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Fintech Insider by 11:FS

Updated about 16 hours ago

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined weekly by a range of fantastic guests, they discuss the latest news, developments, and trends within the industry. On Fintech Insider Insights, they speak to subject matter experts for deep dives on APIs, AI, digital banking, and all other areas disrupting our industry. Fintech Insider Interviews brings you one-on-one interviews with the thought leaders and innovators transforming financial services.Whether you're a fintech expert or you're just keen to know more, then this is the podcast for you!

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Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined weekly by a range of fantastic guests, they discuss the latest news, developments, and trends within the industry. On Fintech Insider Insights, they speak to subject matter experts for deep dives on APIs, AI, digital banking, and all other areas disrupting our industry. Fintech Insider Interviews brings you one-on-one interviews with the thought leaders and innovators transforming financial services.Whether you're a fintech expert or you're just keen to know more, then this is the podcast for you!

iTunes Ratings

197 Ratings
Average Ratings
185
4
4
1
3

Sibos

By toninorair - Sep 25 2019
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Great podcast, a lot of new information. I was happy to meet with 11fs on Sibos !

Very knowlegeble

By Erwin McGlade - Jun 15 2017
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Keep up the amazing work! I got introduced to this podcast, now I’m hooked!

iTunes Ratings

197 Ratings
Average Ratings
185
4
4
1
3

Sibos

By toninorair - Sep 25 2019
Read more
Great podcast, a lot of new information. I was happy to meet with 11fs on Sibos !

Very knowlegeble

By Erwin McGlade - Jun 15 2017
Read more
Keep up the amazing work! I got introduced to this podcast, now I’m hooked!
Cover image of Fintech Insider by 11:FS

Fintech Insider by 11:FS

Updated about 16 hours ago

Read more

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined weekly by a range of fantastic guests, they discuss the latest news, developments, and trends within the industry. On Fintech Insider Insights, they speak to subject matter experts for deep dives on APIs, AI, digital banking, and all other areas disrupting our industry. Fintech Insider Interviews brings you one-on-one interviews with the thought leaders and innovators transforming financial services.Whether you're a fintech expert or you're just keen to know more, then this is the podcast for you!

Rank #1: 369. News: Startups growing up

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Our expert hosts, David Brear and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

  • Diana Parades - CEO and founder, Suade Labs
  • Daniel Hegarty - CEO and Founder, Habito
  • Oliver Smith - Editor at AltFi

We cover the following stories from the fintech and financial services space:

  • Revolut to launch in the U.S. by year-end with Mastercard deal (03:26)
  • Santander Rolls Out US Digital Deposits To Rival Goldman (10:24)
  • PayPal is launching a Venmo credit card to help monetize the payment app (15:27)
  • AmEx joins the corporate card for startups world (28:56)
  • Fintech API builder Galileo to go global on $77 million capital injection (36:19)
  • CYBG to relaunch as Virgin Money (47:30)
  • Denizen shuts up shop (54:29)
  • Women At EY Instructed On How To Dress and Act Nicely Around Men (1:00:20)

Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.

If you enjoyed don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Daniel Hegarty, Diana Paredes, and Oliver Smith.

Links:

Oct 28 2019

1hr 16mins

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Rank #2: Ep109 – The Secret to UK FinTech Success

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This week we are unpacking some of the latest and greatest breaking news with Ed Maslaveckas (@Ed_Masl) and Jamie Campbell (@JCtheOriginal).

We are also joined by the fantastic Lawrence Wintermeyer (@lwintermeyer) who is the CEO of Innovative Finance.

