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Tom Hartmann

24 Podcast Episodes

Latest 18 Jul 2021 | Updated Daily

Weekly hand curated podcast episodes for learning

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Tom Hartmann / Intergenerational Wealth - kids and money, Ep 142

NZ Everyday Investor

Follow the NZ Everyday Investor on Clubhouse by clicking on this link. Financially speaking , are kids an asset or a liability? If you're a parent, you're the primary teachers of money-management for your kids, and they’re watching everything you do – so what are we modelling to them and how do we talk about money in the household – are we doing it in ways that are encouraging them to focus on problem solving, or simply focusing on the problems alone?  “We can’t afford it” versus “How can we afford it?” The first statement shuts down creativity and rules out possibilities. The second question forces us to focus on solutions. One of the biggest problems we’re all trying to solve by investing, is to ensure that we have enough for our retirement. Beyond that if we have children, how can we give them a fair chance at succeeding financially? As an example, we could look at house prices with despair thinking they’ll never get there, but we often forget the new world we’re heading into isn’t guaranteed to be all bad. How are the kids ever going to afford their own home? This frustrating question gets us to focus on something that’s not exactly helpful – a problem that we haven’t been able to solve yet. Increasingly, we’re even seeing this question get politicised – property investors are the problem, rather than housing supply – really?!  Let’s say housing continues to march upwards though: Today, 20% of the purchase price would be $200k., assuming an average starter home may cost $1m in a main city area. At a 7% growth rate, over 20 years, 20% deposit would turn into $800k! (20% of $8m). This sounds ridiculous, but remember, this was the same issue 20 years ago when the average price was $250k (and a 20% deposit was only $50k).  What’s changed in the last 20 years? Interest rates are a fraction of what they were, prices for some items have decreased, and incomes have increased [slightly].  What’s going to change in the next 20 years? 1- interest rates may not be able to increase significantly from here, 2- what we use as currency will change (non-fungible tokens, tokenised assets, other crypto-assets), and here’s the controversial conjecture, 3 - incomes may increase at a faster pace than what we've seen for a while. The point is, the future is going to be qualitatively different to the present, so speaking negativity around a ‘housing crisis’ is at the very least a waste of time, and worse, it’s a distraction from what we should really be focusing on – specifically, helping our kids discover a better way.  Growing wealth can be hard, don’t get me wrong, but that doesn’t mean your kids can’t have a good crack at it. Teach them how to work [hard and smart], teach them how to manage money, then allow them to creatively solve problems – you may just succeed in in turning a potential liability in your future, to an asset. So today, the genesis of intergenerational wealth – teaching your kids about money. As with everything our kids will face going forward, they will likely start out in the physical, and eventually end up in the digital realm. _______________________________________________________________ The NZ Everyday Investor is brought to you in partnership with Hatch. Hatch, let's you become a shareholder in the world's biggest companies and funds. We're talking about Apple and Zoom, Vanguard and Blackrock. So, if you're listening in right now and have thought about investing in the US share markets, well, Hatch has given us a special offer just for you... they'll give you a $20 NZD top-up when you make an initial deposit into your Hatch account of $100NZD or more.  Just go to https://hatch.as/NZEverydayInvestor to grab your top up.  __________________________________________________________________ The NZ Everyday Investor would also like to acknowledge the support of kōura. Most people fixate on just fees or historical returns when trying to choose a KiwiSaver fund. But professionals know there’s the third, arguably more essential  component to consider - asset allocation. kōura's digital advice tools will build you a KiwiSaver portfolio that has the perfect asset allocation just for you.  Of course you could also just choose your own KiwiSaver portfolio with them too.  Give them a try and see what your ideal KiwiSaver asset allocation looks like for you. __________________________________________________________________ Like what you’ve heard? You can really help with the success of the NZ Everyday Investor by doing the following: 1- Follow the NZ Everyday Investor on Clubhouse by clicking on this link. 2- Write a review on Facebook, or your favourite podcast player 3- Help support the mission of our show on Patreon by contributing here 4- To catch the live episodes, please ensure you have subscribed to us on Youtube:  5- Sign up to our newsletter here 6-Tell your friends! NZ Everyday Investor is on a mission to increase financial literacy and make investing more accessible for the everyday person! Please ensure that you act independently from any of the content provided in these episodes - it should not be considered personalised financial advice for you. This means, you should either do your own research taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives. If you would like to enquire around working with Darcy (financial adviser), you can schedule in a free 15 min conversation just click on this link _____________________________________________________________________________

43mins

21 Mar 2021

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Tom Hartmann | Episode # 181

