Rank #1: 312. Insights: Live! The future of money
Live from NYC's New York Fintech Week with the DIT Sam's joined by some great guests to talk about the future of money: Natalie Ceeney, Chair, Innovate Finance Robin Mackenzie, Chief Marketing Officer, De La Rue Andrew Boyajian, Head of North America, Transferwise Farrah Lakhani, Director, Growth and Operations at OakNorth Analytical Intelligence We kick off the episode by taking a look at the story so far and how the UK fintechs have developed world leading challenger brands offering new customer products and services that are focused on the customer. Next up, the panel talk about how customer centricity drives innovation, how that factors in to the notion of digitalisation over digitisation and whether customer focus is something that's gathered appeal on a global scale. They also take a look at the appetite for fintech in the US and what makes breaking America so much more difficult than the European market. And whether there's an unfair advantage built in for UK fintechs. Payments are a major factor in the US financial ecosystem and the panel examines how cross border payments are having an effect on incumbent money transfer services and how faster payments could be brought to the USA. Wrapping things up the group takes a look at future predictions on how UK fintech innovation will affect the global scene, particularly post-Brexit and how important it is for Lodnon to remain a global fintech hub. All this and so much more on today's show. We want to say a huge thank you to the Department for International Trade and De la Rue who helped make this episode of Fintech Insider Live possible. New York Fintech Week was an unmissable event and we hope you enjoyed our panel from the show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email email@example.com This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Andrew Boyajian, Farrah Lakhani, Natalie Ceeney, and Robin Mackenzie.
Rank #2: Ep109 – The Secret to UK FinTech Success
This week we are unpacking some of the latest and greatest breaking news with Ed Maslaveckas (@Ed_Masl) and Jamie Campbell (@JCtheOriginal). We are also joined by the fantastic Lawrence Wintermeyer (@lwintermeyer) who is the CEO of Innovative Finance. Key stories this week: Independent – Apple tax: UK says it welcomes any company after tech-giant hit with £11bn Irish tax bill : LINK Fortune – Beware of Blockchain Hype Says Chain CEO Adam Ludwin : LINK Coin Desk – IBM Bridges Blockchain, AI With New Business Unit : LINK Australian Financial Review – ANZ Bank ups cloud focus with open networks for fintech collaboration : LINK Business Insider – Oscar – City CEO: ‘The whole banking model is a bit broken’ and at risk of an Uber moment : LINK Telegraph – Jeremy Corbyn has a plan to ‘democratise the internet’. But does he even understand it himself? LINK Monzo – Mondo is now Monzo : LINK If you enjoyed this episode, please subscribe using your favourite podcasting app and leave us a review on iTunes or the podcast platform of your choosing Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk The post Ep109 – The Secret to UK FinTech Success appeared first on 11FS. The post Ep109 – The Secret to UK FinTech Success appeared first on 11:FS.
Rank #3: Ep134 – FinTech Predictions for 2017
Time to make fintech predictions for 2017! Will PSD II be the biggest disappoint of the year? How big will the challenger banks get? Is regtech the new fintech? We make predictions on all this and more. We’re joined by: David Birch, Director of Innovation, Consult Hyperion @dgwbirch Ben Brabyn, Chief Executive, Investor, Advisor, Level39 @BenBrabyn Thanks for listening! If you like what you heard, subscribe to our podcast, review us on iTunes–we love reading those reviews!!–and befriend us on Facebook and/or Twitter. The post Ep134 – FinTech Predictions for 2017 appeared first on 11FS. The post Ep134 – FinTech Predictions for 2017 appeared first on 11:FS.
Rank #4: Ep110 – Will AI change the world of Banking?