Key stories this week:

  1. Independent – Apple tax: UK says it welcomes any company after tech-giant hit with £11bn Irish tax bill : LINK
  2. Fortune – Beware of Blockchain Hype Says Chain CEO Adam Ludwin : LINK
  3. Coin Desk – IBM Bridges Blockchain, AI With New Business Unit : LINK
  4. Australian Financial Review – ANZ Bank ups cloud focus with open networks for fintech collaboration : LINK
  5. Business Insider – Oscar – City CEO: ‘The whole banking model is a bit broken’ and at risk of an Uber moment : LINK
  6. Telegraph – Jeremy Corbyn has a plan to ‘democratise the internet’. But does he even understand it himself? LINK
  7. Monzo – Mondo is now Monzo : LINK

If you enjoyed this episode, please subscribe using your favourite podcasting app and leave us a review on iTunes or the podcast platform of your choosing

Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk

The post Ep109 – The Secret to UK FinTech Success appeared first on 11FS.

The post Ep109 – The Secret to UK FinTech Success appeared first on 11:FS.

Sep 10 2016

1hr 2mins

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Rank #3: Bonus: Top 25 startups in the UK!

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On this bonus episode, David Brear is joined by Megan Caywood, Head of Digital Strategy at Barclays, to talk about a recent list made by LinkedIn - the top 25 startups in the UK!

They cover the following:

  • What companies made it to the list?
  • How many startup have been founded in the last year?
  • What were the qualifications to make it to the list?
  • Notable inclusions and exclusions
  • If Megan were to create the same list - what would it look like?

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.

If you enjoyed don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guest: Megan Caywood.

Sep 25 2019

31mins

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Rank #4: Ep250 – If You Liked It, Then You Should’ve Put A Blockchain On It

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In this episode

We discuss what a challenger bank really is – drawing a line in the sand for who is and who isn’t in the cool kids club. Alipay seems to be taking over the world through tourism, we discuss how that strategy might be the best route into the west. Debit cards are finding into the hands on children, how do we make sure kids don’t go crazy with (and power) – is this the new way for banks to acquire customers? All this and more on the news this week.

Guests

Our community contribution was from Nina Mohanty this week (@ninamohanty)

News this week

  1. Banking Technology – FinTech companies blast banks over PSD2 direct access angst – Link
  2. The Telegraph – Upstart Challenger Banks eye consolidation – Link
  3. Banking Technology – Deutsche Bank leads charge for pan-industry e-identity platform – Link
  4. Bloomberg – Apple Can Thank Alipay for Shopping – Link
  5. Global Times – WeChat expands in US, EU – Link
  6. MacRumours – Visa and Payments Startup ‘Current’ Launch Debit Card for Kids That Ties to Parental Control App – Link
  7. Banking Innovation – Barclays Gives Users Total Control Over Debit in Effort to Stop Card Fraud – Link
  8. FT – Aviva chief executive hits out at personal insurance market – Link
  9. Recode – Square is rolling out its first debit card – Link
  10. Finextra – Starling opens payment services unit – Link
  11. Reuters – Top French bank chief attacks no-frills rivals for freeloading – Link

The post Ep250 – If You Liked It, Then You Should’ve Put A Blockchain On It appeared first on 11:FS.

Special Guest: Liz Lumley.

May 15 2017

1hr 12mins

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Rank #5: Ep110 – Will AI change the world of Banking?

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This week we have a marathon of a show focussing on AI, Bots, Machine Learning and everything else augmented. 

Your hosts, as always, is David Brear (@davidbrear), Jason Bates (@JasonBates), Simon Taylor (@sytaylor) and Chris Skinner (@Chris_Skinner)

We have a fantastic lineup this week of guests with; Devika Thapar (@DeeThapar) – Financial Services Leader, IBM Watson, Dr. Ella Rabener (@ella_rabener) – CMO of Scalable Capital and Ereli Eran (@ereli) – Senior Data Scientist at Ravelin.

We hope you enjoy the show

Key stories this week:

  1. IB Times – Barclays completes the world’s first live, end to end trade finance transaction with a live customer on Blockchain : LINK
  2. QZ.com Alphabet, Amazon, Facebook, IBM, and Microsoft are creating the Justice League for AI : LINK
  3. Technology Review – MIT report – AI Wants to Be Your Bro, Not Your Foe : LINK
  4. Polygon – Watch the first ever movie trailer made by artificial intelligence : LINK
  5. Venture Beat – Are chatbots an evolution or a revolution? : LINK
  6. Venture Beat – Apple pushes its AI expert hiring spree into overdrive : LINK
  7. The Drum – David Ogilvy’s first interview since he died? Possibly not but Watson and The Drum prove his ideas are still alive : LINK
  8. Venture Beat – A Microsoft chatbot is insulting people again, and that’s a good thing : LINK

Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk

The post Ep110 – Will AI change the world of Banking? appeared first on 11FS.

