Marc Bineham

This Episode we discuss intergenerational financial considerations with ‘The Money Sandwich Author, Marc Bineham. We discuss how the Sandwich Generation, who are people in their 50s to 70s, have increased challenges due to looking after aging parents or assisting their children. Marc shares how people of all ages, can be better prepared for their financial futures. Marc is also a speaker and podcaster. He has had over 30 years’ experience as financial adviser and has provided prominent industry representation. He is an advocate of improving financial literacy in Australia and is now assisting the community by providing financial coaching. Money Sandwich Website: https://themoneysandwich.com/ LinkedIn: https://www.linkedin.com/in/marcbineham/ Money Sandwich Podcast: https://open.spotify.com/show/5ZAq32y9PKGIgy9oyt8ijO?si=O02mzY9NQkysIb5CghAJfQ General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

This Episode we discuss intergenerational financial considerations with ‘The Money Sandwich Author, Marc Bineham. We discuss how the Sandwich Generation, who are people in their 50s to 70s, have increased challenges due to looking after aging parents or assisting their children. Marc shares how people of all ages, can be better prepared for their financial futures. Marc is also a speaker and podcaster. He has had over 30 years’ experience as financial adviser and has provided prominent industry representation. He is an advocate of improving financial literacy in Australia and is now assisting the community by providing financial coaching. Money Sandwich Website: <a href="https://themoneysandwich.com/" rel="nofollow" target="_blank">https://themoneysandwich.com/</a> LinkedIn: <a href="https://www.linkedin.com/in/marcbineham/" rel="nofollow" target="_blank">https://www.linkedin.com/in/marcbineham/</a> Money Sandwich Podcast: <a href="https://open.spotify.com/show/5ZAq32y9PKGIgy9oyt8ijO?si=O02mzY9NQkysIb5CghAJfQ" rel="nofollow" target="_blank">https://open.spotify.com/show/5ZAq32y9PKGIgy9oyt8ijO?si=O02mzY9NQkysIb5CghAJfQ</a> General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

The Money Sandwich - Marc Bineham

Amie Baker

For this special Mother’s Day episode, I speak to Amie Baker who is the NSW chair of Association of Financial Advisers Inspire group. Amie is the director of Rekab advice, a certified money Mindset Coach and podcast host of Censibility. In this episode we look at how our childhood experiences, shape how we view money and self-worth as adults. Amie unpeels while it can be hard for women to negotiate for things like equal pay or more flexible work arrangements. She highlights some aspects of a mother’s money mindset. The message for women and parents, is to be kinder to themselves and take the time to note the things you are grateful for each day.  General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

For this special Mother’s Day episode, I speak to Amie Baker who is the NSW chair of Association of Financial Advisers Inspire group. Amie is the director of Rekab advice, a certified money Mindset Coach and podcast host of Censibility. In this episode we look at how our childhood experiences, shape how we view money and self-worth as adults. Amie unpeels while it can be hard for women to negotiate for things like equal pay or more flexible work arrangements. She highlights some aspects of a mother’s money mindset. The message for women and parents, is to be kinder to themselves and take the time to note the things you are grateful for each day. General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Money Mindset - Amie Baker

This week I speak to Wadzi Nenzou who is the Founder and CEO of Herconomics. Wadzi’s mission is to remove the barriers Australian women place on themselves, when it comes to investing in the share market. She believes that having knowledge and the confidence to invest in shares can help women build long term financial independence.  Growing up in Zimbabwe, she witnessed the limited choices women had, if they had no financial independence. Her joyful drive for her work, comes from knowing that by helping more women, she is helping them find more opportunities for themselves and live an empowered life. Connect to Wadzi: LinkenIn: https://www.linkedin.com/in/wadzanainenzou/ Website: https://www.herconomics.com/ Facebook: https://www.facebook.com/herconomics  General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

This week I speak to Wadzi Nenzou who is the Founder and CEO of Herconomics. Wadzi’s mission is to remove the barriers Australian women place on themselves, when it comes to investing in the share market. She believes that having knowledge and the confidence to invest in shares can help women build long term financial independence.  Growing up in Zimbabwe, she witnessed the limited choices women had, if they had no financial independence. Her joyful drive for her work, comes from knowing that by helping more women, she is helping them find more opportunities for themselves and live an empowered life. Connect to Wadzi: LinkenIn: <a href="https://www.linkedin.com/in/wadzanainenzou/" rel="nofollow" target="_blank">https://www.linkedin.com/in/wadzanainenzou/</a> Website: <a href="https://www.herconomics.com/" rel="nofollow" target="_blank">https://www.herconomics.com/</a> Facebook: <a href="https://www.facebook.com/herconomics" rel="nofollow" target="_blank">https://www.facebook.com/herconomics</a> General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Women and Shares - Wadzi Nenzou

