Pocket Change: Yesterdays Price..... Oct 21 Inflation Update by The Making Cents Podcast

Pocket Change: Yesterdays Price..... Oct 21 Inflation Update

Chances are you have seen an advert on TV offering a easy way to get a cash lump sum using the equity you have in your home. These products are generally known as Equity Release and are generally aimed at people 55+. Now before you think to yourself that this episode doesn't relate to you if definitely can if you have older relatives who own properties and are either not earning an income, or coming towards the end of their working life. Property is one of the major ways of passing down Generational Wealth and understanding these products and help you do just that. Please pass on to anyone you think may be in the position to need get equity out of their home #ItMakesCents

Chances are you have seen an advert on TV offering a easy way to get a cash lump sum using the equity you have in your home. These products are generally known as Equity Release and are generally aimed at people 55+. Now before you think to yourself that this episode doesn't relate to you if definitely can if you have older relatives who own properties and are either not earning an income, or coming towards the end of their working life. Property is one of the major ways of passing down Generational Wealth and understanding these products and help you do just that. Please pass on to anyone you think may be in the position to need get equity out of their home #ItMakesCents

Pocket Change - E5: "Is The Bank of Mum and Dad Being Robbed?" Equity Release 101

Pocket Change E4: "Your Savings Are My Profits" - Office of Budget Responsibility (OBR)Predictions by The Making Cents Podcast

Pocket Change E4: "Your Savings Are My Profits" - Office of Budget Responsibility (OBR)Predictions

As Black Lives have begun to Matter to the wider society, Black Economics, namely the racial wealth gap are being spoken about a lot more! One example of this has been Black Pound Day, an initiative started by So Solid rapper Swiss. Black Pound Day is a day were consumers are encouraged to support Black Entrepreneurship by focusing on spending with black owned businesses. This week we discuss:Is Black Pound Day needed?Is there a problem with Black Business?Are black consumers overly critical of black business?Do Black people need to practice Group Economics?Do black people need to live near each other to proposer in the UK?Thanks for listening#ItMakesCents

As Black Lives have begun to Matter to the wider society, Black Economics, namely the racial wealth gap are being spoken about a lot more! One example of this has been Black Pound Day, an initiative started by So Solid rapper Swiss. Black Pound Day is a day were consumers are encouraged to support Black Entrepreneurship by focusing on spending with black owned businesses. This week we discuss: Is Black Pound Day needed? Is there a problem with Black Business? Are black consumers overly critical of black business? Do Black people need to practice Group Economics? Do black people need to live near each other to proposer in the UK? Thanks for listening #ItMakesCents

Where Are You Going To Spend Your Black Pound?

This week we are joined by Labour MP for Streatham Bell Ribero Addy as she gives us a first hand view of what the earlier stages of the pandemic were like from inside the House of Commons.We also discuss the balance between "Lives" and "Livelihoods" as Governments around the world battle between protecting the economy and saving lives.As always thanks for listening.#ItMakesCents

This week we are joined by Labour MP for Streatham Bell Ribero Addy as she gives us a first hand view of what the earlier stages of the pandemic were like from inside the House of Commons. We also discuss the balance between "Lives" and "Livelihoods" as Governments around the world battle between protecting the economy and saving lives. As always thanks for listening. #ItMakesCents

What's more important your money or your LIFE? - Coronavirus Update ft Bell Ribeiro-Addy

This week's Pocket Change is coving National Debt:-Why counties borrow-How much the UK has borrow in reaction to COVID-How much they will borrow this year vs previous ones-What it could mean for YOU if the level of debt gets out of controlThanks for listening

This week's Pocket Change is coving National Debt: -Why counties borrow -How much the UK has borrow in reaction to COVID -How much they will borrow this year vs previous ones -What it could mean for YOU if the level of debt gets out of control Thanks for listening

Pocket Change - E3: The Taxman is going to give us a BEATING! - National Debt 101

One of the main ways the COVID19 lockdown has damaged the global economy, has been by stopping the flow of money, stop business activity which has cause business and people to lose INCOME!

Pocket Change - E2: Cash Rules Everything Around ME! - Liquidity 101

Welcome to our new micro series Pocket Change, which will be short, sharp episodes breaking down technical topics and recent news events in to plain English!Correction!!!! WTI stands for West Texas Intermediate and is the benchmark oil in the US.

