The nebulous idea of “enough” is the topic of conversation in the season 2 finale of A Sunny Side Up Life podcast. Most of us struggle with this concept very early in our lives, as we begin to understand complex topics and facts of life like class, race, and inequity.  But how do we handle not being enough as adults when not reaching “enoughness” has real mental, physical and psychological ramifications?  I explore “being enough” by discussing our inner critic, the power of therapy and trusted confidants, and how social media will never be able to tell the full story. In this episode, you’ll learn more about:  The concept of enough and how most people look like they have it all together, even when they don’t How the idea of enough is a social construct + what led Millennials to think they would never measure up Redefining generational definitions of enough + setting our own precedent of what is enough for ourselves  Why you need to set your goals with blinders on + more  MENTIONED IN THE EPISODE:   Celebrate your wins reel  Buy Yourself The F*cking Lilies  Brene Brown  How Do I Find A Good Therapist?  PAST EPISODES YOU’LL ENJOY:  MAKING $63K SELLING OUR LAND, HOW FINANCIAL FREEDOM GIVES YOU OPTIONS &amp; ALLOWING YOUR DREAMS TO CHANGE ELIMINATING INTERNALIZED CAPITALISM, MORALIZING PRODUCTIVITY &amp; MENTAL HEALTH + MONEY WITH ALYSSA DAVIES WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS:  Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill 

The nebulous idea of “enough” is the topic of conversation in the season 2 finale of A Sunny Side Up Life podcast. Most of us struggle with this concept very early in our lives, as we begin to understand complex topics and facts of life like class, race, and inequity.  But how do we handle not being enough as adults when not reaching “enoughness” has real mental, physical and psychological ramifications?  I explore “being enough” by discussing our inner critic, the power of therapy and trusted confidants, and how social media will never be able to tell the full story. In this episode, you’ll learn more about: <ul> <li>The concept of enough and how most people look like they have it all together, even when they don’t</li> <li>How the idea of enough is a social construct + what led Millennials to think they would never measure up</li> <li>Redefining generational definitions of enough + setting our own precedent of what is enough for ourselves </li> <li>Why you need to set your goals with blinders on + more</li> </ul> MENTIONED IN THE EPISODE:  <ul> <li><a href="https://www.instagram.com/reel/CuCbkcXtxb0/" rel="nofollow" target="_blank">Celebrate your wins reel</a></li> <li><a href="https://www.amazon.com/s?k=9780525509882&amp;tag=randohouseinc25444-20&amp;ref=nb_sb_noss" rel="nofollow" target="_blank"> Buy Yourself The F*cking Lilies </a></li> <li><a href="https://brenebrown.com/" rel="nofollow" target="_blank">Brene Brown</a></li> <li><a href="https://www.apa.org/ptsd-guideline/patients-and-families/finding-good-therapist#:~:text=Two%20websites%20for%20locating%20psychologists,another%20source%20of%20potential%20names." rel="nofollow" target="_blank"> How Do I Find A Good Therapist?</a></li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog/episode22" rel="nofollow" target="_blank">MAKING $63K SELLING OUR LAND, HOW FINANCIAL FREEDOM GIVES YOU OPTIONS &amp; ALLOWING YOUR DREAMS TO CHANGE</a></li> <li><a href="https://www.asunnysideuplife.com/blog/episode20" rel="nofollow" target="_blank">ELIMINATING INTERNALIZED CAPITALISM, MORALIZING PRODUCTIVITY &amp; MENTAL HEALTH + MONEY WITH ALYSSA DAVIES</a></li> <li><a href="https://www.asunnysideuplife.com/blog/episode18" rel="nofollow" target="_blank">WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: <ul> <li>Podcast production: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: Sami Womack + Vee Weir</li> <li>Editing: Joseph Bogumill</li> </ul>

EP. 24 What Is Enough + What To Do When You Feel Like You Can’t Reach It

No lie: I used to think people truly meant saving cash when they said, “I’m saving for retirement.” I thought people had a vault with stacks of cash. Boy, was I wrong. In this episode, I go through what saving for retirement actually means, why you need to get started NOW and the power of compound interest. I also chat about different investing accounts, income limits and tax advantages, and where you can go online to start educating yourself about investing. In this episode, you’ll learn more about:  Why investing is important in the first place How to start investing today + why you should  All about fractional shares, ETFs, Mutual Funds, Index Funds + investing basics The difference between an emergency fund and long-term retirement investing + more  MENTIONED IN THE EPISODE   EVERYTHING YOU NEED TO KNOW ABOUT EMERGENCY FUNDS   Compound interest calculator    Gamestop + Robinhood explained    What is the 4% rule of retirement investing  Stash App  Acorns App   Robinhood   Vanguard  Fidelity  Schwab  Edward Jones   The Simple Path To Wealth  Yahoo! Finance  Investopedia   PAST EPISODES YOU’LL ENJOY:   CATCHING FIRE (FINANCIAL INDEPENDENCE/RETIRE EARLY), PREPARING FOR A RECESSION &amp; HOW TO PAY OFF YOUR MORTGAGE EARLY WITH ANDY HILL  PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, &amp; THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT  IT’S NOT GET RICH QUICK, IT'S GET RICH CONSISTENTLY  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS:  Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill 

No lie: I used to think people truly meant saving cash when they said, “I’m saving for retirement.” I thought people had a vault with stacks of cash. Boy, was I wrong. In this episode, I go through what saving for retirement actually means, why you need to get started NOW and the power of compound interest. I also chat about different investing accounts, income limits and tax advantages, and where you can go online to start educating yourself about investing. In this episode, you’ll learn more about: <ul> <li>Why investing is important in the first place</li> <li>How to start investing today + why you should </li> <li>All about fractional shares, ETFs, Mutual Funds, Index Funds + investing basics</li> <li>The difference between an emergency fund and long-term retirement investing + more</li> </ul> MENTIONED IN THE EPISODE <ul> <li> <a href="https://www.asunnysideuplife.com/blog/episode21" rel="nofollow" target="_blank">EVERYTHING YOU NEED TO KNOW ABOUT EMERGENCY FUNDS</a></li> <li> <a href="https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator" rel="nofollow" target="_blank"> Compound interest calculator </a></li> <li> <a href="https://www.blackenterprise.com/the-robinhood-and-gamestop-stock-saga-explained-by-former-wall-street-professional-ross-mac/" rel="nofollow" target="_blank"> Gamestop + Robinhood explained </a></li> <li> <a href="https://www.bankrate.com/retirement/what-is-the-4-percent-rule/#:~:text=The%204%25%20rule%20is%20a,subsequent%20year%20for%2030%20years." rel="nofollow" target="_blank"> What is the 4% rule of retirement investing</a></li> <li> <a href="https://www.stash.com/" rel="nofollow" target="_blank">Stash App</a></li> <li> <a href="https://www.acorns.com/" rel="nofollow" target="_blank">Acorns App</a></li> <li> <a href="https://robinhood.com/us/en/?utm_source=google&amp;utm_campaign=8140492012&amp;utm_content=84157057397&amp;utm_term=658217162828__robinhood__e&amp;utm_medium=cpc&amp;gclid=Cj0KCQjwtO-kBhDIARIsAL6LorfF8ze4PfiFbLScR6U8QYf75Jox_O9R6PE_7mCqD8_VhZn-bxmG2XMaAtKCEALw_wcB" rel="nofollow" target="_blank"> Robinhood</a></li> <li> <a href="https://investor.vanguard.com/corporate-portal?cmpgn=BR:PS:XX:BR:04042023:GG:DM:VN~GG_LB~Brand_KC~BD_UN~Keyword_MT~Exact:NOTARG:NONE:Alone:XX&amp;gclid=Cj0KCQjwtO-kBhDIARIsAL6Lores6QIoZFT5meQBkln4E1_BHIInopDAu_7sSNSZzUc6qZsQLS1H8DsaArAkEALw_wcB&amp;gclsrc=aw.ds" rel="nofollow" target="_blank"> Vanguard</a></li> <li> <a href="https://www.fidelity.com/" rel="nofollow" target="_blank">Fidelity</a></li> <li> <a href="https://www.schwab.com/" rel="nofollow" target="_blank">Schwab</a></li> <li> <a href="https://www.edwardjones.com/us-en" rel="nofollow" target="_blank">Edward Jones</a></li> <li> <a href="https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926" rel="nofollow" target="_blank"> The Simple Path To Wealth</a></li> <li> <a href="https://finance.yahoo.com/" rel="nofollow" target="_blank">Yahoo! Finance</a></li> <li> <a href="https://www.investopedia.com/" rel="nofollow" target="_blank">Investopedia </a></li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog/podcast/catching-fire-financial-independence/retire-early-preparing-for-a-recession-how-to-pay-off-your-mortgage-early-with-andy-hill" rel="nofollow" target="_blank"> CATCHING FIRE (FINANCIAL INDEPENDENCE/RETIRE EARLY), PREPARING FOR A RECESSION &amp; HOW TO PAY OFF YOUR MORTGAGE EARLY WITH ANDY HILL</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/paying-off-600k-of-debt-having-a-70-savings-rate-the-intersectionality-of-money-intentional-living" rel="nofollow" target="_blank"> PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, &amp; THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/its-not-get-rich-quick" rel="nofollow" target="_blank"> IT’S NOT GET RICH QUICK, IT'S GET RICH CONSISTENTLY</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: <ul> <li>Podcast production: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: Sami Womack + Vee Weir</li> <li>Editing: Joseph Bogumill</li> </ul>

EP. 23 Investing 101 + Why You Need To Start NOW

It was early 2020 and my husband and I were bright-eyed and bushy tailed when we bought our land.  Acres of East Texas pine trees, quiet neighbors (mostly cows), and a creek.  We planned to build our forever home and get old and gray on that property… until Covid hit and lumber prices skyrocketed. Our dream no longer aligned with what we needed, life happened, and we made a huge decision that changed everything. In this episode, you’ll learn more about:  How to be stubborn about your goals and flexible about the path to achieve them Whether or not we sold our land at a profit or at a loss What we did and what we’re planning to do with the $63K lump-sum Accepting the duality of emotion when it comes to pivoting in your life + more  PAST EPISODES YOU’LL ENJOY:   MONEY, MARRIAGE, AND MOVING IN TO MIDDLE-AGE WITH DANIEL WOMACK  5 MONEY CHOICES THAT HAVE CHANGED MY LIFE  CREATING AN INTENTIONAL LIFE IN A CONSUMER CULTURE  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS:  Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill 

It was early 2020 and my husband and I were bright-eyed and bushy tailed when we bought our land.  Acres of East Texas pine trees, quiet neighbors (mostly cows), and a creek.  We planned to build our forever home and get old and gray on that property… until Covid hit and lumber prices skyrocketed. Our dream no longer aligned with what we needed, life happened, and we made a huge decision that changed everything. In this episode, you’ll learn more about: <ul> <li>How to be stubborn about your goals and flexible about the path to achieve them</li> <li>Whether or not we sold our land at a profit or at a loss</li> <li>What we did and what we’re planning to do with the $63K lump-sum</li> <li>Accepting the duality of emotion when it comes to pivoting in your life + more</li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog/podcast/money-marriage-and-moving-in-to-middle-age" rel="nofollow" target="_blank"> MONEY, MARRIAGE, AND MOVING IN TO MIDDLE-AGE WITH DANIEL WOMACK</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/5-money-choices-that-have-changed-my-life" rel="nofollow" target="_blank"> 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/intentional-life-consumer-culture" rel="nofollow" target="_blank"> CREATING AN INTENTIONAL LIFE IN A CONSUMER CULTURE</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: <ul> <li>Podcast production: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: Sami Womack + Vee Weir</li> <li>Editing: Joseph Bogumill</li> </ul>

EP. 22 Making 63K Selling Our Land, How Financial Freedom Gives You Options & Allowing Your Dreams To Change

“Who in their right mind has $1,000 just sitting in a savings account!?” That’s what I thought when I first started Baby Step 1– back in the Dave Ramsey days– when I had $0 in savings. Fast forward to today: I’m bringing you this episode all about emergency funds and why you probably need more than $1k. And good news… I have $20k in savings now. Let me educate you all about why you need an emergency fund to begin with, how much to keep in it (hint: it’s personal to you and your situation), where the heck to keep it, and more! In this episode, you’ll learn more about:  How much you should have in your emergency fund Hoarding cash in an emergency fund + breaking scarcity mindsets The importance of having a sufficient emergency fund for your lifestyle What to do if you feel guilt around spending your emergency fund money – even when it’s actually an emergency + more  MENTIONED IN THE EPISODE:   The Fed - Dealing with Unexpected ExpensesFederal Reserve Board Ally HYSA WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS  PAST EPISODES YOU’LL ENJOY:  WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS  5 MONEY CHOICES THAT HAVE CHANGED MY LIFE  WHAT TO DO ON PAYDAY  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS:  Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill 