This episode Karyn Lander shares her perspective about relationship and business break ups. She is a leader in her industry and known as a passionate forensic accountant, who is truly in her clients’ corner. She stresses the importance of knowing your financial structure, including any entities that have been set up via the family or business unit. Her role gives her access to people, typically women, who have been knee deep in the operations of a household or business, who are then forced to confront and uncover their financial set up when a divorce happens. For example, it can be upsetting to see the financial proof of when an affair has started, seeing the purchase of things like Tiffany Jewellery. We discuss the taboo topics that professional women delicately navigate such as the importance of financial independence, divorce and domestic violence. As a mother, she shares some of the conversations she has had with her children to help them when they reach adulthood. Karyn is an associate director at BDO and has been in the accounting profession for almost 30 years. Connect to Karyn on  LinkenIn: https://www.linkedin.com/in/karyn-lander-11ba6197/ https://www.bdo.com.au/en-au/our-people/karyn-lander General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

This episode Karyn Lander shares her perspective about relationship and business break ups. She is a leader in her industry and known as a passionate forensic accountant, who is truly in her clients’ corner. She stresses the importance of knowing your financial structure, including any entities that have been set up via the family or business unit. Her role gives her access to people, typically women, who have been knee deep in the operations of a household or business, who are then forced to confront and uncover their financial set up when a divorce happens. For example, it can be upsetting to see the financial proof of when an affair has started, seeing the purchase of things like Tiffany Jewellery. We discuss the taboo topics that professional women delicately navigate such as the importance of financial independence, divorce and domestic violence. As a mother, she shares some of the conversations she has had with her children to help them when they reach adulthood. Karyn is an associate director at BDO and has been in the accounting profession for almost 30 years. Connect to Karyn on  LinkenIn: <a href="https://www.linkedin.com/in/karyn-lander-11ba6197/" rel="nofollow" target="_blank">https://www.linkedin.com/in/karyn-lander-11ba6197/</a> <a href="https://www.bdo.com.au/en-au/our-people/karyn-lander" rel="nofollow" target="_blank">https://www.bdo.com.au/en-au/our-people/karyn-lander</a> General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Money and Divorce - Karyn Lander

This episode, Thaw Thaw Htin, Principal at Bennett + Co and leader in the commercial law space, shares her views on what causes difficult commercial disputes. Often, there has been long standing trust between commercial or business partners, and that trusts breakdown over time due to various reasons. Thaw Thaw feels that knowledge is key to protecting your position within a commercial agreement. Even if financials and numbers are not your strong suit, she suggests getting an independent professional to take you through your business position. This will not only give you the confidence that your business set up is working well for all parties, but it can minimise future problems. Thaw Thaw worked at the Australian Securities and Investments Commission (ASIC) where she gained experience in regulatory investigations, advised on financial services laws and managed enforcement actions against financial services providers. This work at ASIC saw her and her team receive an Australia Day Medal in 2012. She was born in Burma and spent time in Malaysia before coming to Australia. She shares how this has shaped her career and money story. Find Thaw Thaw on LinkendIn or https://bennettandco.com.au/our-people/thaw-thaw-htin/ General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

This episode, Thaw Thaw Htin, Principal at Bennett + Co and leader in the commercial law space, shares her views on what causes difficult commercial disputes. Often, there has been long standing trust between commercial or business partners, and that trusts breakdown over time due to various reasons. Thaw Thaw feels that knowledge is key to protecting your position within a commercial agreement. Even if financials and numbers are not your strong suit, she suggests getting an independent professional to take you through your business position. This will not only give you the confidence that your business set up is working well for all parties, but it can minimise future problems. Thaw Thaw worked at the Australian Securities and Investments Commission (ASIC) where she gained experience in regulatory investigations, advised on financial services laws and managed enforcement actions against financial services providers. This work at ASIC saw her and her team receive an Australia Day Medal in 2012. She was born in Burma and spent time in Malaysia before coming to Australia. She shares how this has shaped her career and money story. Find Thaw Thaw on LinkendIn or <a href="https://bennettandco.com.au/our-people/thaw-thaw-htin/" rel="nofollow" target="_blank">https://bennettandco.com.au/our-people/thaw-thaw-htin/</a> General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Knowledge, not just Trust

Sarah Jones

This episode I speak Sarah Jones, Principal of Illuminate Law. Sarah is passionate about family law and helping people through one of the vulnerable points in their life: divorce. She feels disputes often are about a breakdown in communication. She has seen growing up that creativity can make frugality an ingenious endeavour. As a family lawyer she has tips on how people can navigate relationship breakdowns better and outlines the minimum knowledge you should have about your partner before you get into a long-term relationship. She sees divorce as the end of one aspect to a relationship. When children are involved, she feels that people should see it as a new relationship because successful co-parenting requires communicating and respect. Sometimes has to deliver the cold, hard truth that how a client wants to live financially after the divorce, may not be possible.  Illuminate Law Website: https://illuminate.law/ LinkendIn:https://www.linkedin.com/in/sarah-jones-family-lawyer/  General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

