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Rank #69 in Investing category

Business
Education
Investing

Radical Personal Finance

Updated 2 months ago

Rank #69 in Investing category

Business
Education
Investing
Read more

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

Read more

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

iTunes Ratings

1490 Ratings
Average Ratings
1068
132
67
64
159

The best personal finance podcast I’ve listened to!

By NickAndersonart - Jun 01 2020
Read more
I can’t recommend this podcast enough for anyone looking for high quality information on how they can attain financial independence. Excited to continue making my way through the episodes. Thanks Joshua!

Amazing

By It's Kristof - May 31 2020
Read more
Have listened to about 30 hand picked episodes. Thank you for you candor and invaluable information. All positive vibes here. You have improved my life and future with your well thought out information.

iTunes Ratings

1490 Ratings
Average Ratings
1068
132
67
64
159

The best personal finance podcast I’ve listened to!

By NickAndersonart - Jun 01 2020
Read more
I can’t recommend this podcast enough for anyone looking for high quality information on how they can attain financial independence. Excited to continue making my way through the episodes. Thanks Joshua!

Amazing

By It's Kristof - May 31 2020
Read more
Have listened to about 30 hand picked episodes. Thank you for you candor and invaluable information. All positive vibes here. You have improved my life and future with your well thought out information.
Cover image of Radical Personal Finance

Radical Personal Finance

Latest release on Aug 04, 2020

Read more

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

Rank #1: 481-Where Should I Keep My Emergency Fund?

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I was inspired to do this show by watching a recent conversation thread in the RPF Facebook Group about where to store your emergency fund.

I thought it'd be fun to share with you the things I think about with regard to emergency fund storage.

Enjoy the show!

Joshua

Sep 13 2017

1hr 36mins

Play

Rank #2: 666-How to Prepare for the Coming Recession

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It's official: the Yield Curve on US Debt is inverted. That's a pretty good indicator that recession is in our future.

So, today I want to tell you how to prepare for the coming recession.

Enjoy! And do.

Joshua

Sep 03 2019

1hr 13mins

Play

Rank #3: 355-How to Build a Plan for Financial Freedom in 10 Years or Less

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The tagline I created for Radical Personal Finance is this: "...the show dedicated to providing you with the knowledge, skills, insight, and encouragement you need to live a rich and meaningful life now while building a plan for financial freedom in 10 years or less."

Little by little I've been breaking this down for you and today we tackle the "financial freedom in 10 years or less" part.

I believe that, no matter where you're starting from or what your current financial condition, you can build a plan to achieve financial freedom in 10 years or less. And, in today's show, I defend that statement to you.

Enjoy,

Joshua

Jul 01 2016

57mins

Play

Rank #4: 437-Mustachianism 101: The Philosophy of Mr. Money Mustache

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On episode 425 of the podcast I interviewed Mr. Money Mustache. That episode was not intended to be an introduction to his teaching or his philosophy; rather, it was a human interest discussion with the man himself.

Today, I introduce you to the philosophy and teaching: the message.

What is mustachianism? What is the plan for financial independence espoused by Mr. Money Mustache?

Enjoy!

Joshua

Mar 20 2017

44mins

Play

Rank #5: 527-How to Buy a Used Car

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As a--ahem--more practical follow-up to yesterday, here is my advice for a listener on how to buy a used car.

Joshua

Feb 22 2018

1hr 2mins

Play

Rank #6: 364-The Laws of Wealth: Psychology and the Secret to Investing Success: Interview with Author Daniel Crosby

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My guest today is Daniel Crosby. Daniel is a behavioral economist and he has applied his expertise to the question of investing.

One of the greatest challenges investors face is managing their own behavior. Daniel has studied this problem extensively and has formulated specific recommendations to help investors manage their psychology and manage their behavior.

Enjoy!

Joshua

Aug 09 2016

1hr 10mins

Play

Rank #7: 536-The Way to Wealth by Benjamin Franklin

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On today's show we go back 250 years to see what lessons for wealth we can learn from Benjamin Franklin. This show is an audio recording of Franklin's essay, "The Way to Wealth."

Enjoy!

Joshua

Mar 26 2018

28mins

Play

Rank #8: 408-Budget Categories for the New Year that Actually Matter

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What's the point of budgeting? Isn't it supposedly supposed to help you get richer?