Welcome to our new micro series Pocket Change, which will be short, sharp episodes breaking down technical topics and recent news events in to plain English! Correction!!!! WTI stands for West Texas Intermediate and is the benchmark oil in the US.

Pocket Change - E1: WTF Happened To WTI? - Futures Contracts

Coronavirus - How is it infecting your account? by The Making Cents Podcast

Coronavirus - How is it infecting your account?

Making Cents Money Goals by The Making Cents Podcast

Making Cents Money Goals

#MakingCentsPodcast is a podcast for us by us, with the aim to provide a commentary on what is going on the world which impacts our lives and our money. We hope our discussions will help Improve and provide financial literacy, debunk and demystify financial jargon into simple and light hearted language that you can understand and appreciate. We will also fact check statements made by public figures, discuss current events and brekaodwn how they may impact you and your cash.Tune in and don't be shy to contact us!Hosts:Sam @Ms_sammi_xxJerome @IMJ_33Kalisha @Miss_K_VangFrancis @FrancisAddai_

I’m a U.S. listener that actually tends to really like this podcast and the variety of
topics you talk about but am I the only person that hears the audio issues?! When more than about 2 people are on the show, half are so quiet it’s inaudible and half are so loud that they’re yelling at you. It’s hard to find a volume balance to listen at and I end up missing a lot of what is said. Please fix this if you can! Other than that, I enjoy listening to what I actually can hear.

Microphone Issues? Audio Levels?

Good conversation!

#MakingCentsPodcast is a podcast for us by us, with the aim to provide a commentary on what is going on the world which impacts our lives and our money. We hope our discussions will help Improve and provide financial literacy, debunk and demystify financial jargon into simple and light hearted language that you can understand and appreciate. We will also fact check statements made by public figures, discuss current events and brekaodwn how they may impact you and your cash. Tune in and don't be shy to contact us! Hosts: Sam @Ms_sammi_xx Jerome @IMJ_33 Kalisha @Miss_K_Vang Francis @FrancisAddai_

The Making Cents Podcast

Venture Capital 101 by The Making Cents Podcast

Venture Capital 101

Quantitative Easing (QE) was the main tool used by Bank of England in response to the 2008 Financial Crisis or Credit Crunch. What started as an economic theory and experiment has been in place for near 10 years and has shaped much of the economy we live in today.In this week’s episode the team are joined by Disunomics to discuss the many aspects of QE, how it’s impacted everyday people and how it will change in the future. Topics covered include:  •	What is QE and why is it conducted?•	How does it impact the average person on the street?•	What are the side effects on the economy?•	Who gains least / most?•	What are the alternatives to QE UK specific?•	What is the impact of QE in different countries?•	What is quantitative tightening?Thank you for listening and don’t forget to rate, subscribe and comment. MCP TeamDon't be shy to contact us!Links:European Central Bank (ECB): How quantitative easing workshttps://www.ecb.europa.eu/explainers/show-me/html/app_infographic.en.htmlInvestopedia: What is 'Quantitative Easing?https://www.investopedia.com/terms/q/quantitative-easing.aspBloomberg: Quantitative Tighteninghttps://www.bloomberg.com/news/articles/2018-07-09/after-years-of-easing-meet-quantitative-tightening-quicktakeMaking Cents Team:Email: info@makingcentspodcast.comTwitter &amp; Instagram: @MakingCentsPCSam Twitter: @Ms_sammi_xxInstagram: samma_xxJay Twitter: @IMJ_33Instagram: think_king_jayKalisha Twitter: @Miss_K_VangInstagram: MissKVangFrancis Twitter: @FrancisAddai_For enquiries and bookings please contact Axum ManagementTwitter: @AxumManagementInstagram: axummanagement

