Ever wish you were more successful with your personal finances? Laura reviews 6 key habits of financially healthy people that can add up to transform your life and give you a more secure, happy future. Read the full transcript here: bit.ly/22LMkJi

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While escaping the cycle of living paycheck-to-paycheck isn’t easy, it’s possible to get ahead by changing your mindset, examining your lifestyle, and creating new habits. Once you free up even a small amount of discretionary income each month, it’s possible to build a better financial life with more security and less stress. And tune in for bonus tips from The Penny Hoarder on saving money on your power bills this summer. More at The Penny Hoarder: https://bit.ly/2tAnPnJ Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/8-tactics-to-stop-living-paycheck-to-paycheck Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

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If you love the idea of traveling, but don't think you have enough money or time to get away, it’s time to reframe your mindset about chasing adventure. Whether you can only get away for long weekends or take extended tours, find out the tricks experienced travelers use to see the world on a budget. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/tricks-to-travel-more-with-less-money-and-time Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

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No matter your current stage in life, there are easy ways to improve your personal finances. Laura covers 3 simple actions to take today to create more financial security, increase your options, have more peace of mind, and get closer to accomplishing your financial goals. Read the full transcript here: http://bit.ly/2chr34N

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Find out what a micro habit is and how to use them to improve your financial life. They require minimal time, effort, and motivation, but can build up to huge, significant results when you make them part of your routine. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/7-micro-habits-that-create-financial-success Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

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Laura gives 7 tips to pay off your student loans the cheapest ways possible. She also interviews a couple who graduated with $600,000 of student loan debt after graduating from dental and law school. Find out their experiences, missteps, and tips for dealing with loans, having a repayment plan, and getting a great education for less. Read the full transcript here: http://bit.ly/2hHGM3S Get the Money Girl book at http://MoneyGirlBook.com.

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Stop leaving money on the table and save on items you're already buying. Here are five clever ways to spend less without making big sacrifices. This episode includes a clip from Money Girl's guest appearance on the first episode of The Save Space podcast where Laura and host Kelly Sutton chat about about a variety of tips, including managing your household expenses.

Read the transcript at https://quickanddirtytips.com/money-finance/saving-spending/cut-household-expenses
Check out all the Quick and Dirty Tips shows:
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Laura explains what private mortgage insurance (PMI) is and how to avoid paying it in the first place. If you’re already paying PMI, you’ll learn your rights for getting rid of it as quickly as possible so you can lower your mortgage payment and save more money. Read the full transcript here: http://bit.ly/1nWYEql

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Money Girl reveals 5 tips to enjoy the holidays without getting a financial hangover you''ll regret in the New Year. Read the transcript: http://bit.ly/1shnFGr

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Ever wanted to make sure your kid would end up rich? The secret to having a secure future or paying for college could be setting him or her up with an IRA--an underutilized vehicle that many people miss. Laura explains the benefits of starting an IRA for minors, the rules for eligibility, how to open an account, and when you can spend the money penalty free. Read the full transcript here: http://bit.ly/2p1wfUG

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Money Girl and Chris Hill from The Motley Fool discuss common investing barriers and the best investment to own for long-term financial success.

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Instead of caving to impulse shopping, use these 14 tips and tricks to resist bad spending habits so you can save more money.

Read the transcript at http://www.quickanddirtytips.com/money-finance/saving-spending/14-tips-to-stop-impulse-buying-and-save-money
Check out all the Quick and Dirty Tips shows:
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If you’re eager to move into your dream home, preparing your credit for a mortgage approvall should definitely be on your agenda. Laura gives 6 tips for building credit before you apply for a mortgage, so you get a loan that costs as little as possible. Read the full transcript here: http://bit.ly/1sUoe1c

Confused about how to fill out a W-4 at work? Laura explains what it is and how to complete it correctly. Plus, you'll learn 7 reasons when you should adjust your withholding so your employer doesn’t take out too much or too little income tax from your paycheck. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript at http://www.quickanddirtytips.com/node/9556

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Find out how to choose the best investments that create financial security without taking too much risk. Money Girl cuts through the confusion with six dos and don’ts that make it easy to invest successfully and with confidence.

