3 things I do not buy into 100% are gold/silver, cryptocurrencies, and velocity banking. Are they useful? Perhaps... yet I don't understand a lot of the hype or why these are the end-all, be-all for some folks. Audio Production by Podsworth Media - https://podsworth.com 

3 things I do not buy into 100% are gold/silver, cryptocurrencies, and velocity banking. Are they useful? Perhaps... yet I don't understand a lot of the hype or why these are the end-all, be-all for some folks. Audio Production by Podsworth Media - <a href="https://podsworth.com" rel="nofollow" target="_blank">https://podsworth.com</a>

Ep. 210 - Haven't Drank the Kool-Aid

Keep in mind, if you are looking for advice from others, your approach will determine your success. Audio Production by Podsworth Media - https://podsworth.com 

Keep in mind, if you are looking for advice from others, your approach will determine your success. Audio Production by Podsworth Media - <a href="https://podsworth.com" rel="nofollow" target="_blank">https://podsworth.com</a>

Ep. 209 - Approach is Everything

Farmers and ranchers are so independent that they think it can only be done alone. But what if we did it together? Buy some land together, and create a partnership. You can go further together than you can alone. Audio Production by Podsworth Media - https://podsworth.com 

Farmers and ranchers are so independent that they think it can only be done alone. But what if we did it together? Buy some land together, and create a partnership. You can go further together than you can alone. Audio Production by Podsworth Media - <a href="https://podsworth.com" rel="nofollow" target="_blank">https://podsworth.com</a>

Ep. 208 - Build It Together

Who is right in this fight? Who is the door mat, and how long do we sit around waiting? Audio Production by Podsworth Media - https://podsworth.com 

Who is right in this fight? Who is the door mat, and how long do we sit around waiting? Audio Production by Podsworth Media - <a href="https://podsworth.com" rel="nofollow" target="_blank">https://podsworth.com</a>

Ep. 207 - Generation vs. Generation

When I visit with people, I tend to throw around lots of ideas to make more money, so I decided to share a few of the hot ones with you. Audio Production by Podsworth Media - https://podsworth.com 

When I visit with people, I tend to throw around lots of ideas to make more money, so I decided to share a few of the hot ones with you. Audio Production by Podsworth Media - <a href="https://podsworth.com" rel="nofollow" target="_blank">https://podsworth.com</a>

Ep. 206 - Extra Income Ideas

You don't get to count your debt as paid-off if you come into money. Be honest and keep paying yourself; those are the basics of the Infinite Banking Concept. Audio Production by Podsworth Media - https://podsworth.com 

You don't get to count your debt as paid-off if you come into money. Be honest and keep paying yourself; those are the basics of the Infinite Banking Concept. Audio Production by Podsworth Media - <a href="https://podsworth.com" rel="nofollow" target="_blank">https://podsworth.com</a>

Ep. 205 - Bonus Money Doesn't Make You Debt Free

This is my appearance on the Infinite Wealth Podcast from a couple years ago. Thanks to Cameron and Matt for letting me re-broadcast this! Go check out their YouTube channel here: https://www.youtube.com/@InfiniteWealthConsultants Audio Production by Podsworth Media - https://podsworth.com 

This is my appearance on the Infinite Wealth Podcast from a couple years ago. Thanks to Cameron and Matt for letting me re-broadcast this! Go check out their YouTube channel here: <a href="https://www.youtube.com/@InfiniteWealthConsultants" rel="nofollow" target="_blank">https://www.youtube.com/@InfiniteWealthConsultants</a> Audio Production by Podsworth Media - <a href="https://podsworth.com" rel="nofollow" target="_blank">https://podsworth.com</a>

Ep. 204 - Infinite Wealth Podcast Interview

Today's topics: How to get money in for a faster start, when to start new policies, how much death benefit do I need, and don't feel guilty using cash. Audio Production by Podsworth Media - https://podsworth.com 

Today's topics: How to get money in for a faster start, when to start new policies, how much death benefit do I need, and don't feel guilty using cash. Audio Production by Podsworth Media - <a href="https://podsworth.com" rel="nofollow" target="_blank">https://podsworth.com</a>

Ep. 203 - FAQs

Bankers are normally nice, but when they aren't, they can harm you more than help you. Today's RANT is about how they can actually harm ya! Audio Production by Podsworth Media - https://podsworth.com 

Bankers are normally nice, but when they aren't, they can harm you more than help you. Today's RANT is about how they can actually harm ya! Audio Production by Podsworth Media - <a href="https://podsworth.com" rel="nofollow" target="_blank">https://podsworth.com</a>

