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Couple Money Podcast

Updated 4 days ago

Business
Kids & Family
Investing
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Elle Martinez from Couple Money discusses how to build your net worth and your marriage by helping you create a financial system that works for both of you. Each episode will tackle a topic that couples deal with such as paying off debt faster, saving for the future while still enjoying today, how to invest smarter, and retiring early.

Read more

Elle Martinez from Couple Money discusses how to build your net worth and your marriage by helping you create a financial system that works for both of you. Each episode will tackle a topic that couples deal with such as paying off debt faster, saving for the future while still enjoying today, how to invest smarter, and retiring early.

iTunes Ratings

102 Ratings
Average Ratings
86
8
3
3
2

Tackle it together

By Sunliz - May 11 2018
Read more
Mixing up episode length and breaking down finance together is a great combination!

A must

By MarketBasix - Nov 22 2017
Read more
If you want to be happy in your relationship and with your money, this is a must listen.

iTunes Ratings

102 Ratings
Average Ratings
86
8
3
3
2

Tackle it together

By Sunliz - May 11 2018
Read more
Mixing up episode length and breaking down finance together is a great combination!

A must

By MarketBasix - Nov 22 2017
Read more
If you want to be happy in your relationship and with your money, this is a must listen.

Listen to:

Cover image of Couple Money Podcast

Couple Money Podcast

Updated 4 days ago

Read more

Elle Martinez from Couple Money discusses how to build your net worth and your marriage by helping you create a financial system that works for both of you. Each episode will tackle a topic that couples deal with such as paying off debt faster, saving for the future while still enjoying today, how to invest smarter, and retiring early.

Rank #1: CM_005_Joint_Bank_Accounts_and_Happier_Marriages.mp3

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Oct 22 2014

17mins

Play

Rank #2: How to Raise Your Credit Score and More Marriage and Money Questions

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We open up the community mailbag again and answer your biggest marriage and money questions. Today we're discussing how to build your credit and raise your score, winning your spouse over with finances, and how to do a money date! 

Raise Your Credit Score, Money Dates, and More

Today’s episode is kind of brought by..... you.

Yep, it's community mailbag again and this time we have quite a varied plate on our hands!

I appreciate you sending your questions in.

In this episode we get into:

  • The biggest myths and bad advice about credit score
  • How to work together on tackling money
  • How money dates work for us

If you’d like your question to be a part of the next mailbag, send it here moneyqa@couplemoney.com

Hope you enjoy!

Resources to Build Your Credit and More

Here are some resources we shared on today's show to build your credit, become a team with finances, going on a money date, plus more. 

We’re going to discuss the ins and outs of merging finances and personalities in our private Facebook group over at Thriving Families. It’s free and fun – please join us!

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

Sep 26 2018

34mins

Play

Rank #3: How to Save for Your Biggest Goals Together

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Do you two have several dreams you want to achieve, but not making any real progress? Today I'll share how you can save for your big goals together! 

 

How to Save for Your Biggest Goals

Today we're going to tackle the three biggest hurdles to saving and achieving your goals:

  • Getting your spouse on board with saving
  • Getting on the same page with your goals
  • Finding money to save

Hope you enjoy!

Resources to Define Your Priorities and Big Goals

Whether it’s a joint or personal goal, there are handy resources available to help you two achieve your dreams.

Handy Tools to Save More Money

Here are a few of my favorite tools that make saving money much easier!

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster Plus more!

You can get lifetime access here. 

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Jun 08 2018

13mins

Play

Rank #4: How To Dump Debt Before The Year Wraps Up

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Today we’re looking at how you can knock out a debt or two before this year wraps up!

Knock Out a Debt Quickly

Who doesn’t want to unload a debt before this year wraps up?

Paying off debt is usually one of the top three goals people make for the year, but struggle to achieve.

That’s not going to happen with you.

I want you to make some headway with your debt-free goals which why we’re finishing up with season with a call to action – we’re going to knock out debt.

Of course, to do this we need money.

There are three ways you’re going too free up money so to speak to pay off those debts faster:

  • Optimize your current budget
  • Consolidate your debts
  • Earn extra cash

We’ve talked about different ways you can save this season, with housing, cars, and how to bake in automatic savings so today I want to look at the other two options.