The post Ep110 – Will AI change the world of Banking? appeared first on 11:FS.

Sep 20 2016

1hr 53mins

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Rank #6: 344. Insights: US Digital Transformation Special

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Today our host, Sam Maule, is joined by some great guests, all from Fifth Third Bank. Our guests for todays episode include:

  • Melissa Stevens, Chief Digital Officer, Head of Design, Innovation, & CX
  • Justin Hendrix, VP & Senior Manager with the Innovation Team
  • Joel Kashuba, SVP Design & Innovation

In this episode we cover topics such as:

  • The innovative strategy of Fifth Third Bank
  • Why digital banking is actually quite difficult for incumbents
  • How the digital banking market in America is being transformed
  • How you avoid building an innovation theatre.

All this, and so much more on today's show!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.

If you enjoyed don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Joel Kashuba, Justin Hendrix, and Melissa Stevens.

Aug 02 2019

56mins

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Rank #7: 339. News: Take that, cash. Card is great!

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This week we have some great stories for you as Simon and Laura are joined by a couple of great guests:

  • Jonathan Keeling - Partnerships Director at CrowdCube
  • Alastair Thompson - Head of Business Development at Transferwise
  • Ishaan Malhi - CEO of Trussle
  • Simon Rabin - CEO of Chip

We kick off the episode by taking a look at how Deutsche bank has had some pretty bad news lately. Germany's biggest lender has to slash 20,000 jobs and shed €50bn of assets. The first casualty was Deutsche's investment banking chief Garth Ritchie, who resigned on Friday ahead of the restructuring that will cut as many as 20,000 jobs around the world. The cuts have already started, and staff in London were told that their passes would stop working after 11am. The CEO described the job losses as "painful but unavoidable to insure Deutsche Bank's long-term success." Simon argues that compared to competitors, Deutsche Bank have really struggled. With all the costs that comes with the cuts, would it not just be better to start again? (1:43)

Next up, we talk about how Dutch banks have been to told to stop using payments data for personalised marketing. ING received complaints after stating that they to planned to start using transaction data to send its customers more relevant email and text message offers and the Dutch Data Protection Authority has had to write to the Dutch Banking Authority making it clear that banks are "not allowed" to simply send their customers personalised offers based on payment details. Simon argues that this is rather odd, as having targeted ads coming to you is not necessarily a bad thing, as long as it is relevant. Is this just a question of relevance being subjective? (12:43)

Other stories include:

  • Government-owned bank 'forging signatures' in repossession cases (20:20)
  • Bezos-backed Remitly raises $135m for expansion in remittances (27:02)
  • Fintech is the ‘new normal’ with 55% of consumers regular users (34:53)
  • N26 to launch mobile banking in the US on Thursday (38:44)
  • Another state creates tech sandbox as federal agencies tread warily (46:29)
  • Seven-eleven shuts down mobile payments app following ludicrous security breach (51:50)

All this and so much more on today's show.

Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email podcasts@11fs.com

This week's episode was produced by Laura Watkins and edited by Alex Woodhouse.

Special Guests: Alastair Thompson, Ishaan Malhi, Jonathan Keeling, and Simon Rabin.

Links:

Jul 15 2019

57mins

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Rank #8: Ep243 – Ethical Hacking with Jamie Woodruff and Sergey Pavlovich

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In this episode

We dive into the interesting world of ethical hacking. Our first guest Jamie Woodruff takes us through his unique university entry, why your computers might not be the cause of your network’s security breach and how posing as a pizza delivery man helped him gain entry into a companies headquarters.