This episode I speak Sarah Jones, Principal of Illuminate Law. Sarah is passionate about family law and helping people through one of the vulnerable points in their life: divorce. She feels disputes often are about a breakdown in communication. She has seen growing up that creativity can make frugality an ingenious endeavour. As a family lawyer she has tips on how people can navigate relationship breakdowns better and outlines the minimum knowledge you should have about your partner before you get into a long-term relationship. She sees divorce as the end of one aspect to a relationship. When children are involved, she feels that people should see it as a new relationship because successful co-parenting requires communicating and respect. Sometimes has to deliver the cold, hard truth that how a client wants to live financially after the divorce, may not be possible. Illuminate Law Website: https://illuminate.law/ LinkendIn:<a href="https://www.linkedin.com/in/sarah-jones-family-lawyer/" rel="nofollow" target="_blank">https://www.linkedin.com/in/sarah-jones-family-lawyer/</a> General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Communication and Knowledge - Sarah Jones

Cara Graham

This episode I speak to Cara Graham. Cara is the WA State Chair of Association of Financial Advisers Inspire Community. Cara entered financial services when she was 17 and like many others, who started around her time, she just fell into the financial planning profession. Cara represents  a special segment of the profession that is not celebrated enough:the successful female business owner. To add to that, Cara is proudly from the LGBTQ+ community. She understands her privilege of having a supportive environment to grow up in and quick to point out that her experience is not representative of the community as a whole. She shares her unique work day experiences such as ‘coming out’ on a regular basis, for clients who assume she comes from the traditional family unit. Her ability to thrive in a safe place, has inspired others within the community to embrace who they are and flourish in their own uniqueness.   General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

This episode I speak to Cara Graham. Cara is the WA State Chair of Association of Financial Advisers Inspire Community. Cara entered financial services when she was 17 and like many others, who started around her time, she just fell into the financial planning profession. Cara represents  a special segment of the profession that is not celebrated enough:the successful female business owner. To add to that, Cara is proudly from the LGBTQ+ community. She understands her privilege of having a supportive environment to grow up in and quick to point out that her experience is not representative of the community as a whole. She shares her unique work day experiences such as ‘coming out’ on a regular basis, for clients who assume she comes from the traditional family unit. Her ability to thrive in a safe place, has inspired others within the community to embrace who they are and flourish in their own uniqueness. General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Flourish and Inspire - Cara Graham

Nathan Fradley

This episode, we discuss various areas of being Ethical.  We have Nathan Fradley, founder of Ethos Australia, a financial adviser, XY Ethics Committee founding member and podcast host of Good for the Bee. Nathan cares about the climate and the community and he is willing to let various aspects of his life evidence that. Nathan shares how he has stayed true to his own values and unique talents, within his financial advising career and why investing according to ethics and values is so powerful.  Find Nathan on LinkendIn Good for the Bee Podcast: https://podcasts.apple.com/ie/podcast/good-for-the-bee-podcast/id1592934026  General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

This episode, we discuss various areas of being Ethical.  We have Nathan Fradley, founder of Ethos Australia, a financial adviser, XY Ethics Committee founding member and podcast host of Good for the Bee. Nathan cares about the climate and the community and he is willing to let various aspects of his life evidence that. Nathan shares how he has stayed true to his own values and unique talents, within his financial advising career and why investing according to ethics and values is so powerful. Find Nathan on LinkendIn Good for the Bee Podcast: <a href="https://podcasts.apple.com/ie/podcast/good-for-the-bee-podcast/id1592934026" rel="nofollow" target="_blank">https://podcasts.apple.com/ie/podcast/good-for-the-bee-podcast/id1592934026</a> General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

The Ethical Way - Nathan Fradley

Tim Henry

For part 2 of this special International Women’s Day Episode we have Tim Henry Tim is an advocate for improving the outcomes of women’s safety and economic security. He shares with us his advocacy journey in the last 12 months and where he sees how financial advisers can think differently about female client’s outcomes. Tim is the owner of Aspire planning and the host of the popular podcast the Grass is Greener. Tim's links Linkedin: https://www.linkedin.com/in/henrytim/ Aspire Planning: https://aspireplanning.com.au/ The Grass Is Greener Links Apple https://apple.co/36Eexvh Spotify https://spoti.fi/3dcigRZ Google https://bit.ly/3jGaMcg  General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