This week we have a marathon of a show focussing on AI, Bots, Machine Learning and everything else augmented. Your hosts, as always, is David Brear (@davidbrear), Jason Bates (@JasonBates), Simon Taylor (@sytaylor) and Chris Skinner (@Chris_Skinner) We have a fantastic lineup this week of guests with; Devika Thapar (@DeeThapar) – Financial Services Leader, IBM Watson, Dr. Ella Rabener (@ella_rabener) – CMO of Scalable Capital and Ereli Eran (@ereli) – Senior Data Scientist at Ravelin. We hope you enjoy the show Key stories this week: IB Times – Barclays completes the world’s first live, end to end trade finance transaction with a live customer on Blockchain : LINK QZ.com – Alphabet, Amazon, Facebook, IBM, and Microsoft are creating the Justice League for AI : LINK Technology Review – MIT report – AI Wants to Be Your Bro, Not Your Foe : LINK Polygon – Watch the first ever movie trailer made by artificial intelligence : LINK Venture Beat – Are chatbots an evolution or a revolution? : LINK Venture Beat – Apple pushes its AI expert hiring spree into overdrive : LINK The Drum – David Ogilvy’s first interview since he died? Possibly not but Watson and The Drum prove his ideas are still alive : LINK Venture Beat – A Microsoft chatbot is insulting people again, and that’s a good thing : LINK Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk The post Ep110 – Will AI change the world of Banking? appeared first on 11FS. The post Ep110 – Will AI change the world of Banking? appeared first on 11:FS.
Rank #5: 300. Insights: This. Is. Fintech.
It's been a long two and a half years. But we've finally hit a huge landmark with our 300th episode. This episode is an 11:FS special with some of your favourite hosts: David Brear Simon Taylor Sarah Kocianski Ross Gallagher Jason Bates Plus extra special guest Marko Wenthin, Co-Founder of Solarisbank. Our panel take a trip down memory lane, going over the early days of trying to figure out audio editing, why we took the approach that we did and how taking a conversation from the pub after a conference created a chart-topping podcast. We go over the rejected theme tunes for the show and some of the show's highlights, including some of the best jokes, live shows, conferences and of course After Dark. We also talk about some of the incredible guests we've had and difficult topics we've tackled. Of course none of this would be possible without you so we asked you to send in whatever questions you want for the hosts to answer. But if we didn't manage to get to yours this time around don't worry, we've made AMAs a regular feature on the podcast so we'll get to yours eventually! To tie off the show we have the favourite moments of ours and yours and some friends of the show. The microphones we used for this recording were six Rode NT1A's with Pop Shield. We take a look at all this and much more on this week's episode of Fintech Insider. Thank you for sticking with us for the past 300 episodes and we hope you'll stick around for next 300. We hope you enjoy the show and, as ever, don't forget to subscribe! Want to join the conversation on all the topics discussed? Tweet the show @fintechinsiders to submit your favourite Fintech Insider moment! And if you really love the show, please leave us a review on iTunes. This episode was produced by Laura Watkins. Edited by Alex Woodhouse. Special Guest: Marko Wenthin.
Rank #6: Ep. 258. Insights: Healthtech
Today's insights show takes a closer look at what's going on in the Healthtech space. We take a look at: how people engage with their health, companies looking towards preventative measures, whether healthcare should be more patient-centric, crossovers with insurtech/fintech/healthtech and much more. We're joined by some fantastic guests: Amit Patel, Director of New Ventures at Bupa Nick Tate, VP Global Digital Innovation at GSK Matt Lenzi, Director at Hanno Paul Bate, Director of NHS services at Babylon Health This episode was written and produced by Laura Watkins and edited by Michael Bailey. Special Guests: Amit Patel, Matt Lenzi, Nick Tate, and Paul Bate.
