Cover image of The Stacking Benjamins Show
(1062)

Rank #22 in Investing category

Business
Investing
News
Business News

The Stacking Benjamins Show

Updated 4 days ago

Rank #22 in Investing category

Business
Investing
News
Business News
Read more

Live, from Joe's mom's half-finished basement....listen to a parade of financial headlines, personal finance experts, creatives, and people with stories that inspire us. Every Monday, Wednesday, and Friday, hosts Joe Saul-Sehy & OG meet at the card table and bring you guests, trivia, your letters about saving, investing, and risk management, and much more. Academy of Podcast winner for "best business podcast of the year," 2017 Plutus award winner for "best personal finance podcast," and Kiplinger magazine's only recommended personal finance podcast.

Read more

Live, from Joe's mom's half-finished basement....listen to a parade of financial headlines, personal finance experts, creatives, and people with stories that inspire us. Every Monday, Wednesday, and Friday, hosts Joe Saul-Sehy & OG meet at the card table and bring you guests, trivia, your letters about saving, investing, and risk management, and much more. Academy of Podcast winner for "best business podcast of the year," 2017 Plutus award winner for "best personal finance podcast," and Kiplinger magazine's only recommended personal finance podcast.

iTunes Ratings

1062 Ratings
Average Ratings
858
68
57
33
46

SB Haiku

By TH Washington - Dec 05 2019
Read more
Financial planning Joe and O.G. make it fun! Doug adds special sauce...

My Guys!

By Babo Crowell - Nov 19 2019
Read more
Love this podcast. Entertaining and full of goodies! My numero uno podcast. Thanks guys!

iTunes Ratings

1062 Ratings
Average Ratings
858
68
57
33
46

SB Haiku

By TH Washington - Dec 05 2019
Read more
Financial planning Joe and O.G. make it fun! Doug adds special sauce...

My Guys!

By Babo Crowell - Nov 19 2019
Read more
Love this podcast. Entertaining and full of goodies! My numero uno podcast. Thanks guys!

Listen to:

Cover image of The Stacking Benjamins Show

The Stacking Benjamins Show

Updated 4 days ago

Read more

Live, from Joe's mom's half-finished basement....listen to a parade of financial headlines, personal finance experts, creatives, and people with stories that inspire us. Every Monday, Wednesday, and Friday, hosts Joe Saul-Sehy & OG meet at the card table and bring you guests, trivia, your letters about saving, investing, and risk management, and much more. Academy of Podcast winner for "best business podcast of the year," 2017 Plutus award winner for "best personal finance podcast," and Kiplinger magazine's only recommended personal finance podcast.

Board Games About Money and Economics (plus an intro to Find Your Meeple)

Podcast cover
Read more

Wondering if there are any good games you can play about money or economics? Long time Stacking Benjamins fans know we have one non-financial event that gets us just as excited (if not more) than any other event all year: our annual board game episode! Today we'll fly with Joe to Dallas, Texas, and the BoardGameGeek.con convention, where he catches up with the star of the YouTube show Game Night!, Lincoln Damhurst. They'll not only talk about a whole host of cool games about money and company-building, but they'll also dive into some light, fun games that you can play with the family over the holidays. Before you waste money on a game that nobody will like, check out this episode and make a better buying decision.

Plus, replacing our usual Fintech segment (is it boardtech now?), we're talking to co-creator of a new site called FindYourMeeple.com. Jeremiah Cole-Kelly will walk us through how this new tool can help you find a cheap evening's entertainment (and even a weekend's worth, when it comes to game conventions). Looking for people in your area who love to play board games just as much as you do? Jermiah's site just may be the solution to your problems.

Of course, financial show or not, we'll always save some time for Doug's trivia.

Nov 29 2019

1hr

Play

5 (Good) Reasons To Invest In Real Estate (with Michele Cagan)

Podcast cover
Read more

Have you ever thought about investing in the wide world of real estate but weren't sure whether it was for you? Today's guest, Michele Cagan, says that it probably IS for you...but maybe not in the way you'd traditionally think. Sure, you can go fix up and flip houses or become a landlord, but Michele shares LOTS of other ways to invest in real estate as well, and gives us five reasons why you should at least think about it. Whether you're a seasoned real estate investor or newbie, there's something for everyone today in Michele's visit to the basement!

In our headlines segment: what's the WORST age to take social security? How does the system work in the first place? While it's complicated, we'll share the worst of the worst AND give you some basics on how to start thinking about YOUR payout. In our second headline, Charles Schwab is seeing HUGE returns from their new hybrid robo-meets-human advisor program. It seems these people chasing robos might just want some human advice...strange (smell the sarcasm in that sentence? We'll explain.)

After a dose of Doug's amazing trivia, we'll throw out the Haven Life Line to a lucky caller, as usual. Just another fun day here in the basement...

Thanks to Clearbanc for supporting Stacking Benjamins. Are you doing over $10,000 a month in revenue? Find out how you can receive Clearbanc capital by getting your 20 minute term sheet at clearbanc.com/SB.

Sep 11 2019

1hr 12mins

Play

Our 2019 Tech Deals Guide (with CNET's Bridget Carey)

Podcast cover
Read more

What are the hottest deals in tech this holiday season? What should you avoid? Back for her annual visit to the basement, Bridget Carey from CNET shares the highs and the lows this year. There are LOTS of deals you'll want to avoid, and she'll name names. But don't worry, if you're thinking about televisions, computers, game consoles, kitchen gadgets, audio equipment, or security, we've got you covered!

Worried about the financial tasks you need to accomplish before year-end? Maybe you should be. Today we'll also share a laundry list of important items you'll want to check off your list before the new decade begins in just over a month. Plus, we'll also share some advice about gift giving. Since we're diving into shopping season, how do you give a gift that won't be returned?

After a little dose of Doug's trivia, we'll wind up the show by throwing out the Haven Life line, as always. It's just another fantastic, money-saving episode of Stacking Benjamins on tap! Enjoy.

