Debt is a drag on your finances now and in the future. For many military families, debt is one of the top stressors. When your credit is maxed out, it can make extra expenses that are molehills seem like mountains you have to climb. When you’re in the thick of debt, it can seem impossible to overcome, but great news, there are steps you can take to get out of debt. In this episode, I talk to George Kamel about the steps you can take to get out of debt, the difference between the debt snowball and avalanche, and balancing your quality of life through the process.  George is a personal finance expert with a countercultural approach to money. He’s a cohost of The Ramsey Show and host of The Fine Print and The EntreLeadership Podcast—all available on the Ramsey Network. Since 2013, George has served at Ramsey Solutions, where his goal is to help people spend less, save more, and avoid consumer traps so they can make the most of their money.  You can find the show notes here: https://laceylangford.com/podcast/baby-stepping-out-of-debt/

Debt is a drag on your finances now and in the future. For many military families, debt is one of the top stressors. When your credit is maxed out, it can make extra expenses that are molehills seem like mountains you have to climb. When you’re in the thick of debt, it can seem impossible to overcome, but great news, there are steps you can take to get out of debt. In this episode, I talk to George Kamel about the steps you can take to get out of debt, the difference between the debt snowball and avalanche, and balancing your quality of life through the process.  George is a personal finance expert with a countercultural approach to money. He’s a cohost of The Ramsey Show and host of The Fine Print and The EntreLeadership Podcast—all available on the Ramsey Network. Since 2013, George has served at Ramsey Solutions, where his goal is to help people spend less, save more, and avoid consumer traps so they can make the most of their money.  You can find the show notes here: <a href="https://laceylangford.com/?post_type=portfolio_page&amp;p=4538&amp;preview=true" rel="nofollow" target="_blank">https://laceylangford.com/podcast/baby-stepping-out-of-debt/</a>

Baby Stepping Out of Debt

I can’t believe it’s almost here. MilMoneyCon23 is about a month away. I’m excited! I’ve been working on the conference all year, so I’m ready to get to see everyone, attend the events, and the sessions and just see it all come to life.  In this episode, I’m going to do a deep dive on MilMoneyCon23 and what attendees and sponsors can expect from the conference.  The show notes with episode links can be found here: https://laceylangford.com/podcast/MilMoneyCon23/

I can’t believe it’s almost here. MilMoneyCon23 is about a month away. I’m excited! I’ve been working on the conference all year, so I’m ready to get to see everyone, attend the events, and the sessions and just see it all come to life.  In this episode, I’m going to do a deep dive on MilMoneyCon23 and what attendees and sponsors can expect from the conference.  The show notes with episode links can be found here: <a href="https://laceylangford.com/?post_type=portfolio_page&amp;p=4534&amp;preview=true" rel="nofollow" target="_blank">https://laceylangford.com/podcast/MilMoneyCon23/</a>

Everything to Know About MilMoneyCon23

Making change can be difficult. It’s usually something new that takes time and motivation to stick with. But what if you created a system to help you make the changes you want in life and keep them for the long haul? In this episode, Dr. Ryan Law breaks down why change is difficult, the human behaviors behind it, and the systems you can create to improve your finances.  Ryan Law is award-winning educator who teaches in the Personal Financial Planning program at Utah Valley University. He is a Certified Financial Planner™ professional (CFP®) and an Accredited Financial Counselor (AFC®). Show notes can be found here: https://laceylangford.com/podcast/system-to-make-change/

Making change can be difficult. It’s usually something new that takes time and motivation to stick with. But what if you created a system to help you make the changes you want in life and keep them for the long haul? In this episode, Dr. Ryan Law breaks down why change is difficult, the human behaviors behind it, and the systems you can create to improve your finances.  Ryan Law is award-winning educator who teaches in the Personal Financial Planning program at Utah Valley University. He is a Certified Financial Planner™ professional (CFP®) and an Accredited Financial Counselor (AFC®). Show notes can be found here: <a href="https://laceylangford.com/?post_type=portfolio_page&amp;p=4532&amp;preview=true" rel="nofollow" target="_blank">https://laceylangford.com/podcast/system-to-make-change/</a>

How to Create a System To Make Change

Helping others improve their financial lives can be rewarding. Do you have a passion for personal finance and want to make it a career? If you’re a military spouse, now is a good opportunity to get started. In this episode, Accredited Financial Counselor (AFC) candidate Dr. Brandon Shurn discusses the 2023 FINRA Foundation Military Spouse Fellowship. We discuss what it is, employment opportunities, and how you can apply.  Brandon is a military spouse, mental health professional, and counselor educator, holding a Doctor of Philosophy in Counselor Education and Supervision and a Master of Science in Clinical Mental Health Counseling. He is also a 2022 FINRA fellow, currently working on completing his experience hours to qualify for his AFC designation.  The show notes can be found here: https://laceylangford.com/podcast/2023-military-spouse-finra-fellowship

Helping others improve their financial lives can be rewarding. Do you have a passion for personal finance and want to make it a career? If you’re a military spouse, now is a good opportunity to get started. In this episode, Accredited Financial Counselor (AFC) candidate Dr. Brandon Shurn discusses the 2023 FINRA Foundation Military Spouse Fellowship. We discuss what it is, employment opportunities, and how you can apply.  Brandon is a military spouse, mental health professional, and counselor educator, holding a Doctor of Philosophy in Counselor Education and Supervision and a Master of Science in Clinical Mental Health Counseling. He is also a 2022 FINRA fellow, currently working on completing his experience hours to qualify for his AFC designation.  The show notes can be found here: <a href="https://laceylangford.com/podcast/2023-military-spouse-finra-fellowship" rel="nofollow" target="_blank">https://laceylangford.com/podcast/2023-military-spouse-finra-fellowship</a>

2023 FINRA Foundation Military Spouse Fellowship

If it comes down to paying taxes or getting a return, we can all say, get a tax return, hands down. But if you’re getting a big fat return every year, is that the best use of your money? In this episode, I talk with tax expert, Dr. Simon Karmarkar about what getting a tax return really means for your finances, how you can better plan your finances, and taxes and resources to use.  Dr. Karmarker is an Army veteran who holds a Doctorate in Management with an emphasis on Organizational Leadership. He’s an author, public speaker, Gestalt therapist, and CEO of Refund Wiz, the first AI/ML smartphone e-filing tax return app. Dr. Karmarkar is a contributing author for “Diversity and Inclusion in the Global Workplace” through the Center for Workplace Diversity and has been an adjunct professor at Loyola Marymount University.  He is the former Founder/CEO of HelpMeNow, a pioneer in tele-clinical healthcare. As Founder/CEO of Anamika Recovery Center, Dr. Karmarkar brought awareness about addiction and treatment solutions to the Indian American community and a nomination as Sony Entertainment South Asian Person of the Year. The show notes can be found here:  https://laceylangford.com/podcast/what-getting-a-tax-refund-really-means