David Jacobs, VP of Consumer Lending at Coastal Credit Union, is going to talk about the differences between HELOCs and home equity loans.

If you going that route, you really need to understand how they work.

We’re also looking at using side hustles to earn that extra money. Can you really knock out your debts with a side gig?

Kevin is a member of our community and was kind enough to reach out to me about his experience. He’s done both delivery driving with GrubHub and ride-sharing.

What’s cool – at least to me – is that he’s an accountant in his day job. So when he did the side hustles he was tracking not only his earnings but expenses.

I think you’ll enjoy hearing his take on whether it’s a viable way to earn some extra cash.

In this episode we’ll discuss:

  • Understanding debt consolidation options with your home equity
  • Whether side hustles can be a smart way to earn extra cash to pay those debts
  • Ways to stay motivated

Let’s get started!

Resources to Pay Off a Mountain of Debt

If you two are ready to pay off your debt, here are some handy resources to check out:

Thank You to Our Sponsor Coastal!

Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today.

They want to help you achieve your biggest goals!

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Aug 30 2019

17mins

Play

Rank #5: How to Talk to Your Spouse About Money

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Need to talk about money, but worried about starting a fight? Learn easy and stressless ways you two can have the money talk and get on the same page with your finances! 

 

How to Talk About Money (without Starting a Fight)

While it makes for good TV drama, finding out your spouse has been hiding massive debt is so not the way to start talking about money.

But how do you do that – how do you start talking about money? Certified Financial Planner and NY Times best-selling author Carl Richards is on today to share some ways you can begin.

In this episode we get into:

  • Why it’s hard for most couples to talk about money
  • How money dates can keep things light and fun
  • Ice breakers to get the ball rolling

Hope you enjoy!

If you’d like to hear more from Carl, please listen to our first interview about creating a one-page financial plan!

Resources to Help the Money Talk Go Easier

If you two are ready, here are some fantastic resources to make talking about (and managing) money much less stressful!

Thank You to Our Sponsor Coastal!

Support for this podcast comes from Coastal Credit Union!

If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today!

Meet Carl Richards

Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in the New York Times since 2010.

Carl has also been featured on Marketplace Money, Oprah.com, and Forbes.com. In addition, Carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world.

Through his simple sketches, Carl makes complex financial concepts easy to understand.

His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money.

Keep Takeaways for Talking About Money

Before we close up I want to focus on some key takeaways I got:

  • Make talking about money a normal part of your conversations.
  • Focus on the WHY before the HOW
  • Keep it simple

If you’d like to chat more about getting on the same page with your spouse about money, please join us in our private and free FB group – Thriving Families.

We’re families looking to support and help one another out. We’re over at couplemoney.com/fb

Hope to see you there!

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

May 23 2019

24mins

Play

Rank #6: Finding Your Best Money System as a Couple

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Looking to stay on top of your money together without a complicated system? Learn how you can win with money and how HoneyFi can help you dump your debt and build wealth together!

Sep 08 2017

15mins

Play

Rank #7: Marriage and Money: Working Together as Financial Opposites

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Are you two frustrated because you're financial opposites? Learn strategies and conversation starters so you can get on the same page and win with money! 

When Financial Opposites Attract

Money fights are an incredible source of stress with marriage when left unchecked.

it doesn't have to be that way.

There are couples who have achieved huge goals - like paying off massive amounts of debts, buying their dream home, or travel together by harness the advantages of their differences.

The key is learning how to work together even when they are financial opposites.

I usually don’t do two guests, but I wanted to show how 1 - there are certain principles that can help every couple and 2 - there are times when you have to carve your own path.

Her Money Matters author Jen Hemphill and Zeta CEO and founder Aditi Shekar join the show today.

In this episode we get into:

  • Creating your goals and money take
  • Finding a budget you’re both on board with
  • How to deal with tricky situations - like lending money to family - without straining your marriage or money

Think you’ll hear a lot of familiar stuff and get some new ideas with this episode. Hope you enjoy!

Resources to Combine Your Finances

Here are some resources to dive deep into how you two can work together as a team with your finances. 

We’re going to discuss the ins and outs of merging finances and personalities in our private Facebook group over at Thriving Families. It’s free and fun - please join us!

Zeta: Helping Couples Master Their Money Together

So happy Aditi could join us on this episode. If you two are looking for a customizable solution with your finances, please check out Zeta.