Nov 27 2019

57mins

Play

Is Buying a House a Waste of Money? (plus a discussion with Jean Statler from Alliance for Lifetime Income)

Podcast cover
Read more

Today our roundtable discussion focuses on one set of homeowners who successfully sold their house, but realized that they could've saved $60,000 if they had instead rented and never purchased the home in the first place. Is buying a home a waste of money? Did the couple make some big mistakes that we can all avoid? Did they use professionals wisely or make some bad decisions? Discussing this headline with us are three veterans of the financial blogging and podcasting community: Tom Drake from MapleMoney.com, Paula Pant from Afford Anything, and Len Penzo from LenPenzo.com

Halfway through the show, we'll take a break from our rent vs. homeownership discussion while Joe sits down with Jean Statler from the Alliance for Lifetime Income. The organization is working with MIT's AgeLab on an important issue: the risk that we might outlive our savings. Jean reviews the problems the public has had with annuities and dives into the discussion of what the industry is doing to clean up perceptions and simplify products. It's a very frank and enlightening conversation about an often maligned financial tool AND the issues surrounding living longer.

During our Magnify Money segment, we'll take a call from Kurt, who has a question about his workplace tuition reimbursement. If Kurt doesn't stay with his employer for three years he owes back all of the cash his company gave him for school expenses. Right now he has the amount sitting in a savings account, what should he do with it? Should he invest it? Pay down debt? Leave it in savings? Our team bounces around several possibilities.

Thanks to Grammarly for supporting Stacking Benjamins. Get 20% off a Grammarly premium account, go to Grammarly.com/sb.

Aug 16 2019

1hr 8mins

Play

Let's Learn To Be Rich (with Ramit Sethi)

Podcast cover
Read more

What would you say to someone who said they could teach you to be rich? Would you have a hard time believing them? Today we'll sit down with the person who has already done just that for thousands of people across the country: New York Times best-selling author Ramit Sethi.

In our headlines segment, what's the deal with gold? We'll take a look at one article from InvestmentNews that makes the case against gold. But, do we think it has a place in your portfolio? Is that money better deployed elsewhere? We'll give our nuggets of wisdom thoughts before moving into our second piece: 5 things plan sponsors are still getting wrong. You've ran into at least one of this issues (or know someone who has).

We'll also throw out the Haven Life Line to Mandy, who wants some advice on what to do with her money in the market. Should she stay invested, or cash out and buy a house?

Of course, we'll save some time to spend on Doug's surprisingly money-themed trivia.

Oct 07 2019

1hr 18mins

Play

The Five Money Lies (with Rob Berger)

Podcast cover
Read more

Today we sit down with Rob Berger, host of the Dough Roller podcast and author of Retire Before Mom & Dad about the five lies we all are told about money. Because we fall into these traps, we're duped to live a life on the hamster wheel, working harder and harder, but getting nowhere. Today we'll talk about debt, investing, insurances, advisors and more, so that you can take charge of your finances.

Plus, during our headlines segment, we'll cover one piece from Financial Planning about an ex-advisor who is off to prison for duping his clients with a Ponzi scheme. What did he do wrong? We'll share. We'll also jump into some big news from the IRS. One product's tax treatment with regard to advisor's fees is changing. That may change the way advisors...and YOU view that particular tool.

And after we take some time for some of Doug's french fry themed trivia we'll take a voicemail from Jason during our Haven LifeLine. Jason wants to know our thoughts about funds and strategies that will deliver the highest risk-adjusted return. Should he be 100% equities with his money or something safer?

Thanks to Grammarly for supporting Stacking Benjamins. Get 20% off a Grammarly premium account, go to Grammarly.com/sb.

Aug 19 2019

1hr 11mins

Play

Understanding Your Investments (with J. David Stein)

Podcast cover
Read more

Do you understand investments? If not, today's show is for you...and if you DO, today's show probably still is for you, because our guest is all about focusing on what you DON'T yet know about your money. David Stein will help us learn more about how your investments work so the whole process is less of a gamble. He's the host behind the hit financial podcast, Money For The Rest Of Us, and brings to the basement a wealth of knowledge about the questions you need to ask before putting your hard-earned money into any investment. Picking a popular stock is easy, but truly understanding the thing you put your cash behind? That's more difficult, and David will break down why.

October is fire prevention month, so during our headlines segment we'll ring up Steve Kerber, the Director of the UL Firefighter Safety Research Institute. He'll share fantastic advice on not only how to keep your family safe, but your home too. Plus, could there be a magic number to emergency savings? One recent study suggests that if you hoard too much money it might not be worth it, and the savings could be better put elsewhere.

Later we'll throw out the Haven Life Line to Stacy, who describes herself as a digital nomad. How should she budget and do her taxes?

A big thanks to Masterworks for supporting Stacking Benjamins. Start investing in art AND skip the 17,000 person waitlist by visiting Masterworks.io and letting them know Stacking Benjamins sent you.

Oct 28 2019

1hr 12mins

Play

From $52,000 in Debt to Early Retirement (RWD 99 w/ Deacon Hayes)

Podcast cover
Read more

How about a kick in the pants financially? Deacon Hayes got one...and today, you're going to get one too, especially if you want to be motivated to pay off debt. Let's get that debt paid!

Today we bring you one of our FAVORITE episodes. If you're new here, every eight weeks we take a week off to organize and plan our next two months' shows. The good news for you? This whole week we're going to feature some of our favorite episodes from the past! While markets may change from week to week, great financial advice doesn't. Here's the original show notes from two years ago:

Thinking about retiring early but you're stuck in neutral with your debt? Maybe it's time to change your money habits. Deacon Hayes (recent winner of the Plutus' Blog Of The Year award), joins us to tell his personal "getting his money act together" story, that YOU can also use to get out of debt and start on your road to early retirement. Then we talk about retiring early, the topic of his new book. From investing in stocks to real estate and business, we cover MANY avenues you can use to work like Deacon, who's on a path to financial independence in his early 40's.

In our headline segment today we'll tackle a story about an icon who just sold nine figures worth of stock. What does this have to do with your portfolio and investments? It has a LOT to do with you, if you're accumulating stock in a single company. We'll also detail a recent shopping trend.  How much has online shopping overtaken the Black Friday experience? What does this mean for your holiday shopping this year? We'll discuss it on today's show.

We'll also throw out the Haven Life Line, answer a listener letter, and also try to answer a tough trivia question from Doug. That's just the beginning of the fun we're having on today's Stacking Benjamins podcast!