If it comes down to paying taxes or getting a return, we can all say, get a tax return, hands down. But if you’re getting a big fat return every year, is that the best use of your money? In this episode, I talk with tax expert, Dr. Simon Karmarkar about what getting a tax return really means for your finances, how you can better plan your finances, and taxes and resources to use.  Dr. Karmarker is an Army veteran who holds a Doctorate in Management with an emphasis on Organizational Leadership. He’s an author, public speaker, Gestalt therapist, and CEO of Refund Wiz, the first AI/ML smartphone e-filing tax return app. Dr. Karmarkar is a contributing author for “Diversity and Inclusion in the Global Workplace” through the Center for Workplace Diversity and has been an adjunct professor at Loyola Marymount University.  He is the former Founder/CEO of HelpMeNow, a pioneer in tele-clinical healthcare. As Founder/CEO of Anamika Recovery Center, Dr. Karmarkar brought awareness about addiction and treatment solutions to the Indian American community and a nomination as Sony Entertainment South Asian Person of the Year. The show notes can be found here: <a href="https://laceylangford.com/podcast/what-getting-a-tax-refund-really-means" rel="nofollow" target="_blank"> https://laceylangford.com/podcast/what-getting-a-tax-refund-really-means</a>

What Getting a Tax Refund Really Means

Something rare is going on in the military community. Right now, until the end of 2023, there is an Open Season for the Survivor Benefit Plan. It’s part of the 2023 National Defense Authorization Act (NDAA) enacted by Congress. The SBP is one of the biggest decisions you make retiring from the military, one that can have a lasting impact on your retirement money. If you weren’t happy with the decision you made at retirement, now’s your chance for a redo.  In this episode, Heath Walrath breaks down what the Survivor Benefit Plan is, what the open season is, what factors you should consider, and how to make a decision that works for you and your family.  Heather is an Accredited Financial Educator who has enjoyed working with military members and families for the last 14 years while empowering them with financial education. She’s a 2009 FINRA Military Spouse Fellow and holds a BA in economics from the University of Georgia and a paralegal certificate from the Denver Paralegal Institute.  She is also an accredited Veteran’s Service representative. Heather has worked as a Personal Financial Counselor (PFC) with all branches of the military, including the Guard and Reserve components, as part of both the non-profit education sector and the Department of Defense PFC network.  She is considered to be a subject matter expert on military survivor benefits. The show notes can be found here: https://laceylangford.com/podcast/survivor-benefits-plan-open-season/

Something rare is going on in the military community. Right now, until the end of 2023, there is an Open Season for the Survivor Benefit Plan. It’s part of the 2023 National Defense Authorization Act (NDAA) enacted by Congress. The SBP is one of the biggest decisions you make retiring from the military, one that can have a lasting impact on your retirement money. If you weren’t happy with the decision you made at retirement, now’s your chance for a redo.  In this episode, Heath Walrath breaks down what the Survivor Benefit Plan is, what the open season is, what factors you should consider, and how to make a decision that works for you and your family.  Heather is an Accredited Financial Educator who has enjoyed working with military members and families for the last 14 years while empowering them with financial education. She’s a 2009 FINRA Military Spouse Fellow and holds a BA in economics from the University of Georgia and a paralegal certificate from the Denver Paralegal Institute.  She is also an accredited Veteran’s Service representative. Heather has worked as a Personal Financial Counselor (PFC) with all branches of the military, including the Guard and Reserve components, as part of both the non-profit education sector and the Department of Defense PFC network.  She is considered to be a subject matter expert on military survivor benefits. The show notes can be found here: <a href="https://laceylangford.com/?post_type=portfolio_page&amp;p=4491&amp;preview=true" rel="nofollow" target="_blank">https://laceylangford.com/podcast/survivor-benefits-plan-open-season/</a>

Survivor Benefit Plan Open Season

Setting and creating a plan to accomplish your goals can greatly increase your chances of being successful with your desired outcome but too often, people feel like goal setting is pointless or don’t end up not sticking with it.  In this episode, I talk to Certified Financial Planner Matt Miner about how you can take your goals to the next level, how to stay with them, and the resources and techniques to use.  Matt is the founder &amp; CEO of Miner Wealth Management, an independent, fee-only, fiduciary advisor headquartered in Raleigh, NC. The show notes can be found here: https://laceylangford.com/podcast/setting-next-level-financial-goals/

Setting and creating a plan to accomplish your goals can greatly increase your chances of being successful with your desired outcome but too often, people feel like goal setting is pointless or don’t end up not sticking with it.  In this episode, I talk to Certified Financial Planner Matt Miner about how you can take your goals to the next level, how to stay with them, and the resources and techniques to use.  Matt is the founder &amp; CEO of Miner Wealth Management, an independent, fee-only, fiduciary advisor headquartered in Raleigh, NC. The show notes can be found here: <a href="https://laceylangford.com/?post_type=portfolio_page&amp;p=4473&amp;preview=true" rel="nofollow" target="_blank">https://laceylangford.com/podcast/setting-next-level-financial-goals/</a>

Setting Next-Level Financial Goals

Building a career around military life is challenging for military spouses. Out of frustration, many spouses choose an entrepreneurial path to take control of their career path and earning power. But being a military spouse entrepreneur comes with its own unique set of challenges. In this episode, I talk with Attiyya Ingram about the things military spouses should know about being an entrepreneur, taxes, some of the challenges military life on entrepreneurship, and how to handle them.  Attiyya is a military spouse, entrepreneur, and Accreditated Financial Counselor. She is a native of Philadelphia, Pennsylvania, where she graduated with honors from Hampton University with a B.S. degree in Accounting. The show notes can be found here:  https://laceylangford.com/podcast/military-spouse-entrepreneurs-and-taxes

Building a career around military life is challenging for military spouses. Out of frustration, many spouses choose an entrepreneurial path to take control of their career path and earning power. But being a military spouse entrepreneur comes with its own unique set of challenges. In this episode, I talk with Attiyya Ingram about the things military spouses should know about being an entrepreneur, taxes, some of the challenges military life on entrepreneurship, and how to handle them.  Attiyya is a military spouse, entrepreneur, and Accreditated Financial Counselor. She is a native of Philadelphia, Pennsylvania, where she graduated with honors from Hampton University with a B.S. degree in Accounting. The show notes can be found here: <a href="https://laceylangford.com/podcast/military-spouse-entrepreneurs-and-taxes" rel="nofollow" target="_blank"> https://laceylangford.com/podcast/military-spouse-entrepreneurs-and-taxes</a>

Military Spouse Entrepreneurs and Taxes

I think most of us have daydreamed about making or winning a bunch of money. I mean, who wouldn’t want to come into money? It’s a thrilling thought. The lottery or gambling is built on the dream of hitting it big. But what happens when it goes too far and impacts your finances and life? In this episode, I talk to Dave Yeager, a recovering gambling addict, about how gambling addiction took hold of his life on active duty, its negative impacts on his life and money, and how he got help through the VA.  Dave is an 11-year veteran of the US Army and is in recovery from gambling addiction. Dave hosts the Problem Gambling Podcast for military service members. He also serves on the military committee for the National Council on Problem Gambling. The show notes can be found here: https://laceylangford.com/podcast/gambling-addiction/