Chris then interviews Sergey Pavlovich, a Russian ‘carder’ who made it big defrauding banks, and after a stint in prison, started working to defend against people like him. Sergey tells us about how he earned thousands from stolen credit cards and why working for the good guys works out better in the long run.

Guests

Enjoying FinTech Insider? Tell a friend about us and please leave us a review on iTunes.

The post Ep243 – Ethical Hacking with Jamie Woodruff and Sergey Pavlovich appeared first on 11:FS.

Apr 26 2017

31mins

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Rank #9: Ep. 258. Insights: Healthtech

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Today's insights show takes a closer look at what's going on in the Healthtech space. We take a look at: how people engage with their health, companies looking towards preventative measures, whether healthcare should be more patient-centric, crossovers with insurtech/fintech/healthtech and much more.

We're joined by some fantastic guests:

  • Amit Patel, Director of New Ventures at Bupa
  • Nick Tate, VP Global Digital Innovation at GSK
  • Matt Lenzi, Director at Hanno
  • Paul Bate, Director of NHS services at Babylon Health

This episode was written and produced by Laura Watkins and edited by Michael Bailey.

Special Guests: Amit Patel, Matt Lenzi, Nick Tate, and Paul Bate.

Oct 05 2018

50mins

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Rank #10: Insurtech Insider - Ep. 4: InsureTech Connect, Las Vegas

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This week, Nigel’s fresh off the back of InsureTech Connect in Las Vegas – the largest gathering of the insurance technology world on the planet! This year, attendance jumped to 3,800 - congratulations, guys, we look forward to next time.

While there, Nigel caught up with Darin Reffitt, Vice President of Marketing at Splice Software, which combines art and science to create stronger customer connections. Nigel and Darin explore the rise of voice and speech-to-speech technologies and emotionally relevant customer messages.

Next up, Nigel meets Quentin Colmant, co-Founder of Qover, providing real-time insurance via open APIs. We hear how their solution allows customers to start selling insurance in five minutes.

Nigel also talks to Tim Hardcastle, CEO of Instanda, a platform for insurance providers to improve product delivery. Tim talks about the lessons he’s learnt, through the dotcom boom to starting Instanda in 2012, and how the established insurers are responding to insurtech start-ups. Plus, is insurance really no different from any other consumer market?

We hear from Chris Cheatham, founder and CEO of Risk Genius, whose mission is to organise the world’s insurance policy information. Chris tells us why the insurance world doesn’t really know what’s in its insurance policies and how Risk Genius is tackling the problem.

And finally, Nigel sits down with Caribou Honig, Chairman and cofounder of InsureTech Connect, and cofounder of QED Investors. Caribou explains why right now might just be the most exciting time to be in insurtech. We also ask: how can incumbents evolve and is the centre ground of insurtech shifting between Europe and the US?

Enjoying InsurTech Insider? Tell a friend about us, get in touch at podcasts@11fs.com or on Twitter @InstechInsiders, and please leave us a review on iTunes.

Special Guests: Caribou Honig, Chris Cheatham, Darin Reffitt, Nigel Walsh, Quentin Colmant, and Tim Hardcastle.

Oct 20 2017

1hr 23mins

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Rank #11: Ep134 – FinTech Predictions for 2017

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Time to make fintech predictions for 2017! Will PSD II be the biggest disappoint of the year? How big will the challenger banks get? Is regtech the new fintech? We make predictions on all this and more.

We’re  joined by:

Thanks for listening! If you like what you heard, subscribe to our podcast, review us on iTunes–we love reading those reviews!!–and befriend us on Facebook and/or Twitter.

The post Ep134 – FinTech Predictions for 2017 appeared first on 11FS.

The post Ep134 – FinTech Predictions for 2017 appeared first on 11:FS.

Dec 30 2016

13mins

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Rank #12: Ep. 259. News: We are the news

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Our hosts, Simon Taylor and Ross Gallagher are joined by three great guests: Nina Mohanty, Business Development at Bud, Lianna Brinded, Head of Yahoo Finance UK and Lesley-Ann Vaughan, Co-Creator of M-Pesa and 11:FS Product and African Markets Expert.