Ep. 202 - Bankers

Don't let people kill your dreams, and by gosh, don't be scared to share them with me! Audio Production by Podsworth Media - https://podsworth.com 

Don't let people kill your dreams, and by gosh, don't be scared to share them with me! Audio Production by Podsworth Media - <a href="https://podsworth.com" rel="nofollow" target="_blank">https://podsworth.com</a>

Ep. 201 - Dream Big

Welcome to the Farming Without the Bank podcast, the show with a no-B.S. approach to money, hosted by a farm strategy expert and authorized IBC practitioner.Join us as we get real and expose the flaws of traditional financial institutions in order to help farmers take control of their finances, create peace of mind, grow their wealth, and leave a legacy.https://www.farmingwithoutthebank.com/

Just so happened to come across this podcast and it couldn’t be more true.  I really appreciate you helping to get this message out and a woman farmer to boot!

I’m a Farmer, a CPA and life broker

Listened to all your podcasts in one week. Look forward to reading both books

Great Info

Welcome to the Farming Without the Bank podcast, the show with a no-B.S. approach to money, hosted by a farm strategy expert and authorized IBC practitioner. Join us as we get real and expose the flaws of traditional financial institutions in order to help farmers take control of their finances, create peace of mind, grow their wealth, and leave a legacy. <a href="https://www.farmingwithoutthebank.com/" rel="nofollow" target="_blank">https://www.farmingwithoutthebank.com/</a>

Farming Without the Bank Podcast

In this episode, I talk about the fact that Cashflow is King, and Cash is Queen. I tackle a lot of traditional mindsets here, and you may be challenged in your thought processes. I address: Why cashflow is more important than cash, How money is unnecessarily lost when using cash to make a purchase, Compound interest vs uninterrupted compound interest, Who’s running your operation? You, the banker, or the accountant? Plus, being honest and paying yourself back. Listen in. You’re either going to love it or hate it, but you definitely need to hear it.  Audio Production by Podsworth Media

In this episode, I talk about the fact that Cashflow is King, and Cash is Queen. I tackle a lot of traditional mindsets here, and you may be challenged in your thought processes. I address: Why cashflow is more important than cash, How money is unnecessarily lost when using cash to make a purchase, Compound interest vs uninterrupted compound interest, Who’s running your operation? You, the banker, or the accountant? Plus, being honest and paying yourself back. Listen in. You’re either going to love it or hate it, but you definitely need to hear it. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media</a>

Ep. 3 - Cashflow is King, Cash is Queen

Today we get down and dirty about what this Infinite Banking Concept actually is. You’ll find out who the founder is, why he started it, and what we need to understand about the concept versus the life insurance policy. This is a very important episode that will equip you to decide if IBC is right for you and who you are going to work with going forward. You can either do it right with the right people or take unnecessary risks. Don’t skip this one; it’ll be worth your time.  Audio Production by Podsworth Media

Today we get down and dirty about what this Infinite Banking Concept actually is. You’ll find out who the founder is, why he started it, and what we need to understand about the concept versus the life insurance policy. This is a very important episode that will equip you to decide if IBC is right for you and who you are going to work with going forward. You can either do it right with the right people or take unnecessary risks. Don’t skip this one; it’ll be worth your time. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media</a>

Ep. 4 - What is the Infinite Banking Concept

Dave Ramsey

Why doesn't Dave like whole life insurance? This is a pretty common question, and in today's episode, I address my thoughts on Dave and why he doesn't like whole life insurance. You may find it interesting that I agree with Dave on why he doesn't like it. You will also hear why I like Dave, which may have something to do with him teaching some things I do not have the patience to teach.  Audio Production by Podsworth Media - https://podsworth.com

Why doesn't Dave like whole life insurance? This is a pretty common question, and in today's episode, I address my thoughts on Dave and why he doesn't like whole life insurance. You may find it interesting that I agree with Dave on why he doesn't like it. You will also hear why I like Dave, which may have something to do with him teaching some things I do not have the patience to teach. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media - https://podsworth.com</a>

Ep. 14 - Dave Ramsey and Whole Life Insurance

We're digging deep into life insurance today and talking about why we use dividend paying whole life with a mutual company for the Infinite Banking Concept. I also go into teaching mode to help you understand that not all life insurance is created equal, and terminology is not always correct. Listen to find out if you truly have the right product, or if you may end up dying without the life insurance you’ve paid for. It’s important to know what you have and why you have it. It’s your money, and the goal is to create wealth and leave a legacy.  Audio Production by Podsworth Media

