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Rank #10 in Investing category

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The Clark Howard Podcast

Updated 7 days ago

Rank #10 in Investing category

Business
Investing
Entrepreneurship
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Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

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Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

iTunes Ratings

2501 Ratings
Average Ratings
1969
244
118
84
86

Clark Howard for President

By Interested bystander - Mar 21 2020
Read more
He is such a beacon of rationality. We need him to navigate these troubled waters.

Old Dog

By Old F'er - Mar 06 2020
Read more
This podcast can truly teach an old dog, like me, a new (financial) trick

iTunes Ratings

2501 Ratings
Average Ratings
1969
244
118
84
86

Clark Howard for President

By Interested bystander - Mar 21 2020
Read more
He is such a beacon of rationality. We need him to navigate these troubled waters.

Old Dog

By Old F'er - Mar 06 2020
Read more
This podcast can truly teach an old dog, like me, a new (financial) trick
Cover image of The Clark Howard Podcast

The Clark Howard Podcast

Latest release on May 25, 2020

Read more

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Rank #1: 5.1.20 Clark's quarantine life; People avoiding doctor offices; Truck drivers face big hurdles; Don't take money from your 403b

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Clark talks about what his life looks like right now and how his family is handling being cooped up together. There have been some positive benefits!


People are avoiding doctors or going to the hospital right now. That is not safe!


Truck drivers have done a great job keeping the supply chain going but it hasn't been without a lot of hardships and obstacles.


Taking money from your 403b is a particularly terrible idea. You could face massive surrender charges in addition to the taxes you'll have to pay.


If you enjoyed this episode of the Clark Howard Show please hit the subscribe button. And also consider leaving a review on Apple Podcasts - it helps others see the value that this show is providing.

Learn more about your ad choices. Visit megaphone.fm/adchoices

May 01 2020

45mins

Play

Rank #2: 5.4.20 Corporate liability shields; Airline stocks hammered; Micro businesses; Cash-out refi or 401k withdrawal?

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Employers fear liability from as they bring employees back into the office.


Virtual volunteering might be a great use of your time right now.


Warren Buffet has sold all shares in the major airlines. Their stocks are getting hit hard. Clark talks about the long-term projections for air travel.


Micro businesses are helping keep people afloat in difficult financial times. Starting a super-small side hustle might make sense for you.


Should you take cash out of your home or out of your retirement account? Neither is best. But if those are your choices be sure to listen to what Clark has to say.


Clark mentioned this link to Ticketmaster's blog with their refund terms.

Learn more about your ad choices. Visit megaphone.fm/adchoices

May 04 2020

46mins

Play

Rank #3: 8.15.18 Millennials eat out too much; Why to avoid auto-pay; Aldi organics

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Most Millennials spend more money eating out than they save for retirement. That's not good!; Auto-pay could be a disaster for your bank account. Clark tells you why to avoid it and how to pay your bills properly; Aldi is massively expanding their stores and their organic food selection. And their prices are still the best around.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 15 2018

38mins

Play

Rank #4: 8.14.19 Prepare your personal finances for a possible recession; Vaping warning; The best single person cell phone plan deals

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Bond rates are at all time record lows for 30 year federal treasury bonds, a strong signal of coming recession. If the economy slows or declines, workers are impacted with less overtime, reduced hours, pay freezes etc. Think through how you can be more careful with spending. Take the time to look through your bills, trim costs and build some breathing room. Things happen and we need to be prepared for surprise expenses – medical, home, vehicles etc. Investors, if you’re going to need your investment funds in the next 24 months, keeping it in stocks may not be the best choice. Otherwise, continue to contribute to your retirement plan as normal. 

According to the CDC, vaping has gone up 50% in one year among middle school students, 80% among high school students. Juul voluntarily discontinued over-the-counter sales of flavored juices attracting teens, so other companies are filling that void. Be aware of the unknown health risks. Vaping is a nicotine delivery system that can create lifetime addiction. Parents are encouraged to have continuing conversations with kids about the dangers, because remember, they think they’re invincible.

