Rank #1: Money Talks: Cruising
Travel Consultant, Kathy Young from McGehee Cruise and Vacation, gives us tips about getting our money's worth from a cruise. http://mcgeheecruise.com/
Rank #2: Money Saving Tips
We’re opening up the phone lines and answering your money questions this morning on Money Talks. We’ll also go over some money-saving tips you can use this year.
Rank #3: Odd Ways to Earn Extra Cash
Today is an open topic discussion day. But with the holidays and holiday shopping coming ever closer, we want to share some odd ways to earn extra cash. What are some ways you earn extra money? Have you donated your plasma? Do you take surveys for cash? Or maybe you sell things online?
Rank #4: Money Talks: Investing 101
April is Financial Literacy Month ! Financial expert Ryder Taff explains various investing options. Our list of types of investments came from the website of the Financial Industry Regulatory Authority FINRA is dedicated to investor protection and market integrity through effective and efficient regulation of broker-dealers. http://www.finra.org/investors/types-investments
Rank #5: “Do’s and Dont’s” of Home Buying
This morning we’ll discuss some of the “do’s and dont’s” of home buying. What myths have you always heard about buying a home? We’ll discuss dangers that first-time buyers should look to avoid. And, are you always getting a bargain when wading into the foreclosure market?
Rank #6: Money Talks: New tax regulations for 2018
Our financial expert, Ryder Taff, and guest Ronald Morton give an update of the tax law for 2018. http://www.mortonelderlaw.com/about/ronald-c-morton/ Caller Ronda Gooden from AARP Mississippi reminded our listeners that this is the 50th year for AARP Foundation Tax-Aide. Individuals can call 1-888-227-7669 or go online and enter their zip code to find the nearest tax preparation location. The site also lets them know which information to bring. The cites are open February 1 - April 17. https://www.aarp.org/money/taxes/aarp_taxaide/ For a list and explination of some of the tax changes: https://www.fool.com/taxes/2018/01/18/your-complete-guide-to-the-2018-tax-changes.aspx
Rank #7: The Do's and Don’ts of Car Buying
Our guest today is Steve Harrison, Executive Director of USAA’s Auto Experience. If you or someone you know is in the market to buy a car, you’re in luck. This morning on Money Talks we’ll discuss the dos and don’ts of car Buying. Looking for a good deal on a trade in? Is your family expanding and you need a bigger vehicle? We’ll help you with all of your car buying questions today.
Rank #8: Money Talks: Stocks
How should an investor evaluate a stock? Our financial advisers give some tips and take personal finance questions on the show. Our experts are Dr Nancy Lottridge Anderson, President of New Perspectives and Ryder Taff, Portfolio Manager at New Perspectives. https://www.newper.com/ Seven things an investor should consider when picking stocks: Earnings growthStabilityRelative strength in industryDebt-equity ratioPrice-earnings ratioManagementDividends
Rank #9: Couples and Money
Happy Valentine’s Day! We’ll talk money management for couples. Who handles the Finances in your household and how do you handle them. We’ll also welcome John Hyland from BlackRock to talk about the buzzword for 2017 investments– Exchange Traded Funds.
Rank #10: Money Talks: Career Advancement Opportunities
Could an executive search professional be a good resource for you to advance in your industry? Our guest, Jack Farrell managing director of Jack Farrell and Associates, explains the relationship between a job candidate, a recruiter, and hiring company. http://jackfarrell.com/site/ This information packed episode discusses estabishing a relationship with a headhunter, what the search professional can do for a candidate, ways to become noticed in your industry, and tips for a successful job search. Helpful websites: https://www.linkedin.com/ https://www.indeed.com/ https://www.glassdoor.com/index.htm
Rank #11: Money Talks: 50 Habits
Time, online, has a list of 50 Personal Finance Habits Everyone Should Follow http://time.com/money/collection-post/4023439/personal-finance-habits/ Our hosts discuss some of them and their importance.
Rank #12: Money Talks: Home Insurance and Holiday Disasters
Today's show took calls from listners about personal finance and covered a few topics from Kiplinger's Holiday Disasters: What Does Homeowners Insureance Cover? https://www.kiplinger.com/slideshow/insurance/T028-S001-holiday-disasters-homeowners-insurance-coverage/index.html We helped match a caller who was looking to donate land with a not for profit who was interested in receiving the land!
Rank #13: Money Talks: Ways To Save $1,000
Kevin Farrell and Ryder Taff discuss some cost cutting tips today. Everyone needs a reminder of ways to save some money. Each of these tips could save you $1000 over the coming year. Cut the cord Switch your cell phone plan Rethink your remodel Get a roommate Get a gig with Postmates Get a gig with Uber Get a high-deductible plan Open and fund an HSA Eat at home Buy the store brand Just say no to impulse buys Use Mint Book holiday flights in advance Drive instead of flying
Rank #14: Money Talks: Open Topic and Clothes Buying Tips
This was an Open Topic day with a few tips to help your clothing budget. Questions anwered: Roth IRAs for tuition paymentsIRA contribution capsSaving for retirement vs cash in the bank403B and Lifestyle accountsBanking interest ratesIRA withdrawals and charity contributionsMedicare plansClothing buying tips: Shop off season but NOT in April or OctoberItems may go on sale after 6 weeks in the storeShop thrift storesBe careful at outlet stores - factory line: made for outlet sales NOT regular merchandiseTreat clothing shopping like grocery shopping - make a listWhen shopping online "abandon" your cart. The site may send you a discount code to get you to come back and make a purchaseAvoid dry-clean only clothes to save moneyTake care of your clothing so they last longerBuy classic clothes they stay in stylePay in cash and ask for a discountLearn the price codes: https://lifehacker.com/know-the-secret-price-codes-at-major-retailers-to-save-921445013
Rank #15: Money Talks: Retirement Mistakes
Our host, Kevin Farrell, and our financial expert, Ryder Taff, take personal finance calls and discuss : Fourteen Retirement Mistakes You Will Regret Forever from Kiplinger dot com https://www.msn.com/en-us/money/retirement/14-retirement-mistakes-you-will-regret-forever/ss-AAySerT?li=BBnbfcN
Rank #16: Money Talks: Debt and Credit Counseling
Our guest Bruce McClary, with National Foundation for Credit Counseling answers questions about credit scores and debt Their website has information about buying a home, make a budgets, and an online financial self-assessment tool: https://www.nfcc.org/
Rank #17: Relationships & Money
Relationships & money. It’s direly important to the success of a long-term relationship, but something people rarely discuss with others. Should you keep your money separate? Share everything in a joint account? Divide the money (and debt) in to mine, yours, and ours? Also, when and how do you approach the topic with your significant other?
Rank #18: Wrecked Credit
This morning we’ll discuss some silly or foolish ways you can wreck your credit! Are you thinking about cosigning on a car loan for your child? Do you have a lot of unpaid traffic or parking tickets? Have you let a bill go unpaid for too long?
Rank #19: Your Finances For 2017
Time for us to help you with your personal finance questions. We’ll share the latest financial news that could affect your pocket and take your calls. Plus, we’ll tell you 8 ways to organize your financial life as we begin 2017.
Rank #20: Money Talks: IRAs
We're talking Individual Retirement Accounts on this episode of Money Talks with hosts Nancy Lottridge-Anderson and Ryder Taff from New Perspectives https://www.newper.com/ The difference between an Traditional IRA, a Roth IRA, a Simple IRARules concerning contributionsRules concerning distributions