Nov 04 2019

56mins

Play

Decluttering Your Life - Financial and Otherwise (with Tracy McCubbin

Podcast cover
Read more

Clutter is everywhere. We buy more stuff to make us happy and all it does is makes us miserable and broke. How do we get out of the cycle? On today's show we'll talk to Tracy McCubbin, founder of cleaning and organizing company dClutterfly. On today's show we'll Declutter your stuff by getting behind the emotions of clutter and dispelling some long-held myths.

Plus, during our headlines segment, we'll cover one shocking piece by InvestmentNews, claiming that retirees are going to miss out on $3.4 trillion by claiming their Social Security too early. Is this a case of needing more cash for basic living expenses, or just ill informed retirees cashing in a few years too early? In our second headline we'll erxamine one trend that's gaining a bit of traction: financial apps that charge users to save money. Is it worth paying money to save more?

After a little dose of Doug's trivia, we'll turn our attention to the Haven Life Line. Mike calls in today asking about 529 plans. His parents want to contribute to Mike's son's 592 plan. Can Mike use the interest from the account to invest in another account he owns?

And as we finish out our letters bag, we'll tear open some mail from Brian, who has some questions about Roth conversions and the pro-rata rule. Can Brian and his wife avoid the tax hit if the conversion is done in his wife's name?

Thanks to Skillshare for supporting Stacking Benjamins. Get TWO months of courses for free at Skillshare.com/SB.

Jul 15 2019

1hr 4mins

Play

Making the Leap to Successful Investing (with Erin Lowry)

Podcast cover
Read more

Erin Lowry from Broke Millennial learned early on about investing. As someone who's VERY conservative and not excited about losses, she didn't want much to do with investing. But, she'll tell us the story today about how she got started and about how you can make it easy. We'll talk about the types of funds to simplify your investment choices, how to add money, and what to do if the market isn't your friend (things start to fall apart).

Plus, in our headlines segment, one man who called the last two market downturns says there's another on the way. Should we be preparing for choppy waters?

Later on, we'll throw out the Haven Life Line to Larry, whose emergency fund has been drained after a few back-to-back expenses. Should Larry get his emergency fund back to capacity over time, or look towards his Roth IRA contributions to speed up the process? And in our letters segment, Brian has took a side gig delivering food for Uber Eats. After talking to some of his fellow drivers Brain is suspicious that they're defrauding the IRS by not paying any taxes on their earnings. Should Brian steer clear of their advice, or is he just missing out on easy money?

As always, we'll still save some time for Doug's trivia...which today is exceptionally epic.

Thanks to Ting for supporting Stacking Benjamins! Get $25 off your phone at sb.ting.com.

May 08 2019

1hr 14mins

Play

7 Quotes That Will Make You Rethink Personal Finance (plus Bethany Bayless' Top Disney Tips)

Podcast cover
Read more

What keeps you motivated when you don't feel like thinking about saving more, spending less, or investing better? Do you have words you live by to help guide you through life? On today's show we're calling our friends Brandon Opre from TrustTree Financial, Paula Pant from Afford Anything, and the Len Penzo from LenPenzo.com, to discuss financial quotes that'll keep you motivated. Take this (interesting) freebee from Charles A. Jaffee: "It's not your salary that makes you rich; it's your spending habits." Like that? We have many more in today's episode.

Halfway through the show, we'll take a break from the discussion with our roundtable crew to finish our summer holiday travel coverage. To compliment our show from Wednesday with Theme Park Insider's Robert Niles, today Joe will talk with Bethany Bayless, co-host of the Money Millhouse podcast, about Disney tips and tricks she's so graciously decided to share with us. If you'll want to hear more of that conversation make sure to stick around for a few seconds after Doug closes out the show... you won't regret it if you have a trip planned to see a mouse in your future.

After we close out of our Disney themed travel guide, we'll hand the mic over to Doug who has some holiday weekend-appropriate trivia. We'll ask our roundtable a very important question: how many billions of dollars did Americans spend on wine last year? Think you have the answer? Remember your answer and see if you could beat our guests on the show.

We'll end today's roundtable with a call from Amy, who's going back to school to be a nurse practitioner. While her hospital is paying for some of her expenses and fees, Amy will still have to cough up about $15,000. Should she reduce her 403b contributions to the company match, or take out a loan and pay it back after she gets her degree?

Thanks to Proper Cloth for supporting Stacking Benjamins. Get $20 off your first custom shirt at Propercloth.com/sb.

Thanks to Ting for supporting Stacking Benjamins! Get $25 off your phone at sb.ting.com.

May 24 2019

1hr 46mins

Play

Here's How To Ditch Your Full-Time Job (plus an intro to Chipper)

Podcast cover
Read more

Sick of working for "the man"? Today we'll talk to a woman who's never held down a single full time job but who's created a career out of what most people call "side hustles." We'll explore pitfalls, opportunities, and more with Shanah Bell, author of The Art of Being a Pita, Paula Pant from Afford Anything, and from our very own podcast, OG.

Halfway through the show we'll take a break from our side hustle conversation so Joe can sit down with Tony Aquilar, the founder of new student loans app Chipper. Worried about your student loans? Tony will share some helpful tips on how to pay down student loans quicker, AND will show off how his app will help you do just that.

...and after we take some time for Doug's trivia, our roundtable contributors will share some ideas to help caller TJ during our Magnify Money segment. TJ wants to know some fun and interesting ways to teach kids about money and saving for retirement. Thoughts?

Aug 09 2019

1hr 14mins

Play

9 Lies About Work (with Ashley Goodall)

Podcast cover
Read more

You've always known it: most of what people tell you about great work is a lie. Ideas such as company culture, work-life balance, and other truisms are all challenged today by bestselling business thinker, researcher and author Ashley Goodall. Today he joins us to flesh out what we really should be focusing on at work and how, whatever your role, you personally can make your work and your company better. If you spend a ton of time at work, why wouldn't you want it to be something that not only pays the bills, but something that's also fulfilling?

In our headlines segment, a new report from the Federal Reserve shows how Americans are faring with their retirement savings. Finances seem to be okay, but what's the deal behind our thoughts on retirement savings? We'll share details. Plus, in our second headline, one survey is reporting that 60 percent of Americans don't have a will. While most of us don't have celebrity sized estates (such as the one we discussed Monday in our discussion on Tom Petty's estate problems), not leaving a will behind could mean trouble for your family.