Cell phone plan deals!  AT&T is offering a year’s service for $300 per line, only at AT&T.com – unlimited talk & text and 8 gigs of data per month. MintMobile.com offers 6 months of service for the price of 3 at $60 for unlimited talk & text + 8 gigs = $10 a month – on T-Mobile’s network. Verizon prepaid is $35 a month with autopay for unlimited talk & text and 6 gigs of data per month. Sprint’s Unlimited Kickstart plans offers unlimited talk, text & data for $25 a month.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 14 2019

38mins

Play

Rank #5: 2.26.19 New expensive cell phones; Student loan forgiveness lawsuit; Zestimates gaining accuracy

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New cell phones are coming. Foldable screens are coming soon, but with a hefty price tag attached; 3 individuals eligible for PSLF won a fight against the Department of Education in a court of law; Zestimates are gaining accuracy but Clark tells you why they still are far from perfect.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Feb 26 2019

38mins

Play

Rank #6: 8.21.19 Southwest Airlines cancelling routes; MoviePass data breach; Series I savings bonds are a good place to stash cash.

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The 737 Max remains grounded as Boeing struggles to find fixes. The FAA, having lost its credibility from lack of oversight of the Max, is now relying on the recommendations of a world panel, with no service date in sight. This affects travelers as airfares are higher because of this and Southwest, the largest operator of 737s in the world, is now discontinuing 20 unprofitable routes, moving those aircraft to Hawaiian routes. This has triggered great competitive deals from the west coast to Hawaii again, and higher fares in the markets Southwest is leaving.

The MoviePass database contains 160+ million records and has been breached. TechCrunch reports the database was not password protected. The guess is 60,000 records contained credit card data. Past subscribers need to watch activity on the cards they used with MoviePass. If you used a debit, the risk is great. Consider getting a new debit card number.

As the economy slows and interest rates go down, a rare saving opportunity has re-emerged; Series I Savings Bonds. When you buy bonds, you have to own them for at least a year and can hold them for up to 30 years, earning interest. With a slowing economy and interest rates headed down, Series I Savings Bonds are again a good place to stash cash. Series I Savings Bonds pay a .5% base rate + the rate of inflation, reset every 6 months, making the current rate 1.9% - not huge but as rates drop, you don’t have to worry about falling behind inflation, remaining ahead by half a point. You can purchase up to $10K in these bonds yearly, per person with a $50 minimum.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 21 2019

38mins

Play

Rank #7: 4.24.20 Unemployment payment mishaps; Google's new ad policy; Credit card limits being cut; Banks approaching mortgage forbearance poorly

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Some of the states are handling unemployment claims incredibly poorly. Clark talks about how Florida and Texas are having major issues disbursing those funds to people who have lost their jobs.


Google is verifying ad buyers to prevent Covid scams.


Credit card issuers are cutting limits on consumer credit cards. This could make getting through this pandemic even more difficult for many people.


Banks are being stingy when it comes to forbearance terms.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 24 2020

45mins

Play

Rank #8: 8.20.18 Home internet prices; Credit scores on the rise

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5G is coming to certain markets by the end of the year. Home internet prices are currently on the rise...but not for long. Clark discusses how 5G technology will create more competition in the home internet space and drive prices down over the long haul.; Clark recounts a story of one man taking the time to help his fellow man having a really difficult time.; Credit scores are going up for many Americans. Clark discusses why that is happening and how you can maximize your credit score.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 20 2018

38mins

Play

Rank #9: 8.23.19 Internet speeds are vastly overrated; Clark Stinks

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Clark's neighborhood recently got 1gig internet service. He signed up. Speed tests show that they are not getting 1 gig. The WSJ did an in-depth testing of home internet service and found that people do not need ultra-fast internet. They couldn't find a home circumstance requiring more than 100megabits per second. There are specialized needs for more robust internet. Some consume massive internet video on their phones without ultra-fast internet from their cell carrier. Clark plans to cut costs and reduce his home internet speed.

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 23 2019

38mins

Play

Rank #10: 9.27.19 Grocery story happy hours lower costs and prevent food waste; Clark Stinks

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By most estimates, 40% of the food in the U.S. is tossed – from expiration, restaurants, grocers. Some supermarkets route expiring food to food banks, but only a fraction. Some bagel shops sell them at 75% the next day. Some convenience stores sell off pastries at discounts to clear them out. U.S. restaurants have always served larger portions than elsewhere in the world. Our supersize mentality results in leftovers, which often get wasted. Some restaurants give you 2 price points to include a smaller portion. There are simple things we can do to reduce waste. Supermarkets should have an automatic strategy to mark down items at expiration.

