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Bernadette Joy

27 Podcast Episodes

Latest 28 Jan 2023 | Updated Daily

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1421: Crushing $300k in Debt with Bernadette Joy

So Money with Farnoosh Torabi

Learn how Bernadette Joy paid off a whopping $300,000 of debt in three years and grew her first $1 million of net worth in her thirties. She founded the Crush Your Money Goals® Academy for those overlooked and underestimated by traditional financial services. Learn more about your ad choices. Visit megaphone.fm/adchoices


13 Oct 2022

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Crushing your money goals with Bernadette Joy

the balanced girl

Today we have a very special guest who is going to talk to you about being tired of wondering where all your money went even if you make a good income; getting money advice that does not consider your personal situation, feeling unsure if you are making the right moves or mistakes, feeling guilty on spending money on things that you enjoy, being stuck at your current income level  and long hours and having no idea if or when you will ever stop working so hard. Today join me as we welcome Bernadette Joy on the balanced girl.  She is a nationally recognized money expert featured on Good Morning America, NBC News, Time, and USA Today for her unique ability to inspire her audience to explore the intersection between net worth and self-worth.


18 Aug 2022

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Season 5 Episode 21: Bernadette Joy, Crush Your Money Goals

Bridging Chicago

Today for our “on the road” series, we get fiscal with Bernadette Joy, CEO and founder of Crush Your Money Goals, an academy she started to coach individuals at all stages of life how to become future millionaires. Bernadette crunched the numbers, crushed her own debt, and found the recipe for financial independence—we’re willing to wage a bet you haven’t heard some of these tips before! On this episode, Bernadette discusses her unique approach to achieving financial literacy (hint: you don’t need to be the richest or smartest person in the room to retire before age 65). To Bernadette, the equation can be simplified and personalized, as she shares how she made cents (pun intended) from the lessons she learned along her own journey to financial success. This is one episode you cannot risk missing!


23 Jun 2022

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Back2Basics Interview with Bernadette Joy @ Podfest | Bonus| Back2Basics


I deliver training for future millionaires, based on my own experience in crushing $300K of debt in 3 years and growing my first $1M of net worth in my thirties. I am the eighth of nine kids and proud first generation Filipino-American and aspiring rich auntie.The Crush Your Money Goals® Academy is proven training to grow your worth by adding to your assets, ditching debt and reaching financial independence faster than the patriarchy prescribed.Other programs only help you accumulate knowledge based on math. We train you with a behavior based approach to not only grow your knowledge, but to apply new habits to grow your net worth. We will never sacrifice your mental health for money.Sign up for our free guide for 30 resources to crush your money goals:https://www.crushyourmoneygoals.com/Opt-in-CYMGSupport the show


6 Jun 2022

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How to Manage Wealth Guilt | Bernadette Joy, Crush Your Money Goals®

Yo Quiero Dinero: Personal Finance For Latinas

Episode 150 features Bernadette Joy of CRUSH Your Money Goals®. We’re talking about wealth guilt, what it is & how to manage it. Listen now!Bernadette Joy is a nationally recognized money expert featured on Good Morning America, NBC News, Time and USA Today for her unique ability to inspire her audience to explore the intersection between net worth and self-worth. She blends a decade of experience in both business and psychology to teach more than just math, but overcoming the mental and emotional stress that comes with finances.While she has two degrees in business and a degree in psychology, her credibility comes from truly leading by example. As first generation Filipino Americans, she and her husband AJ paid off a whopping $300,000 of debt in three years AND grew their first $1 million of net worth in their thirties. Not one dime was inherited, while transitioning from a decade as a corporate HR professional to a six-figure business owner.She founded the Crush Your Money Goals® Academy for those overlooked and underestimated by traditional financial services. She will teach you everything you wish you knew about money, and the confidence to manage yours well.Once you hear her speak, you'll grow confidence to make financial independence a reality, and a clear blueprint to help you get there.For full episode show notes, visit yoquierodineropodcast.com/podcasts/episode-150/Loving this episode? Leave us a review on Apple podcasts. Follow us on Instagram, Twitter, TikTok, LinkedIn, YouTube and join our Patreon community!Until next time, stay empowered, stay inspired & #staypoderosa ✨💎WANT TO KICKSTART YOUR FINANCIAL JOURNEY?Download our FREE 14-page guide covering all the topics you need to start making your dinero moves. Visit here. From money mindset, to budget basics, we've got you covered. Become a member at https://plus.acast.com/s/YoQuieroDinero. Hosted on Acast. See acast.com/privacy for more information.