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Laura reviews eight of the best personal finance tools to make sense of your money, stay organized, and achieve your financial goals. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/8-best-budgeting-and-personal-finance-tools Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

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Money Girl reveals ways to make more money that doesn’t involve getting a second or third job—or even going back to school for an advanced degree. Listen on for 5 tips and plenty of useful info. Read the transcript: http://bit.ly/102YeBO

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We all have emotions and biases that strongly influence how we handle our finances. Money Girl interviews Sheri Fitts, an author with expertise in financial services, marketing, and psychology. Find out the driving forces behind behaviors that are critical for building wealth and achieving your dreams.

Visit our sponsor Spafinder at www.spafinder.com and use the code MONEYGIRL to receive 12% off $75+ your gift card purchase.

Read the transcript at https://www.quickanddirtytips.com/money-finance/retirement/behavioral-finance-tips-for-success-with-money-work-and-life

Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts

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There's no reason the end of college life has to mean the beginning of money stress. Here are six fundamental tips you can apply now to set yourself up for a lifetime of financial success.

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Before the New Year arrives, don't miss last-minute opportunities to save money. Use this 7-point checklist to manage your money wisely before the December 31 deadline.

TRANSCRIPT & LINKS: Read the transcript: https://quickanddirtytips.com/money-finance/money-checklist-year-end | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts | JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Don't let financial pitfalls of the holidays sneak up on you. Laura covers wise tips to make the season brighter, less expensive, and more memorable! TRANSCRIPT:  https://www.quickanddirtytips.com/money-finance/saving-spending/8-ways-to-make-the-holidays-less-expensive-and-more-memorable | Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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Financial peace of mind may be easier and less expensive that you think. These three surprisingly affordable safeguards should be pillars of your financial plan.

TRANSCRIPT: Read the transcript: https://quickanddirtytips.com/money-finance/insurance/protecting-health-income | Check out all the Quick and Dirty Tips shows: quickanddirtytips.com/podcasts

JOIN THE CONVERSATION: Facebook: https://www.facebook.com/MoneyGirlQDT | Twitter: https://twitter.com/LauraAdams

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2020 will bring a variety of beneficial tax changes to retirement accounts. Find out six ways to take advantage of them and start making plans to save more for retirement.

TRANSCRIPT & LINKS
Read the transcript: https://quickanddirtytips.com/money-finance/retirement/retirement-account-changes-2020
Check out all the Quick and Dirty Tips shows:
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JOIN THE CONVERSATION
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Unexpected hardships can create big money problems. These ten financial safety nets will help you survive life's challenges so you can be prepared, not scared.

TRANSCRIPT & LINKS
Read the transcript: https://quickanddirtytips.com/money-finance/retirement/foolproof-financial-safety-nets
Check out all the Quick and Dirty Tips shows:
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Once a thief has your confidential data, they can use it to wreak havoc on your financial life. These tips will help you prevent, detect, and fight against identity theft.

TRANSCRIPT & LINKS
Read the transcript: https://quickanddirtytips.com/money-finance/credit/identity-theft-protection-tips
Check out all the Quick and Dirty Tips shows:
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Do you need simple, real world tools to help you bounce back from financial challenges? Money Girl and AJ Gibson talk about his new book and how to live the life you were meant to live.

TRANSCRIPT & LINKS

Read the transcript: https://quickanddirtytips.com/money-finance/overcome-financial-hardships
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When you're buying a home, mistakes can be costly. This step-by-step guide will help you check yourself before you wreck yourself.