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 27 2019

37mins

Play

Rank #11: 8.21.18 Following a scammer trail; Elon Musk should sleep; New 3% down mortgages

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Clark brings LA Times columnist David Lazarus on the show to discuss how he thwarted potential scammers and followed the scam to its logical conclusion; Elon Musk is apparently working 120 hours a week. Working that much actually has harmful effects on your creative output; Fannie Mae and Freddie Mac have introduced new 3% down mortgages. There are pros and cons to these new offerings and Clark discusses.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 21 2018

38mins

Play

Rank #12: 8.26.19 Labor Day gas prices; Beware this romance email scam; Amazon 3rd party sellers warning

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Oil and in turn gas prices which were expected to be headed higher now, are in fact  lower. AAA reports as we move into the Labor Day holiday period, gas prices will average .30 cents less per gallon than one year ago. Traffic will be the problem this Labor Day holiday.  Also, electric vehicle purchases are a small part of the market but enough people are buying to affect the demand equation for gasoline, and that is helping to moderate prices. There will still be ups and downs based on temporary factors, but the trends for low gas prices are positive.

A 3 year investigation resulted in a federal bust. Be on your guard for the techniques these scammers used – this won’t be the last criminal ring employing them. The number one scheme here: online romance scams - an active fraud method for at least 15 years. This time, the fraudsters were pretending to be U.S. military personnel.  No matter how much you may have fallen for someone online, don’t believe the story until you’re face-to-face and know who you’re dealing with. Criminals exploit the military or anything else to exploit your affection as a gateway to your wallet.

A WSJ investigation has found unsafe and counterfeit sales on Amazon.  Their intense digging uncovered safety issues. Most Amazon sellers are third party, much like online marketplace eBay. Amazon muddies the waters by including many 3rd party items as Amazon Choice or Prime. Some kids’ toys contained led, and counterfeits were found. There’s hazard for adults as well such as counterfeit motorcycle helmets. Amazon is selling items that have been banned, including mats that are a suffocation danger to children. 4 out of 10 Amazon Choice kids’ items failed federal safety standards. Amazon sells 3 different ways: Listing for a third party, fulfilling for a third party and direct selling by Amazon themselves which they control. It’s hard to tell.  Amazon has a broken system right now. Don’t allow yourself to be harmed. Follow the steps to identify the actual seller. Important: Amazon does NOT stand behind anything sold on its site that is NOT sourced by them. eBay – also a listing service, is more customer friendly to buyers. Know that Amazon is not necessarily a safe place to purchase until they clean up their act.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 26 2019

38mins

Play

Rank #13: 9.6.19 Clark creates a $500 savings challenge; Clark Stinks

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We’re 10 years into economic expansion and people are still struggling. Most are in debt and unprepared for any unforeseen expense or emergency costing $400 or more. Hopefully, this economic downturn won’t turn into a full-blown recession, but we’re already getting calls from people who’ve been laid off. We are in a slowing time of uncertainty, so we need to prepare as we can. Recommendations for having 3 to 6 months of pay on hand are daunting and unrealistic for most. So start smaller with Clark’s $500 challenge. Think about saving $10 a week / $40 a month until you get to $500. Many online banks have no minimum, so put $ in regularly. Micro save. Take the baby step to begin creating some space in your life. If you’re living paycheck to paycheck with no cushion in your life, make this small start. What can you do to squeeze some money into savings? Get started small and keep building.

Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 06 2019

38mins

Play

Rank #14: 9.28.18 Clark Stinks; Car dealerships are having a hard time right now

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Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Car dealerships have had a hard time keeping younger employees and keeping up with the times

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 28 2018

39mins

Play

Rank #15: 11.23.18 Moving to make more money; Everything you need to know about PMI

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Relocating can have a major impact on your salary; Feel like you are throwing away money every month on PMI? Clark gives you all the details about PMI and avenues to get rid of it so you can keep that money in your pocket.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 23 2018

38mins

Play

Rank #16: 3.1.19 Cars that stay on the road longer; Clark Stinks

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Clark tells you which cars end up staying on the road longer. It might be worth considering one of these in the future; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 01 2019

38mins

Play

Rank #17: 1.24.20 Clark's self-installed $8 a month security system; Clark Stinks

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Clark’s quote for a modern home security system came in at $2700 + $25 a month monitoring or $300 a year. Meanwhile, Clark’s been touting self-install systems for years so he decided to give it a try. Clark looked at Nest, Ring and Simply Safe on cost and features. Clark bought the Ring system for $179 on sale at Costco, complete with motion sensors, sound alarm, enough door/window coverage & keypad. He already had Ring doorbells and cameras that would fully integrate - $100 a year for professional monitoring.


Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Jan 24 2020

38mins

Play

Rank #18: 9.2.19 Is Amazon Prime worth it?; Keep your car as long as possible

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Members of Amazon Prime pay $119 per year for 1-2 day delivery at no minimum, Prime only merchandise, Access to Prime instant video and no-frills music service. Amazon has ways to keep you Prime(d). For Clark, it's useful as a $10 a month video subscription. Check out our quiz at Clark.com to determine is Amazon Prime is worth it for you. Non-Prime members get free shipping with the minimum order for that perk. Also, Amazon's more about convenience than low prices. You can often find lower prices elsewhere. 

We Americans trap ourselves by borrowing for purchases. At the top of that list is buying a car. Car notes should really be avoided if at all possible. Think about all the other things that car note money could do for you. Don't think of wheels as lifestyle, but only as transportation that you want to keep your monthly bills low and increase your ability to save and invest. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 02 2019

38mins

Play

Rank #19: Clark Howard 1.10.18

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Special edition: Clark Howard Day 2 from CES in Las Vegas discussing advances in consumer electronics

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Jan 10 2018

1hr 12mins

Play

Rank #20: 10.2.19 Credit score drops; Investment cons are alive and well; When to ditch an old car?

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We borrow principally for a home, vehicle, credit cards, student loans. A long-held frustration is how scoring models punish you for eliminating debt. Paying off a loan (other than credit cards) could drop your score 50 points. Don't worry about it. If your score is healthy enough, the payoff score pinch does not matter. You DO NOT raise your credit score by leaving a balance open on a credit card. That's a myth you pay interest on. With cards, using very little of your credit and paying on time boosts your score. 

The Securities and Exchange Commission ( the Federal agency overseeing the investment industry)  reports that in recent years, 4.3 million Americans have been ripped off in investment schemes. The average loss: $150K. Historically the cons target small business owners, entrepreneurs, and senior citizens. The promise of non-traditional investments have of late touted 8-12% returns - which may appear initially, till the scheme collapses leaving its victims broke. 

Many times people dump their old car because it's no longer reliable. That's a good reason. But when it comes to the dollars and cents of this, Clark and Consumer Reports differ. Consumer Reports advises that when the cost of repair exceeds the remaining value, that's when it's time to let go. Clark recommends when the cost of a repair exceeds 50% of the remaining value - that's when to dump it. Ironically, you may need to pay for the repair anyway in order to trade/sell it. Otherwise, you get clobbered on value. Most people tire of and dump a vehicle prematurely and that is expensive. The longer you keep a car, the better for your wallet. The depreciation curve is a dive through the first 4 years, into gentle decline, as your money works for you. As the vehicle fleet steadily moves to electrics, they're more reliable. Today batteries are much more efficient. The cost of ownership on electrics is much less than gas engine cars. The best deal: Buy a used electric car and drive it for a long time. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 02 2019

38mins

Play

5.25.20 Walmart Express offers 2-hour delivery; Home prices are actually rising right now

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Walmart just launched Walmart Express which promises 2-hour delivery.


Many people assumed that home prices would fall as a result of the pandemic and increased unemployment. But home prices have actually gone up. Clark explains.

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May 25 2020

38mins

Play

5.22.20 Restaurants incur higher expenses start surcharging customers; Clark Stinks

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Some restaurants have come under fire for charging Covid-related surcharges. But the revenue is down and expenses are up for most local restaurants.


Clark Stinks makes a return to the show this week! If you have a Clark Stinks to share go to Clark.com/ClarkStinks.

Learn more about your ad choices. Visit megaphone.fm/adchoices

May 22 2020

38mins

Play

5.21.20 How the life insurance industry is changing; Where the hiring is actually happening

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At-home exams for life insurance are starting to become the norm instead of being the exception to the rule. Buy life insurance on the internet in order to avoid the hassle.


A lot of hiring isn't going to take place on the giant career websites. Look to horizontal job platforms for sector-specific job opportunities during the recovery.

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May 21 2020

38mins

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5.20.20 Getting debt relief from financial institutions is hard right now; Second home communities will hurt for a while

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The phone lines could be tied up at your bank or lender as MANY people are seeking relief. Clark tells you what to do.


