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The Thought Card

The Thought Card is an affordable-travel and personal finance podcast empowering financially travelers with the tools and resources to travel the world, earn more money, pay off debt, and build wealth. Join Danielle Desir every other week as she explores creative ways to live life on your terms and obtain financial freedom. Also, hear inspiring stories from other financially savvy travelers traveling the world and crushing their financial goals. Starting November 2020 on The Thought Card, you can also tune in to 'Millennial Wealth Builders,' a 3x grant-funded 12-part audio docuseries highlighting the stories of women of color building wealth. New episodes air on the first of the month.To find out more, visit www.podcast.thoughtcard.com.

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Passive Income with Denis O'Brien from Chain of Wealth

Denis O’Brien is a Chartered Accountant who is passionate about money and personal finance. Along with his fiancé Katie Welsh, they run Chain of Wealth a personal finance blog and podcast that inspires millennials to openly talk about money and tackle their financial issues. Together Katie and Denis have paid off $200,000 of debt in less than 2 years and they inspire others to reach their financial dreams by creating easy to understand resources. Chain of Wealth has been featured in USA Today, Nerd Wallet, Rockstar Finance and other publications. In this episode, Denis shows us how he has set up different passive income streams to reach his goals and how you can too! Connect with Denis O'Brien: Blog: https://www.chainofwealth.com Facebook: @chainofwealth Facebook Group: Chain of Wealth - Invest in Your Future Twitter: @chainofwealth Connect with Me: Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode25/ 

26mins

21 Mar 2019

Rank #1

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[REPLAY] How to Set Yourself Up for Financial Success by Setting Goals

Be on the lookout for Season 3 of The Thought Card Podcast with brand new episodes starting Thursday, March 5th. Goals are important because they allow you to create your future today. Although a lot of people set financial goals every year, most people don't actually end up sticking to them because they get distracted along the way. So how do you set financial goals that you will achieve? In this episode, I share easy ways to set yourself up for financial success by setting financial goals that are a good fit for your life right now. For additional goal setting tips, join my Setting Financial Goals Workshop where you'll get access to a 1-hour video and workbook for brainstorming your goal ideas.  If you need additional help organizing your finances and budgeting, sign up for my Back to Budgeting Basics course. 

21mins

2 Jan 2020

Rank #2

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San Juan, Puerto Rico Travel Tips (After Hurricane Maria)

Eseosa "Sosa" Eke is a brand stylist and design consultant with a knack for helping real estate professionals, entrepreneurs, and small businesses build authentic and recognizable brands. At her 9-5 she runs the marketing department for The Bronx and Westchester's largest privately held commercial real estate firm. Sosa is also my best friend and frequent travel companion. Over the years we've traveled to Bermuda, Iceland and San Francisco together.   In this episode we cover: San Juan on a budget Our travel styles - why we love short trips Our favorite things about San Juan, Puerto Rico What we would do differently next time   Resources Mentioned: Getting an Airbnb in San Juan is an affordable way to save on lodging. Uber is also affordable, fast and convenient in San Juan. Helpful Tip: There are no Ubers available from San Juan International Airport (SJU) only metered taxis. Our 15 minutes taxi ride to our Airbnb in San Juan cost $26 which included tip.   Connect with Eseosa Eke: Website: https://www.eseosaeke.com Instagram: @real_inspired Email: hello@eseosaeke.com   Connect with me: Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard For all of the resources mentioned in this episode head over to: https://podcast.thoughtcard.com/episode10/ Want to afford to travel more? Listen to Episode 2: Why You Need a Travel Fund and learn why having a travel fund is an easy way to start making travel a financial priority in your life. Need help packing for Puerto Rico - grab my essentials packing list! Also if you enjoyed this episode, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn

17mins

1 Nov 2018

Rank #3

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Side Hustling and Earning Outside of Your Nine to Five with Dielle Charon

Dielle Charon is a Side Hustle Success Coach and the host of Side Hustle with Soul Podcast. In three months she matched her corporate monthly salary with her coaching business. Dielle helps passionate side hustlers consistently sign clients in their coaching and service based businesses. In this episode she shares how to start a purposeful and profitable side hustle outside your nine to five.  A special thank you to my Patrons!  Connect with Dielle Charon:  Website: https://diellecharon.com/ Instagram: @sidebizcoach Side Hustle with Soul Podcast: Apple Podcast and Sticher Connect with Me:  Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard Pinterest: @thethoughtcard Join my Facebook group Financially Savvy Travelers For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode43/ Sign up for Digit and get $5 towards your saving goals! 