We're digging deep into life insurance today and talking about why we use dividend paying whole life with a mutual company for the Infinite Banking Concept. I also go into teaching mode to help you understand that not all life insurance is created equal, and terminology is not always correct. Listen to find out if you truly have the right product, or if you may end up dying without the life insurance you’ve paid for. It’s important to know what you have and why you have it. It’s your money, and the goal is to create wealth and leave a legacy. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media</a>

Ep. 5 - The Reasons For Whole Life Insurance

Don't get me wrong: taking loans is the best option in the policy, but I address why so many people think it's a money maker and why it's actually not. You will learn the difference between a loan repayment and a premium payment. In addition, you will understand being an honest banker and how that plays into creating wealth and keeping your company profitable.  Audio Production by Podsworth Media - https://podsworth.com

Don't get me wrong: taking loans is the best option in the policy, but I address why so many people think it's a money maker and why it's actually not. You will learn the difference between a loan repayment and a premium payment. In addition, you will understand being an honest banker and how that plays into creating wealth and keeping your company profitable. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media - https://podsworth.com</a>

Ep. 20 - You Don't Make Money Taking Loans

For no other reason, you may want to listen to this episode just to hear why Mary Jo is talking about people peeing in the pool. She will get into how money flows like water and blood, why you don't need to compartmentalize money like the gurus say, and how you need to think differently around money. Stop saying, "I can't," and start asking, "How can I?" It's a great episode and should make you think!  Audio Production by Podsworth Media - https://podsworth.com

For no other reason, you may want to listen to this episode just to hear why Mary Jo is talking about people peeing in the pool. She will get into how money flows like water and blood, why you don't need to compartmentalize money like the gurus say, and how you need to think differently around money. Stop saying, "I can't," and start asking, "How can I?" It's a great episode and should make you think! <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media - https://podsworth.com</a>

Ep. 22 - Money Flows from ONE Big Pool

In this episode, I lay out when it may be wise to buy something to avoid taxes and when it may be wise to avoid buying things instead. There may be a self-check moment in here as well when I am talking about who's signing that final check for the purchase. Who is running your operation? You, the bank, or the accountant? It's a question you will be able to answer when you finish listening to this episode.  Audio Production by Podsworth Media - https://podsworth.com

In this episode, I lay out when it may be wise to buy something to avoid taxes and when it may be wise to avoid buying things instead. There may be a self-check moment in here as well when I am talking about who's signing that final check for the purchase. Who is running your operation? You, the bank, or the accountant? It's a question you will be able to answer when you finish listening to this episode. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media - https://podsworth.com</a>

BONUS - Pay Taxes or Avoid Taxes?

The biggest thing holding many folks back from starting IBC is the question of where to find the money to start the process. In this episode, I go over SIX different ways we can look for money to get started. It's all about how you think about money and how you utilize it. There is no reason to wait to get started. R. Nelson Nash, the founder of the Infinite Banking Concept, started the process at the worst financial time in his life. Getting started soon is key, and you'll see just how you can do that.  Audio Production by Podsworth Media - https://podsworth.com

The biggest thing holding many folks back from starting IBC is the question of where to find the money to start the process. In this episode, I go over SIX different ways we can look for money to get started. It's all about how you think about money and how you utilize it. There is no reason to wait to get started. R. Nelson Nash, the founder of the Infinite Banking Concept, started the process at the worst financial time in his life. Getting started soon is key, and you'll see just how you can do that. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media - https://podsworth.com</a>

Ep. 7 - Where Do I Find Money to Start IBC

Today's episode is a little lesson on why inflation is killing our dollar and how it's affecting you. You'll hear how the banks make money and why they love your business. News flash: "Federal" does not necessarily mean "gov't owned"; in the case of the Federal Reserve, it's just good marketing by those behind it. Tune in and hear more about what is truly happening that you may not have been taught in the gov't school.  Audio Production by Podsworth Media - https://podsworth.com

Today's episode is a little lesson on why inflation is killing our dollar and how it's affecting you. You'll hear how the banks make money and why they love your business. News flash: "Federal" does not necessarily mean "gov't owned"; in the case of the Federal Reserve, it's just good marketing by those behind it. Tune in and hear more about what is truly happening that you may not have been taught in the gov't school. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media - https://podsworth.com</a>

Ep. 19 - The Federal Reserve, Fractional Reserve Banking, & the Birth of IRAs

Randy Morris

I am so excited to have my client, Randy Morris, on for today's podcast interview. Randy lives in Kansas and not only has some great insight on the Infinite Banking Concept, but he also speaks about how he is helping the next generation get started. This is a bit longer episode, but you will find it very informative!

