t clear or not what you were expecting.)

Best of Talking Money: Social Security and Medicare, Part 1

Mike is joined by clients Sandy and Karen McCormick who share their stories of financial lessons they learned throughout life. They also share their philosophies of spending and saving. Sandy and Karen then share the experience they have had as Ronald Blue Trust clients in the Everyday Steward division.

Mike is joined by clients Sandy and Karen McCormick who share their stories of financial lessons they learned throughout life. They also share their philosophies of spending and saving. Sandy and Karen then share the experience they have had as Ronald Blue Trust clients in the Everyday Steward division.

Client Story: The McCormicks

In The Way to Wealth, Benjamin Franklin gave some sage financial advice, even on how to control living expenses. He also gave timeless advice regarding avoiding debt. Mike talks about some of those pieces of advice as well as answering a listener question about the recent interest rate increase and ideas about how to help others in your local community. Mikes’ wife Cathy calls in to discuss ways she helped keep living expenses low as she and Mike raised their children. He also shared an old Saturday Night Live skit.

In The Way to Wealth, Benjamin Franklin gave some sage financial advice, even on how to control living expenses. He also gave timeless advice regarding avoiding debt. Mike talks about some of those pieces of advice as well as answering a listener question about the recent interest rate increase and ideas about how to help others in your local community. Mikes’ wife Cathy calls in to discuss ways she helped keep living expenses low as she and Mike raised their children. He also shared an old Saturday Night Live <a href="https://www.youtube.com/watch?v=R3ZJKN_5M44" rel="nofollow" target="_blank">skit</a>.

A Penny Saved Is a Penny Earned

In 1785, Benjamin Franklin wrote an essay entitled “The Way to Wealth or Father Abraham’s Sermon.” It is a collection of phrases of wisdom and advice that are still applicable today. Phrases like:  A word to the wise is enough. Lost time is never found again. Drive thy business, let not that drive thee. Early to bed, early to rise, makes a man healthy, wealthy, and wise. If we are industrious, we will never starve. Never leave for tomorrow what you can do today. Since you are not sure of a minute, don’t waste an hour. A life of leisure and life of laziness are two different things.  There is a lot of biblical truth in these statements as well. Biblical advice on money is always timely. Whose money is it anyway? How does the way you spend your money reflect what you believe about money?

In 1785, Benjamin Franklin wrote an essay entitled “The Way to Wealth or Father Abraham’s Sermon.” It is a collection of phrases of wisdom and advice that are still applicable today. Phrases like: <ul> <li>A word to the wise is enough.</li> <li>Lost time is never found again.</li> <li>Drive thy business, let not that drive thee.</li> <li>Early to bed, early to rise, makes a man healthy, wealthy, and wise.</li> <li>If we are industrious, we will never starve.</li> <li>Never leave for tomorrow what you can do today.</li> <li>Since you are not sure of a minute, don’t waste an hour.</li> <li>A life of leisure and life of laziness are two different things.</li> </ul> There is a lot of biblical truth in these statements as well. Biblical advice on money is always timely. Whose money is it anyway? How does the way you spend your money reflect what you believe about money?

The Way to Wealth

Highlights from the show originally aired February 19, 2022 Tim Guin of USA Truck joins Mike again to answer more listener questions and shares some of his story.  How do trucking companies try to mitigate risk of high dollar law suits? What equipment is on semi trucks to help prevent accidents? How has the chip shortage affected the trucking industry? What is the drug testing clearinghouse? How has the labor shortage affected trucking?

Highlights from the show originally aired February 19, 2022 Tim Guin of <a href="https://investor.usa-truck.com/governance/leadership/default.aspx" rel="noopener nofollow" target="_blank">USA Truck</a> joins Mike again to answer more listener questions and shares some of his story. <ul> <li>How do trucking companies try to mitigate risk of high dollar law suits?</li> <li>What equipment is on semi trucks to help prevent accidents?</li> <li>How has the chip shortage affected the trucking industry?</li> <li>What is the drug testing clearinghouse?</li> <li>How has the labor shortage affected trucking?</li></ul>

Best of Talking Money: Trucking and Elvis Gospel Records

Talking Money

Watching the stock market decline is not fun, but it does create some unique planning opportunities.  Join Mike as he discusses these unique planning ideas such as tax loss harvesting and Roth Conversions.

Watching the stock market decline is not fun, but it does create some unique planning opportunities.  Join Mike as he discusses these unique planning ideas such as tax loss harvesting and Roth Conversions.

Planning During a Stock Market Decline

What is your Financial Finish Line?  Mike encourages listeners to ask themselves the question “How much is enough for me and my family?”  What will your legacy look like?  Mike discusses the most tax efficient techniques to help establish your legacy.

What is your Financial Finish Line?  Mike encourages listeners to ask themselves the question “How much is enough for me and my family?”  What will your legacy look like?  Mike discusses the most tax efficient techniques to help establish your legacy.

What is your Financial Finish Line? 

Mike answers listener questions about annuities, transferring an annuity to an IRA, advantages of the 1035 tax-free exchanges, and how you can know your marginal tax bracket (and why it’s important).

Mike answers listener questions about annuities, transferring an annuity to an IRA, advantages of the 1035 tax-free exchanges, and how you can know your marginal tax bracket (and why it’s important).

Annuities 101

Part 1 of Annuities 101: Mike explains how annuities work and some strategies for transferring those assets to an IRA, including using a 1035 tax-free exchange.

Part 1 of Annuities 101: Mike explains how annuities work and some strategies for transferring those assets to an IRA, including using a 1035 tax-free exchange.

How Annuities Work

Recent changes in estate tax law could cause your estate plan to pass your assets in a way that you don’t intend.  Estate planning attorney, Joel Stoudenmire, joins Mike to review the changes and tell you what you need to watch out for.  Do you have some type of “Formula Trust” in your documents?  This is a must listen to program!

Recent changes in estate tax law could cause your estate plan to pass your assets in a way that you don’t intend.  Estate planning attorney, Joel Stoudenmire, joins Mike to review the changes and tell you what you need to watch out for.  Do you have some type of “Formula Trust” in your documents?  This is a must listen to program!

Estate Planning Updates

The stock market volatility has been going through the roof the last few weeks.  Mike talks about what you should be doing now!

The stock market volatility has been going through the roof the last few weeks.  Mike talks about what you should be doing now!

Stock market volatility and what you should be doing now!

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