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Ask Ralph

Updated about 1 month ago

Business
News
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Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information designed to make the complex simple and give you real-world advice.

Read more

Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information designed to make the complex simple and give you real-world advice.

iTunes Ratings

7 Ratings
Average Ratings
6
0
0
0
1

Hey Ralph!!

By The fastes runner sonic - Aug 24 2019
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Guess what I hate this podcast

Great

By Gage Estep - Nov 01 2017
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This was a great podcast and I hope the following stay just as good.

iTunes Ratings

7 Ratings
Average Ratings
6
0
0
0
1

Hey Ralph!!

By The fastes runner sonic - Aug 24 2019
Read more
Guess what I hate this podcast

Great

By Gage Estep - Nov 01 2017
Read more
This was a great podcast and I hope the following stay just as good.
Cover image of Ask Ralph

Ask Ralph

Latest release on Apr 30, 2019

The Best Episodes Ranked Using User Listens

Updated by OwlTail about 1 month ago

Rank #1: VA Home Loans

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The share of service members using VA mortgage loans instead of conventional ones to purchase their first homes more than doubled from before the housing crisis hit to after the dust settled, according to a report from the Consumer Financial Protection Bureau. On today's show, Ralph discusses exactly what a VA home loan is, how to use one and what benefits surround their use in home financing.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team or to schedule your tax preparation appointment, contact him at 302-659-6560 or go to www.askralph.com for more information

Mar 21 2019

9mins

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Rank #2: Inherited IRAs by a Non-Spouse

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On today's show, Ralph discusses the need to know elements of inherited IRAs by non-spouses which can create opportunities for its recipients and risks come tax time.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

Oct 19 2018

9mins

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Rank #3: Interview with Chad Wood of Hannum's Harley-Davidson®

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A special bonus for our listeners is the full interview with Chad Wood, Business Manager of Hannum's Harley-Davidson® where he discusses with Ralph the ways in which the company is working to court new riders with tech and transparency initiatives, while still maintaining their core identity with their classic riders in this new era.

For more information about Hannum's Harley-Davidson® visit their website at www.hannumshd.com or stop by one of their 5 store locations in Media, Chadds Ford, Sellersville, Rahway and Electric City to take a test drive today!

Subscribe to our Podcast for more content!

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Sep 15 2018

28mins

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Rank #4: Cancellation of Debt Triggers Income

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Owners, borrowers, and guarantors must consider tax implications when seeking debt relief, as many strategies may trigger cancelation of debt (commonly known as COD). On today's show, Ralph outlines what cancellation of debt means for your tax-time bottom line.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

Oct 11 2018

9mins

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Rank #5: The Risk in Using Free Charging Stations

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On today's show, Ralph discusses the dangers of using public USB charging stations and what you need to know to keep yourself and your data dafe.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

Oct 09 2018

9mins

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Rank #6: Do You Need to File a Tax Return?

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You are required to file a federal income tax return if your income is above a certain level. That level varies quite a bit, depending on your filing status, your age and the kind of income you’re reporting. On today's show, Ralph outlines whether or not you need to file a tax return this 2019 tax season.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team or to schedule your tax preparation appointment, contact him at 302-659-6560 or go to www.askralph.com for more information.

Apr 04 2019

9mins

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Rank #7: How Scammers Steal Your Money

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Cybercrime has been a lucrative business for swindlers since the early days of the internet. Despite the advancements in security, hackers and criminals will always be one-step ahead of us. That is why it is important for us to become knowledgeable on the common ways that scammers use to steal your hard-earned money so that we can thwart any threats before they become a problem. On today's show, Ralph discusses how scammers and grifters con you out of your money in today's new technology age.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team or to schedule your tax preparation appointment, contact him at 302-659-6560 or go to www.askralph.com for more information

Mar 15 2019

9mins

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Rank #8: Home Ownership Tax Myths

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Home ownership is a lifelong dream for millions, and one that comes with its own unique set of pleasures and challenges. But for all the true benefits of homeownership, there are an equal number of myths about what it is like to own and maintain property. On today's show, Ralph debunks some important home ownership myths you need to know!

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team or to schedule your tax preparation appointment, contact him at 302-659-6560 or go to www.askralph.com for more information.

Apr 03 2019

9mins

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Rank #9: Business Versus Hobby

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You have started a business and you aren't making a profit. You've heard that the IRS won't accept business deductions if it considered your business a "hobby", but what it the truth? On today's show, Ralph discusses how the IRS distinguishes between legitimate business and hobby activities, for the purpose of taxes and what that means for you.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team or to schedule your tax preparation appointment, contact him at 302-659-6560 or go to www.askralph.com for more information.

Apr 02 2019

9mins

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Rank #10: The Great Refund Debate

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Are your personal finances a highly-organized, well-oiled machine? Or is there a lot of room for improvement? The answer to that question is more important than you might think, especially during tax time. Most people anxiously await a big check from Uncle Sam in April, but it turns out a giant tax refund might not be so great after all. On today's show, Ralph discusses the pros and cons towards getting a big refund at tax time!