Well, one way to make budgeting matter is if your budget categories actually help you to understand what's happening with your money.

Today, I walk you through some of my personal budget categories and explain how they impact my spending decisions.

I don't think you'll find these budget categories in any pre-existing software. But I do think they'll be really useful to you!

Joshua

Jan 09 2017

1hr 15mins

Play

Rank #9: 600-A Complete Answer to Whether You Should Pay off Debt or Invest

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Here's the complete answer that you need to know if you should pay off debt or invest.

Nov 08 2018

40mins

Play

Rank #10: 593-Lifestyles of the Frugal and Obscure

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The Lifestyles of the Rich and Famous might make good TV  but it's the Lifestyles of the Frugal and Obscure that makes for wealthy people who keep their money.

Joshua

Oct 18 2018

45mins

Play

Rank #11: 583-Mega Friday Q&A: (two days early) Richest Man in Babylon, Children and F.I., Invest All at Once, Preparing for Marriage, What's Next, Etc!

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Today we have a mega, 2-hour Q&A show. We cover a bunch of really interesting questions:

  • How Do We Follow the Guidelines from The Richest Man in Babylon?
  • I've Reached F.I. Now How Can I Help Children Do the Same?
  • Should I Invest My Cash All At Once or Over Time?
  • How Do I Prepare My Finances for Marriage?
  • We're Out of Debt and Have Money In the Bank. What Now?
  • I'm F.I. and Sold My House. What Should I Do With the Cash?
  • How Can I Help Young Men?
  • I'm Now an Empty Nester. Should I Buy a House for Security?
  • I'm In Graduate School. Should I Get Life Insurance?
  • What Should I Do With an Old Life Insurance Policy?

Sep 19 2018

2hr 7mins

Play

Rank #12: 508-Three Ways to Save Money

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Today we cover the three basic methods to save money:

  1. Buy it cheaper
  2. Make it last longer
  3. Use it less

Any one of these strategies is useful. But the real power comes when you implement all three of them.

Listen to the show to understand why!

Joshua

Jan 08 2018

29mins

Play

Rank #13: 526-You Bought a Pickup Truck? You Idiot!

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Flipping through my feed and I cannot believe what you just did. You idiot!

Joshua

Feb 21 2018

26mins

Play

Rank #14: 400-The First Two Weeks of December Are Crucial For Your 2017 Success

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I learned the hard way not to wait until the end of December to think about how my past year went and how I wanted my next year to go.

Don't wait.

The first two weeks of December are your golden time for your year-end review process.

Details in the show!

Joshua

Dec 01 2016

20mins

Play

Rank #15: 451-The Millionaire Next Door Wealth Index: How Do You Stack Up?

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The Millionaire Next Door Wealth Index:

"Multiply your age times your realized pretax annual household income from all sources except inheritances. Divide by ten. This, less any inherited wealth, is what your net worth should be."

Apr 12 2017

19mins

Play

Rank #16: 476-Pathways to Financial Freedom (in 10 years or less): Expediter Trucking (and other live-on-the-job opportunities)

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Yesterday I was watching the solar eclipse (up north in the 100% band) and I happened to have breakfast with an expediter.

Not sure what that is?

Basically, a truck driver who drives a van. (More in the audio show.)

As we ate, I tried to lay out a few paths on how he could become financially free based on his current work.

And, I promised him a show on the topic.

So, you get to listen in as I tell him--and you--how any normal person can use a live-on-the-job opportunity as a trampoline to bounce them into the upper tiers of financial abundance.

Enjoy!

Joshua

Aug 22 2017

40mins

Play

Rank #17: 425-Interview with Mr. Money Mustache! Memorable Moments, Current Projects, Impact on the PF Community

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Today, I bring you an interview with the #1 most requested guest! Mr. Money Mustache himself.

I connected with him while up in Gainesville for Camp Mustache a couple of weeks ago.

This interview isn't about the nuts and bolts of Mustachian philosophy or on how to become financially independent in a few short years; those topics have been well covered elsewhere.

This interview is about his current life, current projects, and things he's excited about at the moment.

Enjoy!

Joshua

Feb 07 2017

35mins

Play

Rank #18: 452-The Rule of 72

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Today we tackle the Rule of 72 with a quick explanation of what it is and why it's useful to you.

