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How would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss reducing expenses, crushing debt, tax optimization, building passive income streams through online businesses and real estate and how to travel the world for free. Every episode is packed with actionable tips and no topic is too big or small as long as it speeds up the process of reaching financial independence.

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082R | The Paradox of Choice

082R | Discussion of Brad and Jonathan’s purchasing habits, messages from the ChooseFI community, benefits and drawbacks of roboadviors, and a summary of capital gains harvesting. Jonathan gives a review of some travel hacks on a recent trip to Chattanooga, TN. Capital One Venture Card allows users to redeem miles for nearly any travel cost. PSA: bring a copy of your child’s birth certificate if you’re traveling. Review of Monday’s episode with Dani and Laura, Jonathan and Brad’s wife. Jonathan is excited about the way Brad and Laura cut down on choices, purchases and decisions for themselves and their children. Brad aims to keep his life simple, particularly in regard to purchases. Enjoying the journey is crucial; obsessing over small purchases probably takes away from someone’s enjoyment of life. During your pursuit of FI, it’s important to remember your “why”. Laura shops for the future, by purchasing clothes, presents, etc., way before they’re necessary, often finding items for a fraction of the normal cost. Batch processing: blocking your time off to maximize efficiency. Facebook Message from Jimmy:  met a friend on airplane, introduced him to ChooseFI, and that friend reduced expenses and put himself on the path to FI in less than a month. There are options for almost every financial position, to get yourself moving in the direction of FI. Jeff, on Facebook, reports that he’s paid off $105k of student loans. ChooseFI San Diego has a real estate meeting recently – informing people about real estate options and discussing rent vs buy, among other topics of conversation. ChooseFI local groups will be as good as the participants want them to be. Voicemail from Ryan: question about using roboadvisors? Fees matter: managing accounts directly saves money. Benefits of a roboadvisor – automated services can help with some calculations that it’s difficult to do yourself, and it sometimes make investing more accessible   Jonathan prefers and recommends M1 Finance. Voicemail from Bonnie: selling used items through the online Varagesale platform helps her bring in a little extra income as a stay-at-home mom. Voicemail from Anthony with questions about increasing your capital gains basis. Capital gains are typically taxes, but if you’re in a low tax bracket, long-term capital gains are not taxed. Previous episode about capital gains harvesting in episode 18 and 18R. Links: The Paradox of Choice Betterment Wealthfront The Simple Path to Wealth Design Your Future Freelance to Freedom _________ For more information, visit the show notes at https://ChooseFI.com/082R

1hr 4mins

6 Jul 2018

Rank #1

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148 | Struggle | The Psychology of Poverty with Andréa Motenko

Andréa has committed her life to social studies and taking FI information to people experiencing poverty. She grew up in a similar situation. At age seven, Andréa saw her first violent murder. Throughout her childhood, being raised by a single mother, she struggled with food insecurity and housing insecurity. However, she was also a student in the elite private school system, which led to an Ivy League education. After coming such a long way, she has a unique perspective on the relationship between poverty and reaching FI. For more information, visit the show notes at https://ChooseFI.com/148


7 Oct 2019

Rank #2

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100 | Welcome to the FI community

100 | Brad and Jonathan look back at the ChooseFI’s growth during the past 100 episodes and hit the highlights of financial independence for new community members and recap their own financial independence journeys. Jonathan considers himself a reluctant frugalist, but the idea of not having to work won him over. Brad and his wife were natural savers, but chose to move from Long Island, NY, so that they could save more and work toward financial independence. If you want to take back your years and have the option to stop working before your 60s, you’re going to have to live differently and make different choices. The key to long term freedom is saving money. The benefits of pursuing financial independence are felt long before reaching FI. Jonathan put himself in a position to leave his pharmacy job when it stopped working for him and his family. A huge quantity of life’s stresses can go away if you’ve got some money in the bank. What you earn minus what you spend = the gap. The goal of the ChooseFI community is to help you grow the gap, and pursue what you’re most interested in. ChooseFI isn’t about the money, it’s a life optimization strategy. Small sacrifices add up in the long term. What is a talent stack, and how did it change Brad’s life? Starting with current income is the wrong place to start calculating the number you need for retirement. FI number = 25 x annual expenses (4% rule of thumb) If you’re only saving 1%, it’ll take you 100 years to replace on year of expenses. Getting as close to possible to a 50% savings rate is when things really start to move quickly. Being rich isn’t watches and cars – it’s money saved and pursuing what’s more important to you in life. What major decisions put Brad on the path to FI? Links: Mr. Money Mustache www.choosefi.com/start