29 May 2022

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Episode 7 | Crush Your Money Goals: How To Build A Better Relationship With Money Ft. Bernadette Joy

Win Today

Bernadette Joy is known as THE money expert and educator behind Crush Your Money Goals. One may guess that she's always been a money expert, but that's not the case. Bernadette was once $300,000 in debt, which she burned away in 3 years, amazing! Fitting that her tagline is Bern-A-Debt. Since burning the debt away, she has amassed a net worth well beyond $1,000,000 in her thirties and she's only getting started. Her work has been featured in multiple outlets including CNBC, Good Morning America, MarketWatch, and ABC News.She now uses all of the lessons that she learned while in debt to teach people not only how to eliminate debt, but how to build a better relationship with money. There is indeed a psychology element of money which she shared during our conversation.If you're looking to better understand money, burn debt, and grow your worth, check out Bernadette!Win Today!Episode Links:Bernadette's Free Guide - 30 Resources To Crush Your Money GoalsCrush Your Money Goals WebsiteDear Bernadebt Joy PodcastWon Day InstagramWon Day Website

1hr 7mins

14 Feb 2022

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30. Grow Your Worth with Money Expert Bernadette Joy

Grab Life by the Goals

How would it feel for money to FLOW to you? What if you had a rock-solid strategy to grow your wealth without all the nitty-gritty budgeting and sacrifice? Meet Bernadette Joy, nationally recognized money expert who has been featured on Good Morning America, NBC News, USA Today and….my business BFF! Bernadette’s mission is flow wealth to the hands of women, so they can experience more freedom and fulfillment. In this episode, she shares her signature FLOW method to Grow Your Worth (full of real-world examples you can apply immediately!) Face your fears with facts Let help in Own what is in your control Work less We also have a philosophical deep dive into how giving less f*cks – you’ll love it. Want to connect with Bernadette? Instagram: https://www.instagram.com/bernadebtjoy/ Work with her: https://www.crushyourmoneygoals.com/ Book her to speak: https://www.bernadettejoy.com/ Want to grow your worth by starting your own business? Book a call with Lauren here: https://laurenwidrick.com/lets-talk NOTE: We had some minor sound issues with the episode recording – thanks for your patience!


31 Jan 2022

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Season 4: E7 | Crush Your Money Goals with Bernadette Joy

Mind Your Money with MissBeHelpful

Bernadette Joy is the CEO of Crush Your Money Goals. After meeting at FinCon a few years ago she and I finally had the time to sit and talk about her story, her business and future goals. Bernadette talks about her shopping philosophy and how to use her rule of thumb to make sure you shop reasonably! Follow Bernadette here: https://www.instagram.com/bernadebtjoy/?hl=en ★ Support this podcast on Patreon ★


6 Sep 2021

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Ep11: Paying Off $300,000 in School Debt with guest Bernadette Joy

DIY Financial Cents

This week on the DIY Financial Cents Show I sit down with Bernadette Joy the founder of Crush Your Money Goals. We discuss how she was able to pay off $300,000 in school debt and build a $1,000,000 net worth in as little as 5 years. Bernadette walks us through her process, dubbed the "magic recipe" by Good Morning America,  her trademarked five-step Crush Your Money Goals® method to change the face of wealth, focusing on helping women and BIPOC communities learn how to build wealth.  If you like the episode make sure you subscribe to the podcast so you don't miss more episodes like this! Thank you! Connect with Bernadette Joy: Website Twitter Facebook LinkedIn Connect with DIY Financial Cents: Facebook Page Instagram LinkedIn --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/diyfinancialcents/message


14 Jun 2021

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Crushing Your Debt with Bernadette Joy


LifeBlood: We talked about the peace of mind and security you get from being debt free, why it won’t require a vow of poverty to get there, and how to reverse engineer your path to being debt free with Bernadette Joy, CEO of Crush Your Money Goals.  Listen to learn how to crush your debt! For the Difference Making Tip, scan ahead to 14:39! You can learn more about Bernadette at CrushYourMoneyGoals.com, Facebook, Twitter, Instagram, YouTube and LinkedIn. We’re honored to have been named one of the top podcasts for investing! We’re on YouTube, check us out! George is honored to be included on Investopedia's list of the Top 100 Financial Advisors for 2020! Have George speak to your organization. You can learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com. 


23 Apr 2021