Zeta helps you stay on top of your finances together by helping you understand where your money is going. Track all of your accounts in one easy to use spot.

Stay on the same page about money! Drop memos on specific transactions, add monthly notes to remember what happened, or split spending as needed. Go to Zeta to get more info!

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

Sep 19 2018

29mins

Play

Rank #8: Meal Planning Essentials for Busy Couples

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Does your food bill blow your budget? Today you'll learn how to master meal planning to save you a ton of time and money! 

How to Save with Meal Planning

One of the biggest bills couples have - especially busy ones - is their food.

Between eating out and buying food for the family, there doesn't seem to be enough money to cover everything. 

We discussed saving money when eating out a few episodes ago. Now we're looking at the other side -mastering your groceries and meals at home.

I asked my buddy Jen Smith to come on board. She's the creator of Saving with Spunk and the author of the new book Meal Planning on a Budget.

In this episode we discuss:

  • how meal planning doesn't mean leftover every night
  • the magic of slow cookers
  • how seasonal and sales eating is lower your bills and be better health wise

Hope you enjoy!

Resources to Save Money While Eating Well

Want to cut your spending on food without sacrificing quality? Here are some resources to check out.

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster Plus more!

You can get lifetime access here. 

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Jun 13 2018

20mins

Play

Rank #9: Busting Money Myths with Anthony O'Neal

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Can you have nice things when you're paying off debt? What millionaire habits can you pick up today? Personal finance author and money expert Anthony O'Neal shares his tips and thoughts!

Busting Common Money Myths

Many times we mismanage our money because we’ve developed ideas and habits that are harmful to our financial health.

If we want to change or help our spouse to change, it means we have to examine those money myths and habits.

And it can be hard to change.

That's why I’m really happy to have personal finance author and millennial money expert Anthony O'Neal on today. He’s made the leap himself.

At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions.

We met up over at the NC State University's bell-tower before his Smart Money event last week for a chat about money myths and habits.

In this episode we get into:

  • how you can have nice stuff while paying off debt
  • what millionaires do differently
  • how to financially prepare your kids for the real world

Hope you enjoy!

Resources to Build Good Money Habits

Looking to become debt free and build wealth? Here are some resources to help you build smart money habits.

Support the Podcast

Thank you so much for listening!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. I’d love for more couples to work together to dump their debt and pursue their dreams together! Please leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

I appreciate your help. Let’s make talking about marriage and money fun!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere

Feb 14 2019

22mins

Play

Rank #10: Marriage and Money Q&As: How Much to Save for a Baby, Dealing with a Disability and Medical Expenses, Plus More

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How much do we need to save for a baby? How do we handle medical expenses and finances with a disability? We answer your biggest marriage and money questions! 

Marriage and Money Q&As

Welcome to another edition of our community mailbag show!

This is where we take a break from our regular episodes which usually deal with one topic and instead tackle several of your marriage and money questions in smaller bites.

Today we have Phillip and Julia Olson as well as Brynee Conroy here on the podcast to help answer them

In this episode we get into:

  • How to handle the costs of having a baby
  • Dealing with disabilities and finances
  • What to do when the traditional advice does not apply

Let’s dive in!

Resources Mentioned

Want to dig in some more? Here are some of the resources we mentioned in our episode plus more!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

Oct 31 2018

32mins

Play

Rank #11: How to Master Your Bank Accounts Together

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Ready to merge finances? Find how you can master your bank accounts together and get the most out your hard earned money! 

Master Your Bank Accounts Together

How are things going with your money? Do you feel like the two of you have a strong handle on things?

When we were first married, it took some time for us to find our footing. Besides figuring how to manage money as a team, we had to move our money because the bank we were with gave us more hassle than help.

Fast forward now and we're much happier because we found a system and banking options that work for us.

Today we're looking at how you can master your bank accounts together and get the most bang for your buck!

Joe Mecca from Coastal Credit Union is here today to help out.

In this episode, we get into
  • how to find the best way to manage your money as a couple
  • stashing your cash in the best place possible
  • managing your money like a boss

Hope you enjoy!

Resources to Get the Most Out of Your Bank Accounts

Are you two ready to master your joint accounts? Do you want to create a system that fits your priorities and styles? Here are some resources to check out.