Second home communities will likely have a tough time for a while. Prices will likely go down for homes in these locations.

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May 20 2020

38mins

Play

5.19.20 Walmart earnings soar; Cyber insurance is more necessary now - and more costly

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Walmart has been one of the biggest quarantine winners as earnings have gone up substantially.


Cyber insurance is becoming an even bigger necessity as more people are working from home. But it's also getting more expensive.

Learn more about your ad choices. Visit megaphone.fm/adchoices

May 19 2020

38mins

Play

5.18.20 New mortgage forbearance rules; Stock market pivoting positive on vaccination progress

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New mortgage forbearance rules are great for people who are having a hard time paying their mortgage right now.


The stock market is doing well today thanks to progress on a potential vaccine for Covid. This shows how much we all want good news right now.

Learn more about your ad choices. Visit megaphone.fm/adchoices

May 18 2020

38mins

Play

5.15.20 Retail sales plummet 16% in April; Clark Stinks

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Retail sales were even worse in April than economists expected.


Clark Stinks is back! You can contribute to this segment by sharing the ways you think Clark Stinks at Clark.com/ClarkStinks.

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May 15 2020

38mins

Play

5.14.20 New PPP loan guidance; Credit report protections in the CARES Act

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Some really helpful guidance on the PPP loans just came out. In particular, the SBA is providing safe harbor for PPP loans under $2 million.


Your credit should not be negatively affected if you can't pay your bill right now. If you've seen your credit score take a hit, stand up for your rights.

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May 14 2020

38mins

Play

5.13.20 Grocery costs have soared; Watch out for Coronavirus misinformation

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Clark talks about how consumer purchasing has changed...and groceries have quickly gotten more expensive.


Misinformation about the virus is rampant - in particular on social media sites.


Learn more about your ad choices. Visit megaphone.fm/adchoices

May 13 2020

38mins

Play

5.12.20 New safety rules when traveling; Student loan forbearance affecting people's credit

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Airlines and airports are instituting safety requirements if you plan to travel in the near future.


Student loan forbearance has been great for people with student loans. But some people are having their credit negatively affected. Not good.

Learn more about your ad choices. Visit megaphone.fm/adchoices

May 12 2020

38mins

Play

5.11.20 Manufacturing plants opening back up; Life insurance is harder to get right now

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Unemployment has climbed and is worse than the headline number shows. Clark also discusses how manufacturing is opening back up.


Some Americans are being turned away from buying life insurance. Overall, life insurance is harder to get than it was just last month.


The ClarkRave today mentioned Rhonda Roland Shearer's GoFundMe to cut red tape for heroes. You can find that here.


Clark also mentions how to return an economic income payment on this episode. Check out FAQ #41 on IRS.gov in order to find out more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

May 11 2020

38mins

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5.8.20 What to do when mortgage forbearance is over; Clark Stinks; Bikes are selling like hot cakes

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Planning ahead for how to handle the end of mortgage forbearance is smart. Clark tells you how to talk to your mortgage provider if you need more time too.


Clark Stinks makes a return to the show this week! If you have a Clark Stinks to share go to Clark.com/ClarkStinks.


Consumer spending has been different since the pandemic hit. In particular, home workout equipment and bicycles are incredibly popular.

Learn more about your ad choices. Visit megaphone.fm/adchoices

May 08 2020

42mins

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5.7.20 Private student loan compact; Contact tracing improvements; Masks required at many businesses

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Millions of people are covered by a multi-state agreement that will allow individuals with private student loans to put a pause on payments for 90 days.


Google and Apple are helping in a big way with their contact tracing app. Clark discusses what they've done and the potential privacy issues you could encounter.


Many businesses are now requiring that customers wear masks in order to shop there. This has created a really strong backlash in some cases.

Learn more about your ad choices. Visit megaphone.fm/adchoices

May 07 2020

41mins

Play

5.6.20 Meat shortage; Humana waiving copays; Travel reward cards are offering additional incentives.

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Costco and some grocery stores are limiting meat purchases as we're experiencing a meat shortage in the country.


Humana is waiving copays for members right now.


Travel reward credit cards are having a hard time getting customers to renew. So they are having to offer additional benefits to keep customers around.


