Cover image of Radical Personal Finance
(1320)

Rank #46 in Investing category

Business
Education
Investing

Radical Personal Finance

Updated 3 days ago

Rank #46 in Investing category

Business
Education
Investing
Read more

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

Read more

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

iTunes Ratings

1320 Ratings
Average Ratings
932
119
61
60
148

The Best Finance podcast

By PeteGupta - Jan 04 2020
Read more
Totally love the podcast!!!!

Wealth of financial knowledge

By robcaptain - Dec 07 2019
Read more
This podcast has the goods.

iTunes Ratings

1320 Ratings
Average Ratings
932
119
61
60
148

The Best Finance podcast

By PeteGupta - Jan 04 2020
Read more
Totally love the podcast!!!!

Wealth of financial knowledge

By robcaptain - Dec 07 2019
Read more
This podcast has the goods.
Cover image of Radical Personal Finance

Radical Personal Finance

Latest release on Jan 16, 2020

Read more

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

Rank #1: 666-How to Prepare for the Coming Recession

Podcast cover
Read more

It's official: the Yield Curve on US Debt is inverted. That's a pretty good indicator that recession is in our future.

So, today I want to tell you how to prepare for the coming recession.

Enjoy! And do.

Joshua

Sep 03 2019

1hr 13mins

Play

Rank #2: 481-Where Should I Keep My Emergency Fund?

Podcast cover
Read more

I was inspired to do this show by watching a recent conversation thread in the RPF Facebook Group about where to store your emergency fund.

I thought it'd be fun to share with you the things I think about with regard to emergency fund storage.

Enjoy the show!

Joshua

Sep 13 2017

1hr 36mins

Play

Rank #3: 355-How to Build a Plan for Financial Freedom in 10 Years or Less

Podcast cover
Read more

The tagline I created for Radical Personal Finance is this: "...the show dedicated to providing you with the knowledge, skills, insight, and encouragement you need to live a rich and meaningful life now while building a plan for financial freedom in 10 years or less."

Little by little I've been breaking this down for you and today we tackle the "financial freedom in 10 years or less" part.

I believe that, no matter where you're starting from or what your current financial condition, you can build a plan to achieve financial freedom in 10 years or less. And, in today's show, I defend that statement to you.

Enjoy,

Joshua

Jul 01 2016

57mins

Play

Rank #4: 364-The Laws of Wealth: Psychology and the Secret to Investing Success: Interview with Author Daniel Crosby

Podcast cover
Read more

My guest today is Daniel Crosby. Daniel is a behavioral economist and he has applied his expertise to the question of investing.

One of the greatest challenges investors face is managing their own behavior. Daniel has studied this problem extensively and has formulated specific recommendations to help investors manage their psychology and manage their behavior.

Enjoy!

Joshua

Aug 09 2016

1hr 10mins

Play

Rank #5: 437-Mustachianism 101: The Philosophy of Mr. Money Mustache

Podcast cover
Read more

On episode 425 of the podcast I interviewed Mr. Money Mustache. That episode was not intended to be an introduction to his teaching or his philosophy; rather, it was a human interest discussion with the man himself.

Today, I introduce you to the philosophy and teaching: the message.

What is mustachianism? What is the plan for financial independence espoused by Mr. Money Mustache?

Enjoy!

Joshua

Mar 20 2017

44mins

Play

Rank #6: 408-Budget Categories for the New Year that Actually Matter

Podcast cover
Read more

What's the point of budgeting? Isn't it supposedly supposed to help you get richer?

Well, one way to make budgeting matter is if your budget categories actually help you to understand what's happening with your money.

Today, I walk you through some of my personal budget categories and explain how they impact my spending decisions.

I don't think you'll find these budget categories in any pre-existing software. But I do think they'll be really useful to you!

Joshua

Jan 09 2017

1hr 15mins

Play

Rank #7: 504-Roth IRAs Are Really Awesome Tools (Here's An Example Why)

Podcast cover
Read more

If you enjoy learning how common financial instruments can be used to achieve incredible results, you'll enjoy this show.

Joshua

Dec 11 2017

36mins

Play

Rank #8: 496-The Risk of Paying Off Debt Too Fast

Podcast cover
Read more

No, that title isn't clickbait. There really is risk created by paying off debt too quickly.

Details in the show.