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster Plus more!

You can get lifetime access here. 

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Feb 22 2018

15mins

Play

Rank #12: How to Pursue Your Dreams Without going Broke

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Do you two have a couple of dreams you'd love to get started on but right now the money isn't working? Today we're going to discuss how to pursue your dreams without going broke!

Working Together to Pursue Your Dreams

Real life isn't that smooth. There are a dozen and more ways things can go sideways with the business. If you're married, you have to work as a team.

Today Alex Grodnik from Wall Street Oasis' podcast Moving Up and founder of Payclub is here to share his story and offer from tips from the trenches. His career has a had a few shifts. He and his wife are working together to a find a flow that allows them to pursue their dreams, pay their bills, and prepare for the arrival of their daughter this summer.

In this episode we discuss:

  • why he choose to get an MBA and the unexpected pivot he made
  • how they went to from living off two incomes to one
  • the real truth and finances of being a startup entrepreneur

Hope you enjoy!

Resources to Help You Launch a Side Hustle

If you’re ready to make the leap, here are some more resources to help you build another income stream.

 

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

May 17 2018

18mins

Play

Rank #13: Early Retirement Hacks: Big Wins Through Tiny Habits

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Can you really have big wins from changing tiny, but key habits? Learn the critical key steps Chris Reining took to retire at 37!

Aug 12 2017

19mins

Play

Rank #14: How to Automate Your Money: A Guide for Busy Couples

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How do you feel about managing money? Is it something you enjoy doing or do you see paying the bills, knocking out debt, saving for your future, etc. a bit much?

When we were first married it was honestly a little overwhelming. We had the bills to pay, a car loan, and eventually student loans that were going to come due. 

The idea of getting a financial system seemed complicated.

The good news is it wasn’t.

With a little organization so we had our acct info in front of us. It was a one evening thing. 

And it’s made a huge difference for us. 

We’ve paid off over $30,000 of debt, bought our cars with cash, started investing for retirement, and giving more.

Through the years, we’ve had to take a step back to help out loved ones and deal with our family. With two little ones as our priority, we sometimes have put money conversations on the back burner.

The automated system allowed us to still take care of the essentials and not miss a beat. 

But I also know that the idea of setting up a system sounds like a ton of work.

Truth is the initial set up typically isn’t as difficult as you think and the benefits are more than just the money. 

To make this easier we’re going over: 

  • Peek into Our System so You Have a Real Life Example
  • Setting Up Your Financial System
  • Tools and Apps to Make it Easier to Set up and Track Your Money

I hope you enjoy! 

Thank You to Our Sponsor Coastal!

Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today.

They have fantastic options to make online banking easy!

Resources to Stay on Top of Your Money

Here are some resources to make managing your money much easier!

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

Jul 12 2019

18mins

Play

Rank #15: How to Eat Well While Slashing Your Food Bills

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Are you a foodie? Is eating out killing your budget? Learn insanely smart ways you two can eat well while slashing your food bills!

Slashing Your Food Bills

Since this America Saves Week, I thought that this would be a perfect time to tackle a typically huge expense - food. Whether it's groceries, lunch out at work, or going out as a family, this is something that can snowball quickly.

It's tricky because food at the essential level is a true need. Many of us go, though, beyond the essentials and if we truly evaluate how we're eating and spending, there's much room for improvement.

However, this is not an episode of roughing it or deprivation. I personally find food to be an awesome part of my social life and we enjoy eating.

Just like fad diets rarely lead to anything meaningful, seriously slashing and burning your groceries to their bare minimum can backfire. I'd like to share a way to be balanced and to disprove this myth that clean eating and delicious meals are expensive.

Amy and Tim Rutherford, the couple behind Go with Less, are here to help out. They were big spenders and that included a lot of eating out and living it up. Today we'll discuss:

  • what triggered them to change how they were spending
  • ways they're able to enjoy eating out and eating well without killing their budget
  • coming up with go-to meals that rock and don't require you to become a chef

these changes helped them to retire early so take what you can and try them out. You could very well find yourselves having a good time and growing your bank accounts.

Hope you enjoy!

Resources to Save Money While Eating Well

Want to cut your spending on food without sacrificing quality? Here are some resources to check out.

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster Plus more!

You can get lifetime access here. 