I think most of us have daydreamed about making or winning a bunch of money. I mean, who wouldn’t want to come into money? It’s a thrilling thought. The lottery or gambling is built on the dream of hitting it big. But what happens when it goes too far and impacts your finances and life? In this episode, I talk to Dave Yeager, a recovering gambling addict, about how gambling addiction took hold of his life on active duty, its negative impacts on his life and money, and how he got help through the VA.  Dave is an 11-year veteran of the US Army and is in recovery from gambling addiction. Dave hosts the Problem Gambling Podcast for military service members. He also serves on the military committee for the National Council on Problem Gambling. The show notes can be found here: <a href="https://laceylangford.com/?post_type=portfolio_page&amp;p=4461&amp;preview=true" rel="nofollow" target="_blank">https://laceylangford.com/podcast/gambling-addiction/</a>

Financial Ramifications of Gambling Addiction

January is financial wellness month and a time to remember the importance of your financial well-being. You’ll always work on financial well-being, like your physical health, but what are some best practices to stay in top financial shape? In this episode, Dr. Megan Ford shares tips on how to develop and maintain financial wellness for the long haul. Dr. Ford is a financial therapist and consultant passionate about helping individuals and couples find more balance and understanding in their relationship with money. Megan has a Ph.D. in financial planning and a Master’s degree in marriage and family therapy. She served as the Financial Therapy Association's President and has co-authored a textbook, The Fundamentals of Writing a Financial Plan. The show notes can be found here: https://laceylangford.com/podcast/developing-financial-wellness/

January is financial wellness month and a time to remember the importance of your financial well-being. You’ll always work on financial well-being, like your physical health, but what are some best practices to stay in top financial shape? In this episode, Dr. Megan Ford shares tips on how to develop and maintain financial wellness for the long haul. Dr. Ford is a financial therapist and consultant passionate about helping individuals and couples find more balance and understanding in their relationship with money. Megan has a Ph.D. in financial planning and a Master’s degree in marriage and family therapy. She served as the Financial Therapy Association's President and has co-authored a textbook, The Fundamentals of Writing a Financial Plan. The show notes can be found here: <a href="https://laceylangford.com/?post_type=portfolio_page&amp;p=4451&amp;preview=true" rel="nofollow" target="_blank">https://laceylangford.com/podcast/developing-financial-wellness/</a>

Tips for Developing Financial Wellness

The Military Money Show is the podcast that helps U.S. Servicemembers, Veterans, and their spouses make, save, invest and spend money wisely. Host, Lacey Langford interviews inspiring guests on personal finance, investing, entrepreneurship, debt, insurance, military life plus and a whole lot more.

Go out for a walk listen for 30 min and learn! It’s that simple!

Quick easy and perfect

Hank and Lacey have created a funny and helpful podcast interviewing incredible people in the personal finance space. With their military background, Hank and Lacey help focus the action items for concepts that military members need to know and can apply in their lives!

Fun & informative for servicemembers & their families!

Military Money Show

Help with money is something a lot of people need at some point. You may need to call in reinforcements when your money starts to get out of your skill or confidence level. But many people don’t know the dos and don’ts of hiring a financial advisor. In this episode, I’m talking with OG the co-host of the award-winning podcast, Stacking Benjamins. OG shares all the tips you need to hire and work with a financial advisor. https://laceylangford.com/podcast

Help with money is something a lot of people need at some point. You may need to call in reinforcements when your money starts to get out of your skill or confidence level. But many people don’t know the dos and don’ts of hiring a financial advisor. In this episode, I’m talking with OG the co-host of the award-winning podcast, Stacking Benjamins. OG shares all the tips you need to hire and work with a financial advisor. <a href="https://laceylangford.com/podcast" rel="nofollow" target="_blank">https://laceylangford.com/podcast</a>

How to Hire a Financial Advisor with OG From the Stacking Benjamins Podcast

Robert Steen

Your retirement is coming whether you like it or not. And it’s going to take some planning and prep to make it successful. You can’t just wing it, I mean you can but it might not go down the way you want it to. But what does successful retirement planning look like? How much should you save, how long will it last, when can you start using your savings? These are all questions I asked my guest today, Robert Steen. Robert is an Advice Director for Retirement &amp; Complex Financial Planning at USAA. In this episode, I ask Robert the questions I know people have about the numbers of retirement. Because knowing the numbers will help make decisions and the whole planning process easier

Your retirement is coming whether you like it or not. And it’s going to take some planning and prep to make it successful. You can’t just wing it, I mean you can but it might not go down the way you want it to. But what does successful retirement planning look like? How much should you save, how long will it last, when can you start using your savings? These are all questions I asked my guest today, Robert Steen. Robert is an Advice Director for Retirement &amp; Complex Financial Planning at USAA. In this episode, I ask Robert the questions I know people have about the numbers of retirement. Because knowing the numbers will help make decisions and the whole planning process easier

The Numbers You Need to Know for Retirement: Robert Steen

Cody Berman

It’s never been easier to make money online as it is now. But for many of us, making money online and from home is new territory. Most people have traditional jobs that require them to leave home to earn a paycheck. There are ways to earn a paycheck at home through blogging, freelancing or even making printables to sell on Etsy. Today is a special bonus episode of The Military Money Show which I have not done before but I thought it would be a great way to end out June.  To talk about making money online I have a special guest Cody Berman. Cody is a 23-year-old entrepreneur and side hustle expert. He is the co-founder of Gold City Ventures, creator of the Side Hustle Course, co-host of The FI Show, and blogger at Fly to FI. In his spare time, he enjoys travel, weightlifting, and playing sports. In this episode, Cody and I talk about how to get started making money online, easy places to start, and his new side-hustle course.  Also in this episode:  The experience you may or may not need to get started Where to start freelancing How to make your first $1 The basics of blogging for profit How to make money making Etsy printables Making money online ideas   Show notes

It’s never been easier to make money online as it is now. But for many of us, making money online and from home is new territory. Most people have traditional jobs that require them to leave home to earn a paycheck. There are ways to earn a paycheck at home through blogging, freelancing or even making printables to sell on Etsy. Today is a special bonus episode of The Military Money Show which I have not done before but I thought it would be a great way to end out June.  To talk about making money online I have a special guest Cody Berman. Cody is a 23-year-old entrepreneur and side hustle expert. He is the co-founder of Gold City Ventures, creator of the Side Hustle Course, co-host of The FI Show, and blogger at Fly to FI. In his spare time, he enjoys travel, weightlifting, and playing sports. In this episode, Cody and I talk about how to get started making money online, easy places to start, and his new side-hustle course.  Also in this episode: <ul> <li>The experience you may or may not need to get started</li> <li>Where to start freelancing</li> <li>How to make your first $1</li> <li>The basics of blogging for profit</li> <li>How to make money making Etsy printables</li> <li>Making money online ideas</li> </ul> <a href="https://laceylangford.com/podcast/making-money-online/" rel="nofollow" target="_blank"> Show notes</a>

Making Money Online With Cody Berman

David Pere

The phrase “real estate investing” can cause intrigue and fear in many. The prospect of making money off property leads many to want in the real estate game but understanding the ins and outs of how it all works can stop people from taking the leap. My guest, David Pere, an active-duty Marine, and professional real estate investor is here to give us the low down on investing in real estate. David teaches Servicemembers personal finance and how to invest in real estate. On the show today, we talk what to do before you start, how to start, how to pay for investment property and common mistakes to avoid.