First up, RBS prepares to launch standalone digital bank. RBS announces plans to launch “Bó” a new digital bank to try and compete with Monzo et al. Launching next year, it will only be available on mobile and RBS want to migrate 1M NatWest customers over to it. It is understood that the project will be run as an independent operation with separate premises and a dedicated team, mirroring the startup culture of disruptive FinTech players.

Online glitches disrupt payday. Last Friday, (the last Friday of the month and payday for a lot of people in the UK) and many people were locked out of multiple banks’ online banking portals and mobile apps crashed
In some cases money actually disappeared from their accounts. Banks affected included Barclays, HSBC and of course TSB, just one week on from similar issues that impacted RBS, NatWest, Ulster and Barclays.

We also have a Tweet of the Week this week from Monzo Founder Tom Blomfield.

Then we look at lack of choice in bank switching. A CMA study in 2016 concluded that most people haven’t switched banks in more than a decade. Mid-sized banks are planning to launch a lobbying campaign highlighting the role regulation plays in their competitive landscape. TSB and Metro Bank will argue that regulators ought to give them a break from highly prescriptive, burdensome rules because they make it impossible for smaller banks to differentiate themselves from larger rivals.

Danske Bank chief steps down. In a call back to last week’s show and the ING money-laundering fine, the boss of Denmark’s biggest bank has resigned after admitting that the vast majority of €200bn (£178bn) flowing through its Estonian branch was money-laundered cash flowing illegally out of Russia, the UK and the British Virgin Islands. The bank said an independent investigation had found “a series of major deficiencies” in its controls to prevent money laundering.

BBVA’s Francisco González retires after 18 years. Francisco González, the digital pioneer who has led BBVA for the last 18 years, will step down in December and hand over to Carlos Torres Vila, the former CEO. Mr González, 73, is one of Europe’s longest-serving bank leaders and has won global plaudits for making financial technology a central part of BBVA’s strategy long before most executives awoke to its potential.

Facebook could be fined up to $1.63 billion for a massive breach which may have violated EU privacy laws. Facebook may be fined as much as $1.63 billion by a European Union privacy watchdog for a data breach announced Friday that compromised the personal information of up to 50 million users. The hack may have violated the EU's new privacy law, the General Data Protection Regulation, which would result in a hefty fine if EU citizens were affected. Under the law, companies that don't sufficiently protect user data face maximum fines of 20 million euros ($23 million) or 4% of the company's global annual revenue from the prior year, depending on which sum is larger.

We got a cutaway interview with Ryan Garner, host of our digital identity and GDPR insights show podcasts, who has some very strong thoughts on how Facebook have behaved. We also speak to the public about their thought on Facebook and whether they deleted their data or not.

The rising cost of Brexit. European banks are considering whether to begin closing out their trillions of pounds’ worth of derivatives positions in London in the coming months as the UK struggles to finalise an agreement on leaving the EU. The Bank of England estimates that around £38tn of deals are affected by Brexit, including 90 per cent of euro-denominated interest rate swaps.

UBS expects London to lose 25% of a €1 trillion-a-day business due to Brexit. UBS: LCH, the London clearing house owned by the London Stock Exchange, is likely to lose at least 25% of its euro clearing volumes as a result of Brexit. LCH processes the bulk of all euro clearing in the UK, which is a €1 trillion-a-day business. Even if Britain avoids a "hard" Brexit, UBS expects volumes to shift to the continent as regulators order firms to do so to guard against the potential risk.

We catch up with Oscar Williams Grut, Senior Reporter at Business Insider who wrote the story.

Money Saving Expert advises on packaged bank accounts. If you've got or had a packaged bank account - where you pay a monthly fee for extras incl travel, mobile or breakdown cover - you may be owed £1,000s. Many get these accounts for cheap insurance. Yet they've also been mis-sold on a mass scale. Customers have to pay a monthly fee for the added extra, which can be anything between £9.95 (TSB Silver) to £19 (NatWest Reward Platinum) to name a few examples, but sometimes the rates are better when you buy the insurance separately.

