Cover image of The Retirement and IRA Show
(168)

Rank #101 in Investing category

Business
Investing

The Retirement and IRA Show

Updated 2 days ago

Rank #101 in Investing category

Business
Investing
Read more

With Jim, Chris & Peter

Read more

With Jim, Chris & Peter

iTunes Ratings

168 Ratings
Average Ratings
121
13
12
8
14

Finish more questions

By Camsterrocks - Nov 14 2019
Read more
I just found this podcast. The guys are funny but Jim is like a dog that sees a squirrel. He can’t keep on topic for more then 2 minutes. Chris needs to keep Jim more focused so they can get more questions answered.

Condescension

By tsaiguys - Oct 05 2019
Read more
I generally love listening to this podcast, and I’ve learned a lot from it. The level of technical financial advice is top notch. However, this past episode #1938 was pretty offensive. Chris had several biting comments toward Jim that were disrespectful and condescending. From his grumbling about the lack sound assistance to him putting down Jim’s accent and insulting his knowledge of “proverbs.” Chris, you might be well spoken, but you don’t exemplify positivity, humility or grace. The comments comes across as angry and passive aggressive, and it’s uncomfortable, distracting and upsetting to hear. If you need a specific list that substantiates such a reaction, feel free to contact me.

iTunes Ratings

168 Ratings
Average Ratings
121
13
12
8
14

Finish more questions

By Camsterrocks - Nov 14 2019
Read more
I just found this podcast. The guys are funny but Jim is like a dog that sees a squirrel. He can’t keep on topic for more then 2 minutes. Chris needs to keep Jim more focused so they can get more questions answered.

Condescension

By tsaiguys - Oct 05 2019
Read more
I generally love listening to this podcast, and I’ve learned a lot from it. The level of technical financial advice is top notch. However, this past episode #1938 was pretty offensive. Chris had several biting comments toward Jim that were disrespectful and condescending. From his grumbling about the lack sound assistance to him putting down Jim’s accent and insulting his knowledge of “proverbs.” Chris, you might be well spoken, but you don’t exemplify positivity, humility or grace. The comments comes across as angry and passive aggressive, and it’s uncomfortable, distracting and upsetting to hear. If you need a specific list that substantiates such a reaction, feel free to contact me.
Cover image of The Retirement and IRA Show

The Retirement and IRA Show

Updated 2 days ago

Read more

With Jim, Chris & Peter

Rank #1: Q&A: Preparing for Retirement and Roth Withdrawals

Podcast cover
Read more

What would Jim and Chris do with their last few years of free cash flow to prepare for retirement?

Listen in as they answer that question for a Virginia listener as well as a question from a Montana listener about Roth withdrawal rules.

The post Q&A: Preparing for Retirement and Roth Withdrawals appeared first on The Retirement and IRA Show.

Mar 16 2019

Play

Rank #2: Retirement Planning vs. Investing – EDU #1926

Podcast cover
Read more

How is retirement planning different vs. investing or managing a portfolio? Jim and Chris discuss some of the complexities of retirement planning and share a bit of their approach to developing a comprehensive retirement plan.

The post Retirement Planning vs. Investing – EDU #1926 appeared first on The Retirement and IRA Show.

Jul 17 2019

Play

Rank #3: Missed 60-Day Rollover Deadline: EDU #1939

Podcast cover
Read more

What happens with a missed 60-day rollover deadline? Jim and Chris discuss past situations by reviewing the IRS’s PLR (private letter rulings).

The post Missed 60-Day Rollover Deadline: EDU #1939 appeared first on The Retirement and IRA Show.

Oct 30 2019

43mins

Play

Rank #4: Q&A: Retirement Readiness and Minimizing Taxes

Podcast cover
Read more

Whether you’re 35 or 55 you’re probably thinking about your retirement readiness. Who hasn’t asked “Can I retire yet?” at some point? This week Jim and Chris answer that very question from a Minnesota listener.

Jo Madonna,  an Enrolled Agent, also joins the guys again to answer more listener questions about minimizing taxes.

The post Q&A: Retirement Readiness and Minimizing Taxes appeared first on The Retirement and IRA Show.