19mins

28 Nov 2019

Rank #4

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How to Get Started Travel Hacking with Cody from Fly To FI

In this episode, Cody Berman shares how you can optimize your finances and take advantage of travel hacking to travel inexpensively. He shares simple tips for signing up for your first travel rewards credit card, ways to earn and spend your points and miles, and the important things to watch out for while playing the credit card travel hacking game. In this episode we cover:  The best starter credit cards for travel hacking beginners The Capital One Venture credit card benefits we love What happens when you don’t meet the minimum spend Some ways to help you meet the minimum spend Tips for getting the best redemptions when using points and miles Connect with Cody Berman Website: https://flytofi.com Podcast: The FI Show Facebook: @flytofi Twitter: @flytofi Instagram: flytofi Connect with Me: Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode30/ A special thanks to our sponsor Awesome Maps. Awesome Maps offers a wide variety of stylish and informative maps that inspire you to discover new places and create new memories around the world, from travel journal maps that you can take with you on the road to design pieces for your home. Use the promo code "THOUGHTCARD" to get 10% off your order.

28mins

2 May 2019

Rank #5

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Timeshares and Buying a House at 26 with Tiffany Grant

Tiffany Grant is a self proclaimed money nerd and after years of giving impromptu advice to family and friends, she started a blog Money Talk with T where she covers a wide variety of money topics from saving for retirement to paying off student loans. In this episode we cover: The important things that people need to know about timeshares The sales tactics and demographics timeshares target Why we would go to another timeshare presentation (we love the perks) Buying a house in your twenties Tiffany's favorite personal finance podcasts   Resources Mentioned: Priceline Express Deals Google Flights Tiffany's Articles:  Timeshares and What You Need To Know Top 6 Financial Podcasts 2018  Danielle's Articles Why I Asked For A Refund 2 Days After Buying A Timeshare Personal Finance Podcasts:  Ramsey Solutions Podcast: Listen to debt free screams and personal finance questions from live callers. The Clarke Howard Show: Find deals, frugal living and other money saving tips. Stacking Benjamins: This show infuses humor into financial topics and is a good fit for those who know a moderate amount about personal finance. Motley Fool Money: More advanced financial topics, specifically investing.   Connect with Tiffany: Blog: https://www.moneytalkwitht.com/ Facebook: @moneytalkwitht Instagram: @moneytalkwitht Twitter: @moneytalkwitht YouTube: Money Talk with Tiff Please subscribe to my podcast! I post new episode every other Thursday. Also if you enjoyed this podcast, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn

33mins

20 Sep 2018

Rank #6

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Traveling as a Single Parent with Your Kids with Daniela Gibbs

Although traveling the world as a single parent isn’t something that we hear a lot about, there are single parents out there who are opting to move abroad and live nomadic lifestyles with their children. Daniela Gibbs is the perfect example. Daniela Gibbs is a single mom who travels with her son. Together Daniela and her son have embraced the nomadic lifestyle and moved to Thailand.  Daniela inspires parents to travel with their children and informs them of the possibilities of achieving their goals, especially travel goals, through sheer will, desire and determination.   In this episode we cover:  What inspired Daniela to move abroad with her son How moving abroad has changed her family dynamic The top destinations she considered when moving abroad What life is like living abroad in Thailand Factors to consider when moving abroad with children Is living in Thailand as cheap as they say? Average cost for breakfast, lunch and dinner in Thailand The difference between worldschooling and unschooling Debunking myths parents have about the nomadic lifestyle   Connect with Daniela Gibbs:   Website: http://wetraveltwo.com Instagram: @wetraveltwo Twitter: @we_travel_two   Connect with Me: Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard   Resources Mentioned: 52 Week Savings Challenge  We Travel Two: The Resource Guide to Keeping Your Child Educated While Traveling For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode15/ 