Quantitative Easing (QE) was the main tool used by Bank of England in response to the 2008 Financial Crisis or Credit Crunch. What started as an economic theory and experiment has been in place for near 10 years and has shaped much of the economy we live in today. In this week’s episode the team are joined by Disunomics to discuss the many aspects of QE, how it’s impacted everyday people and how it will change in the future. Topics covered include: •	What is QE and why is it conducted? •	How does it impact the average person on the street? •	What are the side effects on the economy? •	Who gains least / most? •	What are the alternatives to QE UK specific? •	What is the impact of QE in different countries? •	What is quantitative tightening? Thank you for listening and don’t forget to rate, subscribe and comment. MCP Team Don't be shy to contact us! Links: European Central Bank (ECB): How quantitative easing works <a href="https://www.ecb.europa.eu/explainers/show-me/html/app_infographic.en.html" rel="nofollow" target="_blank">https://www.ecb.europa.eu/explainers/show-me/html/app_infographic.en.html</a> Investopedia: What is 'Quantitative Easing? <a href="https://www.investopedia.com/terms/q/quantitative-easing.asp" rel="nofollow" target="_blank">https://www.investopedia.com/terms/q/quantitative-easing.asp</a> Bloomberg: Quantitative Tightening <a href="https://www.bloomberg.com/news/articles/2018-07-09/after-years-of-easing-meet-quantitative-tightening-quicktake" rel="nofollow" target="_blank">https://www.bloomberg.com/news/articles/2018-07-09/after-years-of-easing-meet-quantitative-tightening-quicktake</a> Making Cents Team: Email: info@makingcentspodcast.com Twitter &amp; Instagram: @MakingCentsPC Sam Twitter: @Ms_sammi_xx Instagram: samma_xx Jay Twitter: @IMJ_33 Instagram: think_king_jay Kalisha Twitter: @Miss_K_Vang Instagram: MissKVang Francis Twitter: @FrancisAddai_ For enquiries and bookings please contact Axum Management Twitter: @AxumManagement Instagram: axummanagement

WTF is Quantitative Easing? - ft Disunomics - E42

Do I Need To Earn More or Spend Less?...Living Within Your Means - E74 by The Making Cents Podcast

Do I Need To Earn More or Spend Less?...Living Within Your Means - E74

• Are you covered?? Are you paid in full!? • How many of us have life cover/life insurance? • Do you know if your workplace offers Death in Service cover? If it does, have you completed the necessary paperwork to ensure that you are eligible? • Have you thought about what your dependents will be able to do without you?? • It is not uncommon to push these thoughts to the side because let’s be real, dying is not an easy topic to discuss. Nonetheless, it is the time to start thinking!-In Episode 26, we talk about Life Insurance as well as some other relevant insurance including:Critical illness Income protectionPrivate medical insuranceEmployment protectionMotor insuranceProperty insurance (Building vs Contents)As always please tune in and don’t forget to rate, subscribe and comment. MCP TeamDon't be shy to contact us!Email: info@makingcentspodcast.comTwitter &amp; Instagram: @MakingCentsPCMaking Cents Team:Sam Twitter: @Ms_sammi_xxInstagram: samma_xxJay Twitter: @IMJ_33Instagram: think_king_jayKalisha Twitter: @Miss_K_VangInstagram: MissKVangFrancis Twitter: @FrancisAddai_LinksDo you need life insurance?https://www.moneyadviceservice.org.uk/en/articles/do-you-need-life-insurance https://www.moneysavingexpert.com/insurance/cheap-life-insurance http://www.cavendishonline.co.uk/life/ http://www.money-minder.com/protection/life-insurance/What is home insurancehttps://en.m.wikipedia.org/wiki/Home_insuranceWhat is contents insurance?https://www.confused.com/home-insurance/guides/what-is-contents-insurance#Difference between Leasehold and Freehold propertyhttps://www.towergateinsurance.co.uk/commercial-property-insurance/the-difference-between-leasehold-and-freehold-propertyContinuous insurance https://www.independent.co.uk/money/insurance/five-questions-about-continuous-insurance-enforcement-2290072.htmlGap insurance https://www.moneyadviceservice.org.uk/en/articles/do-you-need-gap-insuranceTypes of insurancehttps://www.moneyadviceservice.org.uk/en/articles/types-of-insurance#car-insuranceCritical Illness Coverhttps://www.moneyadviceservice.org.uk/en/articles/how-and-where-to-buy-critical-illness-insurance http://www.unbiased.co.uk/ http://www.findanadviser.org/find-an-adviser.aspx http://www.vouchedfor.co.uk/