Rank #7: Ep114 – Yipi-API-yay: open platforms, marketplaces and next-gen banking
In this episode This week we had the pleasure of talking to some global thought leaders about a topic that is on everyone’s mind; APIs. This week we are joined by Leda Glyptis (@LedaGlyptis) – Director, Sapient Global Markets, Megan Caywood (@MeganCaywood) – Director of Marketplace Platform at Starling Bank, Markos Zachariadis (@MarkosZach) – Assistant Professor at Warwick Business School & Research Fellow at the University of Cambridge and Alex Lipton – Connection Science Fellow at MIT Connection Science News this week FT – Big banks miss out on FinTech investment opportunities : LINK Banking Tech – MasterCard and SolarisBank partner for digital banking push : LINK Finextra – UK banks lag behind rest of high street on customer experience – BookingBug : LINK Telegraph – Bank of England’s Mark Carney and Philip Hammond in bank ‘war game’ : LINK BBC – RBS squeezed struggling businesses to boost profits, leak reveals : LINK Express – Which banks are getting most complaints from YOU? : LINK Forbes – Why The Teacher Of The Future Will Be Neither Man Nor Machine : LINK Got a burning question or just want to shout of how much you’re loving what’s in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk The post Ep114 – Yipi-API-yay: open platforms, marketplaces and next-gen banking. appeared first on 11FS. The post Ep114 – Yipi-API-yay: open platforms, marketplaces and next-gen banking appeared first on 11:FS.
Rank #8: Ep124 – Wealth: Robo-Advisors or Master of Puppets?
In this episode Wealth Management isn’t just for the super rich anymore. It’s opened up to everyone. But the reality is, most of us aren’t taking steps now to have a nice life in the future—or even to be able to retire. This week, our expert guests discuss how we can solve this massive social problem. We also chat about robo-advisors, creating offense in wealth management, digital wallets, and, of course, Metallica. Guests Dave Bruno, Co-Founder of YNOME and Head UBS WM Innovation @SuperDaveBruno Jonathan Hey, Head of User Experience at Nutmeg @jonohey Joe Parkin, Head of Wealth and Retail at iShares by Blackrock News this week Bloomberg – India’s Misguided War on Cash – Link Mashable – The Astronomical Rise of Mobile Wallets in India – Link Coindesk – Goldman Sachs and Santander Leaves R3CEV – Link Wired – Google is Amazing at Pictionary…Crowdsourced Machine Learning – Link Wealth Management – Envestnet Yodlee Strikes Partnership With Morgan Stanley – Link TechCrunch – German Online Wealth Management Platform Cashboard Scores €3M Series A – Link Wealth Management – Metallica Bassist Takes Equity Stake in RIA – Link For more about Dave Bruno, check out his YouTube channel. For more on Jonathan Hey, visit sketchplanations.com. For more on iShares by Blackrock, go to www.ishares.co.uk. Enjoy the show! If you like what you hear, subscribe, review us on iTunes, and follow us on Facebook and Twitter. You can always email us at firstname.lastname@example.org The post Ep124 – Wealth: Robo-Advisors or Master of Puppets? appeared first on 11FS. The post Ep124 – Wealth: Robo-Advisors or Master of Puppets? appeared first on 11:FS. Special Guest: Joe Parkin.
Rank #9: Ep128 – How FinTech is Revolutionising SMEs
In this episode Business banking sucks, but it doesn’t have to, say this week’s stellar guests. The CEO of Tide and Co-Founders of xero and Penta join us to discuss how fintech is revolutionising SMEs (small- to medium sized enterprises/businesses). We talk to them about how fintech is giving business owners their lives back, simplifying processes, improving customer service, and saving them hours on admin every week so they can focus on growing their business. Work/life balance is a major problem for small business owners, who work their day job then spend hours on admin in the evening. Software and smart solutions created by our guests and other fintechs will solve that problem. “So your admin requirement is going to go away dramatically and you’ll get your life back. That’s my prediction for the next five years,” says George Bevis, CEO of Tide. Guests George Bevis, CEO of Tide @GeorgeBevis Gary Turner, Co-Founder and Managing Director at xero @garyturner Luka Ivicevic, Co-Founder at Penta @lukaivicev Ghela Boskovich, founder of FemTechGlobal @GhelaBoskovich (thanks for guest co-hosting, Ghela!) News this week Finextra – China tops fintech ranking Link International Business Times – The ‘fintech’ approach to data science and machine learning – Link Finovate – Santander investing in Tradeshift – Link TechCrunch – N26 launches in 17 more countries…but backs away from UK launch plans – Link Forbes – Amazon Go Ends Checkout Lines And Shoplifting, Begins A New Era In Retail – Link Thanks for listening! If you like what you heard, subscribe to our podcast, review us on iTunes – we love reading those reviews! – and befriend us on Facebook and/or Twitter. The post Ep128 – How FinTech is Revolutionising SMEs appeared first on 11FS. The post Ep128 – How FinTech is Revolutionising SMEs appeared first on 11:FS.