46mins

27 Dec 2018

Rank #7

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5 Destinations Where Your US Dollar Goes Further Right Now

Did you know that visiting countries with a favorable exchange rate (where the US dollar is strong), is an easy way to stretch your travel budget without really trying?   In this episode we cover: What is a foreign exchange rate? How to take advantage of favorable exchange rates to save money on your next trip 5 countries where the US dollar goes further right now   Resources Mentioned: To check currency exchange rates use an exchange rate calculator like Oanda Currency Converter.    Connect with Me: Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode16/ 

10mins

10 Jan 2019

Rank #8

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Best Time To Buy Flights According to CheapAir.com

Ever wondered when is the best time to book flights? In this episode we pull back the curtain and take a look at CheapAir.com's 2018 Airfare Study. This airfare study analyzes the latest airfare trends and bases its findings on 917 million flights listed on CheapAir.com's website in 2017. In this bonus episode we cover: How many times flight prices change overtime Best and worst days to fly 6 booking window zones including the best time to book the cheapest flights For all of the resources mentioned in this episode head over to http://podcast.thoughtcard.com/best-time-buy-flights/   Connect with me: Facebook: @thethoughtcard  Instagram: @thethoughtcard Twitter: @thethoughtcard Also if you enjoyed this episode, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn

10mins

27 Sep 2018

Rank #9

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Trade Stocks Full-Time and Travel with Teri Ijeoma

After getting denied vacation time for the third time and having a friend pass away abruptly, Teri Ijeoma decided that life was too short to not pursue her dreams. Teri eventually quit her job to trade stocks full-time and she is now an entrepreneur, day trader, and real estate broker who encourages people to become knowledgeable in stocks and trading.  Check out Teri's Trade & Travel course to learn how to pick the right companies, protect your portfolio, price trades, and more.  In this episode we cover: What is a stock? What is a brokerage account? How Teri Ijeoma transitioned from working full-time to making over $1,000 a day trading and traveling. How to talk to your boss about pursuing professional development opportunities. Connect with Teri Ijeoma  Website: www.investwithteri.com Instagram: @teriijeoma YouTube: Trade & TravelConnect with me:  Join the podcast newsletter for exclusive updates.  Podcast Website: https://podcast.thoughtcard.com/ Blog: https://thoughtcard.com/ Author Website: https://danielledesir.com/ Facebook: @thedanielledesir Instagram: @thedanielledesir Twitter: @thethoughtcard For all of the resources mentioned in this episode: https://podcast.thoughtcard.com/episode7 Support the show by donating today. Click here to donate. 

24mins

4 Oct 2018

Rank #10

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How To Plan an Adult Gap Year With Stephanie Perry

At the age of 41, Stephanie Perry quit her job as a hospital pharmacy technician to take a one-year trip to travel on her savings. During her adult gap year, she traveled to 12 countries in 12 months. Now she house sits around the world and shows other travel lovers how to take a career break on a budget. Inspired to take a career break? Get access to eight incredible sessions that will help you afford, plan, and take a career break with the Wealth Noir Work Sabbatical Summit. Sessions include how to find the perfect location to live abroad, how to accelerate your savings to early retirement, and more. Grab a copy of my new book Affording Travel which shares the strategies to save for travel and make it a financial priority in your life.  Find the best international flight deals originating from the U.S. and Canada by signing up for Thrifty Traveler Premium.  Support the show by buying me a cup of coffee here.  Connect with Stephanie Perry: Blog: https://vaycarious.com/ YouTube: Stephanie Perry Facebook: @vaycarious Instagram: @vaycarious Twitter: @vaycarious Connect with Me:  Podcast Website: https://podcast.thoughtcard.com Blog: https://thoughtcard.com/ Instagram: @thedanielledesir Twitter: @thethoughtcard For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode49-stephanie-perry/ Sign up for Digit and get $5 towards your saving goals today! 

