Simply Explaining Insurance

What does the term “full coverage” mean to you? It’s a term that is now creating confusion in the auto insurance indust... Read more

The carrier that I work for just added two exciting endorsements to our latest homeowners policy. If there was ever suc... Read more

I get calls in my office once in awhile from clients who want to know how their pricing on auto insurance is determined.... Read more

Umbrella policies are generally very affordable and becoming more and more important as the cost of medical costs increa... Read more

There can be some confusion sometimes between what constitutes “full coverage” auto insurance and liability only.  What ... Read more

Greetings!  In this episode, you will learn the difference between term, and permanent insurance.  Life insurance is the... Read more

Parking lot accidents are zero fun. I had a client go through an experience recently that was excactly that. Zero fun.... Read more

If your garage door closed on your car and smashes the rear window of your car is this covered as a  Homeowners Claim? ... Read more

Commercial insurance is a vital part of protecting your business and it isn’t something you should go out and buy like a... Read more

This is an area where business owners have some confusion.  How to handle workers compensation when you hire a 1099 subc... Read more

Your homeowners policy is a complicated document and it is sometimes confusing to understand how it works.  This episode... Read more

There are two coverages inside of a commercial auto policies that you need to be aware of. Hired and non-owned auto will... Read more

I came across an article recently that had some interesting statistics. What better way to address these than do a simp... Read more

Deductibles are a part of just about every type of insurance policy. It is what you will pay in the event of a claim an... Read more

This episode includes two of my favorite things. Insurance and math! I talk about coinsurance and what that means on a... Read more

.I have had some uncomfortable conversations with some clients regarding their life insurance.  It has come from clients... Read more

This strategy isn’t for everybody. It takes some understanding and some discipline. If you can pull it off and start u... Read more

Your home is most likely only your biggest asset and it is crucial that you insure it properly. Odds are you have no ide... Read more

How does insurance work if you strike a car you own, with another car you own? How about if you accidentally run into y... Read more

The individual health insurance space is a confusing landscape to navigate.  It’s important to consult a licensed profes... Read more