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Investing

Money Talks

Updated 4 days ago

Business
Technology
Investing
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Money Talks focuses on personal finance as it applies to Mississippians. In any given week, we’ll talk about anything from preparing your taxes to saving for college or investing in the stock market. Our experts are Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. They join Kevin Farrell in the studio to answer your personal finance questions about family budgeting, retirement savings, Social Security, investments, debt management and more. Email the show at anytime at money@mpbonline.org. Money Talks airs Tuesday mornings at 9 Central Time on MPB Think Radio and over the internet at mpbonline.org

Read more

Money Talks focuses on personal finance as it applies to Mississippians. In any given week, we’ll talk about anything from preparing your taxes to saving for college or investing in the stock market. Our experts are Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. They join Kevin Farrell in the studio to answer your personal finance questions about family budgeting, retirement savings, Social Security, investments, debt management and more. Email the show at anytime at money@mpbonline.org. Money Talks airs Tuesday mornings at 9 Central Time on MPB Think Radio and over the internet at mpbonline.org

iTunes Ratings

9 Ratings
Average Ratings
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iTunes Ratings

9 Ratings
Average Ratings
7
2
0
0
0

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Cover image of Money Talks

Money Talks

Updated 4 days ago

Read more

Money Talks focuses on personal finance as it applies to Mississippians. In any given week, we’ll talk about anything from preparing your taxes to saving for college or investing in the stock market. Our experts are Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. They join Kevin Farrell in the studio to answer your personal finance questions about family budgeting, retirement savings, Social Security, investments, debt management and more. Email the show at anytime at money@mpbonline.org. Money Talks airs Tuesday mornings at 9 Central Time on MPB Think Radio and over the internet at mpbonline.org

Rank #1: Money Talks: Time for a Financial Check Up?

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To start your year, we want to help you take a look at your financial status. How do you compare to other Americans? What are your goals for improving?

Here's a Make a Budget Wooksheet from https://www.consumer.gov/content/make-budget-worksheet

Jan 15 2019

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Rank #2: Money Talks: 50 Good Personal Finance Habits

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We've got personal finance habits everyone should follow to work toward good financial health

This broadcast goes through a list from Time, online, that has 50 Personal Finance Habits Everyone Should Follow http://time.com/money/collection-post/4023439/personal-finance-habits/  Our hosts discuss some of them and their importance.

Previous broadcasts discussing persoanl finance habits:

http://www.mpbonline.org/blogs/money-talks/2018/05/29/money-talks-50-habits/

http://www.mpbonline.org/blogs/money-talks/2018/04/17/money-talks-open-topic-april/

Aug 07 2018

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Rank #3: Money Talks: Budgets

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We used as our guide for today's show: How to Choose the Right Budget System from Nerd Wallet https://www.nerdwallet.com/blog/finance/how-to-build-a-budget/

Examples of 4 types of budgets systems are THE 50/30/20 BUDGET, THE ENVELOPE SYSTEM, PAY YOURSELF FIRST, and  THE ZERO-BASED BUDGET

·      Automate your savings as much as possible so the money you’ve allocated for a specific purpose gets there with minimal effort on your part. An accountability partner or online support group can help, so that you’re held accountable for choices that blow the budget.

·      Revisit your budget as needed. Your income, expenses and priorities will change over time. Adjust your budget accordingly, but always have one.

Sep 17 2019

49mins

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Rank #4: Social Security

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Today our guest, Shawn Mercer, District Manager of the Social Security Administration answers questions about Social Security. Maybe he answered one of yours? Listen to find out.

Aug 23 2017

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Rank #5: Money Talks: Credit Score

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Lenders often use  credit scores to help decide if they will extend credit to consumers. We talk  about  what does and doesn't affect your credit score. 

10 Credit Score Myths and Truths Behind Them was our guide for this show.  https://www.msn.com/en-us/money/credit/10-credit-score-myths-and-the-truths-behind-them/ss-BBMDIAM

The 3 credit reporting agencies each have websites with consumer information about credit scores:

https://www.equifax.com/personal/education/credit/score/

https://www.experian.com/blogs/ask-experian/

https://www.transunion.com/credit-score

The 2 companies that calculate your credit score are:

FICO https://www.fico.com/

VantageScore https://www.vantagescore.com/

Oct 02 2018

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Rank #6: Money Talks: Social Security and Student Loans

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Today's show was listener driven. Callers wanted to talk about Social Security and Student Loans.


So that's what we did! 


Our experts are Dr. Nancy Lottridge-Anderson, President of New Perspectives and Ryder Taff, portfolio manager at New Perspectives. Nancy and Ryder are both Chartered Financial Analysts and Ryder also holds the Certificate in Investment Performance Measurement from the CFA Institute. https://www.newper.com/

Apr 23 2019

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Rank #7: Money Talks: Debt and Credit Counseling

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Our guest Bruce McClary, with National Foundation for Credit Counseling answers questions about credit scores and debt Their website has information about buying a home, make a budgets, and an online financial self-assessment tool:    https://www.nfcc.org/

Jul 03 2018

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Rank #8: Money Talks: Retirement Mistakes

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Our host, Kevin Farrell, and our financial expert, Ryder Taff, take personal finance calls and discuss : Fourteen Retirement Mistakes You Will Regret Forever from Kiplinger dot com   https://www.msn.com/en-us/money/retirement/14-retirement-mistakes-you-will-regret-forever/ss-AAySerT?li=BBnbfcN

Jul 11 2018

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Rank #9: Money Talks: Refinancing Mortgages

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Guest: Adam Black, mortgage broker from Renasant Bank https://ablack-renasantbank.mortgagewebcenter.com/

The show discussed current interest rates, costs to refinance, and how to decide if you would benefit from refinancing your mortgage. Did you know most mortgages are originated by online, non depository lenders?

