What do finances and low tox living have to do with each other? A lot as we explored the first time the brilliant Melissa Browne was on the show (show #90). Think about one of the biggest stress drivers in a person’s life or relationship? Money. Think about what chronic stress does to a person? Bingo. So, with a new book out that strives to unlock some truths about ourselves so that we can move forward more effectively and less stressed when it comes to our money stories and financial situations, enter this extremely useful chat about budgeting and why it doesn’t work, but more importantly, about what does! I can’t wait to hear what aha’s came to you as we discussed the different financial phenotypes - I felt I had a lot to think about after this conversation. Enjoy and head over to the show notes for the sponsor offer and further details on xxx at lowtoxlife.com/podcast

See omnystudio.com/listener for privacy information.

We're Talking budgets.

But it’s probably not the type of conversation you’re imagining.

My guest is bestselling author Melissa Browne and she believes Budgets don’t work. In fact she wrote a book and made it the title.

She believes that when it comes to saving and spending money we’re not all the same and yet for a long time financial advice likes to treat us as though we are. 

So if budgeting isn’t the solution to our finances. What is? And why does it matter in leadership? I give Melissa a call to find out. 

Follow Melissa on LinkedIn at https://www.linkedin.com/in/melissa-browne-5262b020/ and visit https://www.melissabrowne.com.au/ to learn more about her amazing work

Connect with Shane on LinkedIn at https://www.linkedin.com/in/shanemhatton/

This Candid chat with Melissa Browne opens the so-called faux par conversation around money. What your learned money beliefs bring to the table when it comes to your personal finances and how you can understand your money type and use it ro become successful with money. Sex was a conversation not spoken of in public til Sex and the city made it the norm. Melissa would love that to be the case with money as the more conversations we have, the more we understand and can help one another. With books such as “unf..k your finances, Fabulous but broke, More money for shoes” under her belt this is no dull conversation with a regular accountant– everything is on the table and nothing held back. It’s time to get down and dirty with your money conversations.

Melissa Browne is a best-selling author, financial educator, accountant, and entrepreneur who is passionate about helping women live a life by design not default. She is the author of More Money For Shoe's, Fabulous But Broke, the global bestseller Unf*ck Your Finances, and her latest book Budgets Don’t Work (but this does) which I've read and is fabulous!

Melissa is CEO of the financial education business Gen X and Gen Y who want to financially grow up, The Money Barre, Director of Business at the long day Early Learning Communities, Thinkers.inq and up until 2019 was CEO of award-winning accounting and advisory firm AT&TA (accounting and Taxation Advantage). Melissa writes a regular column for the Money Section in the Sydney Morning Herald and regularly featured in mainstream media. 

“When it comes to other areas of your life, you’ve no doubt created a personal approach. Why should it be any different with finances?” - Melissa Browne

In this episode we chat about:

• (1.03) How stress sabotages us financially
• (3.41) Do you believe people can be naturally bad with money?
• (4.47) What’s your money type? Your money type explained!
• (9.32) Our brains react differently to cash and cards. How we can protect ourselves financially?
• (15.04) 3 tips Melissa does to protect her mental health 

To continue on your calm journey I encourage you to download our free e-book to learn, grow, be inspired and live a happier life. Simply go to eqminds.com to redeem your gift now. 

Why budgets don’t work with Melissa Browne In this episode I get the pleasure of interviewing one of my dear friends and guru of ‘all things finance’, Melissa Browne – to talk about her new book ‘Budgets Don’t Work, But This One Does’. If your current budgets or thinking hasn’t been working, this gives you…

The post TMM 124 Why budgets don’t work with Melissa Browne appeared first on Nikki Fogden-Moore The Mojo Maker.

Melissa Browne first joined me on the podcast way back in early 2017 and then spoke at our conference, Sparta Chicks Unleashed, in 2018.

And now she’s back with a vulnerable new book and for a very personal and brave conversation.

