Brian Brent's guest appearances

Brian Brent

Fire & Fragrance Podcast

Real Estate Appraisal Between The Lines

Sean Smith

Amy Ward

Jon Tyson

Andy Byrd

Mitch Rumppe

Jesse Wilson

Dominic Russo

Teo Hayashi

Allyson Phillips

Phil Manginelli

Murray Hiebert

Daniel Hoogteijling

Christa Smith

Brian Brennt

Shannon Casteel

OwlTail

Episode 016 - Locked In - Interview with Brian Brent, Loan Officer LOCKED IN – Anyone want to talk about mortgage forbearance? NOOOO! We're pretty much done with conversations about what you’re supposed to do during the Coronavirus. We invited Brian Brent, a loan officer at Bailey &amp; Wood, to talk about what he is seeing on the front lines and how the Coronavirus has affected lending.   SHOW NOTES  01:05 – Last few episodes have been very technical with information coming at you like water from a fire hydrant. People are getting tired of updates and being told what to do. 01:50 – Changing the conversation to talk about the “boots on the ground perspective” from real estate professionals working right now in the field. 03:00 – Introducing THE one and only Brian Brent, loan officer with Bailey and Wood. 03:52 – Brian gives his background. Been in the business for 18 years. “The only thing I know how to do.” Jody Bleier is his partner. Linda Leverage, mom, title rep and assists Brian now. Grew up in this business. Married to Billie. 4 “fur babies”. 05:45 – What is the one thing Brian misses the most during quarantine? Professionally: going to closing and being in front of people, celebrating victories in person. Personally: going to the gym, miss hugs, draft beer, taking wife out. 09:10 – Brian’s perspective and what is he seeing. Getting “sea legs” now after a few weeks into this. Over communicating with customers. Remaining agile with circumstances. Advising customers not to take a voluntary layoff or to do it. Doing what is right for the customer. Teamwork and unrelenting effort. With those elements, you can come out of this situation smelling like a rose. 12:25 – What have done to adapt to Coronavirus and quarantine? Quicker on response times. More communicating with listing agents. Over communicate with all parties. Positivity. Don’t spread negative. Not marketing to a database. Turning volume up on what we already do. 14:05 – Did you have digital systems in place? Yes. App is available on your cell phone and access it from any device. Uploading documents and going paperless. Being there for the customer without physically being there. 15:05 – Cate testimonial: Their app is great. Quick updates, clear to close faster. 15:28 – Chase changed their requirements for credit scoring and down payment on some loans. What was your take on that? Brian: didn’t change anything substantially. Unless the virus takes a dramatic turn for the worse, maybe everyone does that. Profitability for large banks on loans is very small. They make the most money on their deposits. Loans are too much downside risk for a small profit center. 17:23 – Christian – Jamie Dimon. 17:45 – Thank you Brian for joining us today and hope to have you on again. 18:00 – How to reach Brian Brent: (317) 695-5353, hoosiermortgageteam@bawfg.com 18:49 – Brian: Quick story about appraiser and a drive-by appraisal. Came up short on value. Go the extra mile to take care of your client. Get into the homes unless you absolutely can’t. 20:18 – Stay strong, we are a great community, we will get through this together. 20:35 – WASH YOUR HANDS!    SHOW LINKS  Brian Brent - https://www.bawfg.com/bbrent/ Bailey &amp; Wood - https://www.bawfg.com/ Bailey &amp; Wood Mortgage Express App –  https://bawfg.mortgageexpressapp.com/borrower/signup/thensley@bawfg.com Chase Bank changes their requirements –  https://www.cnbc.com/2020/04/11/jpmorgan-chase-to-raise-mortgage-borrowing-standards-as-economic-outlook-darkens.html Who is Jamie Dimon? – https://en.wikipedia.org/wiki/Jamie_Dimon Neil Diamond, “Sweet Caroline” - https://www.youtube.com/watch?v=1vhFnTjia_I Neil Diamond, "Cherry Cherry" - https://youtu.be/egZPeAyIOd4    BETWEEN THE LINES LINKS Email brian@brianclee.com cate@craftsmanrg.com   Web brianclee.com catelee.com realestatebetweenthelines.com   Facebook https://www.facebook.com/groups/realestatebetweenthelines/ https://www.facebook.com/Brian-C-Lee-111822417027919/?   YouTube https://www.youtube.com/channel/UCcv4dHU39-b5_QVVCIhbcBA?