5 Nov 2018

Rank #3

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009 | Travel Rewards: How To Travel The World For Free (The Easy Way)

009 | In Today’s Podcast we cover: Why Jonathan started with travel rewards: Wife’s family in Zimbabwe: $6,000 in flights every two years https://www.choosefi.com/travel What is this travel rewards strategy all about? Minimum spending requirement defined Options to meet minimum spending requirement Return on investment: instead of 1.5% rewards, you can earn upwards of 33% Impact on credit score and Brad’s personal experience Is this strategy right for you? The Chase Gauntlet and why you want to focus on Chase cards first Where to start? Chase Ultimate Rewards How to earn the Southwest Companion Pass (and the value of the pass) Business credit cards Ultimate Rewards points and three ways to redeem them Jonathan’s trip to Zimbabwe: Helping him save $6k in 5 minutes How to search for flights at United’s website If this strategy can take Jonathan to Zimbabwe, it can take you anywhere! Other destinations with ‘sweet spot’ options: Costa Rica, Hawaii, Europe If you want to take 1-2 nearly free vacations per year, this strategy is right for you  ChooseFI.com/Travel Travel Credit Cards


6 Feb 2017

Rank #4

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157 | Atomic Habits | James Clear

James Clear, author of Atomic Habits , shares his story. The conversation dives into the difference between systems and goals. How To See Through The Short-Term For The Long-Term The Compounding Effect How Identity Drives Your Habits Goals, Systems, and more For more information, visit the show notes at https://choosefi.com/157


9 Dec 2019

Rank #5

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021 | The Pillars of FI

021 | In this episode of the Choose FI Radio Podcast we focus on the essential Pillars of Financial Independence including index investing, affordable housing, the psychology of FI, tax optimization and more. In Today’s Podcast we cover: ChooseFI Episode 21: The Pillars of Financial Independence While we intend to focus on the roughly 10 pillars of FI, we assuredly have missed some so we hope the audience sends us the ones we’ve missed Low-cost index fund investing is the way to go with investing in the stock market over decades and the best way to grow your wealth We love Vanguard and VTSAX but Schwab and Fidelity have similar funds with similar expense ratios Even the Mad Fientist realized that he couldn’t out-research the market and stuck with index funds while he pursued tax optimization strategies to grow his wealth even faster Another sub-pillar is to not try to time the stock market. You will screw it up since you need to be right on the buying and selling side Affordable housing as a pillar of Financial Independence, since this is the largest line item in your budget Even if you live in a high cost of living area, you can still pursue FI. You just might need to think a little bit differently Sometimes pursuing FI requires tough decisions Car ownership as a pillar of Financial Independence We do not believe in buying new cars – let someone else pay for the depreciation the first few years Look for fuel efficient cars that are inexpensive to repair Your food budget as a pillar of Financial Independence You should focus on $2 per person per meal as a guideline for home cooked dinners Most pillars of FI come down to thinking a little bit differently and being a little bit smarter Jonathan lost 25 pounds during his 3 month challenge to lose weight before his son’s birth Tax Optimization as a pillar of Financial Independence Max out your tax-deferred accounts is the advice for the FI community since you theoretically can take it out without paying taxes on it if you use the strategies we’ve previously described Hacking your college education as a pillar of Financial Independence Ways to save a significant amount of money on a college education Travel Rewards maximization as a pillar of Financial Independence Use rewards points to help travel the world for nearly free. You must pay your cards off on time and in full every single month Cutting the cord on your cable subscription as a pillar of Financial Independence Intentionality and how you choose to spend your money is important when assessing FI Reducing your cell phone bill as a pillar of Financial Independence Making a small ‘hard choice’ to save big money and have an ‘easy life’ The 4% Safe Withdrawal Rate explained Philosophy as a pillar of Financial Independence Unconventional thinking – looking at a problem differently that can help you live the same lifestyle as everyone else while getting wealthy instead of living paycheck-to-paycheck Maximizing the rules: Knowing the rules of the game and planning in advance Planning and creating a framework for life makes everything easier Patience is what makes FI “incredibly difficult.” This is the simplest concept but it takes many years For every $100 you can cut from your budget each month, if you invest that money and earn an 8% return over 20 years it is worth $60,000. Understand the math behind the decisions and know that even small decisions can earn you large results 