I am so excited to have my client, Randy Morris, on for today's podcast interview. Randy lives in Kansas and not only has some great insight on the Infinite Banking Concept, but he also speaks about how he is helping the next generation get started. This is a bit longer episode, but you will find it very informative!

Ep. 34 - Client Interview: Randy Morris

Jolene Brown

This is a bit longer of an episode than normal, but you won't even notice! Jolene Brown and I visit about how to communicate with family, recognize their strengths, and run your operation like a business, not a family farm. If you have communication challenges, you will definitely want to tune in, as Jolene gives some great tips on how to resolve some of the most common challenges farming families run in to.  Audio Production by Podsworth Media

This is a bit longer of an episode than normal, but you won't even notice! Jolene Brown and I visit about how to communicate with family, recognize their strengths, and run your operation like a business, not a family farm. If you have communication challenges, you will definitely want to tune in, as Jolene gives some great tips on how to resolve some of the most common challenges farming families run in to. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media</a>

Ep. 16 - Family and Business, with Jolene Brown

Love them or hate them, the millennial generation is here to challenge us, and I am loving every minute of it. They are truly looking ahead to see what can be done differently, questioning processes, and requiring lots of information before they make final decisions. If there is a generation to make the bank Plan B, it will be them, and everyone should welcome their ideas to make things better.  Audio Production by Podsworth Media

Love them or hate them, the millennial generation is here to challenge us, and I am loving every minute of it. They are truly looking ahead to see what can be done differently, questioning processes, and requiring lots of information before they make final decisions. If there is a generation to make the bank Plan B, it will be them, and everyone should welcome their ideas to make things better. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media</a>

Ep. 6 - Farming with Millennials

Get the answers to the most common objections I hear from clients, things I read online, and people passing by at farm shows. I am sure you have heard these objections yourself if you've tried to share about IBC, or perhaps you've thought them yourself if you haven't read the book yet. There are objections to everything in life; we just have to think things through before brushing off what could be the most effective thing we ever do financially.  Audio Production by Podsworth Media.

Get the answers to the most common objections I hear from clients, things I read online, and people passing by at farm shows. I am sure you have heard these objections yourself if you've tried to share about IBC, or perhaps you've thought them yourself if you haven't read the book yet. There are objections to everything in life; we just have to think things through before brushing off what could be the most effective thing we ever do financially. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media.</a>

Ep. 23 - Common Objections to IBC

So many people think the only option to buy is by going to the bank and borrowing money. Many who want to sell don't sell because of capital gains and the lost income. In this episode, I go over other options of how to sell while reducing taxes, protecting the estate, and making it affordable for those taking over, along with other ideas of how to get started. Audio Production by Podsworth Media.

So many people think the only option to buy is by going to the bank and borrowing money. Many who want to sell don't sell because of capital gains and the lost income. In this episode, I go over other options of how to sell while reducing taxes, protecting the estate, and making it affordable for those taking over, along with other ideas of how to get started. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media.</a>

Ep. 33 - Buying and/or Selling Strategies

Get your mind out of the gutter! If you have ever wondered if your operation is too small or too large, your answers are in this episode! I even address those who don't have their own operation yet and how it is still feasible to start the IBC process. You'll also find out what really does matter.  Audio Production by Podsworth Media - https://podsworth.com

Get your mind out of the gutter! If you have ever wondered if your operation is too small or too large, your answers are in this episode! I even address those who don't have their own operation yet and how it is still feasible to start the IBC process. You'll also find out what really does matter. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media - https://podsworth.com</a>

Ep. 17 - Size Doesn't Matter

Many think there is some sort of loophole inside of the Infinite Banking Concept and that we are holding out on an awesome secret. In this episode, I talk about the fact that our secret is NOT a loophole, and there are some genuine tax advantages to whole life simply because the tax code favors it, just as it favors farmers in certain areas. It's not a magic bullet that allows us to sneak around taxes, but when used correctly, there are certain advantages. You will learn how to use it correctly and why it needs to be setup correctly for this purpose.  Audio Production by Podsworth Media - https://podsworth.com