The phrase “real estate investing” can cause intrigue and fear in many. The prospect of making money off property leads many to want in the real estate game but understanding the ins and outs of how it all works can stop people from taking the leap. My guest, David Pere, an active-duty Marine, and professional real estate investor is here to give us the low down on investing in real estate. David teaches Servicemembers personal finance and how to invest in real estate. On the show today, we talk what to do before you start, how to start, how to pay for investment property and common mistakes to avoid.

Military Real Estate Investing 101 With David Pere

Matt Miner

You’ve been spending less money than you make, build up your emergency fund. You’re saving for retirement. Now what? What are the next steps you should take with your money to get to the next level? That’s what today’s show is about.  Matt Miner is back for part three of my back to basics series. Matt is a fee-only, fiduciary advisor with PLC Wealth Management providing financial planning to families and individuals making super-important life decisions.  In part one of the series, Matt and I talked about budgeting and money management basics in episode 81. Last week we talked about salary and benefits in episode 82. This week Matt shares advice on taking your money to the next level by doing things like saving for your children’s education, paying off your mortgage and building a better quality of life.  Show notes

You’ve been spending less money than you make, build up your emergency fund. You’re saving for retirement. Now what? What are the next steps you should take with your money to get to the next level? That’s what today’s show is about.  Matt Miner is back for part three of my back to basics series. Matt is a fee-only, fiduciary advisor with PLC Wealth Management providing financial planning to families and individuals making super-important life decisions.  In part one of the series, Matt and I talked about budgeting and money management basics in episode 81. Last week we talked about salary and benefits in episode 82. This week Matt shares advice on taking your money to the next level by doing things like saving for your children’s education, paying off your mortgage and building a better quality of life.  <a href="https://laceylangford.com/podcast/college-saving-and-mortgage-payoff/" rel="noopener nofollow" target="_blank">Show notes</a>

Next Level Finance: College Saving & Mortgage Payoff (with Matt Miner)

Bryan Rodriguez

VA Home loans are one of the perks of military service but if you haven’t used one before or bought a home before, the process can be like drinking through a firehose.  My guest today, Bryan Rodriguez, a real estate investor who served in the Army, is here to talk about understanding VA home loans and the process of getting started. He also shares a crazy story about a murder in the wholesale business. I won’t spoil it but in this episode I finally have proof of Servicemembers buying Dodge Chargers! In this episode:  Bryan’s wholesaling experience that led to a murder How to use VA loans New rules for VA loans under the Trump Administration Understanding the Funding Fee VA Disability and the Funding Fee Starting the process of getting a VA loan Getting the most out of your loan VA home loan mistakes to avoid Ways to be a responsible homeowner  Show notes

VA Home loans are one of the perks of military service but if you haven’t used one before or bought a home before, the process can be like drinking through a firehose.  My guest today, Bryan Rodriguez, a real estate investor who served in the Army, is here to talk about understanding VA home loans and the process of getting started. He also shares a crazy story about a murder in the wholesale business. I won’t spoil it but in this episode I finally have proof of Servicemembers buying Dodge Chargers! In this episode: <ul> <li>Bryan’s wholesaling experience that led to a murder</li> <li>How to use VA loans</li> <li>New rules for VA loans under the Trump Administration</li> <li>Understanding the Funding Fee</li> <li>VA Disability and the Funding Fee</li> <li>Starting the process of getting a VA loan</li> <li>Getting the most out of your loan</li> <li>VA home loan mistakes to avoid</li> <li>Ways to be a responsible homeowner</li> </ul> <a href="https://laceylangford.com/podcast/understanding-va-home-loans/" rel="noopener nofollow" target="_blank">Show notes</a>

Understanding VA Loans With Bryan Rodriguez

Grant Sabatier

Financial freedom is something everyone strives for but many don’t know the steps they should take to get there. Knowing some steps that work and knowing the steps to avoid can also help on the road to financial freedom. Today I’m chatting with Grant Sabatier, the Creator of Millennial Money and Author of the Financial Freedom: A Proven Path to All the Money You Will Ever Need. Grant went from $2.26 to $1 million in 5 years through side hustling and investing. After reaching financial independence at the age of 30, Grant Founded MillennialMoney.com, where he writes about investing, personal finance, entrepreneurship. In this interview, Grant shares some of the methods he used to find financial freedom. https://laceylangford.com/podcast

Financial freedom is something everyone strives for but many don’t know the steps they should take to get there. Knowing some steps that work and knowing the steps to avoid can also help on the road to financial freedom. Today I’m chatting with Grant Sabatier, the Creator of Millennial Money and Author of the Financial Freedom: A Proven Path to All the Money You Will Ever Need. Grant went from $2.26 to $1 million in 5 years through side hustling and investing. After reaching financial independence at the age of 30, Grant Founded <a href="http://MillennialMoney.com" rel="nofollow" target="_blank">MillennialMoney.com</a>, where he writes about investing, personal finance, entrepreneurship. In this interview, Grant shares some of the methods he used to find financial freedom. <a href="https://laceylangford.com/podcast" rel="nofollow" target="_blank">https://laceylangford.com/podcast</a>

A Proven Path to Financial Freedom with Grant Sabatier

Daniel Kopp

Saving for your retirement is important. Many times people put off making decisions because they don’t know or aren’t sure. One part of the delay could be because you may not understand the difference between an index fund vs a mutual fund vs an ETF.  My guest today is here to break down the differences, their uses, and some best practices when it comes to understanding funds.  Daniel Kopp is a fee-only, fiduciary financial planner and founder of Wise Stewardship Financial Planning where he helps young widows and widowers, as well as servicemembers, get their financial lives in order by aligning their money with their values. He is also a fellow Air Force veteran. This is a great show to understand the different types of funds for your TSP to save for your retirement and it’s also a great show for experience savers to review the whole fund playing field. 

Saving for your retirement is important. Many times people put off making decisions because they don’t know or aren’t sure. One part of the delay could be because you may not understand the difference between an index fund vs a mutual fund vs an ETF.  My guest today is here to break down the differences, their uses, and some best practices when it comes to understanding funds.  Daniel Kopp is a fee-only, fiduciary financial planner and founder of Wise Stewardship Financial Planning where he helps young widows and widowers, as well as servicemembers, get their financial lives in order by aligning their money with their values. He is also a fellow Air Force veteran. This is a great show to understand the different types of funds for your TSP to save for your retirement and it’s also a great show for experience savers to review the whole fund playing field.

