Scott Dauenhauer's guest appearances

Scott Dauenhauer

NGPF Podcast

The Long View

Dan Otter

Robin Wigglesworth

Tadas Viskanta

Rick Ferri

Burton Malkiel

Carl Richards

Bill Bernstein

Jean Chatzky

Paul Merriman

Terry Odean

John Rekenthaler

Ron Lieber

Meir Statman

Jonathan Clements

Charley Ellis

OwlTail

Our guests on the podcast today are Dan Otter and Scott Dauenhauer. Together they run the website 403bwise, which is geared toward providing education and advocacy on retirement planning for educators. Dan started 403bwise in 2000 with John Moore as a means of shedding light on the often opaque landscape of retirement plans for K-12 educators. Scott is a certified financial planner and principal and owner of Meridian Wealth Management. He got interested in the 403(b) space after researching retirement plan options available to his wife, who is a teacher. They've each written books about 403(b)s and retirement planning for K-12 educators. Dan's is called Teach and Retire Rich, while Scott's book is called Wild West: Providing Fiduciary Advice to Public School Employees. They also host a podcast called Teach and Retire Rich, and they recently released a short podcast series called Learned by Being Burned: Teachers in the K-12 403(b).Background403bwise.orgDan OtterTeach and Retire Rich, by Dan OtterScott DauenhauerWild West: Providing Fiduciary Advice to Public School Employees, by Scott DauenhauerTeach and Retire Rich podcastLearned by Being Burned podcastThe Ins and Outs of 403(b)s“401(k) and 403(b) Plans: Knowing the Difference,” investopedia.com, March 19, 2021.“Many Teacher Pension Plans Get Failing Grade,” by Kaitlin Mulhere, money.com, Aug. 31, 2021.“How 403bwise.org Provides Financial Education to K-12 Employees,” by Dan Otter, investmentnews.com, April 9, 2021.What Is a 457 plan?“457(b)s: The Solution to Bad K-12 403(b) Plans?” by Dan Otter, investmentnews.com, July 29, 2021.“Project Aims to Grade 14,000 School Districts’ 403(b) Plans,” by Emile Hallez, investmentnews.com, Jan. 4, 2022.“The Two Faces of 403(b) Index Funds,” by Scott Dauenhauer, 403b.substack.com, Oct. 7, 2021.403bCompare.comNEA DirectInvestNext Gen Personal Finance“Bringing Personal Finance to the Classroom for Generation Z,” by Ann Carrns, nytimes.com, March 18, 2022.New York State Deferred Compensation Plan

