Cover image of The Modest Millions Show - Personal Finance, Budgeting, Early Retirement, Financial Independence and Getting Out of Debt Tips for Average Folks
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Rank #110 in Investing category

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Investing

The Modest Millions Show - Personal Finance, Budgeting, Early Retirement, Financial Independence and Getting Out of Debt Tips for Average Folks

Updated 6 days ago

Rank #110 in Investing category

Business
Investing
Read more

Personal Finance, Budgeting, Early Retirement, Financial Independence and Getting Out of Debt Tips for Average Folks – Welcome to The Modest Millions Show. We’ll discuss personal finance strategies for average folks like you and me so we can better understand and control our own financial destinies. We’ll cover everything from how to setup (and run) a budget, which is the most critical building block of any personal finance plan, to how to figure out what your “ideal retirement” looks like, to the exploration of supplemental and/or passive income streams that can help fuel your personal finance goals. If you listen to money podcasts like The Dave Ramsey Show, Dough Roller Money Podcast, Radical Personal Finance, Afford Anything with Paula Pant, Smart Passive Income with Pat Flynn, BiggerPockets, Investing in Real Estate with Clayton Morris and Listen Money Matters, you’ll definitely find value in The Modest Millions Show. Subscribe today so you don’t miss an episode!

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Personal Finance, Budgeting, Early Retirement, Financial Independence and Getting Out of Debt Tips for Average Folks – Welcome to The Modest Millions Show. We’ll discuss personal finance strategies for average folks like you and me so we can better understand and control our own financial destinies. We’ll cover everything from how to setup (and run) a budget, which is the most critical building block of any personal finance plan, to how to figure out what your “ideal retirement” looks like, to the exploration of supplemental and/or passive income streams that can help fuel your personal finance goals. If you listen to money podcasts like The Dave Ramsey Show, Dough Roller Money Podcast, Radical Personal Finance, Afford Anything with Paula Pant, Smart Passive Income with Pat Flynn, BiggerPockets, Investing in Real Estate with Clayton Morris and Listen Money Matters, you’ll definitely find value in The Modest Millions Show. Subscribe today so you don’t miss an episode!

iTunes Ratings

60 Ratings
Average Ratings
47
7
1
2
3

Great show

By Financepodcastaddict - Apr 24 2018
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Please post more podcast, great show

Very informative

By 73desertgirl - Mar 23 2018
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This podcast is very simple and informative. It has helped me calculate how much I need to save for retirement.

iTunes Ratings

60 Ratings
Average Ratings
47
7
1
2
3

Great show

By Financepodcastaddict - Apr 24 2018
Read more
Please post more podcast, great show

Very informative

By 73desertgirl - Mar 23 2018
Read more
This podcast is very simple and informative. It has helped me calculate how much I need to save for retirement.

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Cover image of The Modest Millions Show - Personal Finance, Budgeting, Early Retirement, Financial Independence and Getting Out of Debt Tips for Average Folks

The Modest Millions Show - Personal Finance, Budgeting, Early Retirement, Financial Independence and Getting Out of Debt Tips for Average Folks

Updated 6 days ago

Read more

Personal Finance, Budgeting, Early Retirement, Financial Independence and Getting Out of Debt Tips for Average Folks – Welcome to The Modest Millions Show. We’ll discuss personal finance strategies for average folks like you and me so we can better understand and control our own financial destinies. We’ll cover everything from how to setup (and run) a budget, which is the most critical building block of any personal finance plan, to how to figure out what your “ideal retirement” looks like, to the exploration of supplemental and/or passive income streams that can help fuel your personal finance goals. If you listen to money podcasts like The Dave Ramsey Show, Dough Roller Money Podcast, Radical Personal Finance, Afford Anything with Paula Pant, Smart Passive Income with Pat Flynn, BiggerPockets, Investing in Real Estate with Clayton Morris and Listen Money Matters, you’ll definitely find value in The Modest Millions Show. Subscribe today so you don’t miss an episode!