Calls talked about home equity loans, reverse mortgages, and cash out mortgages.

Jun 11 2019

49mins

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Rank #10: Money Talks: 50 Habits

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Time, online, has a list of 50 Personal Finance Habits Everyone Should Follow http://time.com/money/collection-post/4023439/personal-finance-habits/  Our hosts discuss some of them and their importance.

May 29 2018

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Rank #11: Money Talks: Travel and Money

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We’ve got some suggestions on how to travel with your money concerning safety, convenience, and fees.


  • Traveler’s Cheques
  • Credit Cards
  • ATM Cards
  • Cash
  • Exchange Rates 
  • Behavior tips

Ryder Taff from New Perspectives, gives expert advice. https://www.newper.com/

May 28 2019

49mins

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Rank #12: Money Talks: How Much Car Can You Afford?

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Guest Roddy Merritt gives us inside information on financing a car purchase, cautions us on buying too much vehicle; relays the benefits of a Certified PreOwned car.

Roddy produces a car buying podcast: The Smart Car Buyer https://itunes.apple.com/us/podcast/the-smart-car-buyer/id1449100874?mt=2&ign-mpt=uo%3D4 for Apple and for Google Podcasts https://www.google.com/podcasts?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy84NjY0MDc0L3BvZGNhc3QvcnNz   Roddy aslo has a YouTube Channel: https://www.youtube.com/channel/UCE1rg1w3QdMLnosCx-pl5sQ/featured

A helpful website: https://www.edmunds.com/car-buying/

Roddy Merritt was a recent guest on MPB's Auto Correct where he spoke about choosing a car to purchase http://www.mpbonline.org/blogs/auto-correct/auto-correct-choosing-a-ride/

Mar 05 2019

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Rank #13: Money Talks: Retirement Investing

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Ryder Taff, our investment expert from New Perspectives https://www.newper.com/, suggests reading J.P. Morgan's Guide To Retirment https://am.jpmorgan.com/blob-gim/1383280097558/83456/JP-GTR.pdf

There are a number of retirement calculators available on the internet. Each person’s situation will be different. You will need to enter your current age, income, savings balance and how much you save toward retirement each month. Estimating travel expenses, health care, and if your home is paid for are all factors in deciding how much money you will need to live on during retirement.                Vanguard and Nerd Wallet dot com each have a calculator you can play around with, putting in different amounts.

https://www.nerdwallet.com/investing/retirement-calculatorhttps://investor.vanguard.com/retirement/income/investing-in-retirement

Aug 13 2019

49mins

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Rank #14: Money Talks: Financial First Aid Kit

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May 08 2018

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Rank #15: Money Talks: Millennial Money Advice

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Millennials are earning $10,000 less than their parents' generation did at the same age. The average student debt for a millennial is double that of the previous generation. Ryder Taff gives advice and takes questions about millennials and their money plus other personal finance questions.

Nov 06 2018

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Rank #16: Money Talks: Ways To Save $1,000

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Kevin Farrell and Ryder Taff discuss some cost cutting tips today. Everyone needs a reminder of ways to save some money. Each of these tips could save you $1000 over the coming year. Cut the cord Switch your cell phone plan Rethink your remodel Get a roommate Get a gig with Postmates Get a gig with Uber Get a high-deductible plan Open and fund an HSA Eat at home Buy the store brand Just say no to impulse buys Use Mint Book holiday flights in advance Drive instead of flying

Dec 18 2018

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Rank #17: Money Talks: All Social Security Hour

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Jay White, host, and Shawn Mercer, District Manager with the Social Security Administration, spend the entire hour taking listener questions only about Social Security matters.

You can find many answers to your Social Security, disability, and Medicare questions at http://ssa.gov

Mar 19 2019

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Rank #18: Money Talks: Cutting Cell Phone Costs

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Tips on how you could cut your cell phone costs.

  1. Switch to a no-contract plan.
  2. Look to prepaid carriers.
  3. Keep your phone longer.
  4. Use Wi-Fi 
  5. Cut the Insurance
  6. Negotiate   
  7. Look at your current data usage 
  8. Limit background data.
  9. Cut Out the Stuff You Don’t Use 
  10. Sign up for automated payments and paperless billing.
  11. Be careful when making international calls.
  12. Add lines     

Sep 11 2018

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Rank #19: Money Talks: 529 Savings Plans

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Emelia Nordan, The College Savings Director from the State Treasurer’s office takes questions and explains the MPACT and MACS savings plans for school tuition. https://www.treasurerlynnfitch.ms.gov/collegesavingsmississippi/Pages/default.aspx

Sep 03 2019

49mins

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Rank #20: Money Talks: Social Security September

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District Manager, Shawn Mercer answers questions about Social Security.https://www.ssa.gov/

  • living overseas
  • life expectancy  
  • worked overseas
  • civil service and disability
  • survivor benefits among half siblings
  • earned income while drawing 
  • changing your mind about drawing
  • and more!

Sep 25 2018

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