Learn more about your ad choices. Visit megaphone.fm/adchoices

May 06 2020

40mins

Play

5.5.20 Spending habit changes during Covid; Age discrimination more prevalent; Americans saving money; Maintaining your car during quarantine

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Spending habits have changed during the coronavirus outbreak. But it appears that everyone has cut spending no matter what your state's approach has been to locking things down.


Age discrimination could become an even bigger issue post-Covid.


Americans are saving a much bigger chunk of their money right now. This is good!


How can you keep your car in good running order if you aren't driving it!? Clark discusses.

Learn more about your ad choices. Visit megaphone.fm/adchoices

May 05 2020

45mins

Play

5.4.20 Corporate liability shields; Airline stocks hammered; Micro businesses; Cash-out refi or 401k withdrawal?

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Employers fear liability from as they bring employees back into the office.


Virtual volunteering might be a great use of your time right now.


Warren Buffet has sold all shares in the major airlines. Their stocks are getting hit hard. Clark talks about the long-term projections for air travel.


Micro businesses are helping keep people afloat in difficult financial times. Starting a super-small side hustle might make sense for you.


Should you take cash out of your home or out of your retirement account? Neither is best. But if those are your choices be sure to listen to what Clark has to say.


Clark mentioned this link to Ticketmaster's blog with their refund terms.

Learn more about your ad choices. Visit megaphone.fm/adchoices

May 04 2020

46mins

Play

5.1.20 Clark's quarantine life; People avoiding doctor offices; Truck drivers face big hurdles; Don't take money from your 403b

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Clark talks about what his life looks like right now and how his family is handling being cooped up together. There have been some positive benefits!


People are avoiding doctors or going to the hospital right now. That is not safe!


Truck drivers have done a great job keeping the supply chain going but it hasn't been without a lot of hardships and obstacles.


Taking money from your 403b is a particularly terrible idea. You could face massive surrender charges in addition to the taxes you'll have to pay.


If you enjoyed this episode of the Clark Howard Show please hit the subscribe button. And also consider leaving a review on Apple Podcasts - it helps others see the value that this show is providing.

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May 01 2020

45mins

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4.30.20 What to do about Summer vacation; Private business safety rules; Market-timing Millennials; Air travel is on the rise

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Should you still go on Summer vacation? That's the question on a lot of people's minds. Clark talks about how you should think about your upcoming Summer travel.


Costco is making all customers wear face masks if they want to shop in the store. This is making some customers upset. But we're going to have to get used to more and more safety rules being implemented by private businesses.


Some people are trying to time the market right now and are getting burned - in particular by sectors they don't understand very well before they start investing cash.


People are starting to hop back on airplanes. Clark discusses what he thinks a resurgence of air travel should look like.


If you enjoyed this episode of the Clark Howard Show please hit the subscribe button. And also consider leaving a review on Apple Podcasts - it helps others see the value that this show is providing.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 30 2020

46mins

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4.29.20 Unemployment compensation is still not going well; New consumer spending data; Where to cash your stimulus check; CVS & Walgreens testing stations

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Florida is doing a terrible job getting unemployment payments to citizens who have applied. California is having a tough time funds to independent contractors, gig workers, and the self employed who are eligible.


Consumer spending has fallen off a cliff. Clark talks about some of the numbers that are coming in and where the American economy stands right now.


Walmart and Paypal are two of the best places to cash your physical stimulus check in order to avoid exorbitant fees.


CVS & Walgreens are ramping up free Covid testing outside stores.

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Apr 29 2020

44mins

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4.28.20 Paper goods hit shelves + beef & pork shortage; Tech late-fee policies; Avoid getting cash from predatory lenders; Covid has accelerated economic changes

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Beef and pork prices are likely to rise soon because of the shortage due to Covid. Also, paper goods are making a reappearance on store shelves...finally.


Verizon, AT&T, and Comcast aren't terminating anyone who can't pay through the month of June. They won't charge late fees either.


If you have to take on more debt right now in order to put food on the table, make sure you do it wisely. Clark gives recommendations for where to go to avoid predatory loans that will make your financial situation even worse.


Covid is rapidly changing our economy. The virus is accelerating the decline of businesses that were already having a tough time.


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Apr 28 2020

45mins

Play

iTunes Ratings

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Clark Howard for President

By Interested bystander - Mar 21 2020
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He is such a beacon of rationality. We need him to navigate these troubled waters.

Old Dog

By Old F'er - Mar 06 2020
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This podcast can truly teach an old dog, like me, a new (financial) trick