Rank #10: Ep202 – APIs: Plug into Banking
In this episode What are APIs? We break it down in today’s episode with some great guests. But a little taste: All the connected apps you use on your phone talk via APIs to get their data. So when you check the weather, says David Andrzejek, the weather app on your phone makes an API call to a system to get the weather data. Lesley-Anne Vaughan says APIs are like ordering from a menu at a restaurant. You place your order from the menu, which is like an API call out to the kitchen (system). The food that comes to the table is the system’s response to that API call. What does this have to do with financial services? Bankers should be interested in APIs because they enable the digital experiences their customers want. More API analogies and explanations await in episode 202! Guests Lesley-Ann Vaughan, Co-creator of M-PESA @VaughanLA David Andrzejek, VP Vertical Solutions at Google @davidandrz Aubrey Hawes, Senior Director of Product Marketing at Oracle @gahawes3 Ghela Boskovich, Founder of FemTechGlobal @GhelaBoskovich News this week Finextra – US regulator cites fintech as risk to banking system [Link] Full report [Link] IBTimes – DTCC creating credit derivatives blockchain with Axoni, IBM and R3 [Link] FT – Banks risk missing 2019 ringfence deadline [Link] Mashable – 56,000 petrol pumps in India to stop accepting credit and debit cards; citizens miffed [Link] Decision has been deferred until the 13th of January [Link] Banking Technology – “Humanoid” Ira to assist customers in HDFC Bank branches [Link] Financial Tribune – Iran’s 1st Open Banking API Launched [Link] Enjoy the episode! If you’re a fan of FinTech Insider, please leave us a review. We haven’t seen a new review in awhile and you’d make our heart soar with glee. The post Ep202 – APIs: Plug into Banking appeared first on 11FS. The post Ep202 – APIs: Plug into Banking appeared first on 11:FS.
Rank #11: Ep. 207. News: Instant Gratification
David and Sarah sit down with Lucy Woolfenden, Marketing Director at Yolt, Pol Navarro, Digital Innovation Director and Sarah meets with Alex Park, Digital Director at Metro Bank. Sarah takes the panel through the latest interesting and amusing stories from the fintech world, including Ant Financial’s $150 billion valuation, Revolut launching Vaults, and The One Where Ross Got Mistaken for a Banker. All this and so much more on this Monday episode of Fintech Insider! Go to survey.11fs.com to share your views. Subscribe so you never miss an episode and leave a review on iTunes. Share the fintech love by sharing or tweeting this podcast. Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com Special Guests: Alex Park, Lucy Woolfenden, and Pol Navarro. Links: Metro Bank to introduce AI-powered money management toolBBVA invests $50m in Chinese AI-focused fundExplainer: Ant Financial's $150 billion valuation, and the big recent bump-upLloyds Banking Group to cut 305 jobs and close 49 branches across the UK as customers switch to digital bankingLloyds Bank | Banking with us | Mobile BranchesAn investor in iZettle and Wonga just raised $235 million to fund the next fintech unicornsRevolut launches spare change VaultsDemand for cash is increasing, not decreasing, in most countriesTransferWise has become the first non-bank to connect to the Bank of England's payment systemsThe One Where Ross Got Mistaken for a Banker - BBC NewsCrypto YouTuber hacked out of $2 million during a livestreamIceland's Bitcoin heist suspect 'flees on PM's plane'
Rank #12: 311. News: Make tax great again
This week we have some great stories for you as David and Ross are joined by a couple of great guests: Ken Hart, CEO and Founder of Snowdrop Solutions Megan Caywood, Managing Director at Barclays We kick off the episode by taking a look at Revolut's newest scandal reveal. The Financial Conduct Authority has made enquiries into Revolut after being contacted by an ex-employee whistleblower who passed on their concerns regarding compliance and the CEO’s conduct as far back as 2016. Megan comments that it seems to have started from the Valentine's incident and snowballed from there and wonders if it could be because the media's loving the scandal and making the culture out to be bad. Ken adds that to be disruptive you have to take risks but if you want to be a trusted financial partner then you need to pivot and do some things differently (02:14). Next up, We spoke