“Who in their right mind has $1,000 just sitting in a savings account!?” That’s what I thought when I first started Baby Step 1– back in the Dave Ramsey days– when I had $0 in savings. Fast forward to today: I’m bringing you this episode all about emergency funds and why you probably need more than $1k. And good news… I have $20k in savings now. Let me educate you all about why you need an emergency fund to begin with, how much to keep in it (hint: it’s personal to you and your situation), where the heck to keep it, and more! In this episode, you’ll learn more about: <ul> <li>How much you should have in your emergency fund</li> <li>Hoarding cash in an emergency fund + breaking scarcity mindsets</li> <li>The importance of having a sufficient emergency fund for your lifestyle</li> <li>What to do if you feel guilt around spending your emergency fund money – even when it’s actually an emergency + more</li> </ul> MENTIONED IN THE EPISODE: <ul> <li><a href="https://www.federalreserve.gov/publications/2022-economic-well-being-of-us-households-in-2021-dealing-with-unexpected-expenses.htm" rel="nofollow" target="_blank"> The Fed - Dealing with Unexpected ExpensesFederal Reserve Board</a></li> <li><a href="https://www.ally.com/" rel="nofollow" target="_blank">Ally HYSA</a></li> <li><a href="https://www.asunnysideuplife.com/blog/episode18" rel="nofollow" target="_blank">WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS</a></li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog/episode18" rel="nofollow" target="_blank">WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/5-money-choices-that-have-changed-my-life" rel="nofollow" target="_blank"> 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/what-to-do-on-payday" rel="nofollow" target="_blank"> WHAT TO DO ON PAYDAY</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: <ul> <li>Podcast production: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: Sami Womack + Vee Weir</li> <li>Editing: Joseph Bogumill</li> </ul>

EP. 21 Everything You Need To Know About Emergency Funds

Alyssa Davies, content creator and published author, joins the podcast to talk about how she was able to approach her finances from a new perspective and remove the guilt and shame from spending money.  We discuss financial trauma, how mental health is tied to personal finance, and why internalized capitalism is something to fight against, not praise. In this episode, you’ll learn more about:  Different forms of trauma in money  What Coast FIRE is + steps you can take to reach it The intersection of money and mental health + adopting healthy coping mechanisms  Having the tough money conversation with aging parents Why a fully funded retirement is the best gift you can give your kids + more  MENTIONED IN EPISODE:  https://www.thetraumaofmoney.com/  Alyssa’s books Alyssa’s courses  GUEST BIO: Alyssa Davies is a content creator and a published author living in Calgary, Alberta. She is the founder of the two-time award-winning Canadian Personal Finance Blog of the Year, Mixed Up Money that has over 130k+ followers across social media.  Through her work, she has been featured in many notable publications, including The Globe and Mail, FLARE, Global News, and more. In 2021, she was host of The Dream Team featured on CBC Gem. Alyssa has been a freelance writer for six years and enjoys writing about personal finance, homeownership, and more.  When she’s not writing, you can find her enjoying some downtime with her daughter, playing soccer or daydreaming about home decor. GUEST SOCIAL MEDIA:   Instagram YouTube Twitter TikTok Website  PAST EPISODES YOU’LL ENJOY:  WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS WHY COMMUNITY MATTERS, FINANCIAL FEMINISM &amp; CENTERING WOMEN + NON-BINARY FOLKS IN THE MONEY CONVERSATION WITH REGINA AND ANGELA OF WOMEN’S PERSONAL FINANCE  DECONSTRUCTING MONEY SHAME, NAVIGATING MENTAL HEALTH &amp; FINANCES, AND 3 REASONS DAVE RAMSEY SUCKS WITH LEXA VANDAMME  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS:  Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill 

Alyssa Davies, content creator and published author, joins the podcast to talk about how she was able to approach her finances from a new perspective and remove the guilt and shame from spending money. We discuss financial trauma, how mental health is tied to personal finance, and why internalized capitalism is something to fight against, not praise. In this episode, you’ll learn more about: <ul> <li>Different forms of trauma in money </li> <li>What Coast FIRE is + steps you can take to reach it</li> <li>The intersection of money and mental health + adopting healthy coping mechanisms </li> <li>Having the tough money conversation with aging parents</li> <li>Why a fully funded retirement is the best gift you can give your kids + more</li> </ul> MENTIONED IN EPISODE: <ul> <li><a href="https://www.thetraumaofmoney.com/" rel="nofollow" target="_blank">https://www.thetraumaofmoney.com/</a> </li> <li><a href="https://mixedupmoney.com/books" rel="nofollow" target="_blank">Alyssa’s books</a></li> <li><a href="https://mixedupmoney.com/courses" rel="nofollow" target="_blank">Alyssa’s courses</a></li> </ul> GUEST BIO: Alyssa Davies is a content creator and a published author living in Calgary, Alberta. She is the founder of the two-time award-winning Canadian Personal Finance Blog of the Year, Mixed Up Money that has over 130k+ followers across social media.  Through her work, she has been featured in many notable publications, including The Globe and Mail, FLARE, Global News, and more. In 2021, she was host of The Dream Team featured on CBC Gem. Alyssa has been a freelance writer for six years and enjoys writing about personal finance, homeownership, and more.  When she’s not writing, you can find her enjoying some downtime with her daughter, playing soccer or daydreaming about home decor. GUEST SOCIAL MEDIA:  <ul> <li><a href="https://www.instagram.com/mixedupmoney/" rel="nofollow" target="_blank">Instagram</a></li> <li><a href="https://www.youtube.com/channel/UCnqAoFeB_QAklk2yAMyVx0w" rel="nofollow" target="_blank">YouTube</a></li> <li><a href="https://twitter.com/MixedUpMoney" rel="nofollow" target="_blank">Twitter</a></li> <li><a href="https://www.tiktok.com/@mixedupmoney" rel="nofollow" target="_blank">TikTok</a></li> <li><a href="https://mixedupmoney.com" rel="nofollow" target="_blank">Website</a></li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog/episode18" rel="nofollow" target="_blank">WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS</a></li> <li><a href="https://www.asunnysideuplife.com/blog/episode16" rel="nofollow" target="_blank">WHY COMMUNITY MATTERS, FINANCIAL FEMINISM &amp; CENTERING WOMEN + NON-BINARY FOLKS IN THE MONEY CONVERSATION WITH REGINA AND ANGELA OF WOMEN’S PERSONAL FINANCE</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/deconstructing-money-shame-navigating-mental-health-finances-and-3-reasons-dave-ramsey-sucks" rel="nofollow" target="_blank"> DECONSTRUCTING MONEY SHAME, NAVIGATING MENTAL HEALTH &amp; FINANCES, AND 3 REASONS DAVE RAMSEY SUCKS WITH LEXA VANDAMME</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: <ul> <li>Podcast production: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: Sami Womack + Vee Weir</li> <li>Editing: Joseph Bogumill</li> </ul>

EP. 20 Eliminating Internalized Capitalism, Moralizing Productivity & Mental Health + Money With Alyssa Davies

Can you imagine living in a 32 ft trailer with your partner, kids, and dogs? Would you go stir-crazy? Well… now you don’t have to imagine it, you can hear all about it. Kailey Maloney, from @believeandbudget, joins the podcast to talk about how her world transformed with simple living. We discuss embracing the messy moments of life, intentional minimalism, advice for starting your debt free journey, if her and her family plan on staying in the RV for the foreseeable future, and more! In this episode, you’ll learn more about:  The pros and cons of “living small” What caused Kailey and her family to decide to move into an RV Practical and actionable ways to avoid overspending  How difference seasons of life call for different financial decisions + more  PAST EPISODES YOU’LL ENJOY:   PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, &amp; THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT  5 MONEY CHOICES THAT HAVE CHANGED MY LIFE  CREATING AN INTENTIONAL LIFE IN A CONSUMER CULTURE  UNSUBSCRIBING FROM THE HUSTLE CULTURE  GUEST BIO: Kailey is a budget expert who found joy in helping others live a lifestyle within their means, but also live their dreams. She fully believes you should listen, step out and find out, and take chances. Living tiny was always on her bucket list and so was traveling the US. Her and her family did it all debt-free! GUEST SOCIAL MEDIA + LINKS:  Instagram TikTok Facebook Website  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS:  Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill 

Can you imagine living in a 32 ft trailer with your partner, kids, and dogs? Would you go stir-crazy? Well… now you don’t have to imagine it, you can hear all about it. Kailey Maloney, from @believeandbudget, joins the podcast to talk about how her world transformed with simple living. We discuss embracing the messy moments of life, intentional minimalism, advice for starting your debt free journey, if her and her family plan on staying in the RV for the foreseeable future, and more! In this episode, you’ll learn more about: <ul> <li>The pros and cons of “living small”</li> <li>What caused Kailey and her family to decide to move into an RV</li> <li>Practical and actionable ways to avoid overspending </li> <li>How difference seasons of life call for different financial decisions + more</li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog/podcast/paying-off-600k-of-debt-having-a-70-savings-rate-the-intersectionality-of-money-intentional-living" rel="nofollow" target="_blank"> PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, &amp; THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/5-money-choices-that-have-changed-my-life" rel="nofollow" target="_blank"> 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/intentional-life-consumer-culture" rel="nofollow" target="_blank"> CREATING AN INTENTIONAL LIFE IN A CONSUMER CULTURE</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/unsubscribing-from-the-hustle-culture" rel="nofollow" target="_blank"> UNSUBSCRIBING FROM THE HUSTLE CULTURE</a></li> </ul> GUEST BIO: Kailey is a budget expert who found joy in helping others live a lifestyle within their means, but also live their dreams. She fully believes you should listen, step out and find out, and take chances. Living tiny was always on her bucket list and so was traveling the US. Her and her family did it all debt-free! GUEST SOCIAL MEDIA + LINKS: <ul> <li><a href="https://www.instagram.com/believeandbudget/" rel="nofollow" target="_blank">Instagram</a></li> <li><a href="https://www.tiktok.com/@believeandbudget" rel="nofollow" target="_blank">TikTok</a></li> <li><a href="https://www.facebook.com/BelieveandBudget" rel="nofollow" target="_blank">Facebook</a></li> <li><a href="http://www.believeandbudget.com/" rel="nofollow" target="_blank">Website</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: <ul> <li>Podcast production: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: Sami Womack + Vee Weir</li> <li>Editing: Joseph Bogumill</li> </ul>

EP. 19 Tiny Living, Big Life: Paying Off $112K Of Debt, Living Full-Time In An RV & Intentional Spending With Kailey Maloney

The term “trauma” seems to be rampant in 2023… especially on social media.  Being “trauma informed,” experiencing “childhood trauma,” or having a “trauma bond” are phrases used repeatedly to describe certain pivotal and disturbing life experiences and/or mental distress. And while sometimes “trauma” is over exaggerated or used incorrectly, the current spotlight on this pervasive problem has brought, front-and-center, the need to explore it in greater depth. This leads to the question: what about trauma and money? Can you have financial PTSD? Can you experience financial trauma? How valid are these things… or are we, as a society, being dramatic when it comes to this pairing? In this episode, you’ll learn more about:  What is financial trauma + who experiences financial trauma  The 6 common ways financial trauma manifests itself in your body, mind, and life Ways to address financial trauma and learn healthy coping mechanisms Sami’s financial trauma: money examples she had during her childhood, how these experiences shaped her money narrative + more  RESOURCES USED:  https://www.choosingtherapy.com/financial-trauma/  https://theneighborhoodfinanceguy.com/empowerment-and-financial-trauma/  https://www.forbes.com/sites/briannawiest/2019/04/04/financial-trauma-is-a-reality-for-one-third-of-millennials-this-expert-explains-how-to-recover/?sh=592085c130c2  https://plutusfoundation.org/2022/financial-trauma-impact-creators/ https://www.nerdwallet.com/article/finance/generational-trauma  CREATORS TO FOLLOW:  https://twitter.com/RahkimSabree https://www.instagram.com/stevenmhughes/  PAST EPISODES YOU’LL ENJOY:   FEELING FINANCIAL STRUGGLE, COMBATING INFLATION &amp; HOW TO OVERCOME FEELING OUT OF CONTROL WITH YOUR MONEY  SPENDING FUN MONEY WHEN YOU'RE BROKE  COMPOUNDING EMOTIONAL INTEREST  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS:  Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill 