LinkedIn names its top 25 UK startups, including 11:FS at #19! LinkedIn have published their list of the top startups to work for in the UK LinkedIn’s criteria: To be eligible, companies must be independent and privately held, have 50 or more employees, be 7 years old or younger. Fintech is overwhelmingly represented in the list with 9/25 startups. Monzo is #1, Revolut at #3, ClearBank at #4, GoCardless at #13, Starling at #18 and #Tandem at 23. Also shoutout to Babylon Health, who were on last Friday’s health tech insights show.

Data is the new cash? Shiru Cafe in Providence, R.I., located near Brown University, students pay with their personal data and uni ID, not in cash. To get the free coffee, university students must give away their names, phone numbers, email addresses and majors, dates of birth and professional interests, entering all of the information in an online form. In exchange students open themselves up to receiving information from corporate sponsors who pay the cafe to reach its clientele through logos, apps, digital advertisements on screens in stores and on mobile devices, signs, surveys and even baristas.

And finally...Burger King's AI-written ads are beautiful disasters. Burger King is releasing a series of ads that were apparently written by a deep-learning algorithm. One of the ads declares, "Gender reveal bad. Tender reveal young. It is a boy bird with crispy chicken tenders from Burger Thing."

All this and so much more on today's episode of Fintech Insider!

Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast.

Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com

This week's episode was written and produced by Laura Watkins. Edited by Michael Bailey.

Special Guests: Lesley-Ann Vaughan, Lianna Brinded, Nina Mohanty, Oscar Williams-Grut, and Ryan Garner.

Links:

Oct 08 2018

1hr 12mins

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Rank #13: Ep. 233. News: We no longer need traditional banks

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Sarah and David sit down with Forbes and The Economist journalist, Monty Munford, and CEO of Onfido, Husayn Kassai. The panel discuss the latest news hitting the fintech space this week. Including:

TSB could have up to $150m in debt after their IT systems meltdown back in April - the team discuss whether this amount is accurate (or indeed, even enough); Monzo's losses quadruple in 2017 - but is this in line with what our panel expected?

They also take a look at the FCA's latest cohort for their 4th sandbox, their review into “unfair fees” and yet another massive data breach, from a data broker no one has heard of.

We even have two "and finally" stories this week as we couldn't decide between them: Goldman Sachs is getting into EDM and rapper Big Sean raps about crypto on his latest album - has it finally gone mainstream?!

All this and so much more on today's episode of Fintech Insider!

Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast.

Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com

Special Guests: Husayn Kassai and Monty Munford.

Links:

Jul 09 2018

54mins

Play

Rank #14: 345. News: This is how you make money.

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Our expert hosts, Simon Taylor and Jason Bates, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

  • Mark Frampton, Analyst Relations Manager at Finastra
  • Greg Michel, Head of Fintech, Cybersecurity & AI at Tech Nation.
  • Lois Ollerenshaw, Venture principal at Nationwide building society
  • We also hear from Virginie O’Shea, Research director at Aite Group

We cover the following stories from the fintech and financial services space:

  • Nubank’s $400 MILLION mega round pushes their valuation to $10 billion (1:59)
  • Goldman Sachs’ billion dollar fintech gamble (9:41)
  • Revolut’s investors predict a $10bn valuation (14:42)
  • Jack Ma’s $290 Billion Loan Machine Is Changing Chinese Banking (24:07)
  • US Women Pay 18% More in Banking Fees Than Men (32:08)
  • Rakuten’s US banking charter application raises concerns with American Banks (39:23)
  • London Stock Exchange in talks to buy Refinitiv for $27bn (48:13)
  • Noel Edmonds reaches compensation deal with Lloyds over scam (57:25)

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.

If you enjoyed don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Greg Michel, Lois Ollerenshaw, Mark Frampton, and Virginie O'Shea.