Mar 23 2019

Play

Rank #5: Retirement Spending Strategy – EDU #1930

Podcast cover
Read more

Jim and Chris address some constructive criticism from a long-time listener and take a detailed look at their “no-go, slow-go, go-go” retirement spending strategy. First they discuss their stance on mental decline with age and how that affects their planning methods. Then Jim and Chris turn to why they encourage people to spend more during their “go-go” years.

The post Retirement Spending Strategy – EDU #1930 appeared first on The Retirement and IRA Show.

Aug 14 2019

1hr 8mins

Play

Rank #6: Edu #1921: Bucketing with Annuities

Podcast cover
Read more

Have you encountered an Advisor who recommended Bucketing with annuities predominantly? On this Edu episode, Jim and Chris respond, in-depth, to a listener looking for clarity on using annuities as their “buckets”.

The guys discuss reasons to be cautious and the steps you can take to ensure that you’re not just being sold a product package.

The post Edu #1921: Bucketing with Annuities appeared first on The Retirement and IRA Show.

Jun 05 2019

1hr 28mins

Play

Rank #7: Roth Conversion Taxes, SS Strategy, TSP G Fund: Q&A #1940

Podcast cover
Read more

Jim and Chris answer questions regarding Roth Conversion taxes, strategies for filing for Social Security benefits, and the TSP G Fund.

14:32 An Iowa listener looks for clarification on how his Roth Conversion would be taxed.

25:55 Jim and Chris address a listener’s quandary on the best strategy for him to begin claiming Social Security benefits, taking into account minor child benefits and his wife’s future spousal benefit.

43:27 A multi-part question from a Virginian, covering Social Security benefits and the TSP G Fund.

1:04:55 Another Social Security strategy question from another Virginia listener.

The post Roth Conversion Taxes, SS Strategy, TSP G Fund: Q&A #1940 appeared first on The Retirement and IRA Show.

Oct 19 2019

1hr 26mins

Play

Rank #8: Edu: Tax Optimized Spending with Bucketing

Podcast cover
Read more

A question from a Texas listener inspires Jim and Chris to take a closer look at Tax Optimized Spending with the Bucketing Strategy.

The good news is that planning your spending from your Buckets may not be as complicated as you think! Chris shares a simple way of determining how much to spend from your “always taxable”, “maybe taxable”, and “never taxable” buckets.

The post Edu: Tax Optimized Spending with Bucketing appeared first on The Retirement and IRA Show.

May 01 2019

1hr 14mins

Play

Rank #9: Edu: Basics of Backdoor Roth Contributions

Podcast cover
Read more

Even though sanctioned by the IRS, Backdoor Roth Contributions can sometimes be confusing! Jim and Chris discuss the basics of how this strategy works as well as pitfalls to avoid.

The post Edu: Basics of Backdoor Roth Contributions appeared first on The Retirement and IRA Show.

May 29 2019

46mins

Play

Rank #10: Q&A: Roth Conversion Strategies and Budgeting Taxes

Podcast cover
Read more

This week Jim and Chris tackle a couple great listener questions.  An Oregan listener asks about budgeting, and saving for, paying taxes in the “bucket” strategy for retirement. Another listener wonders if there is a benefit to converting a percentage of, as opposed to all of, a Roth IRA account.

The post Q&A: Roth Conversion Strategies and Budgeting Taxes appeared first on The Retirement and IRA Show.

Nov 17 2018

1hr 10mins

Play

Rank #11: Edu #1924: Backdoor Roth Contributions and The 4% Rule

Podcast cover
Read more

On this edition of the Retirement and IRA Show EDU, Jim discusses his thoughts about the AICPA Conference he recently attended. He and Chris discuss the 4% Rule, as well as Backdoor Roth Contributions.

The post Edu #1924: Backdoor Roth Contributions and The 4% Rule appeared first on The Retirement and IRA Show.

Jun 26 2019

56mins

Play

Rank #12: Investing in Oil, Living on Basis, Filing Retroactively: Q&A #1941

Podcast cover
Read more

Jim and Chris put a dent in their email stack this week, answering 5 questions. They share listener feedback on investing in oil and gas, address what “living on basis” means, and more.

4:30 A listener shares his experience with investing in oil and gas.

13:39 Follow-up from a Massachusetts listener on his ACA tax credit question addressed in a previous episode.

16:15 Jim expands on his comment about “living on basis”.