Understanding Funds for your TSP and 401k (with Daniel Kopp)

Rich Jones

Live podcast recording is exciting. That’s why I’m pumped about today’s episode. It’s another round of No Filter Finance recorded LIVE at FINCON19 via the NEFE recording booth. In this show, I had the opportunity to talk with my friend and fellow podcaster, Rich Jones from the award-winning podcast, Paychecks, and Balances. We talk about how to handle financial mistakes, what can help most with money, how to make money management easier, plus a ton more. It was wonderful to have this unfiltered finance discussion with Rich. In this show:  What everyone should know about money How to handle financial mistakes Tips to start investing for your future What Rich does that makes it easier to manage your money Financial do-overs The one thing Rich did with money that helped the most  Show notes

Live podcast recording is exciting. That’s why I’m pumped about today’s episode. It’s another round of No Filter Finance recorded LIVE at FINCON19 via the NEFE recording booth. In this show, I had the opportunity to talk with my friend and fellow podcaster, Rich Jones from the award-winning podcast, Paychecks, and Balances. We talk about how to handle financial mistakes, what can help most with money, how to make money management easier, plus a ton more. It was wonderful to have this unfiltered finance discussion with Rich. In this show: <ul> <li>What everyone should know about money</li> <li>How to handle financial mistakes</li> <li>Tips to start investing for your future</li> <li>What Rich does that makes it easier to manage your money</li> <li>Financial do-overs</li> <li>The one thing Rich did with money that helped the most</li> </ul> <a href="https://laceylangford.com/podcast/no-filter-finance-fincon19/" rel="noopener nofollow" target="_blank">Show notes</a>

No Filter Finance at FINCON19 with Rich Jones

It's time to go behind the scenes of the Naval Academy! Today, my guest, Grant Vermeer, a fellow Patriot Boot Camp Alumni, and an active-duty Navy officer is coming on the show to talk about the community and helpful resource he created called The Academy Insider. We’re chatting about what it’s like to attend the Naval Academy, some dos and donts and the finances behind being a midshipman. I’m bringing a special guest on for Game Time today that may have you hearing double!  Plus I have a very special What's on Lacey's Mind (WOLM) topic for you today. My WOLM guest, Judy Davis chats with me about something I'm currently obsessed with and that's helping me improve my business and life! It's Airtable.

It's time to go behind the scenes of the Naval Academy! Today, my guest, Grant Vermeer, a fellow Patriot Boot Camp Alumni, and an active-duty Navy officer is coming on the show to talk about the community and helpful resource he created called The Academy Insider. We’re chatting about what it’s like to attend the Naval Academy, some dos and donts and the finances behind being a midshipman. I’m bringing a special guest on for Game Time today that may have you hearing double!  Plus I have a very special What's on Lacey's Mind (WOLM) topic for you today. My WOLM guest, Judy Davis chats with me about something I'm currently obsessed with and that's helping me improve my business and life! It's Airtable.

Inside the Naval Academy with Grant Vermeer

Julie Berninger

If you didn’t know it, you can make a ton of money online. I’ve interviewed many people that do it. But I didn’t know you could make money selling printables. That is until I heard about Julie Berninger.  Today I’m talking with one half of the dynamic duo behind Gold City Venture, Julie Berninger to learn all about how to make some part-time or full-time money-making Etsy printables.  Julie Berninger is a 30-something pursuing financial independence living in Seattle, WA. She hosts a podcast where she interviews people with creative methods of pursuing financial independence, Fire Drill. She blogs about millennial personal finance at millennialboss.com. She also created a course that teaches people how to develop passive income streams by selling printables on Etsy, blogging, and freelancing at GoldCityVentures.com.   The show notes!

If you didn’t know it, you can make a ton of money online. I’ve interviewed many people that do it. But I didn’t know you could make money selling printables. That is until I heard about Julie Berninger.  Today I’m talking with one half of the dynamic duo behind Gold City Venture, Julie Berninger to learn all about how to make some part-time or full-time money-making Etsy printables.  Julie Berninger is a 30-something pursuing financial independence living in Seattle, WA. She hosts a podcast where she interviews people with creative methods of pursuing financial independence, Fire Drill. She blogs about millennial personal finance at <a href="http://millennialboss.com" rel="nofollow" target="_blank">millennialboss.com</a>. She also created a course that teaches people how to develop passive income streams by selling printables on Etsy, blogging, and freelancing at <a href="http://GoldCityVentures.com" rel="nofollow" target="_blank">GoldCityVentures.com</a>. <a href="https://laceylangford.com/podcast/make-money-with-etsy-printables/" rel="noopener nofollow" target="_blank">The show notes</a>!

How to Make Money With Etsy Printables | Julie Berninger

Scott Tucker

Getting out the military today isn’t like it was for your grandparents. Technology, innovation, and support for the military community have made opportunities and guidance are endless. The problem is many Servicemembers and their families are not taking the time necessary to plan plus many people are not aware of the different paths they can take advantage of.  My guest today Scott Tucker is here to talk about the different approaches available for the military community when it comes to transitioning and retiring from the military.  Scott R. Tucker is an Author, Speaker, and Founder of US VetLife/US VetWealth, a lifestyle and financial consulting brand that helps service members go from paychecks and government benefits to wealth and liberty. He is a  West Point graduate, military financial expert, and entrepreneur.  Military Transition Preparation Episode  The different approaches to retirement Finding your own path when you leave the military Using LinkedIn for personal branding Getting guidance to prepare for jobs and entrepreneurship Seizing opportunities when you’re getting out of the military How to sell your self in the job market Leveraging and communicating your skillsets How to prepare financially for getting out  Show notes

Getting out the military today isn’t like it was for your grandparents. Technology, innovation, and support for the military community have made opportunities and guidance are endless. The problem is many Servicemembers and their families are not taking the time necessary to plan plus many people are not aware of the different paths they can take advantage of.  My guest today Scott Tucker is here to talk about the different approaches available for the military community when it comes to transitioning and retiring from the military.  Scott R. Tucker is an Author, Speaker, and Founder of US VetLife/US VetWealth, a lifestyle and financial consulting brand that helps service members go from paychecks and government benefits to wealth and liberty. He is a  West Point graduate, military financial expert, and entrepreneur. Military Transition Preparation Episode <ul> <li>The different approaches to retirement</li> <li>Finding your own path when you leave the military</li> <li>Using LinkedIn for personal branding</li> <li>Getting guidance to prepare for jobs and entrepreneurship</li> <li>Seizing opportunities when you’re getting out of the military</li> <li>How to sell your self in the job market</li> <li>Leveraging and communicating your skillsets</li> <li>How to prepare financially for getting out</li> </ul> <a href="https://laceylangford.com/podcast/navigating-your-military-transition-preparation/" rel="noopener nofollow" target="_blank">Show notes</a>

Military Transition Preparation with Scott Tucker

J.D. Roth

In this episode, we’re discussing taking steps to build your best financial life. And my guest knows a thing or two about that.  J.D. Roth is an accidental personal-finance expert. For many years, he was a typical American consumer and more than $35,000 in debt to show for it. In 2006, he started writing at GetRichSlowly.org in an effort to document his progress as he dug out of debt and learned to build wealth. Today, he's debt-free. J.D. is dedicated to helping others master their money -- and their lives. And he hopes one day to meet Taylor Swift. In this show, J.D. and I talk about   What living your best financial life looks like Steps people should take to get out of debt and build wealth Steps you can take to start investing when you’re scared  Plus a whole bunch more. I really enjoyed my discussion with J.D. and how open he was with his advice and thoughts.  Today’s game time is my favorite. It was fun to have a game that matches the guest perfectly.  I can’t wait for everyone to hear the results!  Show notes