1 May 2017

Rank #6

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131 | Mr. Money Mustache & Mr. 1500 | Past, Present, Future

Mr. Money Mustache and Mr. 1500 discuss community building and second generation FI. For more information, visit the show notes at https://ChooseFI.com/131 

1hr 16mins

10 Jun 2019

Rank #7

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038 | The Why of FI

038 | In today's podcast we discuss one of our most important topics: The Why of FI. Why we pursue this path, why we think it's a life 'superpower' and how it can help you escape the hamster wheel of life decades earlier than most people could ever dream. In Today’s Podcast we cover: Discussion of the Why of FI as an introduction to the concept of Financial Independence and why we’ve chosen this path and this community Jonathan’s explanation of the “hamster wheel” and what the normal ‘American dream’ looks like and why this will keep you chained to this treadmill for decades to come This is not a pursuit of freedom, but a pursuit of “stuff” You’re working full-time to afford these things that you can’t use because you’re working all the time The important thing to focus on is what makes you happy Time is your most important resource This is not about liking or hating your job. This is about freedom and taking the power back in your life The concept of drifting and Jonathan’s questions that can help you highlight this feeling in your life It is so hard for most people to find a way out of this life because they don’t have the time, energy or resources to figure a way out. But FI is the path out! FI is a truly optimistic message where everyone can make a difference going forward in their lives Instead of buying stuff, we’re looking to buy our magic ‘perpetual money making machine’ We try to keep our savings rate as high as possible and investing in low cost index funds This is not a get rich quick scheme. You need to learn what you don’t know to get on the path to Financial Independence FI is about math and your savings rate FI is not about deprivation through frugality, but about making smart choices and optimizing things in life How Brad saves a significant amount of money by being smart about a handful of things like house, car, cell phone, cable and food Jonathan is a ‘reluctant frugalist’ but he has seen the value in pursuing FI FI gives you the power to choose what you do with your time and if you intend to work going forward You can start tomorrow to save money and pursue this path Now you can focus on what you actually want to do with your time in the future Most people’s lives would collapse within 3 months if they lost their jobs, but pursuing FI changes that entirely and gives you power to choose what you do You also have flexibility that would have been previously impossible 


28 Aug 2017

Rank #8

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142 | Real Estate Investing Strategies with Paula Pant

Paula Pant discusses real estate as a path to FI as Brad shares his biggest financial mistake of his life - a speculative property in North Carolina. For more information, visit the show notes at https://choosefi.com/142


26 Aug 2019

Rank #9

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110 | A Millionaire Next Door Case Study | Rocky Lalvani

110 | Rocky Lalvani, blogger at Richer Soul, shares his story of growing up as an immigrant’s child, learning how to save money in his early years, and how he’s teaching his own children about finances now. Rocky’s parents came to the U.S. in 1968, when Rocky was 2 years old. Among Rocky’s parents’ friends and their community, money was an open topic, and in pursuit of the “American Dream” his family consistently climbed the financial ladder. When Rocky was 7 his father became a single dad, and Rocky started learning how to be more independent, personally and financially.   Paying attention to what customers and supervisors actually wanted helped Rocky advance at work. How much was Rocky saving when he was working in his youth? Rocky worked through college by delivering pizza and working at the university, finishing without any student debt. When he got his first post-college job, his dad helped him set up all the available automated savings accounts – 401k, company stock, etc. After realizing he needed to get out of consumer debt, what was Rocky’s strategy? Rocky’s plan was always to be a millionaire – he had been calculating and trying strategies since early on. Seeing people lose their life savings in an economic downturn motivated Rocky to get himself into a steady financial position. What steps did Rocky take to get himself to FI? Started saving early. Always spent less than he made. Rocky paid off his mortgage as early as possible. How is Rocky teaching his children about money? At this point, Rocky’s children are young adults – they don’t need things to be confident. Rocky wishes that in addition to teaching how to save money, he had also taught his children to earn money. Rocky’s strategy to help his daughter do well on the SAT, and hopefully earn a good scholarship, was to download an app on her phone and answer one SAT question a day for three years, prior to taking the exam. Earning a scholarship to college is a sliding scale – a student might earn scholarship at a lower tier school, when they would not earn anything at a “better” school. Rocky and his son went a step further and did their best to figure out how to pay for college with the lowest price tag. For more information, visit the show notes at https://ChooseFI.com/110 

