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Financial Decoder

Cognitive and emotional biases can have a big impact on your financial life. Each episode of Financial Decoder looks closely at one financial decision--and the biases that might cloud your judgment an... Read more

Ranked #1

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When Should You Retire?

When Should You Retire?

After saving up your whole life, is it finally the right time to retire? It’s a complex decision with a lot of variables... Read more

20 May 2019

29mins

Ranked #2

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How Can You Save More?

How Can You Save More?

People are hardwired to value earning money more than saving it. A recent report shows that 26% of all workers have save... Read more

17 Dec 2018

21mins

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Ranked #3

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How Should You Give to Charity?

How Should You Give to Charity?

Throughout the holiday season, you might encounter dozens of appeals for charity. If you decide to give, or if you donat... Read more

25 Nov 2019

38mins

Ranked #4

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Do You Really Need an Estate Plan?

Do You Really Need an Estate Plan?

Discussing what will happen to your children and your assets after you die might not sound like the most pleasant task. ... Read more

3 Jun 2019

17mins

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Ranked #5

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What Should You Do With Your Employee Stock?

What Should You Do With Your Employee Stock?

Today, many startups and most of the companies on the Fortune 500 list allow their employees to take ownership in the co... Read more

9 Dec 2019

27mins

Ranked #6

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Should You Pay Attention to the News Out of Washington?

Should You Pay Attention to the News Out of Washington?

The financial services industry is heavily regulated. That means the politicians who write the laws and the regulators w... Read more

16 Sep 2019

31mins

Ranked #7

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Should You Be More Active With Your Portfolio?

Should You Be More Active With Your Portfolio?

Trading is a crucible of emotions and analysis. During volatile markets and periods of economic change, it is common for... Read more

17 Jun 2019

26mins

Ranked #8

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“Which Biases Should You Protect Against?”

“Which Biases Should You Protect Against?”

Which generation is more prone to herding—millennials or Generation X? Should anchoring bias worry Baby Boomers or young... Read more

30 Sep 2019

21mins

Ranked #9

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How Did Chuck Schwab Disrupt an Industry? EXCLUSIVE INTERVIEW

How Did Chuck Schwab Disrupt an Industry? EXCLUSIVE INTERVIEW

Charles Schwab & Co. founder and Chairman of the Board Chuck Schwab discusses the decisions that led him to create a... Read more

14 Oct 2019

24mins

Ranked #10

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Should You Diversify Differently?

Should You Diversify Differently?

Two corrections for the broad market in 2018, coupled with bear markets in various segments of the market have many inve... Read more

8 Apr 2019

38mins

Ranked #11

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How Much Risk Should You Take with Bonds?

How Much Risk Should You Take with Bonds?

Like any investment, bonds do come with their own set of risks. How can you best evaluate these different risks? It’s ea... Read more

11 Feb 2019

30mins

Ranked #12

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Does Your Portfolio Need Adjusting?

Does Your Portfolio Need Adjusting?

What’s an acceptable level of performance for your portfolio? Before you can answer that question, you first have to be ... Read more

3 Dec 2018

13mins

Ranked #13

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How Much Should You Borrow?

How Much Should You Borrow?

In today’s world virtually everyone participates in the economy as either a borrower or a lender, and most people are bo... Read more

28 Oct 2019

22mins

Ranked #14

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How Can You Catch Up on Retirement Savings?

How Can You Catch Up on Retirement Savings?

Saving for retirement can seem overwhelming—especially if you are 50 years old and haven’t saved nearly enough. Fortunat... Read more

6 May 2019

23mins

Ranked #15

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How Should You Invest $1,000?

How Should You Invest $1,000?

Imagine you’ve received a $1,000 windfall—a special bonus from work, or a gift, or even a small inheritance. Maybe you’v... Read more

18 May 2020

6mins

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