In this episode, we’re discussing taking steps to build your best financial life. And my guest knows a thing or two about that.  J.D. Roth is an accidental personal-finance expert. For many years, he was a typical American consumer and more than $35,000 in debt to show for it. In 2006, he started writing at <a href="http://GetRichSlowly.org" rel="nofollow" target="_blank">GetRichSlowly.org</a> in an effort to document his progress as he dug out of debt and learned to build wealth. Today, he's debt-free. J.D. is dedicated to helping others master their money -- and their lives. And he hopes one day to meet Taylor Swift. In this show, J.D. and I talk about  <ul> <li>What living your best financial life looks like</li> <li>Steps people should take to get out of debt and build wealth</li> <li>Steps you can take to start investing when you’re scared</li> </ul> Plus a whole bunch more. I really enjoyed my discussion with J.D. and how open he was with his advice and thoughts.  Today’s game time is my favorite. It was fun to have a game that matches the guest perfectly.  I can’t wait for everyone to hear the results!  <a href="https://laceylangford.com/podcast/build-your-best-financial-life-with-j-d-roth/" rel="noopener nofollow" target="_blank">Show notes</a>

How to Build Your Best Financial Life (with J.D. Roth)

This topic is near and dear to my heart because I 100% understand the frustrations of employment as a military spouse. It was a struggle for me to work in the financial services industry in the midst of deployments, long TDYs and PCSing. In fact, my whole business was born out of my personal struggle to do what I love and can make money at but also that fit into balancing our family and military life. My guest today is Beth Conlin. Beth is the Senior Advisor for Careers with Blue Star Families. She is a fellow Milspouse and understands the challenges other spouses face when it comes to employment. I’m chatting with Beth about a Blue Star Families program called Spouseforce. Spouseforce is a program working with employers to create employment and training solutions to help Milspouses with jobs that work with their lifestyle. And let’s face it, it’s hard to explain to a new employer you need three weeks off because your hubby who you haven’t seen in a year is coming home. Or that you have to come in 30 minutes later than everyone else for work because you have no one, not a spouse, friend or family member to get your kids to school because you have just arrived at a new duty location. In this episode we discuss:  What Spouseforce is and how does it work Who can us Spouseforce The need for this program Costs Spouseforce sign up Experience requirements for the program Training provided Volunteer Work Can people/companies search  Podcast Links  Blue Star Families Career Center  SpouseforceWhat’s on Lacey’s Mind Silent Sacrifice on the Homefront Becoming  Special Thank You A special thank you to my brother, Brian for coming on for What’s on Lacey’s Mind. Thank You for Podcast Reviews! I appreciate your review of Military Money Movement Podcast on  iTunes,  Google Play,  TuneIn,  iHeart Radio and  Stitcher. It helps me make this podcast better and better. Plus it helps other people find the show. Connect  Subscribe to The Military Money Expert™️ Subscribe to The Military Money Show on Apple or Android Follow on Twitter Follow on Instagram Like on Facebook Subscribe to Lacey’s YouTube Channel  Disclosure These notes may contain links to my affiliate products or services which means I might get compensation when you click or buy. That said, I’m only going to put affiliate links that are in line with my podcast discussion.

This topic is near and dear to my heart because I 100% understand the frustrations of employment as a military spouse. It was a struggle for me to work in the financial services industry in the midst of deployments, long TDYs and PCSing. In fact, my whole business was born out of my personal struggle to do what I love and can make money at but also that fit into balancing our family and military life. My guest today is Beth Conlin. Beth is the Senior Advisor for Careers with Blue Star Families. She is a fellow Milspouse and understands the challenges other spouses face when it comes to employment. I’m chatting with Beth about a Blue Star Families program called Spouseforce. Spouseforce is a program working with employers to create employment and training solutions to help Milspouses with jobs that work with their lifestyle. And let’s face it, it’s hard to explain to a new employer you need three weeks off because your hubby who you haven’t seen in a year is coming home. Or that you have to come in 30 minutes later than everyone else for work because you have no one, not a spouse, friend or family member to get your kids to school because you have just arrived at a new duty location. In this episode we discuss: <ul> <li>What Spouseforce is and how does it work</li> <li>Who can us Spouseforce</li> <li>The need for this program</li> <li>Costs</li> <li>Spouseforce sign up</li> <li>Experience requirements for the program</li> <li>Training provided</li> <li>Volunteer Work</li> <li>Can people/companies search</li> </ul> Podcast Links <ul> <li><a href="https://bluestarfam.org/for-mil-families/careers-2/" rel="nofollow" target="_blank">Blue Star Families Career Center</a></li> <li><a href="https://bluestarfam.org/for-mil-families/careers/spouseforce/" rel="nofollow" target="_blank"> Spouseforce</a><a href="https://www.military.com/spouse/military-life/military-romance-scams-are-you-target.html" rel="nofollow" target="_blank">What’s on Lacey’s Mind</a></li> <li><a href="https://amzn.to/2XQ9wJf" rel="nofollow" target="_blank">Silent Sacrifice on the Homefront</a></li> <li><a href="https://amzn.to/2EWRkVQ" rel="nofollow" target="_blank">Becoming</a></li> </ul> Special Thank You A special thank you to my brother, Brian for coming on for What’s on Lacey’s Mind. Thank You for Podcast Reviews! I appreciate your review of Military Money Movement Podcast on <a href="https://itunes.apple.com/us/podcast/the-military-money-movement-podcast/id1397169855" rel="nofollow" target="_blank"> iTunes</a>, <a href="https://playmusic.app.goo.gl/?ibi=com.google.PlayMusic&amp;isi=691797987&amp;ius=googleplaymusic&amp;apn=com.google.android.music&amp;link=https://play.google.com/music/m/Ipzji3bbe3fb4wrkml5zu4qm6bq?t%3DThe_Military_Money_Movement_Podcast%26pcampaignid%3DMKT-na-all-co-pr-mu-pod-16" rel="nofollow" target="_blank"> Google Play</a>, <a href="https://tunein.com/podcasts/Business--Economics/The-Military-Money-Movement-Podcast-p1129717/" rel="nofollow" target="_blank"> TuneIn</a>, <a href="https://www.iheart.com/podcast/269-The-Military-Money-29484551/" rel="nofollow" target="_blank"> iHeart Radio</a> and <a href="https://www.stitcher.com/podcast/the-military-money-movement-podcast" rel="nofollow" target="_blank"> Stitcher</a>. It helps me make this podcast better and better. Plus it helps other people find the show. Connect <ul> <li>Subscribe to <a href="https://laceylangford.com/" rel="nofollow" target="_blank">The Military Money Expert™️</a></li> <li>Subscribe to The Military Money Show on <a href="https://goo.gl/D1mM6R" rel="nofollow" target="_blank">Apple</a> or <a href="https://goo.gl/tHPDwJ" rel="nofollow" target="_blank">Android</a></li> <li>Follow on <a href="https://twitter.com/FinanceLacey" rel="nofollow" target="_blank">Twitter</a></li> <li>Follow on <a href="https://www.instagram.com/laceylangford/" rel="nofollow" target="_blank">Instagram</a></li> <li>Like on <a href="https://www.facebook.com/TheMilitaryMoneyExpert/" rel="nofollow" target="_blank">Facebook</a></li> <li>Subscribe to <a href="https://bit.ly/2OlX2DN" rel="nofollow" target="_blank">Lacey’s YouTube Channel</a></li> </ul> Disclosure These notes may contain links to my affiliate products or services which means I might get compensation when you click or buy. That said, I’m only going to put affiliate links that are in line with my podcast discussion.