Mel has just published a new book - her fourth book - called “Budgets Don’t Work (But This Does)”. It’s the culmination of her career first as an accountant and now a financial advisor.

Her philosophy; just like diets and one-size-fits-all eating plans or training programs don’t work, budgets don’t work either.

So Mel has developed a process that helps you discover (what she calls) your “Financial Phenotype”. It’s the combination of your Money Stories, your Money Environment and your Money Type. Knowing these things about yourself then allows you to custom design your own financial plan, habits and tactics that draw on your natural strengths (while minimising the impact of your weakness). Simply genius!

What makes this book so powerful is Mel’s vulnerability around her history and her story and how it has shaped her financial decision making over the years.

From the outside looking in, Mel appeared to have it all. 

Yet as she reveals in this conversation, for years Mel was stuck in a ‘sabotage loop’ in her business and that she carried a victim mentality and story that she wasn’t “good enough” that caused her to work so hard she ultimately experienced burnout and a breakdown in 2017.

So she initially started working with a coach to help her navigate her ’sabotage loop’ in her business.

However, Mel quickly realised she would also need to unpack the trauma she’s experienced and the way it and the stories she’s carried with her have shaped her personal life as well.

Get the full show notes for the episode here.

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Visit the Sparta Chicks Radio website here

Follow Sparta Chicks Radio on Facebook: facebook.com/SpartaChicks

Follow Mel on Instagram: @moremoneyforshoes

Did you hear? The XY social network specifically for financial advice has landed! Available on the AppStore, Google Play and Desktop - search XY Adviser.

On today’s episode, Ben chats with Melissa Browne – author and entrepreneur extraordinaire. Listen on as she talks about finding and attracting your target audience and creating meaningful content for them, creating services that offer autonomy for your clients, and determining which are ego-feeding projects and which ones are worthwhile.

Episode Resources: Melissa Browne LinkedIn: https://www.linkedin.com/in/melissa-browne-5262b020/ Melissa Browne website: https://www.melissabrowne.com.au/ A&TA website: https://www.byata.com.au/ The Money Barre website: https://www.themoneybarre.com.au/ (43:10) Fathom website - https://www.fathomhq.com/

General Disclaimer – https://www.xyadviser.com/disclaimer/

This podcast is brought to you by FE Analytics (https://www.financialexpress.net/), a powerful and award-winning tool combining comprehensive fund data with market-leading analysis. FE Analytics believes an actively managed and transparent investment strategy can help Advisers add significant value to their clients' investments.

We’re proud to partner with FE Analytics who supports the XY Community driving the positive evolution of financial advice.

In this episode of Uncensored Money, the microphone is handed across to Lauren, my co-founder at the Money Barre to interview me about my finances, my money story, my business mistakes, my financial fears and regrets and so much more.

Why? Well, I believe you can't say you want to share money stories and better conversations about money and then hide behind the microphone so it was my turn to be vulnerable and share my money history and my financial plans. Who am I for anyone new? I own three businesses - A&TA, an award winning accounting firm, The Money Barre, a financial planning firm for Gen X & Gen Y and Thinkers.inq, a long day preschool built on play with purpose. I've written three books, More Money for Shoes, Fabulous but Broke and Unf*ck your Finances and write a regular column on finance for the Sydney Morning Herald/ The Melbourne Age as well as being a regular money commentator in the media. I'm a financial wellness advocate that is particularly passionate about working with Gen X and Gen Y women.

We talk about my money stories, multiple streams of income, business failures, why I wrote three books and have multiple businesses, my financial fears, what I did right and what I did wrong in my 20s and 30s, what I'm working towards now and so much more.

You can find more about me in the links below including how to buy my books

http://www.melissabrowne.com.au/

https://www.byata.com.au/

https://www.themoneybarre.com.au/

https://www.thinkersinq.com/

https://www.booktopia.com.au/unf-ck-your-finances-melissa-browne/prod9781760633127.html

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If you suspect your money story could be improved and you want to start uncensoring money, make sure you pick up a copy of my book Un(CENSORED) your Finances here