Joshua

Oct 19 2017

20mins

Play

Rank #9: 508-Three Ways to Save Money

Podcast cover
Read more

Today we cover the three basic methods to save money:

  1. Buy it cheaper
  2. Make it last longer
  3. Use it less

Any one of these strategies is useful. But the real power comes when you implement all three of them.

Listen to the show to understand why!

Joshua

Jan 08 2018

29mins

Play

Rank #10: 491-Q&A: More Money Into Retirement or Buy a House, Can I Use a Donor-Advised Fund for Church Contributions, Should I Move From Commission-Based Job to Salary-Based Job, Should I Keep an India-Based Whole Life Insurance Policy?

Podcast cover
Read more

Today's show rounds out a special series of live Q&A shows. Today we cover:

  • 1:20 Should I put more money into my retirement plan or buy a house?
  • 18:45 Can I use a donor-advised fund as a smart way to get a bigger tax deduction for my contribution to my local church?
  • 32:30 Should I move from a commission-based job to a salary job which also means a salary cut?
  • 39:10 Should I buy a joint universal life insurance policy to protect my new baby?
  • 1:10:00 Should I keep an India-based whole life insurance policy now that I'm a US resident?

Enjoy the show!

Joshua

Oct 09 2017

1hr 33mins

Play

Rank #11: 593-Lifestyles of the Frugal and Obscure

Podcast cover
Read more

The Lifestyles of the Rich and Famous might make good TV  but it's the Lifestyles of the Frugal and Obscure that makes for wealthy people who keep their money.

Joshua

Oct 18 2018

45mins

Play

Rank #12: 497-Prioritize Your Life, Not Your Money

Podcast cover
Read more

After reading hundreds of listener emails this week, I've become very clear on the #1 mistake of the Radical Personal Finance audience.

Here's my attempt to help.

Joshua

Oct 20 2017

15mins

Play

Rank #13: 527-How to Buy a Used Car

Podcast cover
Read more

As a--ahem--more practical follow-up to yesterday, here is my advice for a listener on how to buy a used car.

Joshua

Feb 22 2018

1hr 2mins

Play

Rank #14: 532-Spending Money to Save Money

Podcast cover
Read more

Today, some ideas on how to save money by spending a little more than strictly necessary to insulate yourself from unnecessary temptation.

Joshua

Mar 14 2018

22mins

Play

Rank #15: 476-Pathways to Financial Freedom (in 10 years or less): Expediter Trucking (and other live-on-the-job opportunities)

Podcast cover
Read more

Yesterday I was watching the solar eclipse (up north in the 100% band) and I happened to have breakfast with an expediter.

Not sure what that is?

Basically, a truck driver who drives a van. (More in the audio show.)

As we ate, I tried to lay out a few paths on how he could become financially free based on his current work.

And, I promised him a show on the topic.

So, you get to listen in as I tell him--and you--how any normal person can use a live-on-the-job opportunity as a trampoline to bounce them into the upper tiers of financial abundance.

Enjoy!

Joshua

Aug 22 2017

40mins

Play

Rank #16: 600-A Complete Answer to Whether You Should Pay off Debt or Invest

Podcast cover
Read more

Here's the complete answer that you need to know if you should pay off debt or invest.

Nov 08 2018

40mins

Play

Rank #17: 400-The First Two Weeks of December Are Crucial For Your 2017 Success

Podcast cover
Read more

I learned the hard way not to wait until the end of December to think about how my past year went and how I wanted my next year to go.

Don't wait.

The first two weeks of December are your golden time for your year-end review process.

Details in the show!

Joshua

Dec 01 2016

20mins

Play

Rank #18: 460-How to Decide What To Invest In

Podcast cover
Read more

I frequently get this question: "Joshua, what should I invest my money in?"

Well, that's a hard question to answer. I'm not you, so how should I know?

But, here are the factors I think you should consider in answering that question for yourself:

  1. time
  2. money
  3. knowledge
  4. skill
  5. temperament
  6. timing
  7. opportunities
  8. tools

Joshua

p.s., did I miss any important factors? If so, let me know in the comments.

May 24 2017

53mins

Play

Rank #19: 565-You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid (pt. 1 of 5)

Podcast cover
Read more

Part 1 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid."

Today we cover your income.

Joshua

Jul 23 2018

13mins

Play

Rank #20: 583-Mega Friday Q&A: (two days early) Richest Man in Babylon, Children and F.I., Invest All at Once, Preparing for Marriage, What's Next, Etc!

