A good idea taken to its most extreme place can lead to trouble. This week, Ross and Dan unpack what might have seemed like a good idea to the programmers at a prominent "Robo-advisor," but might not be the best in practical application...Give us a follow on Instagram, and send your questions to checkyourbalances@outlook.com!

A good idea taken to its most extreme place can lead to trouble. This week, Ross and Dan unpack what might have seemed like a good idea to the programmers at a prominent "Robo-advisor," but might not be the best in practical application... Give us a follow on <a href="https://www.instagram.com/checkyourbalances/" rel="nofollow" target="_blank">Instagram</a>, and send your questions to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a>!

Logical Extremes

July came and went without us diving into the mailbag, so we kick off August with a few listener questions!  Ross and Dan respond to a Money With Katie episode that suggests Roth contributions are rarely more favorable than pre-tax savings, and we share why using a direct indexing strategy is still...indexing.Send your questions for the show to checkyourbalances@outlook.com!  Follow us on Instagram @checkyourbalancesDo you like our show?  Leave a rating and share with a friend!

July came and went without us diving into the mailbag, so we kick off August with a few listener questions!  Ross and Dan respond to a Money With Katie episode that suggests Roth contributions are rarely more favorable than pre-tax savings, and we share why using a direct indexing strategy is still...indexing. Send your questions for the show to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a>!  Follow us on Instagram <a href="https://www.instagram.com/checkyourbalances/" rel="nofollow" target="_blank">@checkyourbalances</a> Do you like our show?  Leave a rating and share with a friend!

August Mailbag: Roth Never?

What are the critical discussions you should be having with your parents about money? As you transition from your formative first impressions of money to trying to "lead up" - how do you even start to bring it up? Send your questions for Ross and Dan to checkyourbalances@outlook.com to be featured on an upcoming show!

What are the critical discussions you should be having with your parents about money? As you transition from your formative first impressions of money to trying to "lead up" - how do you even start to bring it up? Send your questions for Ross and Dan to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a> to be featured on an upcoming show!

Talking Money with Mom and Dad

Index funds have become a popular tool for investors when building a portfolio.  This week, we talk about the origins of the earliest indexes, their rise to popularity, and how direct indexing could change the way we think about index investing. Send your questions and feedback to checkyourbalances@outlook.com, or connect with us on Instagram!

Index funds have become a popular tool for investors when building a portfolio.  This week, we talk about the origins of the earliest indexes, their rise to popularity, and how direct indexing could change the way we think about index investing. Send your questions and feedback to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a>, or connect with us on <a href="https://www.instagram.com/checkyourbalances/" rel="nofollow" target="_blank">Instagram</a>!

The History and Future of Index Funds

This week Ross and Dan ponder a range of "Would you rather?" style questions from the practical to the absurd. We hope you enjoy the hot takes on a wide range of topics.Send your questions and feedback to checkyourbalances@outlook.com, or connect with us on Instagram!

This week Ross and Dan ponder a range of "Would you rather?" style questions from the practical to the absurd. We hope you enjoy the hot takes on a wide range of topics. Send your questions and feedback to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a>, or connect with us on <a href="https://www.instagram.com/checkyourbalances/" rel="nofollow" target="_blank">Instagram</a>!

Would You Rather?

This week Ross and Dan use two listener questions to reflect on the current state of the mortgage market. Check your own math with this handy Free Amortization Calculator.Send questions to the show to checkyourbalanaces@outlook.com.

This week Ross and Dan use two listener questions to reflect on the current state of the mortgage market. Check your own math with this handy <a href="https://www.vertex42.com/ExcelTemplates/loan-amortization-schedule.html" rel="nofollow" target="_blank">Free Amortization Calculator</a>. Send questions to the show to <a href="mailto:checkyourbalances@outlook.com">checkyourbalanaces@outlook.com</a>.

Mortgage Mania

This week we open the mailbag to see what you, our listeners, want to hear about. Should you let AI help with your stock picking? Does the Social Security trust fund running low change your strategy around filing? Tune in to find out.Send your questions to checkyourbalances@outlook.com to have them featured!

This week we open the mailbag to see what you, our listeners, want to hear about. Should you let AI help with your stock picking? Does the Social Security trust fund running low change your strategy around filing? Tune in to find out. Send your questions to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a> to have them featured!