Links:

Aug 05 2019

1hr 1min

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Rank #15: 319. News: I'm sorry, banks

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This week we have some great stories for you as David and Simon are joined by a couple of great guests:

  • Samantha Bedford, Head of Innovation and New Ways of Working, CYBG
  • Freddie Villis, Google Account Manager: Finance at Snowdrop Solutions
  • Oscar Williams-Grut, Senior Correspondent at Yahoo Finance

We kick off the episode by taking a look at Central banks becoming the world's newest climate change activists. An open letter in support of climate change came from the Network for Greening the Financial System (the NGFS). Simon comments that customers are making eco-friendly choices all the time as shown by the growing presence of challenger banks (03:17).

You can read up on Simon's views around eco-friendly finance here.

Next up, we talk about Open Banking one year on. According to the OBIE, in addition to helping individuals with their finances, Open Banking is using technology to combat societal issues such as access to mortgages and debt advice, with benefits for the UK SME community also being perceived. Oscar remarks that Open Banking will only be a success when we're no longer talking about it (15:16).

We also have an interview with Chris Woolard, Director of strategy and competition on GFIN's first eight firms for its sandbox (25:55).

Other stories include:

  • GFIN’s first 8 firms
  • Snoop Dogg-backed 'try before you buy' payment firm sees sales jump
  • Women are less aware and trusting of challenger banks
  • Mastercard and Visa to slash inter-regional fees for tourist cards in EU
  • And finally, Man dissolves credit card to make contactless ring

All this and so much more on today's show.

Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email podcasts@11fs.com

This week's episode was produced by Laura Watkins and edited by Alex Woodhouse.

Special Guests: Chris Woolard, Freddie Villis, Oscar Williams-Grut, and Samantha Bedford.

Links:

May 06 2019

1hr 4mins

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Rank #16: Ep114 – Yipi-API-yay: open platforms, marketplaces and next-gen banking

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In this episode

This week we had the pleasure of talking to some global thought leaders about a topic that is on everyone’s mind; APIs.

This week we are joined by Leda Glyptis (@LedaGlyptis– Director, Sapient Global Markets, Megan Caywood (@MeganCaywood) – Director of Marketplace Platform at Starling Bank, Markos Zachariadis (@MarkosZach– Assistant Professor at Warwick Business School & Research Fellow at the University of Cambridge and Alex Lipton – Connection Science Fellow at MIT Connection Science

News this week

  1. FT – Big banks miss out on FinTech investment opportunities : LINK
  2. Banking Tech – MasterCard and SolarisBank partner for digital banking push : LINK
  3. Finextra – UK banks lag behind rest of high street on customer experience – BookingBug : LINK
  4. Telegraph – Bank of England’s Mark Carney and Philip Hammond in bank ‘war game’ : LINK
  5. BBC – RBS squeezed struggling businesses to boost profits, leak reveals  : LINK
  6. Express – Which banks are getting most complaints from YOU? : LINK
  7. Forbes – Why The Teacher Of The Future Will Be Neither Man Nor Machine : LINK

Got a burning question or just want to shout of how much you’re loving what’s in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on FinTechInsider@11fs.co.uk

The post Ep114 – Yipi-API-yay: open platforms, marketplaces and next-gen banking. appeared first on 11FS.

The post Ep114 – Yipi-API-yay: open platforms, marketplaces and next-gen banking appeared first on 11:FS.

Oct 19 2016

9mins

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Rank #17: Ep. 206. Fintech Insider: After Dark V - Part 2 San Francisco - Facebook Trust & Silicon Stereotypes

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Sam and Doug sit down with Mike Sigal, VC at 500 Startups, Lisa Gansky, VC at Mosaic, Brit Morin, Founder and CEO of Brit + Co, Mark Jamison, Head of Innovation and Design at Visa, Kate Adamson, Head of Mortgage at Plaid, Tony Morosini, VP Banking at Sofi and Anatoly Kvitnitsky, Head of Growth at Trulioo.

Sam takes the panel through the latest and greatest in news stories getting key insights into what's happening and what matters most. Including Mark Zuckerberg's appearance before Congress, Why nobody trusts Facebook, if equal pay is getting any closer and why Silicon Valley Stereotypes are just plain wrong.