to Gary Turner Co-Founder and Managing Director of Xero UK & EMEA to find out more about making tax digital (08:34). The panel talk about how making tax digital and how the initiative is going to affect 1.2M VAT-registered businesses. It's the first step in a process that ultimately aims to automate returns and payments for companies and households for all the main taxes. Megan remarks that this has been going on for a while but it's only just becoming mainstream and that it's great to see the regulator making such a strong push for digital. Ken comments that there's a lot of effort made in the UK to make digital organisation work, especially compared to his experiences with the IRS in the US (10:20). We also talk to Luke from Monzo's vulnerabilty team to find out more about Monzo's involvement with the Big Issue to make magazines resellable (39:37). Other stories include: Cash probe into RBS Remedies Fund Big banks spending billions on digital - again Subscribe to wealth: The Netflix of Data Kroener says auf wiedersehen to Fidor x BPCE Pay it forwards again and again and again And finally some of the best financial pranks across the years All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email email@example.com This week's episode was produced by Laura Watkins, written by Dhanum Nursigadoo and edited by Alex Woodhouse. Special Guests: Gary Turner, Ken Hart, and Megan Caywood.
Rank #13: Ep. 257. News. My love affair with Marcus
Our host, Sarah Kocianski is joined by four great guests: Leda Glyptis, Chief of Staff at 11:FS, Joy Macknight, Deputy Editor at the Banker, Helene Panzarino, MD at Rainmaking Colab and Angelique Schouten, Global Board Member at Ohpen to talk about all the latest news in fintech. Including: First up, ING’s money laundering fine. Dutch bank ING admitted criminals had been able to launder money through its accounts and agreed to pay €775 million ($900 million) to settle the case. Dutch financial crime prosecutors said ING had violated laws on preventing money laundering and financing terrorism "structurally and for years" by not properly vetting the beneficial owners of client accounts and by not noticing unusual transactions through them. Half a billion stolen from UK banking customers in H1 2018. Industry group UK Finance said £145m of that was due to authorised push payment (APP) scams, in which people are conned into sending money to another account. But £358m was lost to unauthorised fraud, which includes transactions made without account holders' knowledge. Funding Circle’s IPO. Funding Circle has set a price range for its initial public offering (IPO) of 440 pence to 460 pence per share. The flotation will value the firm up to around £1.5 billion. The peer-to-peer lender said it intends to raise £300 million from the IPO. We have a brief comment from Funding Options Managing Director, Ryan Edwards-Pritchard to find out more. Funding Options’ funding. ING Ventures, the fintech venture capital arm of the Netherlands-based global bank, has taken a £5m minority equity stake in Funding Options. This follows the recent announcement that they're partnering with ING in the Netherlands to help Dutch businesses find the right finance for their situation. Monzo’s Million Customers. Tom Blomfield, said the "milestone shows that there’s real, mainstream appetite for a bank that’s doing things differently". Monzo now accounts for 15% of all new current account openings in the UK. Monzo customers now spend £12,000 on their cards every minute, the firm said, with £4bn in payments made so far. Monzo's "unicorn" valuation, of more than $1bn (£770m), is expected to be confirmed when it closes its latest round of fundraising, more than four times higher than its valuation less than a year ago. We have a great comment from Richard Cook, Monzo's Online Community Manager to get a bit of insight into how they reached their milestone. Cleo picks up $10M in series A fundraise. Cleo, the London-based “digital assistant” that wants to replace your banking apps. “Broke into” the US 6 months ago, and now has 350k US users, and 600k in the UK. Adding 30k new users per week. Big London VCs are already invested, including funders of Skype, Wonga and Transferwise and its latest investor is Balderton Capital. Open Banking, the US is behind the times. In the United States currently, there’s no legal requirement stipulating a financial institution must make a