35:35 A Pennsylvanian wonders if her benefits check can be sent to a different bank account than was originally set up.

37:35 A Texas listener looks for some clarification on their Social Security options and filing retroactively.

The post Investing in Oil, Living on Basis, Filing Retroactively: Q&A #1941 appeared first on The Retirement and IRA Show.

Oct 26 2019

49mins

Play

Rank #13: Q&A: Early Retirement Roth Conversions

Podcast cover
Read more

If you retire early, is it wise to use the years before reaching full retirement age to do Roth Conversions at a lower tax rate?

Join Chris and Jo as they answer a multi-part question from a Washington listener about using early retirement years for Roth Conversions. They discuss important considerations, annual conversion targets, tax implications, and more.

The post Q&A: Early Retirement Roth Conversions appeared first on The Retirement and IRA Show.

May 04 2019

32mins

Play

Rank #14: Edu: Naming a Trust as a Beneficiary

Podcast cover
Read more

Do you have a trust named as a beneficiary, or are considering it?

Tune in to Jim and Chris as they cover the naming of a trust as a beneficiary on an IRA, including pros and cons and how to prevent common mistakes.

The post Edu: Naming a Trust as a Beneficiary appeared first on The Retirement and IRA Show.

Jan 30 2019

1hr 5mins

Play

Rank #15: Edu: Minimum Dignity Floor and Bucket Planning

Podcast cover
Read more

What is the minimum dignity floor and how does it work with the bucketing strategy for retirement planning? What are the factors to consider when planning for your Minimum Dignity Floor and how to cover it?

A New Jersey listener’s question prompts Jim and Chris to delve into the details of both what they call the “minimum dignity floor” and bucketing. If you’re still trying to figure out the details of your retirement finances this is a great episode for you!

The post Edu: Minimum Dignity Floor and Bucket Planning appeared first on The Retirement and IRA Show.

Mar 27 2019

1hr 12mins

Play

Rank #16: Q&A: Roth 401k, POD Bank Account, HSA, Annuities

Podcast cover
Read more

This week Jim and Chris answer a follow-up question on using a Roth IRA vs a Roth 401k. An Illinois listener wonders if HSA contributions are part the maximum compensation deferral limit. Another listener writes in about using a payable on death (POD) designation on a bank account in order to avoid it going into probate.

Jim and Chris also get a live caller from New Jersey with a question about annuities. (Apologies – there is some background noise that could not be removed.)

The post Q&A: Roth 401k, POD Bank Account, HSA, Annuities appeared first on The Retirement and IRA Show.

Jan 26 2019

1hr 21mins

Play

Rank #17: How Retirement Planning is Different – EDU #1932

Podcast cover
Read more

When you retire your life changes, so you need to look at your assets differently. In this “The Opposite Episode”, Jim and Chris explain how retirement planning is different than the financial planning you use to get to retirement.

The post How Retirement Planning is Different – EDU #1932 appeared first on The Retirement and IRA Show.

Sep 04 2019

1hr 5mins

Play

Rank #18: Q&A: Living Trust as Beneficiary and Bucketing

Podcast cover
Read more

Join the guys as they answer questions from listeners in Indiana and Michigan on using a Revocable Living Trust as a beneficiary. Jim and Chris also respond to two more listener questions on the “bucket” approach to retirement savings.

The post Q&A: Living Trust as Beneficiary and Bucketing appeared first on The Retirement and IRA Show.

Feb 02 2019

1hr 7mins

Play

Rank #19: Edu: Options for Your 401k After Leaving Your Job

Podcast cover
Read more

There have been many changes to the job market over the last several decades, including the high probability that you will change employers multiple times. This means you are likely to ask the question, “What options do I have for my 401k after I leave my job?”. Jim and Chris take an in-depth look at 6 options for your 401k after leaving your job, and what to consider when deciding which option is best for you.

The post Edu: Options for Your 401k After Leaving Your Job appeared first on The Retirement and IRA Show.

May 22 2019

1hr 12mins

Play

Rank #20: Edu: The Stretch IRA

Podcast cover
Read more

You may have heard of a Stretch IRA, but few people understand what it is and what it is not. Join Jim and Chris this week as they delve into Stretch IRAs.

The post Edu: The Stretch IRA appeared first on The Retirement and IRA Show.

Dec 12 2018

51mins

Play