For part 2 of this special International Women’s Day Episode we have Tim Henry Tim is an advocate for improving the outcomes of women’s safety and economic security. He shares with us his advocacy journey in the last 12 months and where he sees how financial advisers can think differently about female client’s outcomes. Tim is the owner of Aspire planning and the host of the popular podcast the Grass is Greener. Tim's links Linkedin: <a href="https://www.linkedin.com/in/henrytim/" rel="nofollow" target="_blank">https://www.linkedin.com/in/henrytim/</a> Aspire Planning: <a href="https://aspireplanning.com.au/" rel="nofollow" target="_blank">https://aspireplanning.com.au/</a> The Grass Is Greener Links Apple <a href="https://apple.co/36Eexvh" rel="nofollow" target="_blank">https://apple.co/36Eexvh</a> Spotify <a href="https://spoti.fi/3dcigRZ" rel="nofollow" target="_blank">https://spoti.fi/3dcigRZ</a> Google <a href="https://bit.ly/3jGaMcg" rel="nofollow" target="_blank">https://bit.ly/3jGaMcg</a> General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Advocating Women's Safety and Economic Security - Tim Henry

Lacey Filipich

For Part 1 of this special International Women’s Day Episode, I speak to Lacey Filipich. Lacey is a warrior women, who is not afraid to speak up for the rest of us. You will find her on various platforms, tackling the hard discussions on financial empowerment, women’s progress in Australia and the economic security of marginalised groups. This episode we assess whether women have progressed in the last 12 months. Lacey Filipich helps people become financially independent and reclaim their lives. She founded Money School in 2010 to build financial capability in adults and Maker Kids Club in 2017 to teach children money skills through enterprise. Thousands of people around the world have used Lacey’s courses to liberate themselves from debt, start saving and get on the path to independence. Her debut non-fiction book, Money School, was published by Penguin Random House in 2020. Lacey graduated as valedictorian from the University of Queensland with an Honours degree in Chemical Engineering. She is a TEDx speaker and the winner of a 2019 Business News '40 under 40' Award. General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

For Part 1 of this special International Women’s Day Episode, I speak to Lacey Filipich. Lacey is a warrior women, who is not afraid to speak up for the rest of us. You will find her on various platforms, tackling the hard discussions on financial empowerment, women’s progress in Australia and the economic security of marginalised groups. This episode we assess whether women have progressed in the last 12 months. Lacey Filipich helps people become financially independent and reclaim their lives. She founded <a href="http://moneyschool.org.au/" rel="nofollow" target="_blank">Money School</a> in 2010 to build financial capability in adults and <a href="https://makerkids.club/" rel="nofollow" target="_blank">Maker Kids Club</a> in 2017 to teach children money skills through enterprise. Thousands of people around the world have used Lacey’s courses to liberate themselves from debt, start saving and get on the path to independence. Her debut non-fiction book, <a href="https://booktopia.kh4ffx.net/EjYmP" rel="nofollow" target="_blank">Money School</a>, was published by Penguin Random House in 2020. Lacey graduated as valedictorian from the University of Queensland with an Honours degree in Chemical Engineering. She is a <a href="https://youtu.be/XSHNDyinZSQ" rel="nofollow" target="_blank">TEDx speaker</a> and the winner of a <a href="https://www.businessnews.com.au/Person/Lacey-Filipich" rel="nofollow" target="_blank">2019 Business News '40 under 40' Award</a>. General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Assessing Women's Progress - Lacey Filipich 

Your Money Story aims to represent the different money journeys women and marginalised communities embark on. Through the sharing of stories you will be empowered, included and learn how to equalise power disparities within your environment. Let's change how the story endsDawn Thomas is a mother of three, financial adviser by day and a Ph. D candidate researching superannuation engagement.

Season 2 of Your Money Story is coming this International Women's Day. As usual we have a great collection of guests. Guests will share how they have kept true to being themselves within their respective industries, we have dispute resolution specialists who have the overlapping theme that trust does not replace personal knowledge and for our launch episodes, we discuss the progress of women in the last 12 months. Subscribe now to get the latest episodes as they are released. Let's change how the story ends.   General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Season 2 of Your Money Story is coming this International Women's Day. As usual we have a great collection of guests. Guests will share how they have kept true to being themselves within their respective industries, we have dispute resolution specialists who have the overlapping theme that trust does not replace personal knowledge and for our launch episodes, we discuss the progress of women in the last 12 months. Subscribe now to get the latest episodes as they are released. Let's change how the story ends.  General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Season 2 is coming soon!