consumer’s financial data available to a third party in the event that a consumer provides affirmative consent. Goldman Sachs wants your piggy bank. Goldman Sachs’s US savings bank, Marcus comes to the UK, US savings bank, which was set up two years ago, has been a big success, attracting $20bn (£15bn) of savings. The company offers savers an easy-access online savings account that pays a competitive rate of interest on balances from £1 to £250,000. Revolut’s Luxembourg licence. Revolut plan to apply for an e-money licence in Luxembourg despite claiming they have no plans to leave London, but to hedge their bets against any impact of Brexit. They have also applied for a banking licence in Lithuania, partly to avoid Brexit disruption. HSBC tells Welsh singer to send letter in English. Singer Geraint Lovgreen has complained to the Welsh
Rank #14: Ep. 190. News: Imagine if the Kardashians could code
Kicking off with the biggest news, we talked about the gender pay gap, who has 'fessed up and who hasn't, why the disparity in earnings is no great surprise, and what can be done to improve diversity in all its forms across the industry. We also discuss why women are put off tech careers before they even leave school (and why Reddit isn't the most scientific way to collect data), why female tech role models are desperately needed, why enthusiasm for app-only banks is on the wane, Monzo's marketplace launch in beta, and what Atom will do with their latest round of funding. Next up are the two biggest Amazon stories of the week - their proposed plans for a checking account product with either JPMorgan or CapitalOne and Jeff Bezos' refusal to lose India, having conceded China to Alibaba. We also have a mini section on corporate social responsibility as Nuns (and other trading bodies) call out unethical practices at WellsFargo, and Kabbage take a strong stand in the light of the tragiv Parkland shootings. And finally, in the sillier part of the show we take a look at Xinja's glow in the dark payment cards, and Donorfy's GDFR playlist - is it (in REM's words) The End of the World As We Know It? We hope you enjoy the show! Don't forget to subscribe so you never miss an episode and if you really love us please leave us a review on iTunes! Let us know your thoughts @FintechInsiders and join the discussion by signing up at Fintech Insider News. Special Guests: Caroline Plumb, Laurel Wolfe, Sarah Kocianski, and Veronique Constans. Links: Investment banks face fury over gender pay gapBarclays's gender pay gap sees women earning 43.5 per cent less than menFinTech Parity Pledge – Making FinTech better, one step at a timeRoyal Bank of Scotland reveals 37% gender pay gapFinancial services among worst for UK gender pay gap Lloyds Bank has published its gender pay gap with women earning 33 per cent less than men | City A.M.Survey Reveals Women Put Off Tech by Age 15Brits are souring on app-only startup banksMonzo launches their marketplace in betaAtom bank raises £149m in latest fundraising roundAfter Losing China, Jeff Bezos Really Wants to Win in IndiaCatholic nuns push Wells Fargo to identify ‘root causes’ of scandalsLender Kabbage responds to Parkland shooting with donations, a walkout & ending business with manufacturers & suppliers of firearmsOMG Xinja has glow in the dark cardsNew GDPR Spotify playlist is music to data protection officers’ ears
Rank #15: Ep135 – Digital Banking is Only 1 Percent Finished
Happy New Year from FinTech Insider! Wow, 2016 was an incredibly busy year for us. In addition to doing this podcast, in May we started a company called 11:FS, a fintech consultancy that helps banks become truly digital. One of our core beliefs is that digital banking is only 1% finished. What does that mean? Today we thought we’d recap, and share a little bit more about who we are at 11:FS. You’ll hear clips of us speaking individually at an event we co-hosted with solarisBank in Berlin not that long ago. Then we’ll kick it over to the group discussion we had with solarisBank Board Member Marko Wenthin. You’ll also hear from Andrea Rexer, Senior Editor at Sueddeutsche Zeitung. Hope you enjoy the show! We speak at events all over the world. If you’re keen to learn more, email us at firstname.lastname@example.org The post Ep135 – Digital Banking is Only 1 Percent Finished appeared first on 11FS. The post Ep135 – Digital Banking is Only 1 Percent Finished appeared first on 11:FS.