After we take a short break for Doug's Superman-themed trivia, we'll tackle a question from Erik who's thinking about opening a SEP account. Can he keep investing into his Roth IRA and have something like a SEP? Are there better options Erik should be looking into?

And in out letters segment, we'll open a letter from Sue, who wants our thoughts on having an index annuity with an annual reset. She already has a bit of savings and has a paid off home. Is it annuity a good idea?

Thanks to Experian for supporting Stacking Benjamins. Boost your FICO score instantly for free. Boost is only available at Experian.com/sb.

Thanks to Clear for supporting Stacking Benjamins. Get your first two months of Clear for free by going to clearme.com/sb2019 and using promo code sb2019.

Jun 12 2019

1hr 13mins

Play

Lessons From Some of The Biggest Investing Mistakes of All Time (with an intro to OneClass)

Podcast cover
Read more

Everyone has made mistakes during their life. Lord knows, we've made our share. While we thankfully forget about a lot of the smaller mistakes we make, the larger mistakes tend to stay with us as lessons we can use to help us in the future. Learning from your own mistakes is great, but being able to learn from another person's mistakes and saving yourself some heartache is even better. Today we're giving you a free "head directly to Go and collect $200" card by sharing with you some of the WORST investing decisions of all time, as shared by one publication.

Halfway through the show, our roundtable discussion will take a break for our Fintech segment. With colleges opening up their doors for the fall semester soon, we'll focus on one company that's striving to improve student grades AND earn them some extra cash while doing it. Joe will sit down with Jerry Zheng from One Class, and get some detailed bullet points on just how the note-taking company works.

Plus, we'll answer a voicemail from K during our Magnify Money segment. K wants to get into real estate and is looking for ways to save for a down payment. While lowering her contributions to her retirement accounts make the most sense to her the idea still makes her cringe. What if she never finds a buying opportunity and misses out on money she could have been earning? Thoughts?

Looking for something deeper than what we give you on the show? Three days a week not enough? Subscribe to our weekly newsletter: The Stacker.

Jul 26 2019

1hr 9mins

Play

How To Rock An 800+ Credit Score (Your Letters)

Podcast cover
Read more

You pay your bills on time. You're not in debt, and you have a great credit history. Yet, no matter what you do, you still find yourself stopping just below the mythical 800+ credit score threshold. What are you supposed to do? How do you push your credit score past the last hurdle? We'll discuss solutions for boosting a great credit score into a fantastic score, plus answer YOUR questions about credit card reward programs, where to keep your cash when you're waiting to buy a house, 401k questions and more on today's letter segment.

And in our headlines segment, are you seeking out new financial knowledge on your own, or are you waiting for new information to find you instead? We'll talk with Emily Shallal, senior director of product innovation at Ally Bank, about Ally's recent study on financial literacy. Plus, in our second headline, brokers have until the end of June 2020 to implement new regulations. The new rules could put a bigger strain on smaller brokers, who lack the same amount of resources as larger companies.

After some of Doug's musical trivia, we'll take a break from our letters to answer a Haven Life Line call from Gregg, who's opened a new brokerage account with Fidelity. The company has offered him a checking account., but when Greg initiatives an ACH on Day 1 it takes another 4 days before he gets access to the cash. How can they do this?

Thanks to LinkedIn for supporting Stacking Benjamins.  Go to LinkedIn.com/sb and get a $50 credit toward your first job post.

Jun 17 2019

1hr 3mins

Play

Am I Doing Money Right? (with Colleen Bordeaux)

Podcast cover
Read more

Have you ever wondered if you're handling your money right? Sure you have. More important, have you ever worried that you aren't doing LIFE correctly? Our main guest has been there. She's the best-selling author of the philosophical guide to life in the age of overwhelm titled, Am I Doing This Right?, Colleen Bordeaux. Colleen will share her deeply personal search for more meaning in life and lessons she learned along that way. We'll talk about your personal philosophy, getting comfortable with who you are, figuring out your money from a deep level, and more. It's a wide-ranging interview that we're sure you're going to enjoy as much as we enjoyed talking to her.

In our headlines segment, how much does it cost to be considered 'middle class' in a big city? It turns out that it might just cost a TON of money. How do you get ahead when everything is so expensive? We'll talk about many factors, include the fact that where you live can change everything about whether you're financially successful or not. In our second headline, do you prefer receiving money advice from a man or a woman? Well, according to the Wall Street Journal, in the past two years there has been a marked increase in requests from prospective clients who want to work with female financial advisers. We'll talk diversity in the financial services ranks on today's show!

After a little dose of Doug's trivia, we'll also save time to throw out the Haven Life Line to Nick. Nick asks if there is a specific ratio of money in each account (Roth and pre-tax) that is recommended? How does your tax strategy look? We'll dive into that, and much more.

Thanks to Clearbanc for supporting Stacking Benjamins. Are you doing over $10,000 a month in revenue? Find out how you can receive Clearbanc capital by getting your 20 minute term sheet at clearbanc.com/SB.

Thanks also to HoneyBook for supporting Stacking Benjamins. If you run your own business, you’re used to doing it all. But if you’re struggling to get through your to-do list, HoneyBook can help. Go to HoneyBook.com/SB for 50% off your first year.

Sep 25 2019

1hr 14mins

Play

One Redditor's Guide to Cleaning Up $16,000 of Debt (plus an intro to Bumped)

Podcast cover
Read more

With debt piling up, savings gone, and your credit cards maxed out, how do you pull yourself out of the hole and get on the right financial path? The first step, of course, is to stop digging, which is what one Reddit user did after racking up over $16,000 in credit card debt. They also posted a list of things they did to make their debt go bye-bye and their Benjamins start to pile up. While it may not be quick or easy to get yourself back to being debt-free, there are definite steps you can take to get yourself into the world of financial freedom - and we'll walk through one piece which reported on the Reddit forum, adding in experts and other information. How much of it is helpful and what isn't? Depends on what section of the piece we're talking about. Today, helping us dig in today is a crack team of internet stars. First, making her return trip to the basement is Chelsea Brennan (Smart Money Mamas), second, we'll welcome Len Penzo (LenPenzo.com), and then we'll say hello to the guy from our own podcast, OG.