How to Get And Keep The Career You Want as a Military Spouse 

Chris Birk

I’m not going to lie, preparing to buy a home is something more people should do. Research and planning will go a long way to save you time, money and heartache. Unfortunately, many people are winging it.  My guest, Chris Birk is here to help prepare us all on buying a home with a VA Loan. If you're a seasoned home buyer or looking to buy your first home, this is a valuable show for you. Chris shares what most people miss when buying a house and tips for being successful at it. Chris Birk is the Director of Education for Veterans United Home Loans, the nation's largest VA lender, and author of “The Book on VA Loans: An Essential Guide to Maximizing Your Home Loan Benefits.” Chris’ articles and analysis have appeared at The New York Times, the Wall Street Journal, the Washington Post, Fox Business and more.   Preparing to Buy a Home Episode Details  Why it’s important for people to begin home buying when they’re ready Buying homes for the wrong reason, keeping up with the Jones’ Where your finances should be before you buy a home The average credit score you need to buy a house The pros and cons of homeownership What PITI is and what you should know about it The top tools people need in their tool belt before buying a home  The top mistakes Servicemembers and Veterans make when buying a home  Show Notes

I’m not going to lie, preparing to buy a home is something more people should do. Research and planning will go a long way to save you time, money and heartache. Unfortunately, many people are winging it.  My guest, Chris Birk is here to help prepare us all on buying a home with a VA Loan. If you're a seasoned home buyer or looking to buy your first home, this is a valuable show for you. Chris shares what most people miss when buying a house and tips for being successful at it. Chris Birk is the Director of Education for Veterans United Home Loans, the nation's largest VA lender, and author of “The Book on VA Loans: An Essential Guide to Maximizing Your Home Loan Benefits.” Chris’ articles and analysis have appeared at The New York Times, the Wall Street Journal, the Washington Post, Fox Business and more.  Preparing to Buy a Home Episode Details <ul> <li>Why it’s important for people to begin home buying when they’re ready</li> <li>Buying homes for the wrong reason, keeping up with the Jones’</li> <li>Where your finances should be before you buy a home</li> <li>The average credit score you need to buy a house</li> <li>The pros and cons of homeownership</li> <li>What PITI is and what you should know about it</li> <li>The top tools people need in their tool belt before buying a home </li> <li>The top mistakes Servicemembers and Veterans make when buying a home</li> </ul> <a href="https://laceylangford.com/podcast/preparing-to-buy-a-home/" rel="noopener nofollow" target="_blank">Show Notes</a>

Preparing to Buy a Home with Chris Birk

Philip Taylor

Extra money is something most people want but why they want it can vary. It could be because they want to do things, buy things or it could be to save and invest money. It could also be to get out of debt or pay off a debt in collections. No matter your reseasoning, side hustling for extra money could be a new venture for you. One that you may not know where to start or how to overcome some barriers to make it happen. My guest today is here to help with that. He is a part-time money expert. Philip Taylor is a CPA, blogger, podcaster, and the entrepreneur mastermind behind FINCON and ptmoney.com. In this episode, PT and I talk about what side-hustles are, where to begin, how to find one, balancing a side hustle with a full-time job, and with family life. Plus PT shares resources to help you learn more about side hustles and how to find them. If you are looking to find a way to make some extra cash, this is going to be a fantastic episode for you. And don’t forget to stick around for What’s on Lacey’s Mind. My guest, Lili Quintiliani from Military Saves comes on the chat with me about Must-dos in personal finance. Show notes 

Extra money is something most people want but why they want it can vary. It could be because they want to do things, buy things or it could be to save and invest money. It could also be to get out of debt or pay off a debt in collections. No matter your reseasoning, side hustling for extra money could be a new venture for you. One that you may not know where to start or how to overcome some barriers to make it happen. My guest today is here to help with that. He is a part-time money expert. Philip Taylor is a CPA, blogger, podcaster, and the entrepreneur mastermind behind FINCON and <a href="http://ptmoney.com" rel="nofollow" target="_blank">ptmoney.com</a>. In this episode, PT and I talk about what side-hustles are, where to begin, how to find one, balancing a side hustle with a full-time job, and with family life. Plus PT shares resources to help you learn more about side hustles and how to find them. If you are looking to find a way to make some extra cash, this is going to be a fantastic episode for you. And don’t forget to stick around for What’s on Lacey’s Mind. My guest, Lili Quintiliani from Military Saves comes on the chat with me about Must-dos in personal finance. <a href="https://laceylangford.com/podcast/side-hustle-for-extra-money/" rel="nofollow" target="_blank">Show notes</a>

How To Side Hustle For Extra Money with Philip Taylor

Craig Curelop

Buying a house doesn’t have to break your bank. There are many ways to do it in a financially smart. And one of those ways is house hacking. My guest today is Craig Curelop (aka the FI Guy). He’s the author of The House Hacking Strategy-How to Use Your Home to Achieve Financial Freedom. Craig is also a real estate agent, investor, and works at BiggerPockets.  In this show, Craig shares advice on how to use house hacking to build wealth, what you need to know to get started, how much money you need, how to manage a property plus a bunch more. Show notes

Buying a house doesn’t have to break your bank. There are many ways to do it in a financially smart. And one of those ways is house hacking. My guest today is Craig Curelop (aka the FI Guy). He’s the author of The House Hacking Strategy-How to Use Your Home to Achieve Financial Freedom. Craig is also a real estate agent, investor, and works at BiggerPockets.  In this show, Craig shares advice on how to use house hacking to build wealth, what you need to know to get started, how much money you need, how to manage a property plus a bunch more. <a href="https://laceylangford.com/podcast/how-to-make-money-house-hacking/" rel="noopener nofollow" target="_blank">Show notes</a>

How to Make Money House Hacking (with Craig  Curelop)

Alecia Blair

Saving money can be difficult for many people. Often we all need a little inspiration or just a kick in the pant to start the process of saving money. My guest today has a resource that can help you jump start your savings goals. That resource is Military Saves Week. Military Saves is part of the nonprofit America Saves and a partner in the Department of Defense’s Financial Readiness Campaign. The whole goal is to motivate, support, and encourage military families to save money, reduce debt, and build wealth. My guest, Alecia Blair is a fellow Accredited Financial Counselor and military spouse. As a spouse of an active-duty Army soldier, Alecia understands the challenges of military life and believes deeply in the mission of Military Saves to help service members and their families save money. We have a great discussion about the struggles of saving money in the military community and some tips to start saving money. In this episode:  What military saves week is and how it can help you Reasons why the military community should participate How to participate Tips to stay motivated to save Tools to help you save  Podcast Links  Military Saves  How Long it Takes to Form a New Habit The Great Gatsby Leanne Moriarty  Thank You for Podcast Reviews! We appreciate your review of Military Money Movement Podcast on  iTunes,  Google Play,  TuneIn,  iHeart Radio and  Stitcher. It helps us make this podcast better and better. Plus it helps other people find us. Connect  Subscribe to The Military Money Expert™️ Subscribe to The Military Money Show on Apple or Android Follow on Twitter Follow on Instagram Like on Facebook Subscribe to Lacey’s YouTube Channel  Disclosure These notes may contain links to our affiliate products or services which means I might get compensation when you click or buy. That said, I’m only going to put affiliate links that are in line with my podcast discussion.