The term “trauma” seems to be rampant in 2023… especially on social media.  Being “trauma informed,” experiencing “childhood trauma,” or having a “trauma bond” are phrases used repeatedly to describe certain pivotal and disturbing life experiences and/or mental distress. And while sometimes “trauma” is over exaggerated or used incorrectly, the current spotlight on this pervasive problem has brought, front-and-center, the need to explore it in greater depth. This leads to the question: what about trauma and money? Can you have financial PTSD? Can you experience financial trauma? How valid are these things… or are we, as a society, being dramatic when it comes to this pairing? In this episode, you’ll learn more about: <ul> <li>What is financial trauma + who experiences financial trauma </li> <li>The 6 common ways financial trauma manifests itself in your body, mind, and life</li> <li>Ways to address financial trauma and learn healthy coping mechanisms</li> <li>Sami’s financial trauma: money examples she had during her childhood, how these experiences shaped her money narrative + more</li> </ul> RESOURCES USED: <ul> <li><a href="https://www.choosingtherapy.com/financial-trauma/" rel="nofollow" target="_blank">https://www.choosingtherapy.com/financial-trauma/</a></li> <li><a href="https://theneighborhoodfinanceguy.com/empowerment-and-financial-trauma/" rel="nofollow" target="_blank"> https://theneighborhoodfinanceguy.com/empowerment-and-financial-trauma/</a></li> <li><a href="https://www.forbes.com/sites/briannawiest/2019/04/04/financial-trauma-is-a-reality-for-one-third-of-millennials-this-expert-explains-how-to-recover/?sh=592085c130c2" rel="nofollow" target="_blank"> https://www.forbes.com/sites/briannawiest/2019/04/04/financial-trauma-is-a-reality-for-one-third-of-millennials-this-expert-explains-how-to-recover/?sh=592085c130c2</a></li> <li><a href="https://plutusfoundation.org/2022/financial-trauma-impact-creators/" rel="nofollow" target="_blank"> https://plutusfoundation.org/2022/financial-trauma-impact-creators/</a></li> <li><a href="https://www.nerdwallet.com/article/finance/generational-trauma" rel="nofollow" target="_blank">https://www.nerdwallet.com/article/finance/generational-trauma</a></li> </ul> CREATORS TO FOLLOW: <ul> <li><a href="https://twitter.com/RahkimSabree" rel="nofollow" target="_blank">https://twitter.com/RahkimSabree</a></li> <li><a href="https://www.instagram.com/stevenmhughes/" rel="nofollow" target="_blank">https://www.instagram.com/stevenmhughes/</a></li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog/podcast/how-to-overcome-feeling-out-of-control-with-your-money" rel="nofollow" target="_blank"> FEELING FINANCIAL STRUGGLE, COMBATING INFLATION &amp; HOW TO OVERCOME FEELING OUT OF CONTROL WITH YOUR MONEY</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/spending-fun-money-when-youre-broke" rel="nofollow" target="_blank"> SPENDING FUN MONEY WHEN YOU'RE BROKE</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/compounding-emotional-interest" rel="nofollow" target="_blank"> COMPOUNDING EMOTIONAL INTEREST</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: <ul> <li>Podcast production: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: Sami Womack + Vee Weir</li> <li>Editing: Joseph Bogumill</li> </ul>

EP. 18 What Financial Trauma Is, Signs You May Be Experiencing It + How To Recover From Past Money Wounds

Shay McMillan

Being a content creator sounds enticing, right? The glamor of having creative agency, working with big brands, and being paid to simply be you. Unfortunately though, like every job, it’s not all ring lights and TikTok trends. In this episode of A Sunny Side Up Life podcast, I chat with @shaybudgets, business owner, social media influencer, goal-setting expert, budget coach and more. We talk about how she started her influencer journey, the realities of juggling a full-time job and working a side hustle, how much YouTube pays, and more.   Shay McMillan began her YouTube channel in 2017 and has amassed an impressive following to over 85k+ subscribers. When she’s not creating content and budget coaching, she spends time changing lives as a school-based counselor and enjoying life with her husband.  In this episode, you’ll learn more about:  How Shay got started on YouTube + how much money she makes monthly on the platform The disingenuous nature of everyone’s “highlight reel” on social media Pros and cons of content marketing + the importance of setting boundaries online  Juggling being a full-time employee, budgeting coach, wife, and business owner + what Shay refuses to outsource + more  PAST EPISODES YOU’LL ENJOY:   EP. 136 WHY YOU NEED MULTIPLE STREAMS OF INCOME EP. 98 HOW TO BE A FREE-THINKER IN AN INFLUENCER'S WORLD  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  GUEST BIO: Shay is a wife, full-time employee, business owner, social media influencer, planner, goal setting expert, organizer, budget coach and more.  She’s determined to create and lead a life that she absolutely loves and enjoys. This has always been her mission: to craft her perfect life. This notion started when she was a little girl and followed her as she completed graduate school and obtained a Master’s Degree.  She currently works in the helping profession and thoroughly enjoys what she does. When she’s not changing lives at her day job, she helps even more people with her social media influencer career outside of her 9 to 5. GUEST SOCIAL MEDIA + LINKS:  YouTube Instagram Facebook Website  SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators’ alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS:  Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill 

Being a content creator sounds enticing, right? The glamor of having creative agency, working with big brands, and being paid to simply be you. Unfortunately though, like every job, it’s not all ring lights and TikTok trends. In this episode of A Sunny Side Up Life podcast, I chat with @shaybudgets, business owner, social media influencer, goal-setting expert, budget coach and more. We talk about how she started her influencer journey, the realities of juggling a full-time job and working a side hustle, how much YouTube pays, and more.   Shay McMillan began her YouTube channel in 2017 and has amassed an impressive following to over 85k+ subscribers. When she’s not creating content and budget coaching, she spends time changing lives as a school-based counselor and enjoying life with her husband.  In this episode, you’ll learn more about: <ul> <li>How Shay got started on YouTube + how much money she makes monthly on the platform</li> <li>The disingenuous nature of everyone’s “highlight reel” on social media</li> <li>Pros and cons of content marketing + the importance of setting boundaries online </li> <li>Juggling being a full-time employee, budgeting coach, wife, and business owner + what Shay refuses to outsource + more</li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog/podcast/why-you-need-multiple-streams-of-income" rel="nofollow" target="_blank"> EP. 136 WHY YOU NEED MULTIPLE STREAMS OF INCOME</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/98" rel="nofollow" target="_blank">EP. 98 HOW TO BE A FREE-THINKER IN AN INFLUENCER'S WORLD</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.youtube.com/asunnysideuplife" rel="nofollow" target="_blank">YouTube</a>: Subscribe for free </li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> GUEST BIO: Shay is a wife, full-time employee, business owner, social media influencer, planner, goal setting expert, organizer, budget coach and more.  She’s determined to create and lead a life that she absolutely loves and enjoys. This has always been her mission: to craft her perfect life. This notion started when she was a little girl and followed her as she completed graduate school and obtained a Master’s Degree.  She currently works in the helping profession and thoroughly enjoys what she does. When she’s not changing lives at her day job, she helps even more people with her social media influencer career outside of her 9 to 5. GUEST SOCIAL MEDIA + LINKS: <ul> <li><a href="https://www.youtube.com/@ShayBudgets" rel="nofollow" target="_blank">YouTube</a></li> <li><a href="https://www.instagram.com/shaybudgets/" rel="nofollow" target="_blank">Instagram</a></li> <li><a href="https://www.facebook.com/shaybudgets" rel="nofollow" target="_blank">Facebook</a></li> <li><a href="http://www.shaybudgets.com/" rel="nofollow" target="_blank">Website</a></li> </ul> SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators’ alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: <ul> <li>Podcast production: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: Sami Womack + Vee Weir</li> <li>Editing: Joseph Bogumill</li> </ul>

EP. 17 The Realities of Content Creation, How Much YouTube Pays + Doing It Scared With Shay McMillan

For decades, finance has been dictated by straight, cis-gendered, white males. The need for something radically different is what pushed Regina and Angela, founders of Women’s Personal Finance, to begin their online community for women and non-binary identifying folks.  WPF originated from female friendship and has grown into a force of personal finance education, encouragement, and inclusion. WPF has been featured in The New York Times and Forbes and won the 2021 Plutus Award for Best Financial Content for Women. In this episode, you’ll learn more about:  The power of female friendship + close-knit community during isolating experiences or environmental barriers Why Women’s Personal Finance focuses on a group of people instead of a personality or person Centering women and non-binary folks in the personal finance conversation How divorce or separation is an act of bravery + more  MENTIONED IN THE EPISODE:   Meet the Women of the Financial Independence Movement  PrepperFi  PAST EPISODES YOU’LL ENJOY:  EP. 2  DECONSTRUCTING MONEY SHAME, NAVIGATING MENTAL HEALTH &amp; FINANCES, AND 3 REASONS DAVE RAMSEY SUCKS WITH LEXA VANDAMME  EP. 151 WEATHERING THE STORM TOGETHER   EP. 147 LOSING FRIENDS DURING YOUR DEBT-FREE JOURNEY  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  GUEST BIO: The story of how WPF began dates back to 2018, when Angela wrote the blog post ‘Meet the Women of the Financial Independence Movement‘. That post kicked off the beginning of a real place where women could connect and talk about money and all other things important to them and soon after the post was published, Angela created the Women’s Personal Finance Facebook community.  Later that year, Regina wrote a guest post on Angela’s blog about her newly coined term  PrepperFi. Angela and Regina cemented their friendship over the course of Regina’s son developing cancer and entering into treatment. Sometimes, great things come out of hardships. The Facebook community has now grown to over 70k members and is known to be one of the best, most supportive places on the internet. With WPF’s expanded community and mission supporters, they offer a premium community, WPF Insiders, articles about money written by other women, access to money experts, resources about all things finances, a super neat swag shop, and more. GUEST SOCIAL MEDIA + LINKS:  Instagram Twitter Facebook YouTube Woven WPF Insiders Website  SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS:  Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill 

For decades, finance has been dictated by straight, cis-gendered, white males. The need for something radically different is what pushed Regina and Angela, founders of Women’s Personal Finance, to begin their online community for women and non-binary identifying folks.  WPF originated from female friendship and has grown into a force of personal finance education, encouragement, and inclusion. WPF has been featured in The New York Times and Forbes and won the 2021 Plutus Award for Best Financial Content for Women. In this episode, you’ll learn more about: <ul> <li>The power of female friendship + close-knit community during isolating experiences or environmental barriers</li> <li>Why Women’s Personal Finance focuses on a group of people instead of a personality or person</li> <li>Centering women and non-binary folks in the personal finance conversation</li> <li>How divorce or separation is an act of bravery + more</li> </ul> MENTIONED IN THE EPISODE: <ul> <li><a href="https://treadlightlyretireearly.com/2018/01/18/meet-the-women-of-the-financial-independence-movement/" rel="nofollow" target="_blank"> Meet the Women of the Financial Independence Movement</a></li> <li><a href="https://treadlightlyretireearly.com/2018/11/26/prepperfi-guest-post-by-that-frugal-pharmacist/" rel="nofollow" target="_blank"> PrepperFi</a></li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li>EP. 2 <a href="https://www.asunnysideuplife.com/blog/podcast/deconstructing-money-shame-navigating-mental-health-finances-and-3-reasons-dave-ramsey-sucks" rel="nofollow" target="_blank"> DECONSTRUCTING MONEY SHAME, NAVIGATING MENTAL HEALTH &amp; FINANCES, AND 3 REASONS DAVE RAMSEY SUCKS WITH LEXA VANDAMME</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/weather-the-storm-together" rel="nofollow" target="_blank"> EP. 151 WEATHERING THE STORM TOGETHER</a> </li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/losing-friends-during-your-debt-free-journey" rel="nofollow" target="_blank"> EP. 147 LOSING FRIENDS DURING YOUR DEBT-FREE JOURNEY</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.youtube.com/asunnysideuplife" rel="nofollow" target="_blank">YouTube</a>: Subscribe for free </li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> GUEST BIO: The story of how WPF began dates back to 2018, when Angela wrote the blog post ‘<a href="https://treadlightlyretireearly.com/2018/01/18/meet-the-women-of-the-financial-independence-movement/" rel="nofollow" target="_blank">Meet the Women of the Financial Independence Movement</a>‘. That post kicked off the beginning of a real place where women could connect and talk about money and all other things important to them and soon after the post was published, Angela created the Women’s Personal Finance Facebook community.  Later that year, Regina wrote a guest post on Angela’s blog about her newly coined term <a href="https://treadlightlyretireearly.com/2018/11/26/prepperfi-guest-post-by-that-frugal-pharmacist/" rel="nofollow" target="_blank"> PrepperFi</a>. Angela and Regina cemented their friendship over the course of Regina’s son developing cancer and entering into treatment. Sometimes, great things come out of hardships. The Facebook community has now grown to over 70k members and is known to be one of the best, most supportive places on the internet. With WPF’s expanded community and mission supporters, they offer a premium community, WPF Insiders, articles about money written by other women, access to money experts, resources about all things finances, a super neat swag shop, and more. GUEST SOCIAL MEDIA + LINKS: <ul> <li><a href="https://www.instagram.com/womenspf/" rel="nofollow" target="_blank">Instagram</a></li> <li><a href="https://twitter.com/womenspf" rel="nofollow" target="_blank">Twitter</a></li> <li><a href="https://www.facebook.com/groups/womenspersonalfinance" rel="nofollow" target="_blank">Facebook</a></li> <li><a href="https://www.youtube.com/@womenspf" rel="nofollow" target="_blank">YouTube</a></li> <li><a href="https://womenspersonalfinance.org/woven/" rel="nofollow" target="_blank">Woven</a></li> <li><a href="https://womenspersonalfinance.org/insiders-portal/" rel="nofollow" target="_blank">WPF Insiders</a></li> <li><a href="https://womenspersonalfinance.org/" rel="nofollow" target="_blank">Website</a></li> </ul> SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: <ul> <li>Podcast production: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: Sami Womack + Vee Weir</li> <li>Editing: Joseph Bogumill</li> </ul>