38mins

2 Apr 2020

Rank #11

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Moving Abroad After 30 with Frantzces Lys from Chronicles Abroad

Frantzces Lys is the co-founder of Chronicles Abroad. Chronicles Abroad is a blog and podcast that uses travel to highlight stories of personal growth. From courageous world travelers and creative wanderers to digital nomads, Frantzces and co-host Nubia inspire people who have been wavering to finally pursue their dreams of moving abroad. In this episode we cover:  Living, working and traveling abroad How Facebook is a go-to for finding expat communities online Frantzces' personal experience being black in Asia Maintaining natural hair abroad Tackling student loans while living abroad How travel is transformative Connect with Frantzces Lys:  Facebook: @chroniclesabroad Instagram: @chroniclesabroad Instagram: @frantzceslys Twitter: @chronicleabroad Email: info@chroniclesabroad.com Connect with Me: Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode22/

32mins

7 Mar 2019

Rank #12

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Ideas for After You've Reached Your Emergency Fund Goal

So you've stashed a significant amount of money away in your emergency fund. Congratulations! But now that you've accomplished your savings goal, you might be wondering, what's next? In this mini episode, I share ideas for what you can do after you've reached your emergency fund savings goal. For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode23/ 

7mins

7 Mar 2019

Rank #13

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Teaching English In China and Living Abroad with Richelle Gamlam

Richelle Gamlam is a serial expat, travel blogger and spicy food lover who has spent the last five years living in China and traveling around Asia. For more stories and misadventures, be sure to check out her blog Adventures Around Asia where she writes about Asia off the beaten path. During her time in China, Richelle taught and worked in many different capacities. As an oral English teacher she taught over 1,000 high school students at a Chinese public high school. She has also worked part-time at agencies teaching children, tutored pre-schoolers and even taught Business English to Chinese businessmen. Most recently she worked as a college counselor where she helped Chinese students get into U.S. universities. Richelle has since quit her job to become a digital nomad exploring places, activities, and cultures most people miss in Asia. In this episode we chat about: What inspired Richelle to study abroad in Beijing and Xi’an Why teach abroad programs may not be the right fit for you What is the TEFL certification Do you need the TEFL certification to teach English online Types of teaching jobs in China Salary ranges for teaching in China Spicy foods to try in China   Resources Mentioned: Do I Need a TEFL to Teach Abroad in China? TEFL Promo Code- Get 30% off with promo code "SAVE30". Teach Abroad Mini Course: Teaching in China Made Easy China Job Board Join Richelle's 3-Part Training Series. Find a high paying job Learn how to teach Learn how to thrive in China Join Richelle's Facebook Community: China Teach Abroad Community. This group is for you if you: Want to teach in China someday Are in the process of applying for jobs in China If you're already a teacher in China   Connect with Richelle: Blog: https://www.adventuresaroundasia.com Facebook: @adventuresaroundasia Twitter: @adventures_asia Instagram: @adventuresaroundasia Please subscribe to my podcast! I post new episode every other Thursday. Also if you enjoyed this podcast, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn

30mins

20 Sep 2018

Rank #14

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How to Set Yourself Up for Financial Success by Setting Goals

Goals are important because they allow you to create your future today. Although a lot of people set financial goals every year, most people don't actually end up sticking with them because they get distracted along the way. So how do you set financial goals that you will achieve? In this episode, I share easy ways to set yourself up for financial success by setting financial goals that are a good fit for your life right now. This episode of The Thought Card is sponsored by my brand new course, Back to Budgeting Basics. In this course we debunk the myths that budgeting is “hard” and I help you create a personalized goal-centric budget that aligns with your priorities and values. For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode21/

20mins

21 Feb 2019

Rank #15

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Our China Trip Recap + How To Plan Your Epic Adventure

In this episode, Kyle and I share tips for planning a trip to China. We booked our ten-day China tour for $299 per person. Yes, that's right, only $299 per person! This included round-trip airfare from New York City, 4-star hotels, an English speaking tour guide, complimentary breakfast daily, and admission to some attractions like the Great Wall of China.  Want to make travel a financial priority? Learn how with my new book Affording Travel.  Find the best international flight deals by signing up for Thrifty Traveler Premium.  Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard Pinterest: @thethoughtcard Join my Facebook group Financially Savvy Travelers For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode48/ Sign up for Digit and get $5 towards your saving goals today! 