Many think there is some sort of loophole inside of the Infinite Banking Concept and that we are holding out on an awesome secret. In this episode, I talk about the fact that our secret is NOT a loophole, and there are some genuine tax advantages to whole life simply because the tax code favors it, just as it favors farmers in certain areas. It's not a magic bullet that allows us to sneak around taxes, but when used correctly, there are certain advantages. You will learn how to use it correctly and why it needs to be setup correctly for this purpose. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media - https://podsworth.com</a>

Ep. 15 - Tax Advantages of Whole Life and IBC

In this episode, I'll share with you how much money banks have in cash value in insurance policies and why it's so important for them to have it on their books. You'll also find out which household names are using and have used cash value insurance to start their businesses. Banks may not like farmers, but they really hate startup businesses. This pushes people to dig deep to find money to follow their dreams. In this episode, I also suggest some extra reading material. Anything by Barry James Dyke is great. He has three books with a fourth on the way. Hope you enjoy this episode and it shines a little light on the fact that IBC is a secure way to utilize money. Audio Production by Podsworth Media - https://podsworth.com

In this episode, I'll share with you how much money banks have in cash value in insurance policies and why it's so important for them to have it on their books. You'll also find out which household names are using and have used cash value insurance to start their businesses. Banks may not like farmers, but they really hate startup businesses. This pushes people to dig deep to find money to follow their dreams. In this episode, I also suggest some extra reading material. Anything by Barry James Dyke is great. He has three books with a fourth on the way. Hope you enjoy this episode and it shines a little light on the fact that IBC is a secure way to utilize money. Audio Production by Podsworth Media - <a href="https://podsworth.com" rel="nofollow" target="_blank">https://podsworth.com</a>

Ep. 27 - Bank Owned Life Insurance (BOLI) & Others Who've Started Well Known Businesses

I received some good questions about if one can roll 401k money into a life insurance policy and if one can do a lump sum premium with that money. In this episode, I answer that question and more. Audio Production by Podsworth Media.

I received some good questions about if one can roll 401k money into a life insurance policy and if one can do a lump sum premium with that money. In this episode, I answer that question and more. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media.</a>

Ep. 37 - Rolling 401K Money & Lump Sum Premiums

Warning: Today's podcast may offend you or just plan tick you off. As a farmer, rancher, or anyone in the ag industry, you want to be self-employed. You pride yourself on the fact that you have no one to answer to... but do you? Are you allowing the bank and the accountant to run your operation? ...or are you running your operation? I dive into this very subject in today's podcast and break the conditioned thinking that the bank should be looking out for you and helping you run your operation. I don't want you working for the bank any more than you want to work for the bank. Keep an open mind when listening. I think you will find this valuable.  Audio Production by Podsworth Media.

Warning: Today's podcast may offend you or just plan tick you off. As a farmer, rancher, or anyone in the ag industry, you want to be self-employed. You pride yourself on the fact that you have no one to answer to... but do you? Are you allowing the bank and the accountant to run your operation? ...or are you running your operation? I dive into this very subject in today's podcast and break the conditioned thinking that the bank should be looking out for you and helping you run your operation. I don't want you working for the bank any more than you want to work for the bank. Keep an open mind when listening. I think you will find this valuable. <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media.</a>

Ep. 24 - Who's Running Your Operation

"Be debt-free. Owe no one any money." We hear this all the time, but is that truly the best? I talk about if all debt is either good or bad, that cash flow is king, and you better be making enough of that to pay for your debt. You'll also get a few talking points on if you should have cash value loans and if that debt is good or bad. Tune in and enjoy! Audio Production by Podsworth Media.

"Be debt-free. Owe no one any money." We hear this all the time, but is that truly the best? I talk about if all debt is either good or bad, that cash flow is king, and you better be making enough of that to pay for your debt. You'll also get a few talking points on if you should have cash value loans and if that debt is good or bad. Tune in and enjoy! <a href="https://podsworth.com" rel="nofollow" target="_blank">Audio Production by Podsworth Media.</a>

Ep. 36 - Is Debt Bad?

The best self improvement podcast episodes. From improving productivity, to finding purpose in your life to what constitutes freedom, this topic is on anything and everything that can help people to improve their lives. Add episodes you're interested into your queue below!

Best Episodes on Self Improvement, Growth & Development

The best podcast episodes on non-current politics. Covering topics such as universal basic income, democracy, poverty & justice and more. For anyone interested in learning more about politics that affect that world, not just now, but in the longer term. Add episodes you're interested into your queue below!