Rank #16: Ep. 163. Interview: Toby Triebel, Wealthsimple
Jason Bates meets Toby Triebel, CEO for Europe of Wealthsimple, a leading innovative software company. ] They discuss Toby's background, how he got into fintech and finance, and introduces us to Wealth Simple for those who might not know. They only started in September 2014 and have come a long way since then - $1bn (CAD) in AUM as of May 2017 - we ask how they scaled up so fast? They also discuss Wealthsimple's accomplishments being Canada’s first robo advisor in the space, and the challenges and impact this had, in addition to having real, human advisors on hand via phone, text, email or video call, to give advice - and is this at odds with their business model of fast, digital investment? Toby tells us all. He also talks about their hugely successful social media marketing campaign with their Wealthsimple Money Diaries, using celebrity stories to open up conversations around money and finance. Jason also asks the gritty questions about how they acquire customers, what their customer base looks like, and how they make money, their partnership with Mint and the importance of ethical investment to themselves and their customers. Enjoy the show! Spread the word, tell your friends and don't forget to leave us a review on iTunes. If you want to get in touch, drop us a line at email@example.com or on Twitter @FintechInsiders and follow us on Facebook. Special Guest: Toby Triebel.
Rank #17: Ep225 – Rotten to the Core Banking
In this episode Technology is failing banking. Bankers know what a great customer experience should look like, but they’re often prevented from delivering on that due to ancient legacy systems. And as long as they operate in a cobbled environment with 1,000 subsystems, they will never have a truly digital bank. Meaning they can’t compete with the banks that will win in the future. But don’t despair. Our guests discuss the steps to take to create a state-of-the-art core banking system that can deliver next-gen solutions. Our guests Mark Warrick, Director of Creative & Design at Thought Machine Ben Robinson, Chief Strategy Officer at Temenos Conor Fennelly, CEO at Leveris “The nature of this problem is systemic, it’s not symptomatic,” Conor says. “Banks are not afraid to invest in their technology. In fact, they invest massively in technology. The real issue is that it’s not effective spend, and the real problem facing most CEOs or boardrooms in banks is the risk associated with making the move. “Banks are not monolithic systems, they’re made up of hundreds of subsystems. If you want to make a change in those subsystems, you’ve got to regress your testing through the entire environment. That’s the reason why 80% of your cost is in running the bank, and only 20% can be in change. In fact, it’s probably more exaggerated than that. If you want to make a change, you’ve got to build an architecturally superior system.” Enjoying FinTech Insider? Tell a friend about us. And please leave us a review on iTunes. You’ve been meaning to for awhile. Today is the day! The post Ep225 – Rotten to the Core Banking appeared first on 11:FS.
Rank #18: Ep120 – Will FinTech Survive Trump? Plus Blockchain’s Biggest Brains
In this episode Will Trump roll back regulation? Did chatbots swing the election? The 11:FS team discuss with three brilliant guests: Richard Brown – Chief Technology Officer, R3 – @gendal Richard Crook – Head of Innovation Engineering, RBS – @rickcrook Ajit Tripathy – Fintech and Digital Director, PWC – @triptananda Then these blockchain experts debate the fetishization of the distributed ledger technology, what blockchain really is, and where we’re headed. News this week Business Insider – Here’s what a Trump presidency means for US fintech – Link Wired – The Political Twitter Bots Will Rage This Election Day – Link Reuters – Exclusive: Goldman Sachs considers Frankfurt move over Brexit – Link BankNXT – Bank of America’s new chatbot is a higher form of intelligence – Link Bloomberg – A Warning for Fintech – Link ZDNet – Banco Sabadell: Fintech and platforms in transition – Link Motherboard – After 20 Minutes of Listening, New Adobe Tool Can Make You Say Anything – Link Enjoy the show! If you like us, subscribe so you never miss an episode. The post Ep120 – Will FinTech Survive Trump? Plus Blockchain’s Biggest Brains appeared first on 11FS. The post Ep120 – Will FinTech Survive Trump? Plus Blockchain’s Biggest Brains appeared first on 11:FS.