EP. 16 Why Community Matters, Financial Feminism & Centering Women + Non-Binary Folks In The Money Conversation With Regina and Angela of Women’s Personal Finance

If you’ve always wanted to ask these personal finance questions, but have been too scared or embarrassed, this episode is for you. Learn all about sinking funds, goal setting, high yield savings accounts, debt payoff methods and more! In this episode, you’ll learn more about:  What sinking funds are, how to set them up, and popular things to save for Realistic goal setting and tackling multiple goals at once How HYSA (high yield savings account) will change your saving game The best debt payment method for you + more  MENTIONED IN THE EPISODE:  EP. 27 WHAT A SINKING FUND IS + WHY YOU NEED ONE  EP. 131 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU! The Simple Path to Wealth: Your road map to financial independence and a rich, free life  PAST EPISODES YOU’LL ENJOY:  EP. 27 WHAT A SINKING FUND IS + WHY YOU NEED ONE  5 MONEY CHOICES THAT HAVE CHANGED MY LIFE  EP. 145 WHAT TO DO ON PAYDAY  EP. 131 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU!  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS:  Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill 

If you’ve always wanted to ask these personal finance questions, but have been too scared or embarrassed, this episode is for you. Learn all about sinking funds, goal setting, high yield savings accounts, debt payoff methods and more! In this episode, you’ll learn more about: <ul> <li>What sinking funds are, how to set them up, and popular things to save for</li> <li>Realistic goal setting and tackling multiple goals at once</li> <li>How HYSA (high yield savings account) will change your saving game</li> <li>The best debt payment method for you + more</li> </ul> MENTIONED IN THE EPISODE: <ul> <li><a href="https://www.asunnysideuplife.com/blog/podcast/27" rel="nofollow" target="_blank">EP. 27 WHAT A SINKING FUND IS + WHY YOU NEED ONE</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/debt-payoff-methods" rel="nofollow" target="_blank"> EP. 131 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU!</a></li> <li>The Simple Path to Wealth: Your road map to financial independence and a rich, free life</li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog/podcast/27" rel="nofollow" target="_blank">EP. 27 WHAT A SINKING FUND IS + WHY YOU NEED ONE</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/5-money-choices-that-have-changed-my-life" rel="nofollow" target="_blank"> 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/what-to-do-on-payday" rel="nofollow" target="_blank"> EP. 145 WHAT TO DO ON PAYDAY</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/debt-payoff-methods" rel="nofollow" target="_blank"> EP. 131 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU!</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: <ul> <li>Podcast production: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: Sami Womack + Vee Weir</li> <li>Editing: Joseph Bogumill</li> </ul>

EP. 15 Top 5 Personal Finance FAQs Answered: Sinking Funds, Goal Setting & Different Debt Payoff Methods

A Sunny Side Up Life Podcast is a show for the woman who is ready to live an abundant life full of freedom + positivity. Host, Sami Womack, is on a mission to help you break free from survival mode, gain financial freedom, stay motivated, and focus on what matters most. We invite you to join the movement and start living on the brighter side of life together.

Sami is back in season 2 of A Sunny Side Up Life Podcast! In this season 2 debut episode, Sami chats about her journey towards becoming a Certified Financial Planner®, signs you need professional financial help and what to do if you can't afford that professional help. She also catches us up on what she did during her podcast break, the different services Sami provides and to whom and what she's doing to level up her business in 2023. In this episode, you’ll learn more about:  Steps to take if you can’t hire a CFP®, budgeting coach or other financial expert Details on my CFP® including: cost breakdown, time commitment and intensity level How a CFP® is different than other types of financial expert certifications What working with a CFP® or financial expert can do for you and your money + more  MENTIONED IN THE EPISODE:  https://www.fma.org/finance-certifications  https://www.afcpe.org/certification/accredited-financial-counselor/  https://www.businessinsider.com/personal-finance/financial-planner-vs-financial-advisor   PAST EPISODES YOU’LL ENJOY:   BLOWING $600K, BREAKING UP WITH DAVE RAMSEY &amp; QUITTING TEACHING FOR THE WORLD OF FINANCIAL COACHING  FINANCIAL EMPOWERMENT FOR WOMEN  5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO: Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS:  Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill 

Sami is back in season 2 of A Sunny Side Up Life Podcast! In this season 2 debut episode, Sami chats about her journey towards becoming a Certified Financial Planner®, signs you need professional financial help and what to do if you can't afford that professional help. She also catches us up on what she did during her podcast break, the different services Sami provides and to whom and what she's doing to level up her business in 2023. In this episode, you’ll learn more about: <ul> <li>Steps to take if you can’t hire a CFP®, budgeting coach or other financial expert</li> <li>Details on my CFP® including: cost breakdown, time commitment and intensity level</li> <li>How a CFP® is different than other types of financial expert certifications</li> <li>What working with a CFP® or financial expert can do for you and your money + more</li> </ul> MENTIONED IN THE EPISODE: <ul> <li><a href="https://www.fma.org/finance-certifications" rel="nofollow" target="_blank">https://www.fma.org/finance-certifications</a></li> <li><a href="https://www.afcpe.org/certification/accredited-financial-counselor/" rel="nofollow" target="_blank"> https://www.afcpe.org/certification/accredited-financial-counselor/</a></li> <li><a href="https://www.businessinsider.com/personal-finance/financial-planner-vs-financial-advisor" rel="nofollow" target="_blank"> https://www.businessinsider.com/personal-finance/financial-planner-vs-financial-advisor</a> </li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog/podcast/blowing-600k-breaking-up-with-dave-ramsey-quitting-teaching-for-the-world-of-financial-coaching" rel="nofollow" target="_blank"> BLOWING $600K, BREAKING UP WITH DAVE RAMSEY &amp; QUITTING TEACHING FOR THE WORLD OF FINANCIAL COACHING</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/financial-empowerment-for-women" rel="nofollow" target="_blank"> FINANCIAL EMPOWERMENT FOR WOMEN</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/debt-payoff-methods" rel="nofollow" target="_blank"> 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.youtube.com/asunnysideuplife" rel="nofollow" target="_blank">YouTube</a>: Subscribe for free </li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO: Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: <ul> <li>Podcast production: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: Sami Womack + Vee Weir</li> <li>Editing: Joseph Bogumill</li> </ul>

EP. 13 Becoming A Certified Financial Planner®, Steps To Manage Your Own Money & When You Need Professional Personal Finance Help

Daniel Womack

My husband, Daniel Womack, joins A Sunny Side Up Life podcast to talk about his perspective on our debt free journey, budgeting, and different client personal finance situations. Daniel and I have been married for 14 years, together 19 years. Through that time we’ve gone from half a million dollars in debt to an over three hundred and fifty thousand dollar net worth.  It hasn’t always been rainbows and butterflies– and often in the personal finance space, a male partner’s perspective is missing. If you’re wondering what it’s like living with a money nerd and financial coach, this episode is for you! In this episode, we chat about:   Our love story + how we each grew up with money How we ended up in debt + the actions we took to get out of it The biggest money mistakes we’ve made as a married couple (hint: Keeping Up With The Joneses)  Retiring early, living an intentional life + the difference between wanting to work and needing to work Why you need to budget in cheap fun while you’re getting your financial house together so you can have rich fun in the future + more  MENTIONED IN THE EPISODE:  https://www.youtube.com/watch?v=XTTxJLyNQAE https://www.youtube.com/watch?v=sJjJ6KwyvqU&amp;t=3s   SPONSOR(S):   Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY!   PAST EPISODES YOU’LL ENJOY:   EP. 109 TRAVEL HACKING + LIVING BY YOUR OWN RULES EP. 115 PAYING OFF DEBT: SNOWBALL VS. AVALANCHE EP. 134 DON'T F WITH THE IRS  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S):  This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.  CREDITS:  Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir 

My husband, Daniel Womack, joins A Sunny Side Up Life podcast to talk about his perspective on our debt free journey, budgeting, and different client personal finance situations. Daniel and I have been married for 14 years, together 19 years. Through that time we’ve gone from half a million dollars in debt to an over three hundred and fifty thousand dollar net worth.  It hasn’t always been rainbows and butterflies– and often in the personal finance space, a male partner’s perspective is missing. If you’re wondering what it’s like living with a money nerd and financial coach, this episode is for you! In this episode, we chat about:  <ul> <li>Our love story + how we each grew up with money</li> <li>How we ended up in debt + the actions we took to get out of it</li> <li>The biggest money mistakes we’ve made as a married couple (hint: Keeping Up With The Joneses) </li> <li>Retiring early, living an intentional life + the difference between wanting to work and needing to work</li> <li>Why you need to budget in cheap fun while you’re getting your financial house together so you can have rich fun in the future + more</li> </ul> MENTIONED IN THE EPISODE: <ul> <li><a href="https://www.youtube.com/watch?v=XTTxJLyNQAE" rel="nofollow" target="_blank">https://www.youtube.com/watch?v=XTTxJLyNQAE</a></li> <li><a href="https://www.youtube.com/watch?v=sJjJ6KwyvqU&amp;t=3s" rel="nofollow" target="_blank">https://www.youtube.com/watch?v=sJjJ6KwyvqU&amp;t=3s</a> </li> </ul> SPONSOR(S): <ul> <li> <a href="https://sites.libsyn.com/436995" rel="nofollow" target="_blank">Not Another Personal Finance Podcast:</a> Listen and subscribe to their podcast TODAY! </li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog?offset=1608199200480&amp;category=Podcast" rel="nofollow" target="_blank"> EP. 109 TRAVEL HACKING + LIVING BY YOUR OWN RULES</a></li> <li><a href="https://www.asunnysideuplife.com/blog/tag/pay+off+credit+cards" rel="nofollow" target="_blank">EP. 115 PAYING OFF DEBT: SNOWBALL VS. AVALANCHE</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/dont-f-with-irs" rel="nofollow" target="_blank">EP. 134 DON'T F WITH THE IRS</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.youtube.com/asunnysideuplife" rel="nofollow" target="_blank">YouTube</a>: Subscribe for free </li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): <ul> <li>This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.</li> <li>Opinions are the creators alone.</li> <li>Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.</li> </ul> CREDITS: <ul> <li>Audio Engineer + Editor: <a href="https://www.instagram.com/bearcatshark/" rel="nofollow" target="_blank">Garrett Davis</a></li> <li>Podcast Support + Artwork: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: <a href="https://www.instagram.com/veefrugalfox/" rel="nofollow" target="_blank">Vee Weir</a></li> </ul>

EP 12. Money, Marriage, and Moving In To Middle-Age With Daniel Womack

Andy Hill

Andy Hill, founder of the award-winning podcast and blog Marriage, Kids, and Money, joins the podcast to talk all things FIRE (Financial Independence, Retire Early) and mortgage free living.. He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year. In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Andy and Nicole’s story has been featured in Time, CNBC, Kiplinger’s Personal Finance, NBC News and more! We talk about how to prepare for a looming recession, why doing what helps you sleep at night is better than what is financially optimal in some cases and the different types of FIRE. In this episode, we chat about:   What inspired Andy to get into the FIRE Movement + How he’s forged his own (balanced) FIRE path How to get the whole family on board with Financial Independence The emotional and psychological benefits to paying off your mortgage early Teaching your kids about money and passing down legacy wealth while your children are alive Coast FIRE vs. traditional FIRE + more  MENTIONED IN THE EPISODE:  Marriage Kids and Money Podcast: Sami Womack ($350k Net Worth at 33) http://www.marriagekidsandmoney.com/freegift   GUEST BIO: Andy Hill is the founder of the award-winning podcast and blog Marriage, Kids, and Money, a platform dedicated to helping young families build wealth and happiness. He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year.  In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Andy and Nicole’s story has been featured in Time, CNBC, Kiplinger’s Personal Finance, NBC News and more! When he's not talking money, he enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.  GUEST SOCIAL LINKS:  Instagram Facebook Twitter YouTube  PODCAST SPONSORS:   Not Another Personal Finance Podcast  PAST EPISODES YOU’LL ENJOY:   Paying Off $600k+ Of Debt, Having A 70% Savings Rate, &amp; The Intersectionality Of Money + Intentional Living With Rachel Rainbolt  Deconstructing Money Shame, NavigatingMental Health &amp; Finances, And 3 Reasons  Dave Ramsey Sucks With Lexa Vandamme  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today  2023 Powersheets: 2023 Goal Planner YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S):  This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.  CREDITS:  Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir 