How would you like to earn stock rewards from companies where you already shop? While you shouldn't shop more to get rich (that won't end pretty), it would be nice to get some extra stock just for buying pillowcases, right? We thought so too, and that's why halfway through the show we'll take a little break from our discussion while Joe rings up and chats with founder David Nelsen from Bumped.

Plus, after we subject entertain our roundtable with a round of Doug's trivia we'll break out the Magnifying Glass and answer a listener voicemail from Tyler. His 401k plan is expensive. How does he control his costs of investing for retirement?

Jul 19 2019

1hr 15mins

Play

How To Eat Smart and Waste Less (with Frankie Celenza)

Podcast cover
Read more

We're celebrating Labor Day in style (and a week early) with Frankie Celenza, the chef at Struggle Meals on the Tastemade network. We'll talk not only how to make your holiday weekend grilling perfect, but also how to make smart and frugal food choices in the kitchen. Not only will he share tips on how to make your perfect burger, but also grocery ideas in general, how to make sauces, and the key to that recipe in front of you.

Before our fantastic chat with Frankie, we'll discuss the retirement danger zone. Could the early years of retirement make or break your golden years? We'll cover what you SHOULD be worried about when it comes to retirement, plus we'll also give our two cents on one piece from InvestmentNews that shares five reasons why even the staunchest of Roth IRA lovers might want to think about leaving some of their portfolios in traditional IRAs.

After we take a break for some Labor Day trivia from Doug, we'll round out the show by throwing out the Haven Life Line to Susan, who's mother needs $1800 a month for her assisted living facility. Her mother has a sizable nest egg split with some of the allocation going into a total stock index, and some going into a total bond index. Which of the funds should be in a Roth account. Does it really matter?

Thanks to Clearbanc for supporting our show. If you’re doing over $10,000 a month in revenue, find out how you can receive Clearbanc capital by getting your 20-minute term sheet at clearbanc.com/SB.

Thanks to AcreTrader for supporting Stacking Benjamins. Learn more at AcreTrader.com/sb.

Aug 26 2019

1hr 7mins

Play

Are Super Savers Overlooking a Potentially BIG Problem? (plus an intro to Resolve)

Podcast cover
Read more

You have your financial plan, you've cut back on the lattes and the subscriptions, you've downsized your home, you know how much debt you need to pay off each month, and you've socked away LOTS of cash... right? In the race to financial freedom, is that it? Maybe not. On today's roundtable discussion the gang will tackle a recent blog post that says, "Maybe there's something ELSE you should be paying attention to, first." Diving in today, we're excited to feature our long time regulars: Paula Pant of the Afford Anything podcast, Len Penzo of LenPenzo.com, and from our very own podcast: OG.

We'll take a break halfway through the show while Joe sits down with Michael Bovee from Resolve. Resolve is a company that's setting out to be your personal guide out of financial stress, and Michael will share just how the company intends to do that.

During the Magnify Money segment we'll answer a question one of our listeners posted in the Stacking Benjamins facebook group. When you know you'll be needing to sell and buy a home and the next 5-10 years, how would you prioritize saving? Our roundtable will weigh in with their two cents, and we'll still save some time for Doug's trivia.

Nov 01 2019

1hr 13mins

Play

Our Roundtable Team's TOP Holiday Tips (plus the Evil HR Lady!)

Podcast cover
Read more

How do you not only survive the holiday season but thrive during it? Today our roundtable team rolls out their very best holiday survival ideas. We'll talk shopping to family to mindset and fun...plus maybe sprinkle in a laugh or two. Calling in today is Paula Pant from the Afford Anything podcast, plus Len Penzo from LenPenzo.com, and who can forget OG from our very own show!

Plus, at the halfway mark of today's episode we'll talk about flexible spending accounts. What do YOU need to know before the year is up? Maybe a lot. Hopefully we save a few people a LOT of money because they listened to today's podcast! Helping us by calling dad's shortwave from all the way over in Europe, we'll welcome back Suzanne Lucas, aka the Evil HR Lady from evilhrlady.org.

And during our Magnify Money call we'll hear from our good friend Santa and he gives us his tip for not getting so tipsy this time around the world on his sleigh.

As always, of course we'll quiz our contributors with an epic gameshow question by our neighbor, Doug. All that and more on today's show! Hope you can join the fun!

Dec 13 2019

1hr 3mins

Play

Surviving and Thriving During Holiday Party Season (with Carmine Gallo)

Podcast cover
Read more

It's the time of year when you're talking to more people AND making more impressions than any other time of year. How do you put your best foot forward and make your best impression? How do you tell that story that makes everyone laugh and wish they were you? How do you endure the party if you're an introvert? We'll cover ALL of those scenarios and more with master communicator Carmine Gallo on today's podcast.

Plus, what if you could lower your fees by HALF? we'll discuss why that might not be the offer you think it is AND deliver some better financial advice...plus we'll throw out the Haven Life line and save time for Doug's amazing trivia.

Dec 11 2019

1hr 17mins

Play

Planning the Perfect--and frugal--Holiday Party (with David Tutera)

Podcast cover
Read more

Whether for holidays, office events, or social get-togethers, December feels like the official month of parties. If you've ever thought about hosting your own event, whether this month or any other, you can feel the need to break the bank so that your guests feel special. But what if you could host a better event without emptying your wallet? That's why today we're thrilled to help you create your best event with the help of an extra special guest: celebrity party planner David Tutera. We'll talk invitations, decorations, food, activities and games, plus parting gifts and LOTS more. You'll feel better prepared to be a great host after today's show!

Plus, during our headlines, Fidelity Investments is out with their look at 2020. What are savers hoping for in the New Year? We'll help you jump start your New Year's Resolutions with the help of Maura Cassidy, Vice President of Retirement & Small Business at Fidelity Investments about the takeaways. You may be surprised by some of this year's findings AND some of the takeaways. Also, we'll cover a piece from Barron's about the impending stock market downturn. Should you begin making adjustments for the big drop that might be just around the corner?

Later we'll throw out the Haven Life Line to Mark, who only keeps one month of his emergency savings liquid. The other five months of savings are in a 15 month CD with his bank. Is he making a mistake if a "real" emergency were to come up?

Of course, we'll save some time for Doug's trivia, too!