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team or to schedule your tax preparation appointment, contact him at 302-659-6560 or go to www.askralph.com for more information.

Apr 11 2019

9mins

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Rank #11: Tips for Choosing a Tax Preparer

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More than 50% of taxpayers hire a professional to prepare their taxes. With that being said, hiring a profession doe not absolve you of your legal responsibility for what is on your tax return. Mistakes and their consequences are the responsibility of the individual, married couple, or business whose name appears at the top of the return. On today's show, Ralph reviews his tips for picking the best tax preparer this filing season!

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team or to schedule your tax preparation appointment, contact him at 302-659-6560 or go to www.askralph.com for more information.

Apr 10 2019

9mins

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Rank #12: What is Step-Up Basis?

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A step-up in basis can be a very good thing at tax time. The term relates to capital gains tax and can save you considerable money should you ever decide to sell an asset or property that you've inherited. On today's show, Ralph gives the run-down on  step-up basis to save you tax dollars come tax season.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

Oct 04 2018

9mins

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Rank #13: How to Improve Your Credit Score

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It is clear that your credit score can always be improved; however, it is not clear how one can go about bettering their score. Tune in to today's show where Ralph discusses ways to improve a credit score.  

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

Sep 04 2018

9mins

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Rank #14: Sponsor Message: Haass Butcher Shop BBQ Brawl

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Join our show sponsor, Haass Family Butcher Shop, in Dover for their 6th Annual Haass Family Butcher Shop BBQ Brawl on September 14th & 15th, 2018. It is is one of Delaware's most anticipated annual events. Mark your calendars now! 

The 2-day event kicks off Friday (September, 14th 2018). Enjoy an old fashioned lobster boil, local brews, and dance the night away with The Jimmy Cochran Band. All tickets available on Eventbrite ($30 per person) and include taxes and fees for dinner, music and fun!



Then, join them again on Saturday (September, 15th 2018) where over 30 teams from across the country will compete for the prestigious Haass Championship Trophy! Saturdays Brawl is a free family-friendly event, open to the public. Enjoy live music, local ice cream, tantalizing BBQ and great camaraderie!

Visit Haass Family Butcher Shop on Facebook (@haassbutchershop) for more information.

Aug 28 2018

1min

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Rank #15: Respond Don't React

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On today's show, Ralph talks about his experience with responding and not reacting during interactions and how we all can benefit from practice in taking a breath, thinking logically and responding appropriately.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team or to schedule your tax preparation appointment, contact him at 302-659-6560 or go to www.askralph.com for more information.

Mar 27 2019

9mins

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Rank #16: What Does Your Credit Report Show?

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The dreaded credit report. One document that can make or break your future finances. Everyone has one but do you know how to read one? Tune into today's show where Ralph walks you through what exactly the credit report shows and how to measure your financial future.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!

Aug 30 2018

9mins

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Rank #17: 3 Reasons to Hire a Tax Professional this Year

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Sleepless nights, panic attacks and pounding headaches are feelings that are far too familiar for taxpayers during the spring. But how do you know if you really need the help of a professional tax preparer? On today's show, Ralph discusses reasons why you may need to recruit a tax preparer this year.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team or to schedule your tax preparation appointment, contact him at 302-659-6560 or go to www.askralph.com for more information!

Mar 12 2019

9mins

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Rank #18: IRS Audit Red Flags for TY18

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While the overall risk of being audited is generally low, new changes resulting from the enacted Tax Cuts and Jobs Act (TCJA) could impact your susceptibility of being audited this tax season. On today's show, Ralph discusses some of the most impactful red flags to be aware of this tax year 2018 filing season.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team or to schedule your tax preparation appointment, contact him at 302-659-6560 or go to www.askralph.com for more information!

Mar 07 2019

9mins

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Rank #19: Why File Early?

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Whether you do them yourself or pay someone else to do them for you, preparing your income taxes is probably not one of your favorite chores. Knowing you have a refund coming can make the whole process somewhat easier, but gathering your paperwork and ensuring the forms are completed correctly can still be both time-consuming and stressful. On today's show, Ralph discusses the reasons for why it is best to file early when filing your tax returns.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team or to schedule your tax preparation appointment, contact him at 302-659-6560 or go to www.askralph.com for more information!

Mar 05 2019

9mins

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Rank #20: Tax Changes for Military Members

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Recent changes in tax law mean that many in uniform could see big returns when they file their 2018 taxes. On today's show, Ralph discusses how many services members and their families are likely to see substantial reductions in their overall federal taxes for 2018.

Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com.

Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information.

To schedule a consultation with Ralph's team or to schedule your tax preparation appointment, contact him at 302-659-6560 or go to www.askralph.com for more information!

Feb 28 2019

9mins

Play