• Are you covered?? Are you paid in full!? • How many of us have life cover/life insurance? • Do you know if your workplace offers Death in Service cover? If it does, have you completed the necessary paperwork to ensure that you are eligible? • Have you thought about what your dependents will be able to do without you?? • It is not uncommon to push these thoughts to the side because let’s be real, dying is not an easy topic to discuss. Nonetheless, it is the time to start thinking! - In Episode 26, we talk about Life Insurance as well as some other relevant insurance including: Critical illness Income protection Private medical insurance Employment protection Motor insurance Property insurance (Building vs Contents) As always please tune in and don’t forget to rate, subscribe and comment. MCP Team Don't be shy to contact us! Email: info@makingcentspodcast.com Twitter &amp; Instagram: @MakingCentsPC Making Cents Team: Sam Twitter: @Ms_sammi_xx Instagram: samma_xx Jay Twitter: @IMJ_33 Instagram: think_king_jay Kalisha Twitter: @Miss_K_Vang Instagram: MissKVang Francis Twitter: @FrancisAddai_ Links Do you need life insurance? <a href="https://www.moneyadviceservice.org.uk/en/articles/do-you-need-life-insurance" rel="nofollow" target="_blank">https://www.moneyadviceservice.org.uk/en/articles/do-you-need-life-insurance</a> <a href="https://www.moneysavingexpert.com/insurance/cheap-life-insurance" rel="nofollow" target="_blank">https://www.moneysavingexpert.com/insurance/cheap-life-insurance</a> <a href="http://www.cavendishonline.co.uk/life/" rel="nofollow" target="_blank">http://www.cavendishonline.co.uk/life/</a> <a href="http://www.money-minder.com/protection/life-insurance/" rel="nofollow" target="_blank">http://www.money-minder.com/protection/life-insurance/</a> What is home insurance <a href="https://en.m.wikipedia.org/wiki/Home_insurance" rel="nofollow" target="_blank">https://en.m.wikipedia.org/wiki/Home_insurance</a> What is contents insurance? <a href="https://www.confused.com/home-insurance/guides/what-is-contents-insurance#" rel="nofollow" target="_blank">https://www.confused.com/home-insurance/guides/what-is-contents-insurance#</a> Difference between Leasehold and Freehold property <a href="https://www.towergateinsurance.co.uk/commercial-property-insurance/the-difference-between-leasehold-and-freehold-property" rel="nofollow" target="_blank">https://www.towergateinsurance.co.uk/commercial-property-insurance/the-difference-between-leasehold-and-freehold-property</a> Continuous insurance <a href="https://www.independent.co.uk/money/insurance/five-questions-about-continuous-insurance-enforcement-2290072.html" rel="nofollow" target="_blank">https://www.independent.co.uk/money/insurance/five-questions-about-continuous-insurance-enforcement-2290072.html</a> Gap insurance <a href="https://www.moneyadviceservice.org.uk/en/articles/do-you-need-gap-insurance" rel="nofollow" target="_blank">https://www.moneyadviceservice.org.uk/en/articles/do-you-need-gap-insurance</a> Types of insurance <a href="https://www.moneyadviceservice.org.uk/en/articles/types-of-insurance#car-insurance" rel="nofollow" target="_blank">https://www.moneyadviceservice.org.uk/en/articles/types-of-insurance#car-insurance</a> Critical Illness Cover <a href="https://www.moneyadviceservice.org.uk/en/articles/how-and-where-to-buy-critical-illness-insurance" rel="nofollow" target="_blank">https://www.moneyadviceservice.org.uk/en/articles/how-and-where-to-buy-critical-illness-insurance</a> <a href="http://www.unbiased.co.uk/" rel="nofollow" target="_blank">http://www.unbiased.co.uk/</a> <a href="http://www.findanadviser.org/find-an-adviser.aspx" rel="nofollow" target="_blank">http://www.findanadviser.org/find-an-adviser.aspx</a> <a href="http://www.vouchedfor.co.uk/" rel="nofollow" target="_blank">http://www.vouchedfor.co.uk/</a>

Episode 26: Paid in FULL!!! - Insurance

Debt seems to be a hot topic regardless of whether you are talking about countries, large companies or most importantly everyday people. In this week’s episode, we go through some of the different aspects of debt, debt levels across the country and where to go to for help. As always please tune in and don’t forget to rate, subscribe and comment. MCP TeamDon't be shy to contact us!Links:https://www.stepchange.org/ https://www.nationaldebtline.org/ https://www.citizensadvice.org.uk/debt-and-money/help-with-debt/Making Cents Team:Email: info@makingcentspodcast.comTwitter &amp; Instagram: @MakingCentsPCSam Twitter: @Ms_sammi_xxInstagram: samma_xxJay Twitter: @IMJ_33Instagram: think_king_jayKalisha Twitter: @Miss_K_VangInstagram: MissKVangFrancis Twitter: @FrancisAddai_For enquires and bookings please contact Axum ManagementTwitter: @AxumManagementInstagram: axummanagement