Apr 13 2017

15mins

Play

Rank #19: 460-How to Decide What To Invest In

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I frequently get this question: "Joshua, what should I invest my money in?"

Well, that's a hard question to answer. I'm not you, so how should I know?

But, here are the factors I think you should consider in answering that question for yourself:

  1. time
  2. money
  3. knowledge
  4. skill
  5. temperament
  6. timing
  7. opportunities
  8. tools

Joshua

p.s., did I miss any important factors? If so, let me know in the comments.

May 24 2017

53mins

Play

Rank #20: 595-Credit Card Q&A: Getting Out of Debt, Paying off Student Loans, Using Cards for Business Inventory

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I missed several of my students' questions on the previous credit card Q&A show. So today, I wrap them up. Enjoy!

Joshua

Oct 22 2018

51mins

Play

How To Build Wealth and Personal Freedom Fast with Andrew "Cobra" Tate

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My guest on today's show is Andrew Tate, world champion kickboxer and self-made millionaire. We discuss fast money and lifestyle freedom.

Aug 04 2020

1hr 10mins

Play

Why Not Skip High School Virtual Classes and Take College Courses Instead?

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Millions of students are sitting at home wasting their time watching online courses for measly high school credit. That's dumb. Why not just go ahead and get an online bachelor's degree instead?

In today's show, I'll tell you how.

Joshua

Jul 27 2020

1hr 20mins

Play

Friday Q&A: Equity Stripping a House in Divorce, Buy Whole Life Insurance in a Sabbatical, Affirmations in Personal Development, Etc.

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In today's Q&A we discuss:

  • 1:30 How can we equity strip a house in preparation for divorce?
  • 13:17 Should I buy more whole life insurance if I'm planning to take a sabbatical in 6-8 years?
  • 49:21 Are affirmations useful for personal development?
  • 1:15:00 Should I be worried about leaving my home place in the current emergency?

Jul 20 2020

1hr 29mins

Play

Tax Planning Advice for an American Couple Moving Abroad to Teach

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Jul 17 2020

44mins

Play

Always Look for the Most Direct and Effective Path to Your Goals

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Jul 16 2020

32mins

Play

How to Move to Canada 🇨🇦 And Get a Second Passport!

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Moving is an extremely effective—albeit disruptive—way to improve certain aspects of your life, both financially and personally.

All over the world there are millions of people who understand very clearly that if they can simply move to a country with a healthier, more robust economy.

But what country do you choose?

For hundreds of thousands of people, Canada is an obvious solution.

Today I've invited Brandon Miller, owner of Maple Immigration on to the show to discuss immigration into Canada.

We speak about immigration broadly and then specifically with regard to Canada.

Enjoy!

Joshua

Jul 08 2020

1hr 6mins

Play

Friday Q&A: Privacy, Asset Protection, CARES Act Distributions, WWJD, Nomadism vs. Community

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Friday Q&A:

  • 1:30 What steps can I take to protect my privacy and assets as I get into real estate investing?
  • 17:22 Should I take an early $100,000 IRA distribution due to the CARES Act?
  • 24:30 WWJD if his global trip were cut short and he were trying to build an online business?
  • 44:00 How can I build a sideline bee business that my children can help me with?
  • 1:02:00 How can we reconcile the value of being a modern nomad with the value of local community?

To join next week's show, support the show on Patreon: https://patron.com/radicalpersonalfinance 

Jul 03 2020

1hr 23mins

Play

Friday Q&A: Proper Planning for Young People, Infinite Banking, Retirement Income, etc.

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Live Friday Q&A:

  • 2:00 Do I stick out my job and current career because it's profitable and comfortable or do I pivot to something new while I'm young?
  • 16:20 Should I do Infinite Banking as part of my retirement plan?
  • 38:40 Should I go to college?
  • 59:10 My 79-year-old father needs income. What should he invest in?

Join next week's show here: https://patreon.com/radicalpersonalfinance

Listen to 227-The Five Benefits of College and Radical Ways to Exploit Them

Jun 26 2020

1hr 20mins

Play

Revolution, Reformation, and Wealth

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Jun 25 2020

48mins

Play

How to Choose Which Foreign Language To Learn to Increase Your Income

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Jun 22 2020

1hr 17mins

Play

Modern Tools to Help You Learn a Foreign Language Faster

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Increasing your language skills can help your brain, your social life, and your wallet. In today's show, I give you some tools I have found to be useful in my own foreign language studies.