Dec 09 2019

1hr 2mins

Play

Our Best Investing Advice For Beginners (plus an intro to Titan)

Podcast cover
Read more

Is there advice you wish you'd had when you started investing? Wish you could go back in time and tell yourself to do something differently? With the end of the year almost upon us, we thought this would be the perfect time to reflect on lessons learned... and hopefully help out some new investors so they won't make the same mistakes we did. Experienced investor or not, we'll share some great advice during today's roundtable discussion among seasoned investors. Calling in today for our roundtable is our good basement friend, Ryan Inman of the Financial Residency podcast, plus Paula Pant from the Afford Anything podcast, and OG from our very own show!

Plus, at the halfway mark, we'll take a break to learn about Titan, an online app and website that helps people invest like a hedge fund. We'll learn all about it from co-founder Clayton Gardner. Looking for some good investment help? We'll explore what Clayton and Titan are doing to help investors get a bigger bang for their dollar.

During our Magnify Money call we'll answer a voicemail from Tyler, who will be graduating from college debt-free. How should Tyler capitalize on his opportunity? Tyler knows about investing through work and having a proper emergency fund, but what else should he do? Is he missing out on something?

As always, we'll quiz our contributors with a post-FinTech gameshow question by Doug.

Dec 06 2019

1hr 39mins

Play

Lessons From the Former NASDAQ Chief (with Robert Greifeld)

Podcast cover
Read more

What lessons can you learn from an entrepreneur in technology who was hired just after the turn of the century to lead one of the biggest exchanges on earth? A ton, it turns out. We talk to Former NASDAQ CEO Robert Greifeld about making tough choices, developing leaders, listening, debating, and more. He'll also share stories about his interactions with CEOs like Bill Gates, Howard Schultz, and Jeff Bezos, and his view of the 2007-2008 financial crisis from his front row seat. You'll learn a ton from today's show whether you lead a company, department, club, or your family.

Plus, during our headline segment, wealth advisors give clients high marks for understanding some tax rules and for saving money. However, there are some glaring weaknesses they see among clients. Do you have the same weaknesses? We'll explain what worries financial advisors and how to correct course. In our second headline we'll wave the warning flag on an IRS rule that many people violate, and regret later. We'll show you HOW to avoid getting hit with penalties and help you smooth the road for your retirement at the same time.

Later we'll throw out the Haven Life Line to Mark, who not only tries to avoid giving us his tee-shirt size on air (and nearly fails), but also wonders if it's a good idea to lock much of his emergency fund in a high-interest paying but long-term CD.

...and of course, we'll save some time for Doug's trivia.

Dec 04 2019

54mins

Play

How To Lower Your Healthcare Costs (with Scott Heiser)

Podcast cover
Read more

Visit any online forum and you'll find someone complaining about their health insurance costs. While lots of people complain, our guest today says that the answer may have nothing to do with all of the political rhetoric around the topic. Scott Heiser visits the basement to teach you how to become a better "health" consumer. Changing the healthcare system is one thing, but making proper, well-informed choices about your personal health is another (and one that we can all handle--and also use to bring down the cost of your care). We'll discuss everything from comparison shopping your professionals, insurance options, medical tourism, HSAs, and lots, lots more.

Plus, during our headline segment, there's huge news in the financial brokerage space. Charles Schwab is buying TD Ameritrade! With Schwab acquiring another 12 million client accounts, and over a trillion dollars in assets, what's this mean for the bigger financial landscape? Could more mergers be on the horizon? We'll tackle the big questions before we scale it back down during our second headline. One gamer spent over a million dollars on a video game character only to have a friend sell it for $643. Sounds crazy? We thought so too.

Later we'll throw out the Haven Life Line to John, who's looking for some pointers on how much he should be contributing at work.

Of course, we'll save some time for Doug's trivia.

Dec 02 2019

1hr 5mins

Play

Board Games About Money and Economics (plus an intro to Find Your Meeple)

Podcast cover
Read more

Wondering if there are any good games you can play about money or economics? Long time Stacking Benjamins fans know we have one non-financial event that gets us just as excited (if not more) than any other event all year: our annual board game episode! Today we'll fly with Joe to Dallas, Texas, and the BoardGameGeek.con convention, where he catches up with the star of the YouTube show Game Night!, Lincoln Damhurst. They'll not only talk about a whole host of cool games about money and company-building, but they'll also dive into some light, fun games that you can play with the family over the holidays. Before you waste money on a game that nobody will like, check out this episode and make a better buying decision.

Plus, replacing our usual Fintech segment (is it boardtech now?), we're talking to co-creator of a new site called FindYourMeeple.com. Jeremiah Cole-Kelly will walk us through how this new tool can help you find a cheap evening's entertainment (and even a weekend's worth, when it comes to game conventions). Looking for people in your area who love to play board games just as much as you do? Jermiah's site just may be the solution to your problems.

Of course, financial show or not, we'll always save some time for Doug's trivia.

Nov 29 2019

1hr

Play

Our 2019 Tech Deals Guide (with CNET's Bridget Carey)

Podcast cover
Read more

What are the hottest deals in tech this holiday season? What should you avoid? Back for her annual visit to the basement, Bridget Carey from CNET shares the highs and the lows this year. There are LOTS of deals you'll want to avoid, and she'll name names. But don't worry, if you're thinking about televisions, computers, game consoles, kitchen gadgets, audio equipment, or security, we've got you covered!

Worried about the financial tasks you need to accomplish before year-end? Maybe you should be. Today we'll also share a laundry list of important items you'll want to check off your list before the new decade begins in just over a month. Plus, we'll also share some advice about gift giving. Since we're diving into shopping season, how do you give a gift that won't be returned?

After a little dose of Doug's trivia, we'll wind up the show by throwing out the Haven Life line, as always. It's just another fantastic, money-saving episode of Stacking Benjamins on tap! Enjoy.

Nov 27 2019

57mins

Play

Our 2020 Black Friday Deal Guide (with Regina Conway from Slickdeals.net)

Podcast cover
Read more

Plus, if you're an investor, the game just might be changing. In our headline segment, we'll share news about three big firms who just received the green light to hide holdings inside their ETFs. What does that mean? We'll share why that may be a big win for active managers, and maybe also for you. Plus we'll cover a second piece from MarketWatch about shopping for yourself. People already spend surprising amounts of cash on themselves each holiday season, but by doing it the right way, you'll be further ahead by maybe partaking in a little selfish gift-giving yourself.