Our guests on the podcast today are Dan Otter and Scott Dauenhauer. Together they run the website 403bwise, which is geared toward providing education and advocacy on retirement planning for educators. Dan started 403bwise in 2000 with John Moore as a means of shedding light on the often opaque landscape of retirement plans for K-12 educators. Scott is a certified financial planner and principal and owner of Meridian Wealth Management. He got interested in the 403(b) space after researching retirement plan options available to his wife, who is a teacher. They've each written books about 403(b)s and retirement planning for K-12 educators. Dan's is called Teach and Retire Rich, while Scott's book is called Wild West: Providing Fiduciary Advice to Public School Employees. They also host a podcast called Teach and Retire Rich, and they recently released a short podcast series called Learned by Being Burned: Teachers in the K-12 403(b).Background<a href="https://403bwise.org/about" rel="nofollow" target="_blank">403bwise.org</a><a href="https://www.linkedin.com/in/daniel-otter-ph-d-0380a61/" rel="nofollow" target="_blank">Dan Otter</a><a href="https://www.amazon.com/Teach-Retire-Rich-Dan-Otter/dp/0972611711" rel="nofollow" target="_blank">Teach and Retire Rich</a>, by Dan Otter<a href="https://www.meridianwealth.com/team-member-01/scott-dauenhauer" rel="nofollow" target="_blank">Scott Dauenhauer</a><a href="https://www.amazon.com/Wild-West-Providing-Fiduciary-Employees-ebook/dp/B01AGRT4SA/ref=sr_1_1?crid=2H0NN596QMVVA&amp;keywords=Wild+West%3A+providing+fiduciary+advice+to+public+school+employees&amp;qid=1648494319&amp;s=books&amp;sprefix=wild+west+providing+fiduciary+advice+to+public+school+employees%2Cstripbooks%2C111&amp;sr=1-1-catcorr" rel="nofollow" target="_blank">Wild West: Providing Fiduciary Advice to Public School Employees</a>, by Scott Dauenhauer<a href="https://teachandretirerich.com/podcasts/" rel="nofollow" target="_blank">Teach and Retire Rich</a> podcast<a href="https://403bwise.org/burned" rel="nofollow" target="_blank">Learned by Being Burned</a> podcastThe Ins and Outs of 403(b)s“<a href="https://www.investopedia.com/ask/answers/100314/what-difference-between-401k-plan-and-403b-plan.asp" rel="nofollow" target="_blank">401(k) and 403(b) Plans: Knowing the Difference</a>,” <a href="http://investopedia.com" rel="nofollow" target="_blank">investopedia.com</a>, March 19, 2021.“<a href="https://money.com/bellwether-teacher-retirement-plan-ranking/" rel="nofollow" target="_blank">Many Teacher Pension Plans Get Failing Grade</a>,” by Kaitlin Mulhere, <a href="http://money.com" rel="nofollow" target="_blank">money.com</a>, Aug. 31, 2021.“<a href="https://www.investmentnews.com/financial-education-403b-plans-205033" rel="nofollow" target="_blank">How 403bwise.org Provides Financial Education to K-12 Employees</a>,” by Dan Otter, <a href="http://investmentnews.com" rel="nofollow" target="_blank">investmentnews.com</a>, April 9, 2021.<a href="https://www.investopedia.com/terms/1/457plan.asp" rel="nofollow" target="_blank">What Is a 457 plan?</a>“<a href="https://www.investmentnews.com/teachers-403b-457b-209506" rel="nofollow" target="_blank">457(b)s: The Solution to Bad K-12 403(b) Plans?</a>” by Dan Otter, <a href="http://investmentnews.com" rel="nofollow" target="_blank">investmentnews.com</a>, July 29, 2021.“<a href="https://www.investmentnews.com/403bwise-ratings-project-215481" rel="nofollow" target="_blank">Project Aims to Grade 14,000 School Districts’ 403(b) Plans</a>,” by Emile Hallez, <a href="http://investmentnews.com" rel="nofollow" target="_blank">investmentnews.com</a>, Jan. 4, 2022.“<a href="https://403b.substack.com/p/the-two-faces-of-403b-index-funds?s=r" rel="nofollow" target="_blank">The Two Faces of 403(b) Index Funds</a>,” by Scott Dauenhauer, <a href="http://403b.substack.com" rel="nofollow" target="_blank">403b.substack.com</a>, Oct. 7, 2021.<a href="https://www.403bcompare.com/" rel="nofollow" target="_blank">403bCompare.com</a><a href="https://www.nearetirementprogram.com/nea-directinvest" rel="nofollow" target="_blank">NEA DirectInvest</a><a href="https://www.ngpf.org/about-us/" rel="nofollow" target="_blank">Next Gen Personal Finance</a>“<a href="https://www.nytimes.com/2022/03/18/business/adviser-students-personal-finance.html" rel="nofollow" target="_blank">Bringing Personal Finance to the Classroom for Generation Z</a>,” by Ann Carrns, <a href="http://nytimes.com" rel="nofollow" target="_blank">nytimes.com</a>, March 18, 2022.<a href="https://www.nysdcp.com/rsc-web-preauth/about" rel="nofollow" target="_blank">New York State Deferred Compensation Plan</a>

Dan Otter and Scott Dauenhauer: Why Retirement Savings Options for Educators Are So Bad

Dina Isola

Dina of Ritholtz Wealth Management and Scott of Meridian Wealth have a shared goal: for every teacher to have access to high quality vendors for their 403(b) and 457 retirement plans. At a recent NGPF Speaker Series event, they shared insights gained from working with scores of teachers and analyzing thousands of plan documents. Listen to this podcast and walk away with practical knowledge you need to analyze your own plan as well as tips on how to advocate for better plans. Enjoy!

Dina of Ritholtz Wealth Management and Scott of Meridian Wealth have a shared goal: for every teacher to have access to high quality vendors for their 403(b) and 457 retirement plans. At a recent NGPF Speaker Series event, they shared insights gained from working with scores of teachers and analyzing thousands of plan documents. Listen to this podcast and walk away with practical knowledge you need to analyze your own plan as well as tips on how to advocate for better plans. Enjoy!

NGPF Podcast: Dina Isola and Scott Dauenhauer share insights on what to look for in your 403(b) and 457 plans

For almost two decades, no one has done more to support teachers in navigating the 403(b) minefield than Dan and Scott. They will share an exciting new announcement. Listen to Dan and Scott discuss the "new" 403bWise, how they plan to support teachers in the future and their best ideas on how to reform the system. Oh, and they will make you smarter about investing too. Be prepared to be inspired!

For almost two decades, no one has done more to support teachers in navigating the 403(b) minefield than Dan and Scott. They will share an exciting new announcement. Listen to Dan and Scott discuss the "new" 403bWise, how they plan to support teachers in the future and their best ideas on how to reform the system. Oh, and they will make you smarter about investing too. Be prepared to be inspired!

Dan Otter and Scott Dauenhauer discuss launch of 403bWise.org