Guaranteed Fake News free and to teach you at least one thing you didn't already know!

Subscribe so you never miss an episode, show us some love and leave a review on iTunes.

Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com

Special Guests: Anatoly Kvitnitsky, Brit Morin, Doug Bobenhouse, Kate Adamson, Lisa Gansky, Mark Jamison, Mike Sigal, and Tony Morosini.

Links:

Apr 20 2018

58mins

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Rank #18: Ep. 173. Investing's Future - a Platform for Your Future Wealth?

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So what is an investment platform? According to our panel it's much like a supermarket- you go in and buy lots of things, however you're also doing all the cooking! We discuss how robo advisors can disrupt investment platforms, by scaling the 'do it for you' investment model through technology, and how this interesting supermarket analogy gets altered due to it.

We then move on to Millennial wealth and investment, exploring how newer generations don't have the benefit of buying property and seeing prices skyrocket, whilst also being saddled with debt as they begin their working lives. But how does a generation that has grown up with social media, a generation that is exposed to instant gratification so often- grow to understand the non-immediacy of investment? Or is this the responsibility of investment platforms- does this area need to be more accessible? Mitigating the jargon and bridging that financial literacy gap is imperative, but could governments rather than financial isntitutions be the answer in educating?

But is the challenge with long term investment an economic one rather than educational-inflation currently sitting at 3% means that many cash ISA's aren't really working. To quote our guest Jon Willis: "you may as well keep your cash under your mattress" and this is very much the view financially literate millennials take- citing the lack of excitement a reason for disinterest, hence- Bitcoin.

So how do we make it more accessible? Since millennials don't trust banks, as they have grown up with other brands and services that this generation of users are comfortable with e.g Facebook and Amazon. Is it through gamification? Is that the best way to bridge this literacy gap and make investment more accessible? Our wonderful guests dive deep into this subject and how the challenge posed to investment platforms can be answered.

We hope you enjoy the show - spread the word, tell your friends and don't forget to leave us a review on iTunes.
If you want to get in touch, drop us a line at podcasts@11fs.com or on Twitter @FintechInsiders and follow us on Facebook.

Special Guests: Adam French, Jon Willis, Pete Townsend, and Shaun Port.

Links:

Jan 24 2018

1hr 7mins

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Rank #19: 352. Insights: The future of cross-border payments

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Our expert hosts, Leda Glyptis and Simon Taylor, are joined by some great guests on this insights show to take a deep dive in to the future of the payments industry and where we are going to see innovation coming from in this space! Our panel of guests include:

  • Harry Newman - Head of Banking at SWIFT
  • Andy Smith - CTO of Clearbank
  • Nadya Hijazi - Head of GLCM Digital, HSBC

On this insights episode, we cover the following topics

  • What is correspondent banking?
  • What is SWIFT and how is it shaping the future of the industry?
  • How is technology changing a traditionally static industry?
  • What will the universal adoption of gpi means for creating new opportunities for innovation?
  • Is the future going to be DLT based?
  • Where is the cross-border payments industry going next?

All this, and much more on today's insights show.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive in subject matters such as APIs, AI or digital banking.

If you enjoyed don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Andrew Smith, Harry Newman, and Nadya Hijazi.

Aug 30 2019

59mins

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Rank #20: Ep. 207. News: Instant Gratification

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David and Sarah sit down with Lucy Woolfenden, Marketing Director at Yolt, Pol Navarro, Digital Innovation Director and Sarah meets with Alex Park, Digital Director at Metro Bank.

Sarah takes the panel through the latest interesting and amusing stories from the fintech world, including Ant Financial’s $150 billion valuation, Revolut launching Vaults, and The One Where Ross Got Mistaken for a Banker.

All this and so much more on this Monday episode of Fintech Insider!

Go to survey.11fs.com to share your views.

Subscribe so you never miss an episode and leave a review on iTunes. Share the fintech love by sharing or tweeting this podcast.

Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com

Special Guests: Alex Park, Lucy Woolfenden, and Pol Navarro.

Links:

Apr 23 2018

56mins

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