We have Iman Davamoni, the founder and CEO of beauty services platform Purely Polished.  A business launched while Iman was on maternity leave with her first child and further expanded Purely Polished when she had her second child in the midsts of the start of the Covid-19 crisis. Purely Polish, which has been described as one of the best mobile beauty services in Australia, seeks to make it easier for women to access beauty services at home or at their workplace. Iman identified a gap in the market, understanding her own experience of having limited options when she became a mother herself. The business was launched in 2016 while she was on maternity leave with her daughter. At the time it provided nail services within Sydney. Soon she expanded to Melbourne and Brisbane and grew the list of beauty offerings available, such as make-up work, hair styling and massages. When she had her son in 2020, amongst the start of the Covid 19 crisis, she saw the opportunity in further expanding purely polish’s reach to more women to Perth, Adelaide and Gold Coast. Iman shares her journey and learnings as a Xennial Entrepreneur.   Purely polished: https://www.purelypolished.com.au/ Find Iman on Linkedin and Instragram:imandavamoni    General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

We have Iman Davamoni, the founder and CEO of beauty services platform Purely Polished.  A business launched while Iman was on maternity leave with her first child and further expanded Purely Polished when she had her second child in the midsts of the start of the Covid-19 crisis. Purely Polish, which has been described as one of the best mobile beauty services in Australia, seeks to make it easier for women to access beauty services at home or at their workplace. Iman identified a gap in the market, understanding her own experience of having limited options when she became a mother herself. The business was launched in 2016 while she was on maternity leave with her daughter. At the time it provided nail services within Sydney. Soon she expanded to Melbourne and Brisbane and grew the list of beauty offerings available, such as make-up work, hair styling and massages. When she had her son in 2020, amongst the start of the Covid 19 crisis, she saw the opportunity in further expanding purely polish’s reach to more women to Perth, Adelaide and Gold Coast. Iman shares her journey and learnings as a Xennial Entrepreneur.  Purely polished: <a href="https://www.purelypolished.com.au/" rel="nofollow" target="_blank">https://www.purelypolished.com.au/</a> Find Iman on Linkedin and Instragram:imandavamoni General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

The Xennial Entrepreneur

Wonder

This episode is for the Wonder Women out there. My guest is industry leader Natasha Janssens, who is the author of the Wonder Women’s Guide to Money and  the founder of Women in Cents. Women wear many hats in their day to day lives and they often risk is overlooking their own needs. In honour of Mother’s day spirit of appreciation and self-care, this episode discusses why it is especially important for women who have become mothers to invest in knowledge that will assist in achieving financial independence. I have been a fan of Natasha’s for a while because of how she effectively communicates important finance concepts to the broader public. Her finance book is indicative of her as a person, approachable, smart collaborative and inclusive.  Find Natasha on Linkenin or on Instagram @womenwithcents https://womenwithcents.com.au/ https://www.amazon.com.au/Wonder-Womans-Guide-Money-Management/dp/0648244288 General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

This episode is for the Wonder Women out there. My guest is industry leader Natasha Janssens, who is the author of the Wonder Women’s Guide to Money and  the founder of Women in Cents. Women wear many hats in their day to day lives and they often risk is overlooking their own needs. In honour of Mother’s day spirit of appreciation and self-care, this episode discusses why it is especially important for women who have become mothers to invest in knowledge that will assist in achieving financial independence. I have been a fan of Natasha’s for a while because of how she effectively communicates important finance concepts to the broader public. Her finance book is indicative of her as a person, approachable, smart collaborative and inclusive. Find Natasha on Linkenin or on Instagram @womenwithcents <a href="https://womenwithcents.com.au/" rel="nofollow" target="_blank">https://womenwithcents.com.au/</a> <a href="https://www.amazon.com.au/Wonder-Womans-Guide-Money-Management/dp/0648244288" rel="nofollow" target="_blank">https://www.amazon.com.au/Wonder-Womans-Guide-Money-Management/dp/0648244288</a> General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Wonder Women

This episode, we hear about one organisation who is helping women get a new start to their lives. At Dress for Success, Women are not only dressed to help them with job interviews, but they are also mentored and guided around the recruitment process. The women that are helped, come from various background, often rebuilding from difficult circumstances such as fleeing domestic violent relationships or being released from prison. Dress for Success is a global not-for-profit organisation that empowers women to achieve economic independence. Since starting operations in 1997, Dress for Success has expanded to almost 150 cities in 25 countries and has helped more than 1.2 million women work towards self-sufficiency. This episode, I speak to Anne Donaldson from Dress for Success Perth. Anne shares how Dress for Success Perth use a customised approach to help women believe in themselves again and how the team feel about helping women claim the uniqueness and talent they may have forgotten they possess.  “She did it herself. All we do is walk alongside women. She did it herself, with her strength within her. She rediscovered her strength” “To build resilience within the women to understand uniqueness, so that they feel empowered to obtain and retain employment, and to understand the importance of that, maintaining their own financial security” “There is a great benefit in volunteering. It is a very uplifting experience, and you realise how important it is. Dress for Success Perth has a wonderful group of volunteers, all unique in their own way. That network of volunteers and women who come through the service. It is just enriching. It is a wonderful experience”  Connect: https://perth.dressforsuccess.org/about-us/who-we-are/ https://www.linkedin.com/in/anne-donaldson-gaicd-ab53b010a/  General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