43mins

19 Mar 2020

Rank #16

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Listening to Your Inner Voice and Becoming a Digital Nomad with Christine Hasebrink

Christine Hasebrink is an adventurer, entrepreneur and a passionate safari guide. After studying international business administration in the Netherlands and Hungary, she began her career as a Marketing Manager at one of the world’s leading auditing and management consultancies in Germany. In 2014, she followed her inner voice and left Germany to become a trained safari guide in South Africa. Since then, Christine travels the world as a business oriented digital nomad and runs her own business where she rocks marketing projects for companies around the world.   In the episode we talk about: Why Christine left her career in Germany to become a safari guide What is a digital nomad? The pros and cons of being a digital nomad Porto, Portugal as an affordable destination for digital nomads   Connect with Christine Hasebrink: Website: https://christine-hasebrink.de/en/ Instagram: @christine_hasebrink Email: post@christine-hasebrink.de   Connect with me: Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard For all of the resources mentioned in this episode head over to: https://podcast.thoughtcard.com/episode9 Also if you enjoyed this episode, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn

17mins

1 Nov 2018

Rank #17

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Tips for Downsizing Your Spending During Times of Uncertainty

If you're like me, during these uncertain times you may be thinking about downsizing your spending. In addition to learning how to reduce your expenses, I'll also share some simple ways you can gradually increase your savings during the pandemic.  Can you benefit from even more budgeting tips? Get access to my budgeting course here. In this course you'll learn how to budget and create a simple money routine.  Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard Pinterest: @thethoughtcard Join my Facebook group Financially Savvy Travelers For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/downsizing-your-spending/ Want to automate your savings? Sign up for Digit and get $5 towards your saving goals today!

13mins

12 Apr 2020

Rank #18

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All Things New Orleans with Fender and Maloney from Traveler Broads

Fender and Maloney are the dynamic duo that make up Traveler Broads. Together they share domestic and international travel tips and help people find creative ways to interact and support local communities through hyper-local travel. Fender and Maloney are also enthusiastic New Orleans locals who know the French Quarter inside and out. They've come on the show today to share with us their favorite tips to explore NOLA like a local.   In this episode we cover: What is hyper-local travel? Ways to support the local economy while traveling Why New Orleans is a unique travel destination Some of the things most tourists overlook when planning a trip to New Orleans Ways to save money in New Orleans Where to eat and drink in NOLA   Connect with Traveler Broads: Blog: http://www.travelerbroads.com Facebook: @travelerbroads Instagram: @travelerbroads   Connect with Me: Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard For all of the resources mentioned in this episode visit our website: https://podcast.thoughtcard.com/episode13/

29mins

13 Dec 2018

Rank #19

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Female Solo Travel and Accidental Adventures with Yvette Morrissey

In this episode Yvette Morrissey shares how she quit her job in New Zealand and sold everything she owned to travel the world sold. In two months Yvette saved $8,000 NZD (without any savings to start with) and moved to Canada where she spent a season working at the Big White Ski Resort. Yvette introduces us to the concept of "accidental adventures" and teaches us how being open and following your intuition can lead to some of the most unforgettable life experiences.   Resources Mentioned: Sony a6500 Camera The North Face Terra 65 Backpack   Connect with Yvette: Blog: https://wayfaringkiwi.com Facebook: @wayfaringkiwi Instagram: @wayfaringkiwi11 Twitter: @wayfaringkiwi Please subscribe to my podcast! I post new episode every other Thursday. Also if you enjoyed this podcast, please consider supporting me as a creator by donating $1, $5, $10, or more through​ Juble it! a tip jar for creators: https://jubl.it/fyu1zpn

14mins

4 Oct 2018

Rank #20