Joshua

Jun 10 2020

1hr 17mins

Play

Replay: 456-Protect Your Money by Arrest-Proofing Yourself and Your Children

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This episode was first published in May 1, 2017. It's important. Please listen.

------------------------------------------------------

If you get arrested, you can kiss anywhere from thousands to hundreds of thousands of dollars good-bye.

You need insurance against that eventuality.

Today, I'm going to teach you why it's vitally important that you arrest-proof yourself and how to do it.

Joshua

Jun 05 2020

2hr 24mins

Play

Where Are We Right Now?

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Jun 04 2020

39mins

Play

Friday Q&A: Credit Score, Helping Parents, Life Insurance on Children, etc.!

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Time for live Q&A today!

  • 3:15 Does changing my credit mix improve my credit score?
  • 8:50 How can I find a good real estate deal?
  • 14:48 My parents are in their early 50s and not saving money. How can I help them?
  • 32:37 Should I buy life insurance on the lives of my children?
  • 46:37 Should I buy a rental house first or my forever house?
  • 50:46 How do I prioritize my financial goals?
  • 55:15 We're having a baby! What should I know?
  • 1:18:24 Where should I keep my emergency fund?

Enjoy!

Joshua

May 22 2020

1hr 27mins

Play

724-How to Lower the Emotional Risk of a New Venture

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Watch this episode on YouTube: https://youtu.be/BQtrLx0EELw

May 18 2020

48mins

Play

723-Friday Q&A: Future of the USA, Bank on Yourself, Master's Degree, How to Meet Smart People

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It's Friday! Today we cover:

  • 1:30 - What does Joshua think about the long-term future of the USA?
  • 25:08 - Is Bank on Yourself / Infinite Banking a good idea?
  • 56:13 - Should I get a Master's Degree right now or a job?
  • 1:13:00 - How can I start a forum to meet smart people?

Joshua

p.s., to join me on next week's Q&A show, join me on Patreon: https://patreon.com/radicalpersonalfinance 

May 15 2020

1hr 41mins

Play

722-The Biggest Lifestyle Improvement Opportunity Available To You Right Now!

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You have an incredible opportunity available to you right now. Don’t miss it!

Watch this episode on YouTube: https://youtu.be/cvFLUsmlMWI

May 11 2020

48mins

Play

721-Seven Rings of Liberty: What Do You Do When You’re Free?

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Watch this episode on YouTube: https://youtu.be/xBThQszqk4E

May 06 2020

39mins

Play

719-Why I Don’t Miss Investing in the Stock Market

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Watch this episode on YouTube: https://youtu.be/3KiE5BOwM9E

May 04 2020

1hr 10mins

Play

718-Friday Q&A: Stock Market Volatility, For-Profit Schools, Personal Self-Confidence, HELOCs, Etc.

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Watch this episode on YouTube: https://youtu.be/36fIApfStZM

  • 1:30 - Stock market volatility - are total stock index funds a safe bet?
  • 14:12 - How can I build self-confidence with public speaking?
  • 18:54 - How can I start a for-profit daycare or school?
  • 35:35 - How should I use this time to learn more about money? Other important topics?  How can I invest wisely at age 28?
  • 46:00 - Should I take out a HELOC and use it to invest in a rental property?
  • 53:00 - How can we decide whether my wife or I stay home with my son?
  • 1:00:25 - Thoughts and strategies for working at home?
  • 1:05:10 - Update on carnivore dieting?

May 01 2020

1hr 9mins

Play

iTunes Ratings

1490 Ratings
Average Ratings
1068
132
67
64
159

The best personal finance podcast I’ve listened to!

By NickAndersonart - Jun 01 2020
Read more
I can’t recommend this podcast enough for anyone looking for high quality information on how they can attain financial independence. Excited to continue making my way through the episodes. Thanks Joshua!

Amazing

By It's Kristof - May 31 2020
Read more
Have listened to about 30 hand picked episodes. Thank you for you candor and invaluable information. All positive vibes here. You have improved my life and future with your well thought out information.