Read the transcript at https://quickanddirtytips.com/money-finance/real-estate/8-steps-buying-home
Check out all the Quick and Dirty Tips shows:
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If you're not sure if you have a debt problem, Laura breaks down 13 warning signs you should know. You’ll learn red flags to watch out for that could prevent you from building wealth and solutions to turn around your financial life. Read the transcript at Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

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Recordkeeping is crucial when you're self-employed. These eight rules will help you to stay compliant with the IRS and better understand your business now and in the future.

Read the transcript at https://quickanddirtytips.com/money-finance/taxes/recordkeeping-rules-self-employed
Check out all the Quick and Dirty Tips shows:
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Starting your own business is a giant leap of faith. Here's how to face your career fears and prepare for the future by slowly adding entrepreneurship to your resume.

Read the transcript at https://quickanddirtytips.com/money-finance/saving-spending/start-business-day-job
Check out all the Quick and Dirty Tips shows:
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Stop leaving money on the table and save on items you're already buying. Here are five clever ways to spend less without making big sacrifices. This episode includes a clip from Money Girl's guest appearance on the first episode of The Save Space podcast where Laura and host Kelly Sutton chat about about a variety of tips, including managing your household expenses.

Read the transcript at https://quickanddirtytips.com/money-finance/saving-spending/cut-household-expenses
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

FOLLOW MONEY GIRL
Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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Knowing whether to pay off debt or save for retirement is a common dilemma. Money Girl answers a listener question and provides a five-step guide to follow when you’re not sure how to manage your money. You’ll come away with a clear path to prioritize your precious financial resources.

Read the transcript at https://quickanddirtytips.com/money-finance/retirement/retirement-saving-debt

Check out all the Quick and Dirty Tips shows:
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If you already have a business or you're thinking about becoming self-employed, don't miss legitimate ways to reduce expenses, cut taxes, and save more. Money Girl reviews seven ways that having a small business saves you money.

Read the transcript at https://quickanddirtytips.com/money-finance/taxes/small-business-saves-big-money

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There's alot that renters and homeowners need to know about insurance. Money Girl covers five essential insurance tips about the protections you get from basic renters and home policies, mistakes to avoid when buying a policy, and ways to save money on premiums.

Read the transcript at https://quickanddirtytips.com/money-finance/insurance/5-tips-homeowner-insurance
Check out all the Quick and Dirty Tips shows:
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Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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Find out what a micro habit is and how to use them to improve your financial life. They require minimal time, effort, and motivation, but can build up to huge, significant results when you make them part of your routine. Read the transcript at https://www.quickanddirtytips.com/money-finance/saving-spending/7-micro-habits-that-create-financial-success Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

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Not sure if you should use a 401(k) or an IRA? Money Girl tells you how to prioritize retirement accounts and what pitfalls to avoid when you contribute to multiple types in the same year.

Read the transcript at https://quickanddirtytips.com/money-finance/retirement/401k-vs-ira-retirement-accounts
Check out all the Quick and Dirty Tips shows:
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Thinking about tapping your retirement account? Money Girl covers everything you need to know 401(k) loans, including how they work, potential problems to avoid, and 10 pros and cons to consider before taking one.

Read the transcript at https://quickanddirtytips.com/money-finance/retirement/401k-loans-pros-cons

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No matter why you can't count on a regular paycheck, it's possible to create a money system that works. Money Girl has 6 strategies to keep you on track.

Read the transcript at https://quickanddirtytips.com/money-finance/saving-spending/budget-irregular-income
Check out all the Quick and Dirty Tips shows:
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If your personal data was stolen in the 2017 Equifax data breach, you're entitled to make a settlement claim. Money Girl explains what happened, who's eligible for an Equifax payout, and how to file your claim before the deadline.

Read the transcript at https://quickanddirtytips.com/money-finance/credit/equifax-settlement
Check out all the Quick and Dirty Tips shows:
www.quickanddirtytips.com/podcasts

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Facebook: https://www.facebook.com/MoneyGirlQDT
Twitter: https://twitter.com/LauraAdams

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