Later, we'll throw out the Haven Life Line to Julien, who has been reading about income taxes going on. He'd like to know if there's any truth to that claim, and if so, how should he be balancing contributions between his Roth and Traditional 401ks?

Of course, we'll save some time for Doug's trivia. It's the start of our Thanksgiving week extravaganza of shows, and we can't wait for you to hear it, so jump in!

Nov 25 2019

1hr 6mins

Play

Underpaid? How NOT To Ask For Money (with Angelo Poli from Metpro)

Podcast cover
Read more

Think you're underpaid? You aren't alone. Are you even sure how much you should be earning in your position? On today's roundtable we'll discuss one piece examining all the ways you can mess up the driver of all of your financial activity: your salary. Whether you work for "the man" or for yourself, we'll have something for you. Helping us out today is special guest and Stacking Benjamins friend Katie Brewer, from Your Richest Life, Len Penzo from LenPenzo.com, and OG from our very own podcast.

Plus, halfway through the show, we'll take a break from our discussion while Joe sits down for another chat with Angelo Poli from Metpro. It's not exactly Fintech, but keeping a mind on health tech will keep you healthy through the holidays... which keeps money in your pocket.

During our Magnify Money segment we'll answer a voicemail from Jordan. Jordan and his wife are doing great in their savings and investments, and would like some advice on the best way to tackle asset allocation.

As always, we'll carve out some time for a little gameshow with Doug's trivia.

Nov 22 2019

1hr 13mins

Play

House Hacking For Wealth, Fun, and Profit (with Craig Curelop)

Podcast cover
Read more

Ever wonder HOW you can finally get ahead? While some people moan that they just can't seem to make ends meet, Craig Curelop worked from the opposite strategy: he realized that EVERYTHING is for sale. Today we'll talk to the 24 year-old who's hacked his house, his car, and more to get ahead. He's biked to work, slept on his couch...and his old boss said he'd even rent you his underwear. Craig shows us all how we can get ahead if we're willing to go the extra mile.

Plus, what funds have had the worst returns in 2019? We'll share the list, which is interesting (to say the least). Not only that, but we'll also watch OG maybe throw up in his mouth as we tackle target-date funds. New information shows that maybe the big brokerages know these tools are broken...or at the least, suboptimal for many people.

That's not all. Of course, we'll also finish out the show with some of Doug's absolutely amazing trivia! It's gonna be fantastic! Hit play already!

Nov 20 2019

51mins

Play

Zero Debt, Lots of College (with Anthony ONeal)

Podcast cover
Read more

While everyone else panics about student loans, what if YOU were able to reach your dream of a great education and ZERO debt? Wouldn't that be awesome? You're going to love our featured interview with Anthony ONeal, author of Debt-Free Degree and Dave Ramsey personality. Between fantastic advice on choosing the right school, lowering your tuition amount, and earning scholarships... Anthony has a plethora of actionable steps you (or anyone else you know) can take to graduate with a degree, but WITHOUT being shackled to loans.

Buying a car? In our headlines segment we'll talk about the HUGE number of people who are "underwater" on their auto loans. Maybe that's the new epidemic. We'll talk about how to handle auto loans much more effectively, plus, we'll also talk about one new piece pushing the claim millennials should be happy that they're stuck renting their house. We'll do a dive into today's pieces and naturally give our two cents as well.

Later we'll throw out the Haven Life Line to Kathy, who has some questions on the differences between two savings accounts at her bank. Kathy thought she should be earning more on her savings, but it turns out her bank actually has two different versions of their savings accounts, and she's been putting her cash into a lower-earning account. What's the deal with that?

As always, we'll save some time for Doug's trivia.

Nov 18 2019

1hr 2mins

Play

Is "Self-Care" Spending Just Lying To Yourself? (plus an intro to Roger.ai)

Podcast cover
Read more

We've all had those days. Nothing went right at work and on the way home you KNOW you'd feel better if you just stopped at the (insert favorite store) and bought...that expensive (or inexpensive thing). On Instagram, that's often called self-care. But is it destructive? In a recent viral YouTube video, Chelsea Fagan of The Financial Diet lays out her thoughts. We'll play a clip and then jump into a fascinating discussion on the topic with Jacob Wade, from IHeartBudgets.net, and basement regular Len Penzo, of the LenPenzo.com blog.

Whether you own a business or are thinking about starting a side hustle, one problem we KNOW you'll have is handling your books. How come current bookkeeping and business management software programs don't work together? A company working at solving that puzzle is called Roger.ia, and halfway through the show, we'll take a break from our discussion to talk to Catherine Anderson, the cofounder of Roger. Catherine will walk us through how Roger does everything from fraud detection to team management, bill pay, and how it even helps out with possible audits.

During our Magnify Money segment, we'll answer a voicemail from William, who will be retiring soon. William and his wife are still paying on the mortgage, but they have some savings they could tap into. Here's the question: Should William use their extra savings towards the mortgage, or keep the cash liquid as an emergency fund? We'll answer Will's question and still save some time for Doug's trivia.

Nov 15 2019

1hr 15mins

Play

The Reason You Don't Reach Your Goals (with Tom and Ariana Sylvester)

Podcast cover
Read more

Ever wonder why you don't reach any of your goals? Tom and Ariana Sylvester were there. Over $70k in debt, newly married...they needed a plan. BUT more than that, they needed a way to STICK TO their plan. Today they join us in the basement to share the method they've used to achieve some amazing goals.

In our headlines segment, we'll discuss a possible merger between two big companies. What happens when you own shares of a company and it's swallowed by another? What happens if the company whose shares you own devours another? We'll use this current news to discuss how mergers work from the viewpoint of a shareholder. Then, after a little dose of Doug's trivia, we'll wind up the show by throwing out the Haven Life line to a lucky listener, as always. Today's question? Is Social Security going to go extinct faster if younger people join the FIRE movement? Enjoy!

Nov 13 2019

1hr 14mins

Play

Are Zero-Fee Trades the "New Black"? (plus our Veteran's Day special featuring Ellie Kay)

Podcast cover
Read more

Raising financial literacy rates in the country is not only important for the population at large but especially for military service members. That's why we're honoring service members this Veteran's Day with some HUGE advice from Ellie Kay, founder of the Heroes at Home program. The program provides military members and their families financial education on how to get out of debt, save more, and how to make their dollar go further. Today she'll share resources for veterans and current military members alike, plus there are LOTS of takeaways for those of you who aren't military-related.