Rank #1: MM004: What is the 4% Rule and is it Right for Me?

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Have you heard about the 4% Rule and how you can use it to safely make withdrawals from your savings in retirement? It can be a simple rule of thumb to make sure you're able to withdraw enough money to cover your retirement expenses without needing to worry about running out of money before you run out of retirement. That would not be good.

Mar 28 2017

40mins

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Rank #2: MM003: The New Retirement Model and the Goldilocks Goal

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"Retirement" is such a dated term. It conjures images of senior citizens who have worked their whole life, only to retire with nothing to do. What if, instead, people gained financial independence so they could have the option to put their life skills to work and supplement their retirement income, allowing them to "retire" much earlier in life?

Mar 13 2017

16mins

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Rank #3: MM013: The Power of Small Dollars for Personal Finance

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There's this misperception out there that you need to have a bunch of money socked away before you can invest in either a retirement account or taxable account. Some of this advice comes from popular pundits who promote a debt-free-first lifestyle, some of it comes from the legacy model of investment advisors that only work with clients with a minimum threshold of investable funds. The fact is, the sooner you start investing, no matter how small that number is, the more exponential the growth of your nest egg. The math is crazy!

Jun 16 2017

18mins

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Rank #4: MM008: Roth vs. Traditional IRA Which is Right for Me?

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What do you do when you have the option to contribute to either a Roth IRA or a traditional IRA? Is it better to take the tax break now in the hopes that the added investment juice and a projected lower tax rate in retirement leads to a larger nest egg? Or, is it better to use post-tax dollars now and not pay any taxes in retirement. We break it down and compare Roth vs traditional IRAs in this week's episode.

Apr 26 2017

35mins

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Rank #5: MM009: Being Happy with “Having Enough”

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Society encourages us to work hard so we can keep working our way up the corporate ladder so we can ultimately find success at the top. Along the way, we'll see our income increase and almost inevitably so will our lifestyle. But, as we're chasing happiness and always looking for more, what happens when we realize that happiness might have been at our heels the entire time. It's time to put our personal and financial goals ahead of what society tells us our goals should be.

May 02 2017

10mins

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Rank #6: MM010: Setting SMART Personal Finance Goals

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That which is measured improves. Easier said than done when you're trying to figure out your personal finance goals for the next 30 years. So how do you keep you personal finance goals on track? It all starts with SMART goal setting. In this episode we'll work through the foundations of setting big and small SMART personal finance goals so you can stay on track to reach your modest millions.

May 08 2017

19mins

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Rank #7: MM014: The Simple Math of Calculating Inflation in Retirement

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Figuring out how to calculate how inflation affects your retirement savings is made out to be a super-complicated process, requiring advanced math skills. What's frustrating is that calculating how your retirement savings is impacted by inflation isn't all that difficult. In today's episode, we talk about the simple math of calculating inflation in retirement.

Jul 03 2017

19mins

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Rank #8: MM006: Understanding Retirement Accounts: IRAs

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Sometimes you don't have access to a 401(k). Sometimes you want to have more control over which funds you're investing in. Sometimes you just want to have more retirement savings vehicles available to you. The IRA is the unheralded hero of the modern-day retirement savings plan. Find out why.

Apr 11 2017

29mins

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Rank #9: MM005: Understanding Retirement Accounts: Traditional 401(k)

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You've heard of 401(k)s at work, and heck you might (hopefully!) contribute to one. But do you really know how they work and how they can maximize your retirement savings? Let's dive in and learn more about the Traditional 401(k) account.

Apr 03 2017

34mins

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Rank #10: MM012: Price is What You Pay Value is What You Get

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As a proud budgeteer, I'll be the first to admit that I say "no" more often than I say "yes" when it comes to budget decisions. But sometimes, you need (or want) to flex your budget to make room for various purchases. So, how do you figure out the best option? It's easy to look at the bottom line and make a decision from there, but it's more important to make a decision based on what's the best value, rather than the best price.

Jun 01 2017

26mins

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