Debt seems to be a hot topic regardless of whether you are talking about countries, large companies or most importantly everyday people. In this week’s episode, we go through some of the different aspects of debt, debt levels across the country and where to go to for help. As always please tune in and don’t forget to rate, subscribe and comment. MCP Team Don't be shy to contact us! Links: <a href="https://www.stepchange.org/" rel="nofollow" target="_blank">https://www.stepchange.org/</a> <a href="https://www.nationaldebtline.org/" rel="nofollow" target="_blank">https://www.nationaldebtline.org/</a> <a href="https://www.citizensadvice.org.uk/debt-and-money/help-with-debt/" rel="nofollow" target="_blank">https://www.citizensadvice.org.uk/debt-and-money/help-with-debt/</a> Making Cents Team: Email: info@makingcentspodcast.com Twitter &amp; Instagram: @MakingCentsPC Sam Twitter: @Ms_sammi_xx Instagram: samma_xx Jay Twitter: @IMJ_33 Instagram: think_king_jay Kalisha Twitter: @Miss_K_Vang Instagram: MissKVang Francis Twitter: @FrancisAddai_ For enquires and bookings please contact Axum Management Twitter: @AxumManagement Instagram: axummanagement

Episode 33: Face your debts with your CHEST!!!!

Who Benefits More, The Rich Or The Poor?...Tax vs Benefits - E79 by The Making Cents Podcast

Who Benefits More, The Rich Or The Poor?...Tax vs Benefits - E79

Rickardo Hyatt

Summary:This week we were joined by the Assistant Director for Housing at the Greater London Authority Rickardo Hyatt, to discuss Affordable Housing and what it actually is? We go through the various schemes as well as the different aspects of London's housing issue.Making Cents Team:Email: info@makingcentspodcast.comTwitter &amp; Instagram: @MakingCentsPCSamTwitter: @Ms_sammi_xxInstagram: samma_xxJayTwitter: @IMJ_33KalishaTwitter: @Miss_K_VangInstagram: MissKVangFrancisTwitter: @FrancisAddai_JohnTwitter: @thealmanac Instagram: @thealmanacFor enquires and bookings please contact Axum ManagementTwitter: @AxumManagementInstagram: axummanagement

Summary: This week we were joined by the Assistant Director for Housing at the Greater London Authority Rickardo Hyatt, to discuss Affordable Housing and what it actually is? We go through the various schemes as well as the different aspects of London's housing issue. Making Cents Team: Email: info@makingcentspodcast.com Twitter &amp; Instagram: @MakingCentsPC Sam Twitter: @Ms_sammi_xx Instagram: samma_xx Jay Twitter: @IMJ_33 Kalisha Twitter: @Miss_K_Vang Instagram: MissKVang Francis Twitter: @FrancisAddai_ John Twitter: @thealmanac Instagram: @thealmanac For enquires and bookings please contact Axum Management Twitter: @AxumManagement Instagram: axummanagement

Can Anyone Actually Afford Affordable Housing? ft Rickardo Hyatt & John - E78

Summary:This week Francis and Jerome go over the Facebook backed Libra Cryptocurrency. With a large global userbase across Facebook, WhatsApp and Instagram, the announcement has caught the attention Regulators and Central Bank officials. Libra is going to be operated by the Libra Association which includes firm such as Uber, Lyft, Mastercard, Spotify, Coinbase etc. This is a separate entity to Facebook and will be based in Switzerland.One of the key points covered in the episode is who the coin is being aimed at, which are people in South America, Africa and Asia, who are considered “unbanked”, or put simply people who do not have access to modern banking and payments.Correction:Wallets don’t hold your cryptocurrency; they hold your private key which is the code you need to be able to access your cryptos.Making Cents Team:Email: info@makingcentspodcast.comTwitter &amp; Instagram: @MakingCentsPCSamTwitter: @Ms_sammi_xxJayTwitter: @IMJ_33KalishaTwitter: @Miss_K_VangFrancisTwitter: @FrancisAddai_JohnTwitter: @thealmanac For enquires and bookings please contact Axum ManagementTwitter: @AxumManagementInstagram: axummanagement