June Mailbag: AI Stock Picking, Social Security Strategy and More!

As more Americans seem to be struggling with "Tip fatigue" we wanted to talk about tipping from an academic lens. This week we are joined by Dr. Michael Lynn from Cornell who has studied the service industry and written extensively on tipping practices.Send questions for upcoming episodes to checkyourbalances@outlook.com.

As more Americans seem to be struggling with "Tip fatigue" we wanted to talk about tipping from an academic lens. This week we are joined by Dr. Michael Lynn from Cornell who has studied the service industry and written extensively on tipping practices. Send questions for upcoming episodes to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a>.

Tipping with Dr. Michael Lynn

Does beach season have you thinking about how nice a second home would be? This week Ross and Dan unpack some of the considerations, pitfalls, and a simple way to test if your theory is really right. Send your questions for an upcoming mailbag episode to checkyourbalances@outlook.com to have them featured!

Does beach season have you thinking about how nice a second home would be? This week Ross and Dan unpack some of the considerations, pitfalls, and a simple way to test if your theory is really right. Send your questions for an upcoming mailbag episode to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a> to have them featured!

Vacation Homes: How to think about it?

How worried should we be about the increase in consumer debt?  What does a persistently low Expecations Index mean?  What is the Expectations Index anyway?  That and more on this week's show.If you have any questions for the show send them to checkyourbalances@outlook.com!

How worried should we be about the increase in consumer debt?  What does a persistently low Expecations Index mean?  What is the Expectations Index anyway?  That and more on this week's show. If you have any questions for the show send them to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a>!

What We're Fearing and What We're Hearing

Check Your Balances explores the world of personal finance, investing, and business through the lens of two financial planners that help people navigate some of life's most impactful financial decisions.

Chris Johnson

A veteran of the car dealership and finance world, Chris Johnson joins the show to talk about the places where the dealership really makes their money. Do you really need that warranty they offer in the finance office? Tune in this week or check out Chris' e-books to learn more.Send your questions for the show to checkyourbalances@outlook.com!

A veteran of the car dealership and finance world, Chris Johnson joins the show to talk about the places where the dealership really makes their money. Do you really need that warranty they offer in the finance office? Tune in this week or check out <a href="https://carbuyeruniversity.com/" rel="nofollow" target="_blank">Chris' e-books</a> to learn more. Send your questions for the show to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a>!

Car Buyer University with Chris Johnson

Non-Profit hospitals in the United States are required to offer Charity Care programs to help reduce or eliminate medical bills for low to midddle income patients.  Why don't more of us know about this? Today we are joined by Jared Walker, founder of the charity Dollar For.  His organization is dedicated to increasing awareness of these programs, and advocating for patients to help eliminate medical debt.  To seek assistance, or to support Dollar For, visit: https://dollarfor.org/Have any questions for the show?  Email us at checkyourbalances@outlook.com!

Non-Profit hospitals in the United States are required to offer Charity Care programs to help reduce or eliminate medical bills for low to midddle income patients.  Why don't more of us know about this? Today we are joined by Jared Walker, founder of the charity Dollar For.  His organization is dedicated to increasing awareness of these programs, and advocating for patients to help eliminate medical debt.   To seek assistance, or to support Dollar For, visit: <a href="https://dollarfor.org/" rel="nofollow" target="_blank">https://dollarfor.org/</a> Have any questions for the show?  Email us at <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a>!

Dollar For - Crushing Medical Bills

Adam Koren

While most of our loyal listeners are very comfortable in the language of personal finance, we know not everyone feels the same. This week Adam Koren of Adam Koren Coaching joins the show to talk about his approach.Send questions for the show to checkyourbalances@outlook.com!

While most of our loyal listeners are very comfortable in the language of personal finance, we know not everyone feels the same. This week Adam Koren of <a href="https://adamkoren.com/" rel="nofollow" target="_blank">Adam Koren Coaching</a> joins the show to talk about his approach. Send questions for the show to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a>!

Financial Anxiety with Adam Koren

Does it make sense to adjust your net worth for the taxes that are embedded in your portfolio? This week Ross and Dan open up the mailbag to dive into your feedback and questions.  Send your questions for the show to checkyourbalances@outlook.com!