Saving money can be difficult for many people. Often we all need a little inspiration or just a kick in the pant to start the process of saving money. My guest today has a resource that can help you jump start your savings goals. That resource is Military Saves Week. Military Saves is part of the nonprofit <a href="http://www.americasaves.org/" rel="nofollow" target="_blank">America Saves</a> and a partner in the Department of Defense’s Financial Readiness Campaign. The whole goal is to motivate, support, and encourage military families to save money, reduce debt, and build wealth. My guest, Alecia Blair is a fellow Accredited Financial Counselor and military spouse. As a spouse of an active-duty Army soldier, Alecia understands the challenges of military life and believes deeply in the mission of Military Saves to help service members and their families save money. We have a great discussion about the struggles of saving money in the military community and some tips to start saving money. In this episode: <ul> <li>What military saves week is and how it can help you</li> <li>Reasons why the military community should participate</li> <li>How to participate</li> <li>Tips to stay motivated to save</li> <li>Tools to help you save</li> </ul> Podcast Links <ul> <li><a href="https://militarysaves.org/" rel="nofollow" target="_blank">Military Saves</a></li> <li><a href="https://www.brainpickings.org/2014/01/02/how-long-it-takes-to-form-a-new-habit/" rel="nofollow" target="_blank"> How Long it Takes to Form a New Habit</a></li> <li><a href="https://amzn.to/2EvnFnB" rel="nofollow" target="_blank">The Great Gatsby</a></li> <li><a href="https://amzn.to/2tANXyn" rel="nofollow" target="_blank">Leanne Moriarty</a></li> </ul> Thank You for Podcast Reviews! We appreciate your review of Military Money Movement Podcast on <a href="https://itunes.apple.com/us/podcast/the-military-money-movement-podcast/id1397169855" rel="nofollow" target="_blank"> iTunes</a>, <a href="https://playmusic.app.goo.gl/?ibi=com.google.PlayMusic&amp;isi=691797987&amp;ius=googleplaymusic&amp;apn=com.google.android.music&amp;link=https://play.google.com/music/m/Ipzji3bbe3fb4wrkml5zu4qm6bq?t%3DThe_Military_Money_Movement_Podcast%26pcampaignid%3DMKT-na-all-co-pr-mu-pod-16" rel="nofollow" target="_blank"> Google Play</a>, <a href="https://tunein.com/podcasts/Business--Economics/The-Military-Money-Movement-Podcast-p1129717/" rel="nofollow" target="_blank"> TuneIn</a>, <a href="https://www.iheart.com/podcast/269-The-Military-Money-29484551/" rel="nofollow" target="_blank"> iHeart Radio</a> and <a href="https://www.stitcher.com/podcast/the-military-money-movement-podcast" rel="nofollow" target="_blank"> Stitcher</a>. It helps us make this podcast better and better. Plus it helps other people find us. Connect <ul> <li>Subscribe to <a href="https://laceylangford.com/" rel="nofollow" target="_blank">The Military Money Expert™️</a></li> <li>Subscribe to The Military Money Show on <a href="https://goo.gl/D1mM6R" rel="nofollow" target="_blank">Apple</a> or <a href="https://goo.gl/tHPDwJ" rel="nofollow" target="_blank">Android</a></li> <li>Follow on <a href="https://twitter.com/FinanceLacey" rel="nofollow" target="_blank">Twitter</a></li> <li>Follow on <a href="https://www.instagram.com/laceylangford/" rel="nofollow" target="_blank">Instagram</a></li> <li>Like on <a href="https://www.facebook.com/TheMilitaryMoneyExpert/" rel="nofollow" target="_blank">Facebook</a></li> <li>Subscribe to <a href="https://bit.ly/2OlX2DN" rel="nofollow" target="_blank">Lacey’s YouTube Channel</a></li> </ul> Disclosure These notes may contain links to our affiliate products or services which means I might get compensation when you click or buy. That said, I’m only going to put affiliate links that are in line with my podcast discussion.

Military Saves Week 2019 with Alecia Blair

The underemployment and unemployment struggle for military couples is real! Military life makes it challenging for spouses to maintain qualified employment. The roller coaster of having and not having a second income is challenging to your quality of life and mental health. This is why military couples should focus on living off one income while they're in the service. Living off of one income helps with:  Under and Unemployment for Military Spouses Budgeting Consistency Emergency Savings Quality of Life Builder  For more information, visit the show notes at https://laceylangford.com/podcast

The underemployment and unemployment struggle for military couples is real! Military life makes it challenging for spouses to maintain qualified employment. The roller coaster of having and not having a second income is challenging to your quality of life and mental health. This is why military couples should focus on living off one income while they're in the service. Living off of one income helps with: <ul> <li>Under and Unemployment for Military Spouses</li> <li>Budgeting Consistency</li> <li>Emergency Savings</li> <li>Quality of Life Builder</li> </ul> For more information, visit the show notes at <a href="https://laceylangford.com/podcast" rel="noopener nofollow" target="_blank">https://laceylangford.com/podcast</a>

One Income Living For Military Couples

Amanda Huffman

Today is a special day to honor those who have served in the armed forces so Happy Veteran’s Day to all my fellow Veterans.  In honor of Veteran’s Day, I’m bringing on a fellow Veteran to talk about the highs and lows of military service, how to prepare for separating from service and what more Servicemembers should know about money.  My guest today is Amanda Huffman. She is a and Air Force Veteran and the founder and host of the Women of the Military podcast. Amanda served six years as a Civil Engineer including a deployment to Afghanistan. She traded in her combat boots for a diaper bag to stay home with her two boys and follow her husband’s military career. On her podcast, she interviews women who have served or are currently serving in the military.   Show notes

Today is a special day to honor those who have served in the armed forces so Happy Veteran’s Day to all my fellow Veterans.  In honor of Veteran’s Day, I’m bringing on a fellow Veteran to talk about the highs and lows of military service, how to prepare for separating from service and what more Servicemembers should know about money.  My guest today is Amanda Huffman. She is a and Air Force Veteran and the founder and host of the Women of the Military podcast. Amanda served six years as a Civil Engineer including a deployment to Afghanistan. She traded in her combat boots for a diaper bag to stay home with her two boys and follow her husband’s military career. On her podcast, she interviews women who have served or are currently serving in the military.  <a href="https://laceylangford.com/podcast/money-and-military-service/" rel="noopener nofollow" target="_blank"> Show notes</a>

Your Money and Military Service (with Amanda Huffman)

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