Summary: This week Francis and Jerome go over the Facebook backed Libra Cryptocurrency. With a large global userbase across Facebook, WhatsApp and Instagram, the announcement has caught the attention Regulators and Central Bank officials. Libra is going to be operated by the Libra Association which includes firm such as Uber, Lyft, Mastercard, Spotify, Coinbase etc. This is a separate entity to Facebook and will be based in Switzerland. One of the key points covered in the episode is who the coin is being aimed at, which are people in South America, Africa and Asia, who are considered “unbanked”, or put simply people who do not have access to modern banking and payments. Correction: Wallets don’t hold your cryptocurrency; they hold your private key which is the code you need to be able to access your cryptos. Making Cents Team: Email: info@makingcentspodcast.com Twitter &amp; Instagram: @MakingCentsPC Sam Twitter: @Ms_sammi_xx Jay Twitter: @IMJ_33 Kalisha Twitter: @Miss_K_Vang Francis Twitter: @FrancisAddai_ John Twitter: @thealmanac For enquires and bookings please contact Axum Management Twitter: @AxumManagement Instagram: axummanagement

"Is Facebook about to takeover banking?"...Libra Coin 101 - E90

Have you invested in your country of origin? Do you plan to move back or own a property? Do you even know HOW? Do you consider “back home” home?In this week’s episode, we go over social and financial remittance, in other words how people invest their time and money back into their countries of origin. Joined by two special guests Kirstie &amp; Pearl from The Future of Ghana, which is a charity focused on youth development in Ghana, as well as diaspora engagement across the world.The Future of Ghana team which includes MCP’s very own Francis, break down the kind of people who remit, how they remit and why it is so important to the future of Ghana.As always please tune in and don’t forget to rate, subscribe and comment. MCP TeamDon't be shy to contact us!Email: info@makingcentspodcast.comTwitter &amp; Instagram: @MakingCentsPCMaking Cents Team:Sam Twitter: @Ms_sammi_xxInstagram: samma_xxJay Twitter: @IMJ_33Instagram: think_king_jayKalisha Twitter: @Miss_K_VangInstagram: MissKVangFrancis Twitter: @FrancisAddai_Pearl BoatengTwitter: @pboateng88Kirstie KwartengTwitter: @KirstieKwartengFuture of GhanaTwitter: @FutureofGH

Have you invested in your country of origin? Do you plan to move back or own a property? Do you even know HOW? Do you consider “back home” home? In this week’s episode, we go over social and financial remittance, in other words how people invest their time and money back into their countries of origin. Joined by two special guests Kirstie &amp; Pearl from The Future of Ghana, which is a charity focused on youth development in Ghana, as well as diaspora engagement across the world. The Future of Ghana team which includes MCP’s very own Francis, break down the kind of people who remit, how they remit and why it is so important to the future of Ghana. As always please tune in and don’t forget to rate, subscribe and comment. MCP Team Don't be shy to contact us! Email: info@makingcentspodcast.com Twitter &amp; Instagram: @MakingCentsPC Making Cents Team: Sam Twitter: @Ms_sammi_xx Instagram: samma_xx Jay Twitter: @IMJ_33 Instagram: think_king_jay Kalisha Twitter: @Miss_K_Vang Instagram: MissKVang Francis Twitter: @FrancisAddai_ Pearl Boateng Twitter: @pboateng88 Kirstie Kwarteng Twitter: @KirstieKwarteng Future of Ghana Twitter: @FutureofGH

Episode 29: How to build The Future of Ghana

As of January 2018, changes to how financial information is shared have come into effect, which could revolutionise Banking as we know it. The only issue is hardly anyone knows what it is!!!!! Open Banking means that any UK-regulated financial services provider (Bank, Insurer, Broker etc), must allow you to share your financial information with authorised third-party providers, such as budgeting apps, online Banks or financial dashboards. This could effectively bring all your financial information into one place, making managing your money so much easier. To help break down the topic we have a special guest by the name of John (@thealmanac), who is Digital Product Owner and has studied the subject as part of his MBA.Topics covered include:What is Open Banking and how it works?What are the benefits and dangers?Who can use Open Banking and what will it cost?Who will be the third-party providers?Will there be an impact on your credit score?As always please tune in and don’t forget to rate, subscribe and comment. MCP TeamDon't be shy to contact us!Email: info@makingcentspodcast.comTwitter &amp; Instagram: @MakingCentsPCMaking Cents Team:Sam Twitter: @Ms_sammi_xxInstagram: samma_xxJay Twitter: @IMJ_33Instagram: think_king_jayKalisha Twitter: @Miss_K_VangInstagram: MissKVangFrancis Twitter: @FrancisAddai_LinksOpen Bankinghttps://www.openbanking.org.uk/Open Banking explained https://www.moneysavingexpert.com/banking/open-bankingDeloitte infographics https://www2.deloitte.com/content/dam/Deloitte/sk/Documents/Random/Addison-Open%20Banking%20-%20What%20The%20Future%20Holds.pdf