1hr 3mins

14 Jan 2019

Rank #10

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077 | Advanced Travel Rewards From 3rd Generation FI | Marla Taner

077 | Experienced travel hacker and world traveler Marla Taner shares story of reaching financial independence, and her best tips for getting to Hawaii, Costa Rica and the Caribbean with minimal expenses, using credit cards points and air miles. ——————- Thank you for being a part of the ChooseFI community!  🙂 If you want to support us, here are some easy ways: 1) Leave an iTunes review: http://www.choosefi.com/itunes 2) Use our page to sign up for travel credit cards Note: We may receive a commission if you are approved for cards on this page 3) Most importantly, find your friends, coworkers, and family members who may be open to this message and tell them about the podcast! (Episode 21 is a great starting place) As Jonathan would say, "The FIRE is spreading my friends!"

1hr 20mins

28 May 2018

Rank #11

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162 | The 4 Tendencies and FI

Although finding the path to FI can be exciting, it can be frustrating to have difficulty communicating this vision to your family and friends. Gretchen Rubin joins the show to shed some light on the four tendencies or people and how to communicate with each tendency. For more information, visit the show notes at https://ChooseFI.com/162


13 Jan 2020

Rank #12

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070 |Your Money or Your Life | Vicki Robin

070 | Author and FI pioneer Vicki Robin discusses the cultural development of overconsumption, how much is enough, and what else, besides good investments, contributes to successful financial independence? Vicki’s story began when she invested in long-term bonds at a young age, achieving modest financial independence very quickly Vicki and her partner, Joe Dominguez, hosted seminars about financial independence beginning in the 1980s, donating the proceeds. What is the difference between making a living, and making a “dime”? How did the culture of over-consumption develop during the past century? Once the average person spends 20 years preparing for adulthood, and another third of your life sleeping, how much time do we really have for living? What is the idea of the Real Hourly Wage, and how could it impact the way we spend money? Why might we need to be “deprogrammed” from consumption? What is the Fulfillment Curve and what is the difference between a “cheap thrill” and real satisfaction? How does consumerism develop throughout life, and does it stem from dissatisfaction? How much is enough? Once people have “enough”, happiness actually comes from giving, not getting. How is Real Hourly Wage calculated? What needs and identities are neglected when we overspend our hours and consciousness on our jobs? How do people confuse work, jobs, and income? Finding passive income helps to separate jobs from income. What does Vicki enjoy about finding community with the world of FI? Community is currency – money isn’t the only element of becoming independent. How do meaningful relationships developing into situations of Mutual Aid, and how does that impact a person’s living costs? As a leader in the FI community for about 30 years, what does Vicki think it will take to create lasting, cultural changes? In order to change the way the world consumes, personal change is necessary, but not sufficient. How does universal health care impact FI in the US? Will FI become mainstream? Talking about our relationship with money in a first step toward creating lasting change Sharing: Half the cost and twice the fun. Links to things mentioned in the show: Book on Amazon: Your Money or Your Life Book on Amazon: Dying for a Paycheck Website: Millennial Money

1hr 7mins

9 Apr 2018

Rank #13

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047 | The Cult of Home Ownership & Crushing Geoarbitrage | Millennial Revolution

047 | Today we have Kristy and Bryce from Millennial Revolution on the podcast to discuss home ownership, international geographic arbitrage and much more... In Today’s Podcast we cover: A discussion with Kristy and Bryce from Millennial Revolution They initially were contemplating buying a house and were shocked by the process This is what led them to finding the Financial Independence community Home ownership seemed like a “cult” to them What did their financial life look like before finding financial independence and how did they save so much money previously? Who might be naturally included to FI and how everyone can be open to it FI opens up creativity that you otherwise wouldn’t have the time for Voicemail from David from Canada How difficult it is societally to not purchase a house You need to do the math behind home ownership and don’t succumb to the ‘fear of missing out’ All the other costs that are involved in home ownership that eat into your paper gains A house is not an investment, it’s a place to live The power of compounding and the Rule of 72 How would someone do the math to compare renting versus buying? The 1% rule Introducing leverage into the scenario of buying a home What do they invest in? Low-cost index funds How often they rebalance their portfolio and how they came up with their 60/40 split It is less expensive for them to travel the world than live in Toronto Their annual spending their first year of travel was $40,000 but they were able to cut that to roughly $30,000 in year 2 How they believe everyone could live the same lifestyle if they were willing to break their mental block with owning a home How would they recommend people get started with international travel and geo arbitrage? Budget airlines and bus companies help them travel throughout Europe for a fraction of the expected costs What do they do with lodging when first visiting a city? The ‘secret’ location they’ve found in London to stay for a fraction of the cost How nobody else in the world worries about health costs like Americans do How much could you reasonably spend for a year of living in Thailand The little enclaves of expats that exist throughout the world where they’ve found to live for less Their summarized advice for David from Canada Hot Seat Questions They actually have a financial advisor, but they don’t outsource their knowledge to someone else Links from the show: Millennial Revolution JL Collins NH Mr. Money Mustache Would We Be Richer if We Had Bought a House at Millennial Revolution Afford Anything Airbnb Why Your House is a Terrible Investment at JL Collins NH