Does it make sense to adjust your net worth for the taxes that are embedded in your portfolio? This week Ross and Dan open up the mailbag to dive into your feedback and questions.  Send your questions for the show to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a>!

May Mailbag: Net Worth Adjusting, Bank Location, and more!

The internet was abuzz with a story about how under new mortgage rules, borrowers with better credit will pay more for mortgages than borrowers with poor credit.  Could that be true?  We dive into that story, as well as a potential tax reduction strategy for owners of pass through entities.Do you have any questions for the show?  Email us at checkyourbalances@outlook.com!

The internet was abuzz with a story about how under new mortgage rules, borrowers with better credit will pay more for mortgages than borrowers with poor credit.  Could that be true?  We dive into that story, as well as a potential tax reduction strategy for owners of pass through entities. Do you have any questions for the show?  Email us at <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a>!

Will Better Credit Hurt Your Mortgage Rate?

Matt Trogdon, CFP joins us for this week's episode to talk about the ways a financial plan can give you permission to spend more of your money rather than saving it. Whether you want permission for the little things or the big things, knowing where you stand can make those choices more comfortable.Send your questions for the show to checkyourbalances@outlook.com!

Matt Trogdon, CFP joins us for this week's episode to talk about the ways a financial plan can give you permission to spend more of your money rather than saving it. Whether you want permission for the little things or the big things, knowing where you stand can make those choices more comfortable. Send your questions for the show to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a>!

Permission to Spend Your Money

This week Ross and Dan look at all of the parallels between the game of golf and the game of investing. From temperament to where you focus your time, there are a lot of ways they can be compared. Send your questions or ideas for the show to checkyourbalances@outlook.com.

This week Ross and Dan look at all of the parallels between the game of golf and the game of investing. From temperament to where you focus your time, there are a lot of ways they can be compared. Send your questions or ideas for the show to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a>.

Golf and Investing

As the 2023 tax deadline looms, Ross and Dan talk through a number of situations that seem to come up frequently. Dial in your withholding with the IRS Withholding Estimator.

As the 2023 tax deadline looms, Ross and Dan talk through a number of situations that seem to come up frequently. Dial in your withholding with the <a href="https://www.irs.gov/individuals/tax-withholding-estimator" rel="nofollow" target="_blank">IRS Withholding Estimator</a>.

Tax Time!

How safe is your money with SIPC, and what does it even protect? We answer that and more on this week's mailbag episode. Send your questions to checkyourbalances@outlook.com to have Ross and Dan weigh in on your finance questions!

How safe is your money with SIPC, and what does it even protect? We answer that and more on this week's mailbag episode. Send your questions to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a> to have Ross and Dan weigh in on your finance questions!

April Mailbag: Bank Rants, SIPC Limits, and More!

Betsy Mayotte

While researching a complex loan situation for a client, Dan stumbled upon The Institute of Student Loan Advisors (TISLA). Betsy Mayotte was kind enough to join us for an interview to talk about the landscape of student loans and all of the great work that she and her team at TISLA are doing FOR FREE!Send your questions for the show to checkyourbalances@outlook.com to be featured on an upcoming mailbag!

While researching a complex loan situation for a client, Dan stumbled upon <a href="https://freestudentloanadvice.org/" rel="nofollow" target="_blank">The Institute of Student Loan Advisors</a> (TISLA). Betsy Mayotte was kind enough to join us for an interview to talk about the landscape of student loans and all of the great work that she and her team at TISLA are doing FOR FREE! Send your questions for the show to <a href="mailto:checkyourbalances@outlook.com">checkyourbalances@outlook.com</a> to be featured on an upcoming mailbag!

FREE Student Loan Resources with Betsy Mayotte

Check Your Balances

The best podcast episodes on global issues affecting everyone. Covering topics such as the #metoo movement, climate change, the impact of technology and some of the biggest global issues facing us right now. For anyone interested in learning more about the world, and some of the issues we're facing, pick an episode below and start listening! Add episodes you're interested into your queue below!

Best Episodes on Global Issues

The best podcast episodes on romantic relationships. Episodes talk about the 5 love languages, intimacy, and the taboo topics of sexual desires and infidelity. This topic is a deep dive into the science and complexities that face us in our relationships with others. Add episodes you're interested into your queue below!