Cover image of Help with My Social Security.com

Help with My Social Security.com

Help With My Social Security is hosted by Jim Saulnier and Chris Stein, CERTIFIED FINANCIAL PLANNER™ Professionals in Fort Collins, Colorado, specializing in retirement planning. They developed these ... Read more

Ranked #1

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Spousal Benefit Rule of Deeming

Spousal Benefit Rule of Deeming

This week, a question from a husband who is almost 68 years old and is wondering if he can claim spousal benefits from h... Read more

6 Sep 2019

6mins

Ranked #2

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Military Earnings Credit

Military Earnings Credit

This week, a question from a retired U.S. Marine who wants clarification on a Social Security earnings credit for milita... Read more

23 Aug 2019

5mins

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Ranked #3

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Survivor Benefit Claiming Age

Survivor Benefit Claiming Age

We received the following question regarding survivor benefits this week: “I am currently 62, born in 1956.  My retireme... Read more

1 Aug 2018

5mins

Ranked #4

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Converting Spousal Benefits to Survivor Benefits

Converting Spousal Benefits to Survivor Benefits

This next question is something we have not really addressed directly before regarding spousal and survivor benefits, so... Read more

15 Aug 2018

7mins

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Ranked #5

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Divorced Spouse Benefits

Divorced Spouse Benefits

The following question regarding divorced spouse benefits came in from a reader this week: “My mother is about to turn 6... Read more

25 Jul 2018

4mins

Ranked #6

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What You Should Know About Social Security Benefit Errors

What You Should Know About Social Security Benefit Errors

With over 59 Million Americans receiving some sort of Social Security benefits it is not surprising that occasional erro... Read more

11 Jul 2018

15mins

Ranked #7

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Delayed Claiming and Retroactive Benefits

Delayed Claiming and Retroactive Benefits

Another good question regarding delayed claiming and retroactive benefits has come in from our listeners this week: “I a... Read more

8 Aug 2018

7mins

Ranked #8

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Social Security Didn’t Tell Him

Social Security Didn’t Tell Him

We received the following email this week… “I have a dear friend who at age 60 lost his wife. She was on SS disability w... Read more

9 May 2018

7mins

Ranked #9

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Student Loan Debt and Social Security

Student Loan Debt and Social Security

Student loan debt is usually thought of as a younger person’s issue, but a new report suggests that older Americans are ... Read more

13 Sep 2017

10mins

Ranked #10

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Grace Year Confusion

Grace Year Confusion

Looks like another Social Security office has confusion over the “Grace Year”.  Even though we have covered this recentl... Read more

2 May 2018

7mins

Ranked #11

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Question on Delayed Retirement Credits

Question on Delayed Retirement Credits

Today we have a question from a reader about a past blog post.  Back in May, 2017 I posted an article describing exactly... Read more

4 Oct 2017

10mins

Ranked #12

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What Counts as Earnings

What Counts as Earnings

Question from reader: “In one of your post you write; ‘You are exposed to the Earnings Test that will reduce your benefi... Read more

19 Sep 2018

4mins

Ranked #13

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Spousal Benefits

Spousal Benefits

From the email bag this week, we have a question regarding spousal benefits: “My year of birth is 1953. My wife’s is 195... Read more

29 Aug 2018

5mins

Ranked #14

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MySocialSecurity Online Account Issues

MySocialSecurity Online Account Issues

In the past we have discussed how you can create an online account with Social Security.  This will give you access to y... Read more

6 Jun 2018

6mins

Ranked #15

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Social Security – A Better Deal Than You Think

Social Security – A Better Deal Than You Think

For quite some time now there has been a movement afoot to “privatize” Social Security. The argument for privatization p... Read more

23 May 2018

16mins

Ranked #16

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Beware of Retroactive Benefits

Beware of Retroactive Benefits

A little issue has come to our attention with regard to the way Social Security offices process your application for ben... Read more

16 May 2018

10mins

Ranked #17

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Working After Age 62

Working After Age 62

Working in a job that participates in the SS system prior to claiming Social Security (SS) Retirement Benefits generally... Read more

25 Apr 2018

7mins

Ranked #18

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Leaving Your Social Security Benefit to Someone Else?

Leaving Your Social Security Benefit to Someone Else?

You’ve saved well, invested responsibly and accumulated more assets that you’ll need in your retirement.  When you pass ... Read more

27 Jun 2018

11mins

Ranked #19

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Calculation of WEP

Calculation of WEP

Question from reader: “I’ve been reading your blog and enjoy how far reaching on SSA it covers. That said I’m confused o... Read more

12 Sep 2018

7mins

Ranked #20

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Earnings Test and Spousal Benefits

Earnings Test and Spousal Benefits

We had a great question regarding the earnings test and spousal benefits from our email box this week: “I am 66 (FRA), t... Read more

5 Sep 2018

6mins

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