Podcast cover
Read more

Today we have a mega, 2-hour Q&A show. We cover a bunch of really interesting questions:

  • How Do We Follow the Guidelines from The Richest Man in Babylon?
  • I've Reached F.I. Now How Can I Help Children Do the Same?
  • Should I Invest My Cash All At Once or Over Time?
  • How Do I Prepare My Finances for Marriage?
  • We're Out of Debt and Have Money In the Bank. What Now?
  • I'm F.I. and Sold My House. What Should I Do With the Cash?
  • How Can I Help Young Men?
  • I'm Now an Empty Nester. Should I Buy a House for Security?
  • I'm In Graduate School. Should I Get Life Insurance?
  • What Should I Do With an Old Life Insurance Policy?

Sep 19 2018

2hr 7mins

Play

692-Fat Loss & Money: 70 Pounds and Counting

Podcast cover
Read more

In today's show I share with you some fat loss and money lessons learned from my 70 pounds of weight loss over the last 6 months.

I hope you'll find some nuggets to help you get skinny and rich as well.

Joshua

Jan 16 2020

1hr 37mins

Play

691-Seven Rings of Freedom: Family Liberty

Podcast cover
Read more

I want you to live as a free man. So in this series, I'm working to give you some ideas as to how you can achieve a very high level of freedom while you're on your way to financial independence.

Today, I'm going to share with you the dramatic impact that home education can make on your family's personal liberty.

Joshua

Jan 14 2020

1hr 1min

Play

691-Financial Goals for You To Set: Get a Better Job

Podcast cover
Read more

You should set a goal of getting a better job. Here's why!

Joshua

Jan 13 2020

17mins

Play

690-Seven Rings of Freedom: Spousal Liberty

Podcast cover
Read more

In this series, I aim to give you some ideas that have helped me to develop an extremely free lifestyle, even though I'm not yet financially independent.

Today, I'm going to share with you one of the single greatest assets that I enjoy in my quest for personal freedom: a stay-at-home wife.

This lifestyle choice is one of the things that has most meaningfully contributed to the joy and freedom that my family experiences.

It's also helped us massively financially.

Consider it for yourself!

Joshua

Jan 10 2020

1hr 37mins

Play

689-The Missionary Position

Podcast cover
Read more

Today I have an interesting essay to share with you. Have you ever thought of The Missionary Position as a path to a life of global freedom?

:)

Enjoy,

Joshua

Jan 09 2020

30mins

Play

688-Seven Rings of Freedom: Spiritual Liberty

Podcast cover
Read more

I want you to experience a lifestyle of freedom and liberty, in every sense of the word. So today we begin a new series called "Seven Rings of Freedom."

Achieving financial independence will make you more free. But there are a bunch of things that you can do along the way that will greatly increase your freedom.

Today, we discuss Spiritual Liberty. If you are personally, spiritually free, you can enjoy peace and joy and contentment in your situation, no matter what the details of your situation are. You can be a human slave and be completely free, if you possess spiritual freedom.

For that reason, we begin our series with Spiritual Liberty and a discussion of why Christianity is the superior path to Spiritual Liberty.

Joshua

Jan 07 2020

1hr 6mins

Play

687-The Decade Past; The Decade To Come

Podcast cover
Read more

Today I reflect on some of the successes and failures of the decade past and share some of my ambitions for the decade to come.

Joshua

Dec 31 2019

1hr 15mins

Play

686-How to Set Financial Goals, Part 4: Set Goals You Don't Know How to Achieve

Podcast cover
Read more

Set goals that you don't know how to achieve.

Joshua

Dec 19 2019

18mins

Play

685-Friday Q&A: Business Liability Insurance, Life Insurance for Fat People, Short-Term Savings, Dividend Investors

Podcast cover
Read more

It's Friday! Time for Q&A:

  • 3:40 Do I need liability insurance for my business?
  • 35:45 How can I get good life insurance rates if I'm fat?
  • 1:20:25 What should I do for $300,000 of cash I'm saving for a business investment very shortly?
  • 1:22:30 Why are "high finance" people so dismissive of people who like dividend investing?

Joshua

Dec 13 2019

1hr 32mins

Play

684-How to Set Financial Goals, Part 3: Count the Cost

Podcast cover
Read more

When you set a goal, you've got to count the cost; the financial cost and the opportunity cost.

Counting the cost may be enough to show you the path forward.