1hr 16mins

30 Oct 2017

Rank #14

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066 | The Emergency Fund...Is it a Bad Idea? | Big ERN The Reveal

066 | Big Ern reveals his identity, explains the different risks when retiring and why a home is a good investment. Highlights from the show include: Big Ern’s identity reveal His blog on retirement The anxieties of retiring early Emergency funds The benefits of home ownership ——————- Thank you for being a part of the ChooseFI community!  🙂 If you want to support us, here are some easy ways: 1) Leave an iTunes review: http://www.choosefi.com/itunes 2) Use our page to sign up for travel credit cards Note: We may receive a commission if you are approved for cards on this page 3) Most importantly, find your friends, coworkers, and family members who may be open to this message and tell them about the podcast! (Episode 21 is a great starting place) As Jonathan would say, "The FIRE is spreading my friends!"

1hr 11mins

12 Mar 2018

Rank #15

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063 | Scott Trench | Set For Life

063 | An interview with Scott Trench from Bigger Pockets on the creation of good luck, his background and journey to FI and using house hacks to reach wealth. This episode covers: 1) Scott’s book and background 2) His definition of luck 3) The stages of wealth creation with real estate 4) Becoming a life long learner 5) The core message of FI and the community ——————- Thank you for being a part of the ChooseFI community!  🙂 If you want to support us, here are some easy ways: 1) Leave an iTunes review: http://www.choosefi.com/itunes 2) Use our page to sign up for travel credit cards Note: We may receive a commission if you are approved for cards on this page 3) Most importantly, find your friends, coworkers, and family members who may be open to this message and tell them about the podcast! (Episode 21 is a great starting place) As Jonathan would say, "The FIRE is spreading my friends!"

1hr 20mins

19 Feb 2018

Rank #16

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091 | Rich Carey Real Estate | Building a Rental Real Estate Snowball Machine without Debt

091 | Rich Carey, officer in the U.S. Air Force, talks about learning to live frugally, buying his first townhouse, and building his real estate empire from one to 20 houses in Montgomery, AL. ——————- Thank you for being a part of the ChooseFI community!  🙂 If you want to support us, here are some easy ways: 1) Leave an iTunes review: http://www.choosefi.com/itunes 2) Use our page to sign up for travel credit cards Note: We may receive a commission if you are approved for cards on this page 3) Most importantly, find your friends, coworkers, and family members who may be open to this message and tell them about the podcast! (Episode 21 is a great starting place) As Jonathan would say, "The FIRE is spreading my friends!"

1hr 18mins

3 Sep 2018

Rank #17

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043 | Drawdown Strategy | The Retirement Manifesto