As of January 2018, changes to how financial information is shared have come into effect, which could revolutionise Banking as we know it. The only issue is hardly anyone knows what it is!!!!! Open Banking means that any UK-regulated financial services provider (Bank, Insurer, Broker etc), must allow you to share your financial information with authorised third-party providers, such as budgeting apps, online Banks or financial dashboards. This could effectively bring all your financial information into one place, making managing your money so much easier. To help break down the topic we have a special guest by the name of John (@thealmanac), who is Digital Product Owner and has studied the subject as part of his MBA. Topics covered include: What is Open Banking and how it works? What are the benefits and dangers? Who can use Open Banking and what will it cost? Who will be the third-party providers? Will there be an impact on your credit score? As always please tune in and don’t forget to rate, subscribe and comment. MCP Team Don't be shy to contact us! Email: info@makingcentspodcast.com Twitter &amp; Instagram: @MakingCentsPC Making Cents Team: Sam Twitter: @Ms_sammi_xx Instagram: samma_xx Jay Twitter: @IMJ_33 Instagram: think_king_jay Kalisha Twitter: @Miss_K_Vang Instagram: MissKVang Francis Twitter: @FrancisAddai_ Links Open Banking <a href="https://www.openbanking.org.uk/" rel="nofollow" target="_blank">https://www.openbanking.org.uk/</a> Open Banking explained <a href="https://www.moneysavingexpert.com/banking/open-banking" rel="nofollow" target="_blank">https://www.moneysavingexpert.com/banking/open-banking</a> Deloitte infographics <a href="https://www2.deloitte.com/content/dam/Deloitte/sk/Documents/Random/Addison-Open%20Banking%20-%20What%20The%20Future%20Holds.pdf" rel="nofollow" target="_blank">https://www2.deloitte.com/content/dam/Deloitte/sk/Documents/Random/Addison-Open%20Banking%20-%20What%20The%20Future%20Holds.pdf</a>

Episode 28: "Back to the Future" - Open Banking is here, but what is it????

"You seem convinced another recession is coming"... WTF Are Negative Bonds Yields? - E91 by The Making Cents Podcast

"You seem convinced another recession is coming"... WTF Are Negative Bonds Yields? - E91

"Maybe you should buss down your Rolex?" Inheritence Tax 101- E99 by The Making Cents Podcast

"Maybe you should buss down your Rolex?" Inheritence Tax 101- E99

This week we were joined by one of out listeners Ayo to discuss her experiences as a working mother on Universal Credit (UC). She covers some of the challenges faced by people who claim, as well as some of the misconceptions. One of the main criticism of UC is that it incentivises people not to work, as the benefit paid is dramatically decreased for working people. We also touch on the question of how people who are on UC should budget and priorities spending.Thanks again to Ayo for coming down and sharing her experiences with us and please remember if we touch on something you would like to contribute to please get ion contact with us.The Making Cents Team

This week we were joined by one of out listeners Ayo to discuss her experiences as a working mother on Universal Credit (UC). She covers some of the challenges faced by people who claim, as well as some of the misconceptions. One of the main criticism of UC is that it incentivises people not to work, as the benefit paid is dramatically decreased for working people. We also touch on the question of how people who are on UC should budget and priorities spending. Thanks again to Ayo for coming down and sharing her experiences with us and please remember if we touch on something you would like to contribute to please get ion contact with us. The Making Cents Team

"People Don't Understand the Value Of Money"... Universal Credit Part 2 - E89

Episode 38: WTF is a Commodity by The Making Cents Podcast

Episode 38: WTF is a Commodity

"What do you pay for?"...Gender spending habits - E43 by The Making Cents Podcast