Rank #19: Ep. 206. Fintech Insider: After Dark V - Part 2 San Francisco - Facebook Trust & Silicon Stereotypes
Sam and Doug sit down with Mike Sigal, VC at 500 Startups, Lisa Gansky, VC at Mosaic, Brit Morin, Founder and CEO of Brit + Co, Mark Jamison, Head of Innovation and Design at Visa, Kate Adamson, Head of Mortgage at Plaid, Tony Morosini, VP Banking at Sofi and Anatoly Kvitnitsky, Head of Growth at Trulioo. Sam takes the panel through the latest and greatest in news stories getting key insights into what's happening and what matters most. Including Mark Zuckerberg's appearance before Congress, Why nobody trusts Facebook, if equal pay is getting any closer and why Silicon Valley Stereotypes are just plain wrong. Guaranteed Fake News free and to teach you at least one thing you didn't already know! Subscribe so you never miss an episode, show us some love and leave a review on iTunes. Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com Special Guests: Anatoly Kvitnitsky, Brit Morin, Doug Bobenhouse, Kate Adamson, Lisa Gansky, Mark Jamison, Mike Sigal, and Tony Morosini. Links: Zuckerberg struggles to name a single Facebook competitor - The VergeFacebook is the least-trusted major tech company - RecodeHow Squarespace Is Empowering Female Entrepreneurs This Equal Pay DayNew research shows successful founders are far older than the Valley stereotype | TechCrunch
Rank #20: 309. News: Sassy AI
This week we have some great stories for you as David and Leda are joined by a couple of great guests: Conny Dorestijn, Founding Partner at BankiFi Ryan Edwards-Pritchard, MD of Funding Options We kick off the episode by taking a look at Apple Card, Apple announced the launch of a credit card designed to help customers lead a healthier financial life. It offers no fees of any kind and encourages customers to pay less interest. Conny comments that it's a cool product that can deliver an excellent user experience across devices, which is where Apple will excel but Leda thinks that this isn't a gamechanger (03:06). Next up, we talk about Oaknorth and Monzo teaming up to launch a savings account, Ryan thinks that this news is a great entry partnership for the companies and Leda adds that Oaknorth are the story right now more than Monzo (17:53). We also talk to Amir Nooriala, COO of OakNorth to get some further insight into the partnership (21:00). Other stories include: Venmo’s going after users with negative balances Standard Chartered wins first Hong Kong virtual licence HSBC Signs Deal to Use BlackRock's 'Aladdin' Software Worldwide Erica’s a hit with America JPM boot out employees in the event of a no-deal Brexit Rick Astley (bank) Rolls his retirement with crypto And finally, The Wetherspoons App Is Now Being Used By Financial Dominatrixes All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email firstname.lastname@example.org This week's episode was produced by Laura Watkins, written by Dhanum Nursigadoo and Laura Watkins. Edited by Alex Woodhouse. Special Guests: Amir Nooriala, Conny Dorrestijn, and Ryan Edwards-Pritchard. Links: Introducing Apple Card, a new kind of credit card created by Apple - AppleChallenger banks Oaknorth and Monzo team up to launch savings accounts | City A.M.Venmo Pursues Customers With Negative Balances | PYMNTS.comStandard Chartered to build new virtual bank in Hong Kong in fintech drive | City A.M.HSBC Signs Deal to Use BlackRock's 'Aladdin' Software Worldwide | Investing News | US NewsBank of America's Erica chatbot wins over customersJPMorgan Said to Push 300 to Leave U.K. in No-Deal Brexit - BloombergThe Wetherspoons App Is Being Used By Financial Dominatrixes