This episode, we hear about one organisation who is helping women get a new start to their lives. At Dress for Success, Women are not only dressed to help them with job interviews, but they are also mentored and guided around the recruitment process. The women that are helped, come from various background, often rebuilding from difficult circumstances such as fleeing domestic violent relationships or being released from prison. Dress for Success is a global not-for-profit organisation that empowers women to achieve economic independence. Since starting operations in 1997, Dress for Success has expanded to almost 150 cities in 25 countries and has helped more than 1.2 million women work towards self-sufficiency. This episode, I speak to Anne Donaldson from Dress for Success Perth. Anne shares how Dress for Success Perth use a customised approach to help women believe in themselves again and how the team feel about helping women claim the uniqueness and talent they may have forgotten they possess. “She did it herself. All we do is walk alongside women. She did it herself, with her strength within her. She rediscovered her strength” “To build resilience within the women to understand uniqueness, so that they feel empowered to obtain and retain employment, and to understand the importance of that, maintaining their own financial security” “There is a great benefit in volunteering. It is a very uplifting experience, and you realise how important it is. Dress for Success Perth has a wonderful group of volunteers, all unique in their own way. That network of volunteers and women who come through the service. It is just enriching. It is a wonderful experience” Connect: <a href="https://perth.dressforsuccess.org/about-us/who-we-are/" rel="nofollow" target="_blank">https://perth.dressforsuccess.org/about-us/who-we-are/</a> <a href="https://www.linkedin.com/in/anne-donaldson-gaicd-ab53b010a/" rel="nofollow" target="_blank">https://www.linkedin.com/in/anne-donaldson-gaicd-ab53b010a/</a> General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Growing into Your Uniqueness

This episode we have Jean Sum who discusses her experience as an Asian Australian woman. Jean has an acute understanding of the money conflict that occurs within certain Asian communities. She feels this is from the history of 'lack' and the journey forward is creating abundance in a meaningful way. Is money the only marker of success or is it possible to find a wealthy life by following your purpose and living your values each day. She discusses how the public response to Asian-Hate crimes such as the Atlanta shooting in America that left 6 Asian women dead, communicates broadly how Asians are undervalued within their communities.   Jean is the founder of Sum of Jean, which is a life coaching business and is also a mentor for Asian Australians. She is a prominent voice on diversity and inclusion around the Asian-Australian Woman’s Experience. “How do we approach this history of ‘lack’ and how to create a life of abundance. Abundance in terms of the financial, health, energy, the people you surround yourself with. And how do I share that with the community and the people around me” On the Atlanta Spa Shootings that resulted in the death of 6 Asian American Women: "And what was quite painful as well, that same week was March for Justice and International Women’s Day the week prior. The topic around the spa shooting, really did not generate much media attention. It lasted 24 hours. Myself and a lot of Asian women around the world, felt this to our core”  The way we view money is often from a position of ‘lack’: I don’t have enough money to do the things I want to. From a lot of the struggles that previous generations have gone through. That can carry through to us. How do we look at that: Is this my relationship with money or is it passed through from previous generations?  Connect to Jean  Linkedin: https://www.linkedin.com/in/jean-sum-596396/ https://sumofjean.com/about-jean/  General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444). Episode analytics All time

This episode we have Jean Sum who discusses her experience as an Asian Australian woman. Jean has an acute understanding of the money conflict that occurs within certain Asian communities. She feels this is from the history of 'lack' and the journey forward is creating abundance in a meaningful way. Is money the only marker of success or is it possible to find a wealthy life by following your purpose and living your values each day. She discusses how the public response to Asian-Hate crimes such as the Atlanta shooting in America that left 6 Asian women dead, communicates broadly how Asians are undervalued within their communities.   Jean is the founder of Sum of Jean, which is a life coaching business and is also a mentor for Asian Australians. She is a prominent voice on diversity and inclusion around the Asian-Australian Woman’s Experience. “How do we approach this history of ‘lack’ and how to create a life of abundance. Abundance in terms of the financial, health, energy, the people you surround yourself with. And how do I share that with the community and the people around me” On the Atlanta Spa Shootings that resulted in the death of 6 Asian American Women: "And what was quite painful as well, that same week was March for Justice and International Women’s Day the week prior. The topic around the spa shooting, really did not generate much media attention. It lasted 24 hours. Myself and a lot of Asian women around the world, felt this to our core” The way we view money is often from a position of ‘lack’: I don’t have enough money to do the things I want to. From a lot of the struggles that previous generations have gone through. That can carry through to us. How do we look at that: Is this my relationship with money or is it passed through from previous generations? Connect to Jean  Linkedin: <a href="https://www.linkedin.com/in/jean-sum-596396/" rel="nofollow" target="_blank">https://www.linkedin.com/in/jean-sum-596396/</a> <a href="https://sumofjean.com/about-jean/" rel="nofollow" target="_blank">https://sumofjean.com/about-jean/</a> General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444). <h2>Episode analytics</h2> All time