Andy Hill, founder of the award-winning podcast and blog <a href="https://marriagekidsandmoney.com/" rel="nofollow" target="_blank">Marriage, Kids, and Money</a>, joins the podcast to talk all things FIRE (Financial Independence, Retire Early) and mortgage free living.. He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year. In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Andy and Nicole’s story has been featured in Time, CNBC, Kiplinger’s Personal Finance, NBC News and more! We talk about how to prepare for a looming recession, why doing what helps you sleep at night is better than what is financially optimal in some cases and the different types of FIRE. In this episode, we chat about:  <ul> <li>What inspired Andy to get into the FIRE Movement + How he’s forged his own (balanced) FIRE path</li> <li>How to get the whole family on board with Financial Independence</li> <li>The emotional and psychological benefits to paying off your mortgage early</li> <li>Teaching your kids about money and passing down legacy wealth while your children are alive</li> <li>Coast FIRE vs. traditional FIRE + more</li> </ul> MENTIONED IN THE EPISODE: <ul> <li><a href="https://podcasts.apple.com/cl/podcast/%241-million-inheritance-can-i-quit-my-job-now-sami-womack/id1175746628?i=1000551739498" rel="noopener nofollow" target="_blank">Marriage Kids and Money Podcast: Sami Womack ($350k Net Worth at 33)</a></li> <li><a href="http://www.marriagekidsandmoney.com/freegift" rel="nofollow" target="_blank">http://www.marriagekidsandmoney.com/freegift</a> </li> </ul> GUEST BIO: Andy Hill is the founder of the award-winning podcast and blog <a href="https://marriagekidsandmoney.com/" rel="nofollow" target="_blank">Marriage, Kids, and Money</a>, a platform dedicated to helping young families build wealth and happiness. He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year.  In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Andy and Nicole’s story has been featured in Time, CNBC, Kiplinger’s Personal Finance, NBC News and more! When he's not talking money, he enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.  GUEST SOCIAL LINKS: <ul> <li><a href="https://www.instagram.com/marriagekidsandmoney/" rel="nofollow" target="_blank">Instagram</a></li> <li><a href="https://www.facebook.com/andyhillMKM/" rel="nofollow" target="_blank">Facebook</a></li> <li><a href="https://twitter.com/andyhillmkm" rel="nofollow" target="_blank">Twitter</a></li> <li><a href="https://www.youtube.com/MarriageKidsandMoney" rel="nofollow" target="_blank">YouTube</a></li> </ul> PODCAST SPONSORS:  <ul> <li><a href="https://sites.libsyn.com/436995" rel="nofollow" target="_blank">Not Another Personal Finance Podcast</a></li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog/podcast/paying-off-600k-of-debt-having-a-70-savings-rate-the-intersectionality-of-money-intentional-living" rel="nofollow" target="_blank"> Paying Off $600k+ Of Debt, Having A 70% Savings Rate, &amp; The Intersectionality Of Money + Intentional Living With Rachel Rainbolt</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/deconstructing-money-shame-navigating-mental-health-finances-and-3-reasons-dave-ramsey-sucks" rel="nofollow" target="_blank"> Deconstructing Money Shame, NavigatingMental Health &amp; Finances, And 3 Reasons</a> <a href="https://www.asunnysideuplife.com/blog/podcast/deconstructing-money-shame-navigating-mental-health-finances-and-3-reasons-dave-ramsey-sucks" rel="nofollow" target="_blank"> Dave Ramsey Sucks With Lexa Vandamme</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://shareasale.com/r.cfm?b=2168765&amp;u=1411107&amp;m=62537&amp;urllink=&amp;afftrack=" rel="nofollow" target="_blank"> 2023 Powersheets: 2023 Goal Planner</a></li> <li><a href="https://www.youtube.com/asunnysideuplife" rel="nofollow" target="_blank">YouTube</a>: Subscribe for free </li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): <ul> <li>This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.</li> <li>Opinions are the creators alone.</li> <li>Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.</li> </ul> CREDITS: <ul> <li>Audio Engineer + Editor: <a href="https://www.instagram.com/bearcatshark/" rel="nofollow" target="_blank">Garrett Davis</a></li> <li>Podcast Support + Artwork: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: <a href="https://www.instagram.com/veefrugalfox/" rel="nofollow" target="_blank">Vee Weir</a></li> </ul>

EP. 11 Catching FIRE (Financial Independence/Retire Early), Preparing For A Recession & How To Pay Off Your Mortgage Early With Andy Hill

Dave Ramsey

You've probably heard the saying, "It's not about how much money you have, it's how you manage that money." Well, this episode is a perfect example of why that is 100% accurate. Haley and Justin Brown-Woods from Price Of Avocado Toast Podcast joins A Sunny Side Up Life podcast to talk about their journey into the personal finance space and financial coaching, how their lives have been changed by podcasting and what it takes to work together as a Millennial married couple on money management. In this episode, we chat about:   What Haley and Justin did with a $600K inheritance How tracking your money will transform your life Why Dave Ramsey got the boot from their lives The importance of spending on joy + more  GUEST BIO: Haley and Justin Brown-Woods are a married millennial couple from California working to help folks normalize conversations about money through their company, Price of Avocado Toast.  In their early 20's, they received a $600k payout from a wrongful death lawsuit after Justin's grandmother died of mesothelioma. They each grew up in low-income single-mother households and financial education was not a priority. So you could say, they essentially won the lottery.  They spent every last penny of the $600k and then found themselves in over $220k worth of debt in just 3.5 years. In late 2019, they decided to start their journey to financial freedom and they paid off $132k in 18 months. GUEST SOCIAL LINKS:   Instagram   Facebook    Podcast   PODCAST SPONSORS: Price of Avocado Toast Budget PAST EPISODES YOU’LL ENJOY:   Paying Off $600k+ Of Debt, Having A 70% Savings Rate, &amp; The Intersectionality Of Money + Intentional Living With Rachel Rainbolt  Deconstructing Money Shame, NavigatingMental Health &amp; Finances, And 3 Reasons  Dave Ramsey Sucks With Lexa Vandamme  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today  2023 Powersheets: 2023 Goal Planner YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S):  This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.  CREDITS:  Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir 

You've probably heard the saying, "It's not about how much money you have, it's how you manage that money." Well, this episode is a perfect example of why that is 100% accurate. Haley and Justin Brown-Woods from Price Of Avocado Toast Podcast joins A Sunny Side Up Life podcast to talk about their journey into the personal finance space and financial coaching, how their lives have been changed by podcasting and what it takes to work together as a Millennial married couple on money management. In this episode, we chat about:  <ul> <li>What Haley and Justin did with a $600K inheritance</li> <li>How tracking your money will transform your life</li> <li>Why Dave Ramsey got the boot from their lives</li> <li>The importance of spending on joy + more</li> </ul> GUEST BIO: Haley and Justin Brown-Woods are a married millennial couple from California working to help folks normalize conversations about money through their company, Price of Avocado Toast.  In their early 20's, they received a $600k payout from a wrongful death lawsuit after Justin's grandmother died of mesothelioma. They each grew up in low-income single-mother households and financial education was not a priority. So you could say, they essentially won the lottery.  They spent every last penny of the $600k and then found themselves in over $220k worth of debt in just 3.5 years. In late 2019, they decided to start their journey to financial freedom and they paid off $132k in 18 months. GUEST SOCIAL LINKS: <ul> <li> <a href="https://www.instagram.com/priceofavocadotoast/" rel="nofollow" target="_blank">Instagram</a> </li> <li> <a href="https://www.facebook.com/priceofavocadotoast" rel="nofollow" target="_blank">Facebook</a> </li> <li> <a href="https://podcasts.apple.com/us/podcast/price-of-avocado-toast/id1520347266" rel="nofollow" target="_blank"> Podcast</a> </li> </ul> PODCAST SPONSORS: <a href="https://podcasts.apple.com/us/podcast/price-of-avocado-toast/id1520347266" rel="noopener nofollow" target="_blank">Price of Avocado Toast Budget</a> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog/podcast/paying-off-600k-of-debt-having-a-70-savings-rate-the-intersectionality-of-money-intentional-living" rel="nofollow" target="_blank"> Paying Off $600k+ Of Debt, Having A 70% Savings Rate, &amp; The Intersectionality Of Money + Intentional Living With Rachel Rainbolt</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/deconstructing-money-shame-navigating-mental-health-finances-and-3-reasons-dave-ramsey-sucks" rel="nofollow" target="_blank"> Deconstructing Money Shame, NavigatingMental Health &amp; Finances, And 3 Reasons</a> <a href="https://www.asunnysideuplife.com/blog/podcast/deconstructing-money-shame-navigating-mental-health-finances-and-3-reasons-dave-ramsey-sucks" rel="nofollow" target="_blank"> Dave Ramsey Sucks With Lexa Vandamme</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://shareasale.com/r.cfm?b=2168765&amp;u=1411107&amp;m=62537&amp;urllink=&amp;afftrack=" rel="nofollow" target="_blank"> 2023 Powersheets: 2023 Goal Planner</a></li> <li><a href="https://www.youtube.com/asunnysideuplife" rel="nofollow" target="_blank">YouTube</a>: Subscribe for free </li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): <ul> <li>This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.</li> <li>Opinions are the creators alone.</li> <li>Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.</li> </ul> CREDITS: <ul> <li>Audio Engineer + Editor: <a href="https://www.instagram.com/bearcatshark/" rel="nofollow" target="_blank">Garrett Davis</a></li> <li>Podcast Support + Artwork: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: <a href="https://www.instagram.com/veefrugalfox/" rel="nofollow" target="_blank">Vee Weir</a></li> </ul>

EP 10. Blowing $600K, Breaking Up With Dave Ramsey & Quitting Teaching For The World Of Financial Coaching With Haley & Justin Brown-Woods

In this solo episode, Sami deconstructs the harmful narrative of college being the one and only choice after high school and how she is using launching funds as an alternative in her own family.  While statistically college increases income and earning potential over a lifetime, we must consider if this is the right path for our children and the high-stake resources needed to earn a high education degree. If you’ve ever felt conflicted about saving for your kids' future, this episode is for you. In this episode, Sami chats about:  Statistics on student loan debt + earning potential of high school graduates vs. those holding Bachelors Degrees Alternatives to student loan debt and post high school education including trade schools, scholarships, etc. Case study: Sami’s college story in comparison to her husband’s career  The power of a launching fund instead of a traditional college savings fund and what a launching fund is  529 plans, UTMA, UGMA, traditional brokerage accounts to save for college + more  MENTIONED IN THE EPISODE:   https://www.veefrugalfox.com/blog/forcing-your-kids-to-go-to-college-is-stupid https://money.com/best-college-savings-account/ https://journeytolaunch.com/episode272/   PAST EPISODES YOU’LL ENJOY:    PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, &amp; THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT    PAYING OFF $211,000 OF DEBT, SAYING NO TO SIDE HUSTLES, + STUDENT LOAN FORGIVENESS WITH NIKA BOOTH   ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today  2023 Powersheets: 2023 Goal Planner YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S):  This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.  CREDITS:  Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir 

In this solo episode, Sami deconstructs the harmful narrative of college being the one and only choice after high school and how she is using launching funds as an alternative in her own family.  While statistically college increases income and earning potential over a lifetime, we must consider if this is the right path for our children and the high-stake resources needed to earn a high education degree. If you’ve ever felt conflicted about saving for your kids' future, this episode is for you. In this episode, Sami chats about: <ul> <li>Statistics on student loan debt + earning potential of high school graduates vs. those holding Bachelors Degrees</li> <li>Alternatives to student loan debt and post high school education including trade schools, scholarships, etc.</li> <li>Case study: Sami’s college story in comparison to her husband’s career </li> <li>The power of a launching fund instead of a traditional college savings fund and what a launching fund is </li> <li>529 plans, UTMA, UGMA, traditional brokerage accounts to save for college + more</li> </ul> MENTIONED IN THE EPISODE: <ul> <li><a href="https://www.veefrugalfox.com/blog/forcing-your-kids-to-go-to-college-is-stupid" rel="nofollow" target="_blank"> https://www.veefrugalfox.com/blog/forcing-your-kids-to-go-to-college-is-stupid</a></li> <li><a href="https://money.com/best-college-savings-account/" rel="nofollow" target="_blank">https://money.com/best-college-savings-account/</a></li> <li><a href="https://journeytolaunch.com/episode272/" rel="nofollow" target="_blank">https://journeytolaunch.com/episode272/</a> </li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li> <a href="https://www.asunnysideuplife.com/blog/podcast/paying-off-600k-of-debt-having-a-70-savings-rate-the-intersectionality-of-money-intentional-living" rel="nofollow" target="_blank"> PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, &amp; THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT</a> </li> <li> <a href="https://www.asunnysideuplife.com/blog/podcast/paying-off-211000-of-debt-saying-no-to-side-hustles-student-loan-forgiveness" rel="nofollow" target="_blank"> PAYING OFF $211,000 OF DEBT, SAYING NO TO SIDE HUSTLES, + STUDENT LOAN FORGIVENESS WITH NIKA BOOTH</a> </li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://shareasale.com/r.cfm?b=2168765&amp;u=1411107&amp;m=62537&amp;urllink=&amp;afftrack=" rel="nofollow" target="_blank"> 2023 Powersheets: 2023 Goal Planner</a></li> <li><a href="https://www.youtube.com/asunnysideuplife" rel="nofollow" target="_blank">YouTube</a>: Subscribe for free </li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): <ul> <li>This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.</li> <li>Opinions are the creators alone.</li> <li>Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.</li> </ul> CREDITS: <ul> <li>Audio Engineer + Editor: <a href="https://www.instagram.com/bearcatshark/" rel="nofollow" target="_blank">Garrett Davis</a></li> <li>Podcast Support + Artwork: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Research: <a href="https://www.instagram.com/veefrugalfox/" rel="nofollow" target="_blank">Vee Weir</a></li> </ul>