Kitesurf365 | a podcast for kitesurfers

Tom Hartmann is the GKA tour manager.   Support the show: https://ko-fi.com/kitesurf365 Follow me: http://www.kitesurf365.com https://www.instagram.com/kitesurf365/ In association with: TheKiteMag, bringing you the very best in kiteboarding. Become a subscriber today and get 15% off by using the code “KITESURF365” at checkout.  https://www.thekitemag.com/

39mins

23 Oct 2020

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Breaking the 4th Wall Podcast #135: Tom Hartmann Conversation

Breaking the 4th Wall Entertainment

In a funny turn of events I was set up to be interviewed on Tom's show PodJerky podcast but we wound up interviewing each other and decided to release as a conversation for both our shows. excellent man with a great vision for the future of his programs. you will enjoy this conversation, I did.  Publicist: SJ Promotions Contact: Steven Joiner Cell: (816) 605-4561 Email: Stevesjnetwork@gmail.com ------------------------------------------------------------------------------------------------------------------- Contact us: Email: realmofthemistentertainment@gmail.com  Phone: (267) 490-3166   YouTube Edits: Chris Stolle using Hitfilm Software  All content copyrighted under Realm of the Mist Entertainment, All Rights Reserved.  Help is there: National Suicide Pervention Hotline: 1-800-273-8255 ------------------------------------------------------------------------------------------------------------------- Please Support Us: https://anchor.fm/rotm-ent/support  Support us here: https://www.subscribestar.com/realm-of-the-mist-entertainment  And on Patreon: https://www.patreon.com/Realmofthemist  Music: https://www.bensound.com -------------------------------------------------------------------------------------------------------------------  IHeartRadio: https://www.iheart.com/podcast/269-new-realm-of-the-mist-ente-65034600/ Pandora: http://pandora.app.link/Z4uEsRezm3 https://www.iheart.com/podcast/269-new-realm-of-the-mist-ente-65034600/ Anchor.fm:  https://anchor.fm/rotm-ent Google Podcast: https://www.google.com/podcasts?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy85Njg3NjY4L3BvZGNhc3QvcnNz Spotify: https://open.spotify.com/show/1tcvwQIHT0xD60glRXdfUa Breaker: https://www.breaker.audio/realm-of-the-mist-entertainment Pocketcast: https://pca.st/6WaV Radiopublic: https://radiopublic.com/realm-of-the-mist-entertainment-WDJbVl Realm of the Mist Youtube: https://www.youtube.com/realmofthemistentvape Just Another Stream Gaming YouTube Channel: https://www.youtube.com/channel/UC0yrlmq0iU9pmo46yBpA73A Realm of the Mist Webite: https://realmofthemist.com/ROTM Follow Realm of the mist on Twitter: @RealmMistent--- Support this podcast: https://anchor.fm/rotm-ent/support

1hr 29mins

21 Aug 2020

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Tom Hartmann: Can you gamble responsibly?

The Weekend Collective

This week on Smart Money we were joined by Tom Hartmann from Sorted.org.nz LISTEN ABOVE

32mins

9 Aug 2020

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Tom Hartmann: Can you gamble responsibly?

Smart Money

This week on Smart Money we were joined by Tom Hartmann from Sorted.org.nz LISTEN ABOVE

32mins

9 Aug 2020

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Tom Hartmann & Canada

Nick and Russ Don't Know Anything!

In this episode of Nick and Russ: Don't Know Anything! We have special guest all the way from Canada, Tom Hartmann, from the podcast PodJerky. We discuss things specific to Canada, like Ketchup Chip, Winter, and Robin Thicke. We also dive into Universal Healthcare, Racism, and COVID. Join us, as we get to know our neighbor from the north.#realnickandruss#podjerky#tomhartmannPodJerky InfoWebsitehttps://podjerky.wixsite.com/podjerkyPodcast Linkhttps://podjerky.podbean.com/Facebook Linkhttps://www.facebook.com/pod.jerky.1Twitter, Instagram@podjerky

57mins

19 Jul 2020

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Tom Hartmann - Paid Parental Leave And The Cost Of Children

The Weekend Collective

38mins

5 Jul 2020

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Tom Hartmann - Paid Parental Leave And The Cost Of Children

Smart Money

38mins

5 Jul 2020

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Tom Hartmann: Will another public holiday get the economy moving?

The Weekend Collective

This week on Smart Money we were joined by resident blogger at sorted.org.nz Tom Hartmann.LISTEN ABOVE

39mins

24 May 2020

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Tom Hartmann: Will another public holiday get the economy moving?

Smart Money

This week on Smart Money we were joined by resident blogger at sorted.org.nz Tom Hartmann.LISTEN ABOVE

39mins

24 May 2020

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