Joshua

Dec 12 2019

41mins

Play

683-Friday Q&A: Career Skills, Buying a House, 401(k) Safety, Investing Locally, 1% Fees, etc.

Podcast cover
Read more

It's a live Q&A show today! We cover:

1:30 - How can I build career confidence and skills when I don't have much time?

30:15 - I just got married; what is good advice for buying a house?

41:35 - How can I make sure that my 401(k) money is safe in case of recession?

54:15 - How can I invest into my local community?

1:12:45 - Should investors pay 1% to hire a financial advisor?

Dec 06 2019

1hr 37mins

Play

682-How to Set Financial Goals, Part 2: Why & How

Podcast cover
Read more

Dig deep—really deep—into the "Why" behind your financial goals.

Joshua

Dec 03 2019

29mins

Play

681-How To Set Financial Goals, Part 1: Dream and Count the Cost of Your Dreams

Podcast cover
Read more

A new decade is dawning and my hope is that this decade be the best one yet!

But if you're going to tackle this decade proactively, you'll need to begin by dreaming a bit about what you'd like to accomplish this coming decade.

Let's get started,

Joshua

Dec 02 2019

42mins

Play

680-Ketogenic Eating for Good Health and Rapid Fat Loss with Jack Spirko, Host of The Survival Podcast

Podcast cover
Read more

On today's show we veer away from financial independence and into living well today with a discussion of the Ketogenic diet.

I've invited Jack Spirko, host of The Survival Podcast on today's show to discuss his recent weight loss journey.

He has lost a significant amount of body fat in a short period of time and together we share ideas, tips, and experiences to help you achieve fat loss as well.

Enjoy!

Joshua

Nov 30 2019

1hr 42mins

Play

679-Fifty Pounds and Counting: Encouragement For You From My Own Weight Loss Journey

Podcast cover
Read more

Over the last 5 months or so I've lost over 50 pounds of fat. This fat loss has significantly improved the rich quality of my life.

I'd like to share a few words of experience and encouragement with you to help you on your own fat loss journey.

Joshua

P.S. Remember, code "CYBER50" saves you 50% off all my courses through Monday at www.RadicalPersonalFinance.com/store

Nov 29 2019

52mins

Play

50% off sale on courses/consulting this weekend only!

Podcast cover
Read more

I'm hosting a 50% off sale on all my courses this weekend only. Use coupon code "CYBER50" at www.RadicalPersonalFinance.com/store before midnight Monday.

I'm also offering a 30% discount on private consulting work booked by Monday. Email me at Joshua@RadicalPersonalFinance.com before midnight Monday to book a consulting call.

Enjoy the savings!

Joshua

Nov 29 2019

11mins

Play

678-Live Rich Now By Cultivating Gratitude For Your Trials

Podcast cover
Read more

Don't be so future-focused that you miss the lessons and joy of today's trials.

Joshua

Nov 27 2019

40mins

Play

677-Don’t Just Stand There Researching...Try It!

Podcast cover
Read more

Nov 21 2019

12mins

Play

676-Medical Tourism: Real-Life Experiences From Myles Wakeham of Be Unconstrained

Podcast cover
Read more

Today's guest recently had extensive shoulder surgery done and he saved thousands by choosing to have the surgery in Mexico rather than the USA. We discuss the details of his experience as well as his personal financial independence success story.

Enjoy!

Joshua

Nov 07 2019

1hr 11mins

Play

675-Friday Q&A: Buying a Business, Minority Shareholder, Gifting a Rental, Refinancing Mortgage, Etc.

Podcast cover
Read more

Today, we do Friday Q&A:

  • 00:00 Should I quit my job while I look for a business to buy or wait until I find one?
  • 13:00 How should I go about becoming a minority partner in a business?
  • 26:28 What is the best way for my dad to give me a rental property he doesn't want anymore?
  • 41:00 Should I refinance from a 15-year mortgage to a 30-year mortgage? (And how can I progress in my career?)
  • 1:00:17 Should I sell my stocks in anticipation of a market decline?

Enjoy!

Joshua

Nov 01 2019

1hr 34mins

Play

iTunes Ratings

1320 Ratings
Average Ratings
932
119
61
60
148

The Best Finance podcast

By PeteGupta - Jan 04 2020
Read more
Totally love the podcast!!!!

Wealth of financial knowledge

By robcaptain - Dec 07 2019
Read more
This podcast has the goods.