The Asian Australian Woman

Your Tool Kit is designed to help women out of domestic abusive situations. We speak to Elisa Fear, who explains this life saving resource and explains what financial abusive is as well as how we can help women in our community who are going through it "Research has shown that lack of financial security is the biggest reason why women return to abusive relationships.A really important thing for them (domestic abuse victims) to know is that they are not alone. Domestic abuse is generally very isolating. So, women in this situation firstly need to know that are not alone and there is help out there. "  Access Your Toolkit.  https://www.financialtoolbox.org.au/your-toolkit/ Spread the word across your network via Facebook, Instagram and LinkedIn      General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444). Episode analytics

Your Tool Kit is designed to help women out of domestic abusive situations. We speak to Elisa Fear, who explains this life saving resource and explains what financial abusive is as well as how we can help women in our community who are going through it "Research has shown that lack of financial security is the biggest reason why women return to abusive relationships.A really important thing for them (domestic abuse victims) to know is that they are not alone. Domestic abuse is generally very isolating. So, women in this situation firstly need to know that are not alone and there is help out there. " Access Your Toolkit.  <a href="https://www.financialtoolbox.org.au/your-toolkit/" rel="nofollow" target="_blank">https://www.financialtoolbox.org.au/your-toolkit/</a> Spread the word across your network via Facebook, Instagram and LinkedIn General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444). <h2>Episode analytics</h2>

Financial Abuse and Your Toolkit

Christa Filius is a leader within the Oil and Gas industry, currently responsible for 380 staff and is the only woman who holds one of the 60 comparable roles globally within her company. She moved from the Netherlands to the Philippines, to pursue her current leadership role. She shares with us the treatment that women have to endure in industries where they are still minorities, including the assault on her sister, who was also one of the few women working within the same industry. She embodies how leaders from diverse backgrounds can bring much needed change into teams, and shape companies to be more inclusive. Christa provides tips for young leaders on how to be fearless and how to negotiate your pay to reflect what you are worth.  "I discussed with her (Christa’s sister) beforehand if we could talk about this. She said is ok with it because there have been so many more instances at work which did not go as far, and I have experienced it myself too, but because you try to downplay it and shrug it off. Hindsight we should have reported it to people. Brought it out in the open I do want to encourage, that if it happens to you at the workplace and it is inappropriate speak to somebody. Even if you feel you can’t speak to H.R. Speak to somebody else, even to other female colleagues. Most big corporations have channels where you can flag it. Use those channels, because if we don’t speak up, it will continue happening. It won’t stop." Christa General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Christa Filius is a leader within the Oil and Gas industry, currently responsible for 380 staff and is the only woman who holds one of the 60 comparable roles globally within her company. She moved from the Netherlands to the Philippines, to pursue her current leadership role. She shares with us the treatment that women have to endure in industries where they are still minorities, including the assault on her sister, who was also one of the few women working within the same industry. She embodies how leaders from diverse backgrounds can bring much needed change into teams, and shape companies to be more inclusive. Christa provides tips for young leaders on how to be fearless and how to negotiate your pay to reflect what you are worth.  "I discussed with her (Christa’s sister) beforehand if we could talk about this. She said is ok with it because there have been so many more instances at work which did not go as far, and I have experienced it myself too, but because you try to downplay it and shrug it off. Hindsight we should have reported it to people. Brought it out in the open I do want to encourage, that if it happens to you at the workplace and it is inappropriate speak to somebody. Even if you feel you can’t speak to H.R. Speak to somebody else, even to other female colleagues. Most big corporations have channels where you can flag it. Use those channels, because if we don’t speak up, it will continue happening. It won’t stop." Christa General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