During our headlines segment, we'll take a look at another brokerage firm slashing fees and the reactions of two other CEOs in the industry. Are you missing out by not chasing lower fees? We'll give our thoughts, plus, cover a second piece about the wife of a convicted Ponzi scheme fraudster. She recently pleaded guilty to trying to cash in on $26,000 in credit card points - points earned from the Ponzi scheme of course.

Later in the show, we'll throw out the Haven Life Line to Peter, who has recently become an uncle. Peter wants to set up his niece with some investments to help her later in life, but he's not sure what to do. He doesn't want to lock up the money in education funds, but he doesn't want it freely available either. Options?

Nov 11 2019

1hr 5mins

Play

Should You Marry for Money - And an intro to ParkMobile (SB 101)

Podcast cover
Read more

We're finishing out our rewind week with one very interesting topic: should you marry for money? Tune back in next week for another 8 weeks of brand new shows! We'll kick the week off with featured guest Ellie Kay. You can read our original show notes below: 

While people say that marrying for money is a horrible reason to wed...are there positives? We ask Len Penzo and special guest Jessica Moorhouse from the Mo' Money podcast, that question...and as usual, the answer isn't what you'd expect. Plus, we talk about guaranteed income streams. It seems everyone wants one...but is the cost of a guarantee worth it? Finally, we'll tackle the video everyone's been talking about...the professor on the BBC who's interrupted by family. What are some workplace gaffes that WE'VE had happen? You'll laugh with us (and probably at us).

During our FinTech segment we talk to Jon Ziglar from Parkmobile about some much-needed technology. How about an app that helps you find and pay for parking without all of the hassle? We'll ask him how it works on today's podcast.

Thanks to MagnifyMoney.com for sponsoring our show!

Nov 08 2019

1hr 2mins

Play

And Then He Pulled a Gun - How Leisa Petersons Life Changed In An Instant (SB RWD 100)

Podcast cover
Read more

We're taking a look back to an episode originally aired in 2016 about a crazy story that left our guest traumatized. She went on to use that fear to change her life for the better.

Here is our original show description:

A horrifying event changed Leisa Peterson’s life…for the better. What happened? That’s what we’ll discuss with her on this show, along with a great discussion on fear. Plus, we’ll talk about crazy things people buy with student loan money AND answer questions from Amy about when to hire a financial advisor and from Michael about when to diversify his investments. There’s ALL of that and more on today’s show!

Nov 06 2019

1hr 18mins

Play

From $52,000 in Debt to Early Retirement (RWD 99 w/ Deacon Hayes)

Podcast cover
Read more

How about a kick in the pants financially? Deacon Hayes got one...and today, you're going to get one too, especially if you want to be motivated to pay off debt. Let's get that debt paid!

Today we bring you one of our FAVORITE episodes. If you're new here, every eight weeks we take a week off to organize and plan our next two months' shows. The good news for you? This whole week we're going to feature some of our favorite episodes from the past! While markets may change from week to week, great financial advice doesn't. Here's the original show notes from two years ago:

Thinking about retiring early but you're stuck in neutral with your debt? Maybe it's time to change your money habits. Deacon Hayes (recent winner of the Plutus' Blog Of The Year award), joins us to tell his personal "getting his money act together" story, that YOU can also use to get out of debt and start on your road to early retirement. Then we talk about retiring early, the topic of his new book. From investing in stocks to real estate and business, we cover MANY avenues you can use to work like Deacon, who's on a path to financial independence in his early 40's.

In our headline segment today we'll tackle a story about an icon who just sold nine figures worth of stock. What does this have to do with your portfolio and investments? It has a LOT to do with you, if you're accumulating stock in a single company. We'll also detail a recent shopping trend.  How much has online shopping overtaken the Black Friday experience? What does this mean for your holiday shopping this year? We'll discuss it on today's show.

We'll also throw out the Haven Life Line, answer a listener letter, and also try to answer a tough trivia question from Doug. That's just the beginning of the fun we're having on today's Stacking Benjamins podcast!

Nov 04 2019

56mins

Play

Are Super Savers Overlooking a Potentially BIG Problem? (plus an intro to Resolve)

Podcast cover
Read more

You have your financial plan, you've cut back on the lattes and the subscriptions, you've downsized your home, you know how much debt you need to pay off each month, and you've socked away LOTS of cash... right? In the race to financial freedom, is that it? Maybe not. On today's roundtable discussion the gang will tackle a recent blog post that says, "Maybe there's something ELSE you should be paying attention to, first." Diving in today, we're excited to feature our long time regulars: Paula Pant of the Afford Anything podcast, Len Penzo of LenPenzo.com, and from our very own podcast: OG.

We'll take a break halfway through the show while Joe sits down with Michael Bovee from Resolve. Resolve is a company that's setting out to be your personal guide out of financial stress, and Michael will share just how the company intends to do that.

During the Magnify Money segment we'll answer a question one of our listeners posted in the Stacking Benjamins facebook group. When you know you'll be needing to sell and buy a home and the next 5-10 years, how would you prioritize saving? Our roundtable will weigh in with their two cents, and we'll still save some time for Doug's trivia.

Nov 01 2019

1hr 13mins

Play

Adulting Horror Stories (with Amanda Holden and Chuck Jaffe)

Podcast cover
Read more

Since October is almost Oct-over it's time to turn down the lights and look over your shoulder because today someone might be playing a spook-tacular Halloween episode for you! We'll share some simply horrifying stories about being an adult from Amanda Holden (AKA the Dumpster Doggy). We'll also offer you a nice treat from Chuck Jaffe (The Money Life podcast) who will share how he tricks the treaters.

But it's not all partying with fantastic friends, on this celebration of financial horror. In our headlines segment, we'll show you a super easy way to save some money...and it's one that's probably sitting in your house right now. Like a few extra Benjamins a year? We do!

After a little dose of Doug's trivia, we'll wind up the show by throwing out the Haven Life line, as always. It's a fantastic, horrible, money-saving episode of Stacking Benjamins on tap! Enjoy.

Oct 30 2019

1hr 11mins

Play