EP. 9 Why Forcing Your Kids To Go To College Is Stupid, Starting A Launching Fund & Alternatives To Student Loan Debt

Jannese Torres, nationally acclaimed Latina money expert, educator, speaker, writer and business coach, joins the A Sunny Side Up Life podcast to discuss her path to financial freedom, the realities of passive income, and economic activism. Jannese became an accidental entrepreneur after a job loss led her to create a successful Latin food blog. Now she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.  Jannese is on a mission to educate marginalized communities on topics like entrepreneurship, investing and building generational wealth through her personal finance podcast, Yo Quiero Dinero. In this episode, Jannese and I chat about:  How a love of cooking transformed Jannese’s life Going from $400,000 in debt to over $300,000 net worth The work, time, energy, and money it took for Jannese’s blog to make 6-figures passively Having a multi-pronged approach to your business Common misconceptions about passive income + more  MENTIONED IN THE EPISODE:  https://www.delishdlites.com/  GUEST BIO: Jannese Torres is a nationally acclaimed Latina money expert, educator, speaker, writer and business coach. She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog.  Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.  Jannese has been featured in CNBC, NPR, Buzzfeed, Business Insider, and more. She is on a mission to educate marginalized communities on topics like entrepreneurship, investing and building generational wealth through her personal finance podcast, Yo Quiero Dinero. GUEST SOCIAL + WEBSITE:  Instagram  TikTok Facebook Twitter Website  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S):  This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.  CREDITS:  Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis 

Jannese Torres, nationally acclaimed Latina money expert, educator, speaker, writer and business coach, joins the A Sunny Side Up Life podcast to discuss her path to financial freedom, the realities of passive income, and economic activism. Jannese became an accidental entrepreneur after a job loss led her to create a successful Latin food blog. Now she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.  Jannese is on a mission to educate marginalized communities on topics like entrepreneurship, investing and building generational wealth through her personal finance podcast, Yo Quiero Dinero. In this episode, Jannese and I chat about: <ul> <li>How a love of cooking transformed Jannese’s life</li> <li>Going from $400,000 in debt to over $300,000 net worth</li> <li>The work, time, energy, and money it took for Jannese’s blog to make 6-figures passively</li> <li>Having a multi-pronged approach to your business</li> <li>Common misconceptions about passive income + more</li> </ul> MENTIONED IN THE EPISODE: <ul> <li><a href="https://www.delishdlites.com/" rel="nofollow" target="_blank">https://www.delishdlites.com/</a></li> </ul> GUEST BIO: Jannese Torres is a nationally acclaimed Latina money expert, educator, speaker, writer and business coach. She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog.  Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.  Jannese has been featured in CNBC, NPR, Buzzfeed, Business Insider, and more. She is on a mission to educate marginalized communities on topics like entrepreneurship, investing and building generational wealth through her personal finance podcast, Yo Quiero Dinero. GUEST SOCIAL + WEBSITE: <ul> <li><a href="https://www.instagram.com/yoquierodineropodcast/" rel="nofollow" target="_blank">Instagram</a></li> <li><a href="https://www.tiktok.com/@yoquierodineropodcast?lang=en" rel="nofollow" target="_blank"> TikTok</a></li> <li><a href="https://www.facebook.com/yoquierodineropodcast" rel="nofollow" target="_blank">Facebook</a></li> <li><a href="https://twitter.com/dineropodcast" rel="nofollow" target="_blank">Twitter</a></li> <li><a href="https://yoquierodineropodcast.com/" rel="nofollow" target="_blank">Website</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.youtube.com/asunnysideuplife" rel="nofollow" target="_blank">YouTube</a>: Subscribe for free </li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): <ul> <li>This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment.</li> <li>Opinions are the creators alone.</li> <li>Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.</li> </ul> CREDITS: <ul> <li>Podcast Support: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Podcast Artwork: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Audio Engineer: <a href="https://www.instagram.com/bearcatshark/" rel="nofollow" target="_blank">Garrett Davis</a></li> </ul>

EP 8. How Following Your Passions Can Lead To Making Money + Passive Income Truths With Jannese Torres

If you’re reading this, you likely currently have or have had credit card debt. So how do we take action to mitigate risk and stop giving huge amounts of money to greedy credit card corporations? Sami gets candid about her own experiences with credit card debt, why people find themselves drowning in it, and ways you can pay down that debt. She also explains the importance of credit scores, emergency funds, and getting your money mindset right before diving into using them strategically. If you’re struggling with credit cards in any capacity, this episode is for you. In this episode, Sami chats about:   Why people find themselves in credit card debt + why that debt has spiked in the last 3 years    How Sami’s family is jumping back into using credit cards strategically + healing financial trauma    The importance of credit scores and why they actually matter    How to pay off credit card debt and 3 proven strategies to mitigate credit card debt risk    Credit card balance transfers, travel hacking, points and rewards + more   SPONSOR(S):   Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY!   MENTIONED IN THE EPISODE:   Easy Budget’s Debt Snowball Calculator   Aunt Kara’s IG   Capital One Venture X    PAST EPISODES YOU’LL ENJOY:    EP. 109 TRAVEL HACKING + LIVING BY YOUR OWN RULES   EP. 115 PAYING OFF DEBT: SNOWBALL VS. AVALANCHE   EP. 134 DON'T F WITH THE IRS   ASSUL RESOURCES:   1:1 Coaching With Sami: Apply today   YouTube: Subscribe for free    Instagram: Follow me on the ‘gram    Facebook: Follow me on Facebook   The Sunny Sqad: Join the VIP Facebook Group   SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S):   This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.   Opinions are the creators alone.   Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.   CREDITS:   Audio Engineer + Editor: Garrett Davis   Podcast Support + Artwork: Weir Digital Marketing   Research: Vee Weir  

If you’re reading this, you likely currently have or have had credit card debt. So how do we take action to mitigate risk and stop giving huge amounts of money to greedy credit card corporations? Sami gets candid about her own experiences with credit card debt, why people find themselves drowning in it, and ways you can pay down that debt. She also explains the importance of credit scores, emergency funds, and getting your money mindset right before diving into using them strategically. If you’re struggling with credit cards in any capacity, this episode is for you. In this episode, Sami chats about: <ul> <li> Why people find themselves in credit card debt + why that debt has spiked in the last 3 years  </li> <li> How Sami’s family is jumping back into using credit cards strategically + healing financial trauma  </li> <li> The importance of credit scores and why they actually matter  </li> <li> How to pay off credit card debt and 3 proven strategies to mitigate credit card debt risk  </li> <li> Credit card balance transfers, travel hacking, points and rewards + more </li> </ul> SPONSOR(S): <ul> <li> <a href="https://sites.libsyn.com/436995" rel="nofollow" target="_blank">Not Another Personal Finance Podcast:</a> Listen and subscribe to their podcast TODAY! </li> </ul> MENTIONED IN THE EPISODE: <ul> <li> <a href="https://gumroad.com/a/470463603" rel="nofollow" target="_blank">Easy Budget’s Debt Snowball Calculator</a> </li> <li> <a href="https://www.instagram.com/aunt.kara/" rel="nofollow" target="_blank">Aunt Kara’s IG</a> </li> <li> <a href="https://capital.one/3zsT5Gn" rel="nofollow" target="_blank">Capital One Venture X </a> </li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li> <a href="https://www.asunnysideuplife.com/blog?offset=1608199200480&amp;category=Podcast" rel="nofollow" target="_blank"> EP. 109 TRAVEL HACKING + LIVING BY YOUR OWN RULES</a> </li> <li> <a href="https://www.asunnysideuplife.com/blog/tag/pay+off+credit+cards" rel="nofollow" target="_blank">EP. 115 PAYING OFF DEBT: SNOWBALL VS. AVALANCHE</a> </li> <li> <a href="https://www.asunnysideuplife.com/blog/podcast/dont-f-with-irs" rel="nofollow" target="_blank">EP. 134 DON'T F WITH THE IRS</a> </li> </ul> ASSUL RESOURCES: <ul> <li> <a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today </li> <li> <a href="https://www.youtube.com/asunnysideuplife" rel="nofollow" target="_blank">YouTube</a>: Subscribe for free  </li> <li> <a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram  </li> <li> <a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook </li> <li> <a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group </li> </ul> SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): <ul> <li> This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. </li> <li> Opinions are the creators alone. </li> <li> Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. </li> </ul> CREDITS: <ul> <li> Audio Engineer + Editor: <a href="https://www.instagram.com/bearcatshark/" rel="nofollow" target="_blank">Garrett Davis</a> </li> <li> Podcast Support + Artwork: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a> </li> <li> Research: <a href="https://www.instagram.com/veefrugalfox/" rel="nofollow" target="_blank">Vee Weir</a> </li> </ul>

EP. 7 Why We Need To Stop Demonizing Credit Card Debt + How To Pay Credit Cards Off Or Use Them Strategically

Nika Booth, award-winning debt expert and woman behind @debtfreegonnabe, joins the podcast to discuss all things six-figure debt free journey, student loans, and Instagram Finfluencer fame.  We talk about the importance of taking care of yourself, avoiding Dave Ramsey or any strict personal finance advice, building in fun money, and making sure your budget fits your life.  @debtfreegonnabe has been featured in Business Insider, Bankrate, CNBC, and Yahoo Finance, just to name a few. Nika has amassed an impressive following of 70k+ on Instagram and helps people slay debt without sacrificing fun.  In this episode, Nika and I chat about:  How a 35 day furlough lit a fire under Nika to start her debt free journey  The dangers of under-withholding and not filing taxes (hint: don’t do this) Why community has been essential during Nika’s debt payoff journey Instacart, Mercari, Receptionist and the catch-22 of gazelle intensity + side hustles  Balance, boundaries, and stepping away from chasing the algorithm + more  MENTIONED IN THE EPISODE:   Don’t F With The IRS Mercari Sell Your Sh*t On Mercari  Demolish Your Debt Resource Guide  GUEST BIO: NIKA BOOTH In 2018, Nika got serious about her debt and became passionate about all things personal finance. Today, she’s an award-winning personal finance content creator and a go-to expert on money, debt, and student loan repayment.  @debtfreegonnabe has been featured in Business Insider, Bankrate, CNBC, and Yahoo Finance, just to name a few. Nika has amassed an impressive following of 70k+ on Instagram and helps people slay debt without sacrificing fun.  GUEST SOCIAL + WEBSITE:  Instagram TikTok Facebook Twitter Website  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S):  This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.  CREDITS:  Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis 

Nika Booth, award-winning debt expert and woman behind @debtfreegonnabe, joins the podcast to discuss all things six-figure debt free journey, student loans, and Instagram Finfluencer fame.  We talk about the importance of taking care of yourself, avoiding Dave Ramsey or any strict personal finance advice, building in fun money, and making sure your budget fits your life.  @debtfreegonnabe has been featured in Business Insider, Bankrate, CNBC, and Yahoo Finance, just to name a few. Nika has amassed an impressive following of 70k+ on Instagram and helps people slay debt without sacrificing fun.  In this episode, Nika and I chat about: <ul> <li>How a 35 day furlough lit a fire under Nika to start her debt free journey </li> <li>The dangers of under-withholding and not filing taxes (hint: don’t do this)</li> <li>Why community has been essential during Nika’s debt payoff journey</li> <li>Instacart, Mercari, Receptionist and the catch-22 of gazelle intensity + side hustles </li> <li>Balance, boundaries, and stepping away from chasing the algorithm + more</li> </ul> MENTIONED IN THE EPISODE: <ul> <li><a href="https://www.asunnysideuplife.com/blog/podcast/dont-f-with-irs" rel="nofollow" target="_blank"> Don’t F With The IRS</a></li> <li><a href="https://debtfreegonnabe.gumroad.com/l/ksHiQ" rel="nofollow" target="_blank">Mercari Sell Your Sh*t On Mercari</a></li> <li><a href="https://www.subscribepage.com/demolish-your-debt-guide" rel="nofollow" target="_blank"> Demolish Your Debt Resource Guide</a></li> </ul> GUEST BIO: NIKA BOOTH In 2018, Nika got serious about her debt and became passionate about all things personal finance. Today, she’s an award-winning personal finance content creator and a go-to expert on money, debt, and student loan repayment.  @debtfreegonnabe has been featured in Business Insider, Bankrate, CNBC, and Yahoo Finance, just to name a few. Nika has amassed an impressive following of 70k+ on Instagram and helps people slay debt without sacrificing fun.  GUEST SOCIAL + WEBSITE: <ul> <li><a href="https://www.instagram.com/debtfreegonnabe" rel="nofollow" target="_blank">Instagram</a></li> <li><a href="https://www.tiktok.com/@debtfreegonnabe" rel="nofollow" target="_blank">TikTok</a></li> <li><a href="https://www.facebook.com/debtfreegonnabe" rel="nofollow" target="_blank">Facebook</a></li> <li><a href="https://twitter.com/debtfreegonnabe" rel="nofollow" target="_blank">Twitter</a></li> <li><a href="https://debtfreegonnabe.com/" rel="nofollow" target="_blank">Website</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.youtube.com/asunnysideuplife" rel="nofollow" target="_blank">YouTube</a>: Subscribe for free </li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): <ul> <li>This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment.</li> <li>Opinions are the creators alone.</li> <li>Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.</li> </ul> CREDITS: <ul> <li>Podcast Support: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Podcast Artwork: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Audio Engineer: <a href="https://www.instagram.com/bearcatshark/" rel="nofollow" target="_blank">Garrett Davis</a></li> </ul>