The Xennial Leader

Nathan Davamoni is proudly from the LGBTQ+ Community. He found a place to flourish both at work and within his community. He is a project officer at NBN and is a growing voice within the corporate space on the importance of diversity and inclusion.  This journey took him from Townsville to Melbourne. A move that required him to map out his career pathway and save for a year to give himself a strong financial foundation when he moved. Nathan will take us through his career planning, money preparation and how to find an inclusive workplace for yourself so that you can flourish too. “There needs to be a lot more looking out for each other under the rainbow. I can’t just be looking out for gay men only. I need to be looking out for everyone beneath that rainbow. At times there is an emphasis on the mainstream, you know, the white gay man. A lot of companies will use the image of two white gay men (on their campaigns). There would not be a trans man, or a trans woman or a queer person of colour. There needs to be more representation to start the conversation, to start that mindset”. - Nathan  Connect to Nathan on Linkednin  Resources ACON: https://www.acon.org.au/ Minus 18: https://www.minus18.org.au/  General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Nathan Davamoni is proudly from the LGBTQ+ Community. He found a place to flourish both at work and within his community. He is a project officer at NBN and is a growing voice within the corporate space on the importance of diversity and inclusion.  This journey took him from Townsville to Melbourne. A move that required him to map out his career pathway and save for a year to give himself a strong financial foundation when he moved. Nathan will take us through his career planning, money preparation and how to find an inclusive workplace for yourself so that you can flourish too. “There needs to be a lot more looking out for each other under the rainbow. I can’t just be looking out for gay men only. I need to be looking out for everyone beneath that rainbow. At times there is an emphasis on the mainstream, you know, the white gay man. A lot of companies will use the image of two white gay men (on their campaigns). There would not be a trans man, or a trans woman or a queer person of colour. There needs to be more representation to start the conversation, to start that mindset”. - Nathan Connect to Nathan on Linkednin Resources ACON: <a href="https://www.acon.org.au/" rel="nofollow" target="_blank">https://www.acon.org.au/</a> Minus 18: <a href="https://www.minus18.org.au/" rel="nofollow" target="_blank">https://www.minus18.org.au/</a> General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Finding a Place to Flourish

 Gen Y Entrepreneur Jade Mckay embraced the opportunity to own her own business just 6 months after starting as a salaried adviser and while she was going through immense changes in her personal life. She has built an armoury of skills from working since 16.  Her story is one of determination, resilience, diligence and owning her own power as a woman within financial planning. Jade takes us through how she started her business and her approach to proving a strong business proposal to the bank. Jade was a finalist in the 2019 AFA Rising Star Awards and is a fellow West Australian, running her advice business, Essential Advice, out of Bunbury. "I feel very empowered by that, that I am young, and I am female… And whenever I walk into one of those massive events and the majority of the room are men, middle-aged older men, I feel, “Well, I am a little bit different”. I bring a different set of skills to this table, and they are amazing. And I am really sorry that you are not young and female. My power is that I am young and female, and it feels great. When I walk into these rooms, I feel good, I feel powerful." - Jade Mckay  Jade's details Linkedin: Jade Mckay Instagram: Jademckayfinancial Essential Advice: http://efa-financial.com.au/   General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Gen Y Entrepreneur Jade Mckay embraced the opportunity to own her own business just 6 months after starting as a salaried adviser and while she was going through immense changes in her personal life. She has built an armoury of skills from working since 16.  Her story is one of determination, resilience, diligence and owning her own power as a woman within financial planning. Jade takes us through how she started her business and her approach to proving a strong business proposal to the bank. Jade was a finalist in the 2019 AFA Rising Star Awards and is a fellow West Australian, running her advice business, Essential Advice, out of Bunbury. "I feel very empowered by that, that I am young, and I am female… And whenever I walk into one of those massive events and the majority of the room are men, middle-aged older men, I feel, “Well, I am a little bit different”. I bring a different set of skills to this table, and they are amazing. And I am really sorry that you are not young and female. My power is that I am young and female, and it feels great. When I walk into these rooms, I feel good, I feel powerful." - Jade Mckay Jade's details Linkedin: Jade Mckay Instagram: Jademckayfinancial Essential Advice: <a href="http://efa-financial.com.au/" rel="nofollow" target="_blank">http://efa-financial.com.au/</a> General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

The Gen Y Entrepreneur

Chloe Leow, Founder of the Etch Collective, talks about her money story, her FU Fund and gives us insight into the Gen Y woman. Chloe is values driven and has used money as a way to equalise power positions between employer and employee. By having an emergency fund that gave her the option of leaving any toxic work environments.  Find Chloe on instagram @mschloeleow and Linkedin: Chloe Leow Etch Collective: https://theetchcollective.com/  General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

Chloe Leow, Founder of the Etch Collective, talks about her money story, her FU Fund and gives us insight into the Gen Y woman. Chloe is values driven and has used money as a way to equalise power positions between employer and employee. By having an emergency fund that gave her the option of leaving any toxic work environments. Find Chloe on instagram @mschloeleow and Linkedin: Chloe Leow Etch Collective: <a href="https://theetchcollective.com/" rel="nofollow" target="_blank">https://theetchcollective.com/</a> General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Private Wealth Adviser at Integro Private Wealth (ABN: 96 816 853 855). She is an authorised representative of Integro Holdings (WA) Pty Ltd (ABN: 61 612 297 739 AFS Licence No. 489444).

The Gen Y Woman 

Your Money Story aims to represent the different money journeys women and marginalised communities embark on. Through the sharing of stories you will be empowered, included and learn how to equalise power disparities within your environment. Let's change how the story ends Dawn Thomas is a mother of three, financial adviser by day and a Ph. D candidate researching superannuation engagement.

Your Money Story

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