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Mar 01 2018

23mins

Play

Rank #16: How to Change Your Money Mindset and Habits to Finally Dump Debt and Build Wealth Together

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Does it seem like you two keep having the same argument over and over? Do you feel like you're spinning your wheels with money? You're not alone.

Today we're going over how we form our money habits and how we can change them for the better to finally achieve your big goals together! 

Mindsets and Money Stories 

It's funny how unaware we can be about our money habits. When we first began talking about money, it was a real eye-opener and not just because of the numbers.

Here we were ready to spend our lives together and we realized that we had completely different views when it came to money. 

But digging into how we pick up those habits and figuring a way to work with what we have so to speak is somewhat tricky - which is why I'm really happy Jen Hemphill here. She's an accredited financial coach and author of her new book, Her Money Matters: The Missing Truths From Traditional Money Advice.

It's a fantastic book and one aspect I really appreciated is how Jen dives into mindsets and money stories.

In this episode we discuss:

  • how your past can influence how you handle finances now - for better or worse
  • how to help your spouse to open up and understand their money mindset
  • a tip for getting them onboard

Hope you enjoy! 

Resources to Understand and Change Your Money Mindset 

If you two are looking to improve how you talk and work together with your finances (and lives), please check out these resources.

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster Plus more!

You can get lifetime access here. 

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Feb 15 2018

14mins

Play

Rank #17: 20 Ways to Have Fun This Summer and Still Save a Ton of Money

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Looking to kick things up a notch? Learn how you can have fun this summer and still save some serious money! 

Summer Saving Fun

I'm so ready for summer!

The tricky part of summer, especially if you have little ones, is making sure you don't go broke while still having fun.

So to wrap up this season, I challenged myself. Today I'm going to share how you can save a grand this summer!

We're going to look at 4 areas and show you 5 ways to save. 
  • Getting the Best Deals
  • Boost Your Savings 
  • Frugal Foodie
  • Vacations/Getaways

Hope you enjoy! 

Getting the Best Deals 

If you're out shopping make sure you're getting the best deals! Some of my favorite apps and sites are:

  • iBotta
  • Camel, Camel, Camel
  • Honey
  • Paribus

Your family's smartphone plan shouldn't cost you a fortune. There are some fantastic deals out there. I use Republic Wireless and love them. They have an incredible line of phones. I have two lines with them and pay less than $50/month! 

You may also want to look at providers like Ting, Freedom Pop, and StraightTalk. 

When shopping online, hold off on those impulse buys you may be able to score a better deal by leaving before the purchase. I had a site send me an email afterward with a cheaper price. You may also want to switch to incognito mode. 

Boost Your Savings

If you're looking to ramp up savings here are some great apps and services to try out. 

They can help you track your money quickly and easily. 

You also want to make sure you're keeping a visual reminder of what you're saving towards. It can keep you motivated when you're in the middle of things. 

And of course, automate your savings. It's not doing you any good until it's stashed away. 

Frugal Foodie

I've been writing for Couple Money for almost nine years and I will tell you that one of the biggest budget busters that couples have is eating out. Break this cycle by:

  • Plan Your Meals for This Week
  • Prep a Meal Ahead
  • Have Go-to Meals
  • Think Global with Your Dishes
  • Have a Potluck
Vacations/Getaways

Summer is a fantastic time to get out of town and explore someplace new. Using sites and apps like Skyscanner and CheapOair can make your money go further next trip! 

  • Be Flexible
  • Learn How To Bid
  • Stay Like a Local
  • Budget for your Trip

 

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

May 31 2018

21mins

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Rank #18: How to Rethink Real Estate as an Investment to Build Wealth

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Think your home is an investment? For most people, it's not. 

Learn how to rethink real estate so you can build your wealth and become financially independent!

Buying a house is usually the biggest purchase we make.

Right now in the United States, the median price of homes that sold is $225,900.

For those living in high cost of living areas like California and DC, you’re looking at closer to 350k to $400k respectively.

Just considering the numbers, you can see that you really need to do your homework when it comes to buying your house.

A misstep or mistake can cost you a significant amount of money.

I don't want that to happen to you. When \ever you buy your home I want it to feel like a blessing and a burden.

We’ve had several episodes about the house hunting, getting a mortgage, and finding the best home for you.