043 | In this podcast we have a far-ranging conversation with Fritz from the Retirement Manifesto about retirement drawdown strategies, his 'buckets' system, and his upcoming retirement. In Today’s Podcast we cover: Retirement drawdown strategies with Fritz from Retirement Manifesto How Fritz focuses on what life is about after retirement such as how you’re going to spend your time Fritz is 9 months away from retirement himself A background on his story in corporate America and his path to FI and early retirement The difference in perspectives between retirement dates and savings rates between the FI community and the population at large What would Fritz’s path have looked like if he found the FI community decades earlier Fritz stayed with the same company for 32 years and has a traditional pension Where did his interest in retirement spreadsheets and the blog come from? How writing a blog helps develop and formalize your own thoughts and plans What to consider when building your own retirement drawdown strategy The Three Bucket Strategy for retirement drawdowns and how Fritz separates his own holdings by these buckets What a simplification strategy looks like and how to avoid taxation with this simplification How you can create a net neutral taxable position by specifically identifying losses and gains to sell when trying to simplify How Fritz plans to use Roth conversions while he is in a zero-income position for a 2 year period and pay $0 in tax on the conversions Explanation of the Mega Backdoor Roth and how Fritz is utilizing it The equity to bond split that Fritz uses plus how to consider asset allocation and risk Why does Fritz use a 60/40 Stock to Bon split when he has a pension and social security coming? Why Fritz believes you shouldn’t take more risk than you have to Fritz’s thoughts on delaying a pension and social security to get a guaranteed return A hypothetical early retiree example and how Fritz would think through this example and advise them The uncertainty of health care in early retirement How they can track their annual spending by putting money into “Bucket 1” What annual tasks do they do with a ‘year in review’? The variable approach to withdrawal rates and flexibility The value of protecting your Roth accounts to let them grow as long as possible Life insurance policy discussion The flexibility to take fun seasonal jobs if you wanted an adventure Health Insurance and long-term care insurance discussion

1hr 15mins

1 Oct 2017

Rank #18

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041 | The High Cost of Living Path to FI

041 | In today's podcast we discuss the High Cost of Living Path to FI with ChooseFI community members Paige and Sam who live in Los Angeles and have been pursuing FI in a HCOL with sub-$50,000 per year jobs. I n Today’s Podcast we cover: Episode 41: A conversation with Paige and Sam about pursuing Financial Independence in a high cost of living area on a lower income Paige pushed back on our limiting belief that you “can’t” achieve financial independence on a low income in a high cost of living area Sam introduced Paige to MMM but Paige ran with it from there Paige’s back story Paige had a negative net worth in her mid-40s Since Paige has earned and lived in the $30,000 range she is used to that and now that she’s making more she can save that difference Paige intends to hit early retirement in 2025 and has a 50% savings rate She uses her Roth IRA as an “emergency fund” since she can withdraw the contributions at any time tax and penalty free Sam’s story behind retiring “early and often” He did not have student loans and also his parents modeled investing for him well before he was earning income himself Sam’s parents always put gifts and other money into his investing account instead of giving it to him to spend Sam is technically at his FI number, but he does still continue to work Sam’s history of his apartment renting in Los Angeles and sharing apartments with roommates to lower the costs (over a 20+ year period) Sam has never made more than $50,000 in a year Having to be slightly more intense to reach FI in a low cost of living area. The best way being to live with roommates and not having a car payment They don’t buy new items – the “alley provides” and they can find free stuff on the street or at Goodwill, etc. They are very deliberate and intentional about saving money on food and groceries Limiting beliefs on why people like Paige and Sam couldn’t retire early and pursue financial independence and why they rejected them The big three items they can control: Housing, Transportation and Food There are so many free activities in a big city, so it is easy to keep a nearly $0 entertainment budget in a city They are not minimalists at all, but they just don’t buy new things. Sam is an extreme DIY-er and picks How did Sam become a DIY-er? You don’t have to agonize over decisions when you aren’t trying to maximize or perfect each buying decision How they approached their home buying decision differently with the mindset of people who can fix essentially anything Buy a house that is just bad enough that the flippers don’t want it – per Paige What is the long-term play for their new house? Do they intend to buy other homes to fix and sell? Extreme ownership of your decisions and knowing what you want Paige’s plan for early retirement and how to make it to 65 and social security where she’ll get a ‘big raise’ Hot Seat questions 

1hr 10mins

18 Sep 2017

Rank #19

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053 | Millennial Money Man | Do you want to be rich?

053 | This episode was an interview with Bobby from Millennial Money Man on attacking debt, becoming a full-time blogger, methods to teach finance in schools and how to scale side hustles.   In today’s episode we cover: Bobby’s story starting as a high school music director Him quitting his job to be a full-time blogger How he paid off his student loans His mentor teaching him the basics of managing money The lightbulb moment which brought him to start Millennial Money Man Bobby’s rule on talking about money with friends and family How he hasn’t changed even though he has more money The FI lifestyle Being a valuist Questioning the traditional narrative that everyone has to go to college At which age should kids start learning about personal finance How the world would change if everyone knew more about finance Bobby’s method to get kids interested in finance Bobby’s initial idea to do teaching seminars in schools How he decided to quit his job Getting started with side hustles Advice for new bloggers: using your blog as a portfolio Scaling your blog/side-hustle


11 Dec 2017

Rank #20