"What do you pay for?"...Gender spending habits - E43

As always thank you for listening and don’t forget to rate, subscribe and comment. 5 stars PLEASE!!!!!!!!MCP TeamDon't be shy to contact us!Links:Making Cents Team:Email: info@makingcentspodcast.comTwitter &amp; Instagram: @MakingCentsPCSamTwitter: @Ms_sammi_xxInstagram: samma_xxJayTwitter: @IMJ_33Instagram: think_king_jayKalishaTwitter: @Miss_K_VangInstagram: MissKVangFrancisTwitter: @FrancisAddai_For enquires and bookings please contact Axum ManagementTwitter: @AxumManagementInstagram: axummanagement

As always thank you for listening and don’t forget to rate, subscribe and comment. 5 stars PLEASE!!!!!!!! MCP Team Don't be shy to contact us! Links: Making Cents Team: Email: info@makingcentspodcast.com Twitter &amp; Instagram: @MakingCentsPC Sam Twitter: @Ms_sammi_xx Instagram: samma_xx Jay Twitter: @IMJ_33 Instagram: think_king_jay Kalisha Twitter: @Miss_K_Vang Instagram: MissKVang Francis Twitter: @FrancisAddai_ For enquires and bookings please contact Axum Management Twitter: @AxumManagement Instagram: axummanagement

Episode 36: Gotta Pay The Cost To Be The Boss

What Happens To My Money When I Die? - E98 by The Making Cents Podcast

What Happens To My Money When I Die? - E98

It’s fair to say that since the introduction of initial sites like Face-pic, social media has grown so much that it forms a significant part of society. From the things we buy, the views we hold and the way we vote, it’s safe to say that social media is a “THING”. In this week’s episode, we cover The Social Media Economy and how money is made and spent. Whether you have plans of becoming an influencer, know someone who is or merely use social media like a normal person; you will be sure to find out something you didn’t know.Topics covered include:  •	Our personal experience with social media•	How do social media platforms make money?•	How much are they making?•	How do “Influencers” make money on YouTube, Instagram, Twitter and via blogging?•	Does the social media economy drive certain behaviours?•	Can you fake it until you make it?Thank you for listening and don’t forget to rate, subscribe and comment. MCP TeamDon't be shy to contact us!Making Cents Team:Email: info@makingcentspodcast.comTwitter &amp; Instagram: @MakingCentsPCSam Twitter: @Ms_sammi_xxInstagram: samma_xxJay Twitter: @IMJ_33Instagram: think_king_jayKalisha Twitter: @Miss_K_VangInstagram: MissKVangFrancis Twitter: @FrancisAddai_For enquiries and bookings please contact Axum ManagementTwitter: @AxumManagementInstagram: axummanagement

It’s fair to say that since the introduction of initial sites like Face-pic, social media has grown so much that it forms a significant part of society. From the things we buy, the views we hold and the way we vote, it’s safe to say that social media is a “THING”. In this week’s episode, we cover The Social Media Economy and how money is made and spent. Whether you have plans of becoming an influencer, know someone who is or merely use social media like a normal person; you will be sure to find out something you didn’t know. Topics covered include: •	Our personal experience with social media •	How do social media platforms make money? •	How much are they making? •	How do “Influencers” make money on YouTube, Instagram, Twitter and via blogging? •	Does the social media economy drive certain behaviours? •	Can you fake it until you make it? Thank you for listening and don’t forget to rate, subscribe and comment. MCP Team Don't be shy to contact us! Making Cents Team: Email: info@makingcentspodcast.com Twitter &amp; Instagram: @MakingCentsPC Sam Twitter: @Ms_sammi_xx Instagram: samma_xx Jay Twitter: @IMJ_33 Instagram: think_king_jay Kalisha Twitter: @Miss_K_Vang Instagram: MissKVang Francis Twitter: @FrancisAddai_ For enquiries and bookings please contact Axum Management Twitter: @AxumManagement Instagram: axummanagement

Episode 41: The Social Media Economy

Is This Going To Cause Another Recession? - Local Council Property Investment - E72 by The Making Cents Podcast

Is This Going To Cause Another Recession? - Local Council Property Investment - E72

Pocket Change: She's Finally Gone!!.. Theresa May's Resignation - Bonus Episode by The Making Cents Podcast

Pocket Change: She's Finally Gone!!.. Theresa May's Resignation - Bonus Episode

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