Today, though, I want to get into the root of every bad decision we made when it comes to real estate - how we approach it.

I can’t even count how many people had such strong opinions when we were house hunting.

And not all of them were right.

There so many justifications for buying any house.

  • ‘You’re throwing away money when you rent’
  • ‘Take advantage of the tax savings’
  • And my favorite - ‘real estate is an investment’

People were saying this and they no idea what kind of house or neighborhood we were looking at.

That’s not to say buying a house is a mistake.

It can actually be a smart move when done right. And if you’re looking at investing and are willing to put in the work, real estate can be an income stream.

But how you approach it makes all the difference.

Which is why I asked Julien and Kiersten, the creators and the couple behind Rich and Regular to come on today.

They are not only are homeowners, but they are also real investors who are working towards financial independence.

Their properties are a part of their plan so I thought they would be perfect to talk about how to approach real estate wisely.

In this episode we’ll discuss:

  • Why they don’t consider their home an investment
  • How they got into investing in real estate
  • Their strategy around real estate to reach financial independence

Hope you enjoy!

Resources for Buying a House

If you two are ready to get the balll rolling with buying a house or start looking at real estate investing, here are some resources to check out:

Support the Podcast

Thank you so much for listening!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. I’d love for more couples to work together to dump their debt and pursue their dreams together! Please leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

I appreciate your help. Let’s make talking about marriage and money fun!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere

Feb 06 2019

25mins

Play

Rank #19: How to Win With Your Money Goals in 2019

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Today we’re going over to figure out the best money goals for you and how to tackle them together!

Tackling Your Big Money Goals

It's December, can you believe it?

What are your plans for this month?

Last weekend we went up to visit family and friends in Virginia. We had a wonderful time, but we're a bit drained seeing so many people at once. This weekend we're relaxing.

Now that we took care of the last bit of stuff for health insurance and investments that my husband's employer needed for next year, we should have time to chat a bit more on what we want to do overall.

Typically we both have ideas on what we like to knock out and usually, we end up with 2 or 3 big goals for the year. Last year we focused on the basement renovation (1st phase done!), family trips (2 bigger and several weekend trips), and paying more towards the mortgage (upped our monthly mortgage payments).

Proud of what we did and we'd like to build on that momentum. And based on the emails and messages I got it looks like you're thinking the same thing. So today we're going over how to reach your money goals together.

In this episode we’ll get into:

  • Why people fail with their goals
  • Choosing the right goal for you
  • Setting up a system that makes it easy for you to knock out your goal

You’re ready? Let’s go!

Resources to Knocking Out Your Money Goals Together

Want to learn more? Here are some resources to check out:

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

Dec 06 2018

12mins

Play

Rank #20: What to Do If You’re Struggling to Pay Your Bills

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Do you feel like all of your paycheck plus some is going towards your bills and making no headway on your goals? Today we'll cover 5 ways you can get caught up and begin getting out from under your debts!

Struggling to Make Ends Meet?

I've been getting your emails and I want to say thank you. Sharing your wins and questions has been wonderful and I'm grateful that I can help in some small way.

I try to find positive stories and offer practical ways to save more, get out of debt, and start investing for your future, but we're all at different points in our financial journey.

Some of us are working paying off that debt ASAP while others are saving for their home, baby, or business. You might be working hard towards that dream of traveling together or exploring the possibility of financial independence.

Or you might just be starting your journey. perhaps you've heard some of the stories here or on other personal finance sites and you want to join in.

However, currently, you're in a really tight spot with money.

there's no wiggle room in your budget so it's hard to get ahead with your payments. you could be trying to just make the minimums. It's like you're a doctor dealing with multiple injured patients, trying to triage things with little equipment.

It's stressful and you feel like you're just dealing with one crisis after another.

Today I want to give you some relief.

The first step is getting caught up on your bills and begin creating a positive gap between what you're making and your expenses.

America's Money Answers Man - Jordan Goodman is on the show to share some ways you can get the ball rolling to becoming debt free.

In this episode we get into:

  • getting better rates credit cards and in some cases, settle them
  • how to get out from medical debt
  • what to do when you can't afford your car payments

Hope this helps!

Resources to Get Out from Under Debt

If you two are struggling to pay your bills, here are some handy resources to check out.

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Mar 29 2018

13mins

Play