EP 6. Paying Off $200K+ Of Debt, Saying No To Side Hustles + Student Loan Forgiveness With Nika Booth

Sami Womack

At the end of the day, your budget is a lot like hot weather and articles of clothing: you can only cut so much before it becomes problematic. And that’s what we’re tackling today on A Sunny Side Up Life Podcast. Sami discusses the unnecessary guilt and shame surrounding things we can’t control, like the current inflation rate, and how to combat these feelings and our finances during periods of monetary struggle. In this episode, Sami chats about:  Actionable steps to take when you feel out of control with your money How personal finance procrastination relates to a junk closet The importance and power of building consistent habits with budgeting Guilt and shame over money mistakes, being worthy of more than financial struggle, + more  SPONSOR(S):  Price Of Avocado Toast Podcast: Listen and subscribe to the Price of Avocado Toast Podcast TODAY  PAST EPISODES YOU’LL ENJOY:   Facing Your Fears  Money Is Emotional   Getting Through The Darkness  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS:  Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis 

At the end of the day, your budget is a lot like hot weather and articles of clothing: you can only cut so much before it becomes problematic. And that’s what we’re tackling today on A Sunny Side Up Life Podcast. Sami discusses the unnecessary guilt and shame surrounding things we can’t control, like the current inflation rate, and how to combat these feelings and our finances during periods of monetary struggle. In this episode, Sami chats about: <ul> <li>Actionable steps to take when you feel out of control with your money</li> <li>How personal finance procrastination relates to a junk closet</li> <li>The importance and power of building consistent habits with budgeting</li> <li>Guilt and shame over money mistakes, being worthy of more than financial struggle, + more</li> </ul> SPONSOR(S): <ul> <li><a href="https://linktr.ee/thepriceofavocadotoast" rel="nofollow" target="_blank">Price Of Avocado Toast Podcast</a>: Listen and subscribe to the Price of Avocado Toast Podcast TODAY</li> </ul> PAST EPISODES YOU’LL ENJOY: <ul> <li><a href="https://www.asunnysideuplife.com/blog/podcast/facing-your-fears" rel="nofollow" target="_blank"> Facing Your Fears</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/money-is-emotional" rel="nofollow" target="_blank"> Money Is Emotional </a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/getting-through-darkness" rel="nofollow" target="_blank"> Getting Through The Darkness</a></li> </ul> ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.youtube.com/asunnysideuplife" rel="nofollow" target="_blank">YouTube</a>: Subscribe for free </li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: <ul> <li>Podcast Support: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Podcast Artwork: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Audio Engineer: <a href="https://www.instagram.com/bearcatshark/" rel="nofollow" target="_blank">Garrett Davis</a></li> </ul>

EP. 5 Feeling Financial Struggle, Combating Inflation & How To Overcome Feeling Out Of Control With Your Money With Sami Womack

Rachel Rainbolt

Rachel Rainbolt, founder of Sage Family, and gentle parenting, natural homeschooling, and simple living mentor, joins the podcast to discuss money, parenting, homeschooling, and minimalism. With a master’s degree in marital and family therapy, she has spent decades guiding thousands of overwhelmed families to peace and joy.  Today, we discuss putting on your oxygen mask first, normalizing different money habits than what we grew up with, living out loud in front of your kids, and living an intentional life. In this episode, Rachel and I chat about:  How to live a natural homeschooling, gentle parenting, simple living life The Bucket System, Launching Funds, + paying off $600k+ in debt Giving your kids a seat at the table when discussing money The intersectionality of money and intentional living What is geo-arbitrage and house-hacking Flipping your perspective on “negative” situations + more  SPONSOR(S):  Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY!  Sage Money: Learn simple personal finance tactics that will honor your needs and dreams through money storying, debt freedom, conscious spending, intentional banking, smart investing, and financial independence.    MENTIONED IN THE EPISODE:  Sage Family: Debt Freedom With Sami Womack Shining A Light On Simple Living + Gentle Parenting With Rachel Rainbolt  Sexuality With Amy Lang  FIND SAGE FAMILY ONLINE + SOCIAL MEDIA HERE:  Rachel’s Instagram Page Rachel’s Website Rachel’s Podcast   Rachel’s Courses  GUEST BIO - RACHEL RAINBOLT: Rachel Rainbolt, founder of Sage Family, and gentle parenting, natural homeschooling, and simple living mentor, joins the podcast to discuss money, parenting, homeschooling, and minimalism. With a master’s degree in marital and family therapy, she has spent decades guiding thousands of overwhelmed families to peace and joy.  ASSUL RESOURCES:  1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group  SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on  YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His &amp; Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS:  Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis 

Rachel Rainbolt, founder of Sage Family, and gentle parenting, natural homeschooling, and simple living mentor, joins the podcast to discuss money, parenting, homeschooling, and minimalism. With a master’s degree in marital and family therapy, she has spent decades guiding thousands of overwhelmed families to peace and joy.  Today, we discuss putting on your oxygen mask first, normalizing different money habits than what we grew up with, living out loud in front of your kids, and living an intentional life. In this episode, Rachel and I chat about: <ul> <li>How to live a natural homeschooling, gentle parenting, simple living life</li> <li>The Bucket System, Launching Funds, + paying off $600k+ in debt</li> <li>Giving your kids a seat at the table when discussing money</li> <li>The intersectionality of money and intentional living</li> <li>What is geo-arbitrage and house-hacking</li> <li>Flipping your perspective on “negative” situations + more</li> </ul> SPONSOR(S): <ul> <li><a href="https://sites.libsyn.com/436995" rel="nofollow" target="_blank">Not Another Personal Finance Podcast:</a> Listen and subscribe to their podcast TODAY!</li> <li><a href="https://courses.sagefamily.com/courses/sage-money?ref=8d6a26" rel="nofollow" target="_blank"> Sage Money:</a> Learn simple personal finance tactics that will honor your needs and dreams through money storying, debt freedom, conscious spending, intentional banking, smart investing, and financial independence.  </li> </ul> MENTIONED IN THE EPISODE: <ul> <li><a href="https://sagefamily.com/podcast32/" rel="nofollow" target="_blank">Sage Family: Debt Freedom With Sami Womack</a></li> <li><a href="https://www.asunnysideuplife.com/blog/podcast/87" rel="nofollow" target="_blank">Shining A Light On Simple Living + Gentle Parenting With Rachel Rainbolt </a></li> <li><a href="https://sagefamily.com/podcast78/" rel="nofollow" target="_blank">Sexuality With Amy Lang</a></li> </ul> FIND SAGE FAMILY ONLINE + SOCIAL MEDIA HERE: <ul> <li><a href="https://www.instagram.com/sage.family/" rel="nofollow" target="_blank">Rachel’s Instagram Page</a></li> <li><a href="https://sagefamily.com/" rel="nofollow" target="_blank">Rachel’s Website</a></li> <li><a href="https://sagefamily.com/podcast/" rel="nofollow" target="_blank">Rachel’s Podcast  </a></li> <li><a href="https://sagefamily.com/shop" rel="nofollow" target="_blank">Rachel’s Courses</a></li> </ul> GUEST BIO - RACHEL RAINBOLT: Rachel Rainbolt, founder of Sage Family, and gentle parenting, natural homeschooling, and simple living mentor, joins the podcast to discuss money, parenting, homeschooling, and minimalism. With a master’s degree in marital and family therapy, she has spent decades guiding thousands of overwhelmed families to peace and joy.  ASSUL RESOURCES: <ul> <li><a href="https://www.asunnysideuplife.com/coaching" rel="nofollow" target="_blank">1:1 Coaching With Sami:</a> Apply today</li> <li><a href="https://www.youtube.com/asunnysideuplife" rel="nofollow" target="_blank">YouTube</a>: Subscribe for free </li> <li><a href="https://www.instagram.com/asunnysideuplife/" rel="nofollow" target="_blank">Instagram</a>: Follow me on the ‘gram </li> <li><a href="https://www.facebook.com/asunnysideuplife" rel="nofollow" target="_blank">Facebook:</a> Follow me on Facebook</li> <li><a href="https://www.facebook.com/groups/1728078410789504" rel="nofollow" target="_blank">The Sunny Sqad:</a> Join the VIP Facebook Group</li> </ul> SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: <a href="https://www.asunnysideuplife.com/" rel="nofollow" target="_blank">https://www.asunnysideuplife.com</a> HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on <a href="https://podcasts.apple.com/us/podcast/meet-the-woman-who-paid-off-%24490k-in-debt-sami-womack/id477248343?fbclid=IwAR2YobaaueQno7tPr20K9nACFV5gYKY09BtOThzyIU5gkeTEHobfOI88pow&amp;i=1000522876393" rel="nofollow" target="_blank"> YNAB</a>, <a href="https://youtu.be/GILNjGYk1K4" rel="nofollow" target="_blank">Debt.com</a>, <a href="http://alliecasazza.com/shownotes/071" rel="nofollow" target="_blank">The Purpose Show with Allie Casazza</a>, and <a href="https://youtu.be/4v1NTtcOJ9s" rel="nofollow" target="_blank">The His &amp; Her Money Show</a>. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: <ul> <li>Podcast Support: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Podcast Artwork: <a href="https://www.weirdigitalmarketing.com/" rel="nofollow" target="_blank">Weir Digital Marketing</a></li> <li>Audio Engineer: <a href="https://www.instagram.com/bearcatshark/" rel="nofollow" target="_blank">Garrett Davis</a></li> </ul>

EP 4. Paying Off $600k+ Of Debt, Having A 70% Savings Rate, & The Intersectionality of Money + Intentional Living With Rachel Rainbolt

Sami, seriously, thank you from the bottom of my heart for taking time out of your life to do these podcasts. Every episode resonates with me on some level. You are amazing! I am not an easy person to please and you are helping me on so many levels. I just want you to know how much you’re appreciated. I have tremendous gratitude for you sharing your stories and helping me navigate this crazy life! Sending hugs and appreciation your way.

You’ve changed my life

I really enjoy listening to Sami. She is so authentic and genuine!

So relatable and authentic

A Sunny Side Up Life Podcast is a show for the woman who is ready to live an abundant life full of freedom + positivity. Host, Sami Womack, is on a mission to help you break free from survival mode, gain financial freedom, stay motivated, and focus on what matters most. We invite you to join the movement and start living on the brighter side of life together.

