Investors appear to be running away from volatility in the stock market, while insurers provide better terms amid rising interest rates. This year, investors have been piling into annuities to protect themselves from market losses. Many people are investing in them because it minimises fees that will eat away at their retirement savings. Bryan is back with good friend and fan favourite John Balmer for a market update. They will give points on the different types of annuities, the value they bring in today’s market, and how now is a great time to buy them more than ever. What You’ll Learn From This Episode: [1:44] John and Bryan’s market analysis update [4:23] Long-term planning objectives and short-term plays on the market [8:09] Bonds are not a suitable retirement investment [8:51] As interest rates fall, the prices of bonds go up. [11:56] Fixed index annuities are a fantastic bond replacement because of the overall risk. [13:48] If you’re worried about inflation, the first thing that you need to do is to get out of bonds. [25:18] When the economy slows down, the stock market doesn’t respond well. Key Quotes: [3:29] “It’s amazing how the market’s falling in such a short amount of time.” [17:35] “You don’t have to take a ton of risk in retirement. You’ve already won the game.” [19:57] “The time is now. Take a good deal when you see a good deal that you want.” Resources: Annuity Newsletter Call Annuity Straight Talk at 800-438-5121 or schedule a call at AnnuityStraightTalk.com
Silca R&D: A Peek Behind the Curtain with John Balmer
Marginal Gains Cycling Podcast, Presented by Silca
Josh is in Europe, involved with some race or something. Whatever. Which means that Hottie andFat Fatty get to pick the topic for the episode. And that means fewer big words and more talk about a topic Hottie and Fatty have wanted to dig into since episode 1 of Marginal Gains: the process of creating and refining products at Silca. Joining them is John Balmer, who just happens to be the head of product at Silca. If you've ever wondered where Silca product ideas come from, how they're developed, and even what products have been left on the cutting room floor, you won't want to miss this episode.