A Sunny Side Up Life Podcast

Overspending and impulse shopping are two of the most common ways to bust your budget. Even though these two phrases are often used interchangeably, they actually have very different meanings. While overspending is simply going over your allotted budget, impulse shopping is much more emotional and has a heart issue behind it. In this episode, we’re digging into all of my best tips for breaking free from both overspending, and impulse shopping. I’ll also share how to overcome a shopping addiction, how to create new habits and specific ways to set up your budget. IN THIS EPISODE, SAMI SHARES ABOUT:   The difference between impulse shopping and overspending   How to overcome a shopping addiction   How to break the scarcity mindset around “never being able to shop again”   How Minimalism can help overcome a shopping addiction   “You’re not wasting the money when you get rid of things, you wasted the money when you bought the things.” -Allie Casazza   How to create a new habit   How to not overspend   How I organize my bank accounts, and how it helps me to not overspend   Spending with a debit card vs. cash   Why you might be setting an unrealistic amount for your spending budget   How to ease your way into a lower spending budget   Why you need more discipline   What to when you’re used to having more spending money   What to do when an unexpected expense comes up   Ideas to replace your expense hobbies   Becoming a home economist   How setting up a budget can cut back your overspending   “Stop lying to yourself about your commitment to hitting your goals.” -Sami Womack   RESOURCES MENTIONED:   [Sami’s Affiliate Link] Fetch Rewards use code DKPKV to redeem 2K points (aka $2)!   [Sami’s Referral Link] Walmart Grocery Pickup to save $10 on your first purchase   [Podcast] EP. 03: How To Organize Your Bank Accounts   [YouTube] How I Organize My Bank Accounts   Digital Budgeting System Worksheets   Podcast Home Page   Leave a Podcast Review   I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Overspending and impulse shopping are two of the most common ways to bust your budget. Even though these two phrases are often used interchangeably, they actually have very different meanings. While overspending is simply going over your allotted budget, impulse shopping is much more emotional and has a heart issue behind it. In this episode, we’re digging into all of my best tips for breaking free from both overspending, and impulse shopping. I’ll also share how to overcome a shopping addiction, how to create new habits and specific ways to set up your budget. IN THIS EPISODE, SAMI SHARES ABOUT: <ul> <li> The difference between impulse shopping and overspending </li> <li> How to overcome a shopping addiction </li> <li> How to break the scarcity mindset around “never being able to shop again” </li> <li> How Minimalism can help overcome a shopping addiction </li> <li> “You’re not wasting the money when you get rid of things, you wasted the money when you bought the things.” -Allie Casazza </li> <li> How to create a new habit </li> <li> How to not overspend </li> <li> How I organize my bank accounts, and how it helps me to not overspend </li> <li> Spending with a debit card vs. cash </li> <li> Why you might be setting an unrealistic amount for your spending budget </li> <li> How to ease your way into a lower spending budget </li> <li> Why you need more discipline </li> <li> What to when you’re used to having more spending money </li> <li> What to do when an unexpected expense comes up </li> <li> Ideas to replace your expense hobbies </li> <li> Becoming a home economist </li> <li> How setting up a budget can cut back your overspending </li> <li> “Stop lying to yourself about your commitment to hitting your goals.” -Sami Womack </li> </ul> RESOURCES MENTIONED: <ul> <li> [Sami’s Affiliate Link] <a href="https://www.pubtrack.co/9CXDHZ4/9WZ1G9/" rel="nofollow" target="_blank">Fetch Rewards</a> use code DKPKV to redeem 2K points (aka $2)! </li> <li> [Sami’s Referral Link] <a href="https://refer.walmart.com/welcome.html?fbuy_ref_code=oJZLa&amp;utm_campaign=IOS&amp;utm_content=personal_url&amp;utm_medium=referral&amp;utm_source=Friendbuy" rel="noopener nofollow" target="_blank">Walmart Grocery Pickup</a> to save $10 on your first purchase </li> <li> [Podcast] <a href="https://www.asunnysideuplife.com/blog/podcast/03" rel="noopener nofollow" target="_blank">EP. 03: How To Organize Your Bank Accounts</a> </li> <li> [YouTube] <a href="https://youtu.be/wBBkZqLkQGQ" rel="noopener nofollow" target="_blank">How I Organize My Bank Accounts</a> </li> <li> <a href="https://www.asunnysideuplife.com/budgeting" rel="noopener nofollow" target="_blank">Digital Budgeting System Worksheets</a> </li> <li> <a href="http://www.asunnysideuplife.com/podcast" rel="noopener nofollow" target="_blank">Podcast Home Page</a> </li> <li> <a href="https://go.redirectingat.com/?id=106326X1563437&amp;xs=1&amp;isjs=1&amp;url=https%3A%2F%2Fitunes.apple.com%2Fus%2Fpodcast%2Fa-sunny-side-up-life-podcast%2Fid1413847401&amp;xguid=c4b6f90d50bb5a4e050bbc16fa789221&amp;xuuid=caadc94ade8f607de4fe25072e2f67b9&amp;xsessid=ffd0d97ee53bdb97de35b88489781529&amp;xcreo=0&amp;xed=0&amp;sref=https%3A%2F%2Fasunnysideuplife.squarespace.com%2Fpodcast&amp;pref=https%3A%2F%2Fasunnysideuplife.squarespace.com%2Fconfig%2Fpages&amp;xtz=300&amp;jv=13.6.5&amp;bv=2.5.1" rel="noopener nofollow" target="_blank">Leave a Podcast Review</a> </li> </ul> I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click <a href="https://go.redirectingat.com/?id=106326X1563437&amp;xs=1&amp;isjs=1&amp;url=https%3A%2F%2Fitunes.apple.com%2Fus%2Fpodcast%2Fa-sunny-side-up-life-podcast%2Fid1413847401&amp;xguid=c4b6f90d50bb5a4e050bbc16fa789221&amp;xuuid=caadc94ade8f607de4fe25072e2f67b9&amp;xsessid=ffd0d97ee53bdb97de35b88489781529&amp;xcreo=0&amp;xed=0&amp;sref=https%3A%2F%2Fasunnysideuplife.squarespace.com%2Fpodcast&amp;pref=https%3A%2F%2Fasunnysideuplife.squarespace.com%2Fconfig%2Fpages&amp;xtz=300&amp;jv=13.6.5&amp;bv=2.5.1" rel="noopener nofollow" target="_blank">here</a> to leave a review? If you have a question or comment about this episode connect with me over on <a href="https://www.facebook.com/asunnysideuplife/" rel="noopener nofollow" target="_blank">Facebook</a> or <a href="https://www.instagram.com/asunnysideuplife/" rel="noopener nofollow" target="_blank">Instagram</a>.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind<a href="http://www.asunnysideuplife.com/" rel="noopener nofollow" target="_blank">  A Sunny Side Up Life</a>. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my<a href="http://www.asunnysideuplife.com/spending-free-course/" rel="noopener nofollow" target="_blank"> </a><a href="http://www.asunnysideuplife.com/declutter-your-budget-challenge/" rel="noopener nofollow" target="_blank">free 8-day Declutter Your Budget Challenge</a> + full budgeting experience with my course, <a href="http://www.asunnysideuplife.com/your-sunny-money-method" rel="noopener nofollow" target="_blank">Your Sunny Money Method</a>.

EP. 81 Breaking Free From Impulse Shopping + Overspending

In this episode, I’m sharing our family’s debt payoff timeline breakdown and our real numbers along the way. I’m letting you guys inside how long our journey took, the financial ups + downs, the leaps of faith + times of waiting, and everything in between. I’m also passing along lots of encouragement for YOU on your own journey…no matter what your numbers or timeline look like. IN THIS EPISODE, SAMI SHARES ABOUT:   My family’s real debt numbers   $2,000 medical (8 debts)   $14,000 property taxes + IRS   $14,000 credit cards (3 debts)   $7,000 Melanie’s birth bills   $6,000 small misc. debts (owed family, small credit cards that I didn’t track the exact amounts of, etc)   $68,000 commercial land   $99,000 rental house   $280,000 big house **these numbers are estimated + rounded because we didn't keep very detailed records at the beginning of our journey     My family’s debt-free timeline   Oct 2014 created a budget   Jan 2015 added up our debt, total $490k   Feb 2015 found out we were pregnant w/ 3rd daughter   Made a timeline, paid off a few more small debts   Added $7k to debt with her medical bills     April 2016 sold land   Paid off land’s balance   Emergency Fund $20k   Bought SUV $13k     Feb 2017 bought boat $6.8k.   April 2017 sold rental house...didn’t have a profit   July 2017 moved into current rent house   Nov 2017 got offer on big house   Jan 2018 sold big house...had $5k profit   Feb 2018 bought truck $25k   Oct 2018 bought camper $6.9K   Nov 2019 bought new boat $11k   Feb 2020 sold old boat for $3.5     RESOURCES MENTIONED:   Digital Budgeting System Worksheets   [Blog + Video] Why We Sold Our House To Become Debt-Free   [Podcast] EP. 09 Why We're Renting Instead of Buying a House   Podcast Home Page   Leave a Podcast Review       I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

In this episode, I’m sharing our family’s debt payoff timeline breakdown and our real numbers along the way. I’m letting you guys inside how long our journey took, the financial ups + downs, the leaps of faith + times of waiting, and everything in between. I’m also passing along lots of encouragement for YOU on your own journey…no matter what your numbers or timeline look like. IN THIS EPISODE, SAMI SHARES ABOUT: <ul> <li> My family’s real debt numbers <ul> <li> $2,000 medical (8 debts) </li> <li> $14,000 property taxes + IRS </li> <li> $14,000 credit cards (3 debts) </li> <li> $7,000 Melanie’s birth bills </li> <li> $6,000 small misc. debts (owed family, small credit cards that I didn’t track the exact amounts of, etc) </li> <li> $68,000 commercial land </li> <li> $99,000 rental house </li> <li> $280,000 big house **these numbers are estimated + rounded because we didn't keep very detailed records at the beginning of our journey </li> </ul> </li> <li> My family’s debt-free timeline <ul> <li> Oct 2014 created a budget </li> <li> Jan 2015 added up our debt, total $490k </li> <li> Feb 2015 found out we were pregnant w/ 3rd daughter <ul> <li> Made a timeline, paid off a few more small debts </li> <li> Added $7k to debt with her medical bills </li> </ul> </li> <li> April 2016 sold land <ul> <li> Paid off land’s balance </li> <li> Emergency Fund $20k </li> <li> Bought SUV $13k </li> </ul> </li> <li> Feb 2017 bought boat $6.8k. </li> <li> April 2017 sold rental house...didn’t have a profit </li> <li> July 2017 moved into current rent house </li> <li> Nov 2017 got offer on big house </li> <li> Jan 2018 sold big house...had $5k profit </li> <li> Feb 2018 bought truck $25k </li> <li> Oct 2018 bought camper $6.9K </li> <li> Nov 2019 bought new boat $11k </li> <li> Feb 2020 sold old boat for $3.5 </li> </ul> </li> </ul> RESOURCES MENTIONED: <ul> <li> <a href="https://www.asunnysideuplife.com/budgeting" rel="noopener nofollow" target="_blank">Digital Budgeting System Worksheets</a> </li> <li> [Blog + Video] <a href="https://www.asunnysideuplife.com/blog/why-were-selling-our-house-to-become-debt-free" rel="noopener nofollow" target="_blank">Why We Sold Our House To Become Debt-Free</a> </li> <li> [Podcast] <a href="https://www.asunnysideuplife.com/blog/podcast/09" rel="noopener nofollow" target="_blank">EP. 09 Why We're Renting Instead of Buying a House</a> </li> <li> <a href="http://www.asunnysideuplife.com/podcast" rel="noopener nofollow" target="_blank">Podcast Home Page</a> </li> <li> <a href="https://go.redirectingat.com/?id=106326X1563437&amp;xs=1&amp;isjs=1&amp;url=https%3A%2F%2Fitunes.apple.com%2Fus%2Fpodcast%2Fa-sunny-side-up-life-podcast%2Fid1413847401&amp;xguid=c4b6f90d50bb5a4e050bbc16fa789221&amp;xuuid=caadc94ade8f607de4fe25072e2f67b9&amp;xsessid=ffd0d97ee53bdb97de35b88489781529&amp;xcreo=0&amp;xed=0&amp;sref=https%3A%2F%2Fasunnysideuplife.squarespace.com%2Fpodcast&amp;pref=https%3A%2F%2Fasunnysideuplife.squarespace.com%2Fconfig%2Fpages&amp;xtz=300&amp;jv=13.6.5&amp;bv=2.5.1" rel="noopener nofollow" target="_blank">Leave a Podcast Review</a> </li> </ul> <ul> <li> </li> </ul> I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click <a href="https://go.redirectingat.com/?id=106326X1563437&amp;xs=1&amp;isjs=1&amp;url=https%3A%2F%2Fitunes.apple.com%2Fus%2Fpodcast%2Fa-sunny-side-up-life-podcast%2Fid1413847401&amp;xguid=c4b6f90d50bb5a4e050bbc16fa789221&amp;xuuid=caadc94ade8f607de4fe25072e2f67b9&amp;xsessid=ffd0d97ee53bdb97de35b88489781529&amp;xcreo=0&amp;xed=0&amp;sref=https%3A%2F%2Fasunnysideuplife.squarespace.com%2Fpodcast&amp;pref=https%3A%2F%2Fasunnysideuplife.squarespace.com%2Fconfig%2Fpages&amp;xtz=300&amp;jv=13.6.5&amp;bv=2.5.1" rel="noopener nofollow" target="_blank">here</a> to leave a review? If you have a question or comment about this episode connect with me over on <a href="https://www.facebook.com/asunnysideuplife/" rel="noopener nofollow" target="_blank">Facebook</a> or <a href="https://www.instagram.com/asunnysideuplife/" rel="noopener nofollow" target="_blank">Instagram</a>.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind<a href="http://www.asunnysideuplife.com/" rel="noopener nofollow" target="_blank">  A Sunny Side Up Life</a>. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my<a href="http://www.asunnysideuplife.com/spending-free-course/" rel="noopener nofollow" target="_blank"> </a><a href="http://www.asunnysideuplife.com/declutter-your-budget-challenge/" rel="noopener nofollow" target="_blank">free 8-day Declutter Your Budget Challenge</a> + full budgeting experience with my course, <a href="http://www.asunnysideuplife.com/your-sunny-money-method" rel="noopener nofollow" target="_blank">Your Sunny Money Method</a>.

EP. 79 Our Family's Debt-Free Journey Timeline

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