Episode 016 - Locked In - Interview with Brian Brent, Loan Officer LOCKED IN – Anyone want to talk about mortgage forbearance? NOOOO! We're pretty much done with conversations about what you’re supposed to do during the Coronavirus. We invited Brian Brent, a loan officer at Bailey &amp; Wood, to talk about what he is seeing on the front lines and how the Coronavirus has affected lending. SHOW NOTES <ul> <li>01:05 – Last few episodes have been very technical with information coming at you like water from a fire hydrant. People are getting tired of updates and being told what to do.</li> <li>01:50 – Changing the conversation to talk about the “boots on the ground perspective” from real estate professionals working right now in the field.</li> <li>03:00 – Introducing THE one and only Brian Brent, loan officer with Bailey and Wood.</li> <li>03:52 – Brian gives his background. Been in the business for 18 years. “The only thing I know how to do.” Jody Bleier is his partner. Linda Leverage, mom, title rep and assists Brian now. Grew up in this business. Married to Billie. 4 “fur babies”.</li> <li>05:45 – What is the one thing Brian misses the most during quarantine? Professionally: going to closing and being in front of people, celebrating victories in person. Personally: going to the gym, miss hugs, draft beer, taking wife out.</li> <li>09:10 – Brian’s perspective and what is he seeing. Getting “sea legs” now after a few weeks into this. Over communicating with customers. Remaining agile with circumstances. Advising customers not to take a voluntary layoff or to do it. Doing what is right for the customer. Teamwork and unrelenting effort. With those elements, you can come out of this situation smelling like a rose.</li> <li>12:25 – What have done to adapt to Coronavirus and quarantine? Quicker on response times. More communicating with listing agents. Over communicate with all parties. Positivity. Don’t spread negative. Not marketing to a database. Turning volume up on what we already do.</li> <li>14:05 – Did you have digital systems in place? Yes. App is available on your cell phone and access it from any device. Uploading documents and going paperless. Being there for the customer without physically being there.</li> <li>15:05 – Cate testimonial: Their app is great. Quick updates, clear to close faster.</li> <li>15:28 – Chase changed their requirements for credit scoring and down payment on some loans. What was your take on that? Brian: didn’t change anything substantially. Unless the virus takes a dramatic turn for the worse, maybe everyone does that. Profitability for large banks on loans is very small. They make the most money on their deposits. Loans are too much downside risk for a small profit center.</li> <li>17:23 – Christian – Jamie Dimon.</li> <li>17:45 – Thank you Brian for joining us today and hope to have you on again.</li> <li>18:00 – How to reach Brian Brent: (317) 695-5353, <a href="mailto:hoosiermortgageteam@bawfg.com">hoosiermortgageteam@bawfg.com</a></li> <li>18:49 – Brian: Quick story about appraiser and a drive-by appraisal. Came up short on value. Go the extra mile to take care of your client. Get into the homes unless you absolutely can’t.</li> <li>20:18 – Stay strong, we are a great community, we will get through this together.</li> <li>20:35 – WASH YOUR HANDS!</li> </ul> SHOW LINKS <ul> <li>Brian Brent - <a href="https://www.bawfg.com/bbrent/" rel="nofollow" target="_blank">https://www.bawfg.com/bbrent/</a></li> <li>Bailey &amp; Wood - <a href="https://www.bawfg.com/" rel="nofollow" target="_blank">https://www.bawfg.com/</a></li> <li>Bailey &amp; Wood Mortgage Express App – <a href="https://bawfg.mortgageexpressapp.com/borrower/signup/thensley@bawfg.com" rel="nofollow" target="_blank"> https://bawfg.mortgageexpressapp.com/borrower/signup/thensley@bawfg.com</a></li> <li>Chase Bank changes their requirements – <a href="https://www.cnbc.com/2020/04/11/jpmorgan-chase-to-raise-mortgage-borrowing-standards-as-economic-outlook-darkens.html" rel="nofollow" target="_blank"> https://www.cnbc.com/2020/04/11/jpmorgan-chase-to-raise-mortgage-borrowing-standards-as-economic-outlook-darkens.html</a></li> <li>Who is Jamie Dimon? – <a href="https://en.wikipedia.org/wiki/Jamie_Dimon" rel="nofollow" target="_blank">https://en.wikipedia.org/wiki/Jamie_Dimon</a></li> <li>Neil Diamond, “Sweet Caroline” - <a href="https://www.youtube.com/watch?v=1vhFnTjia_I" rel="nofollow" target="_blank">https://www.youtube.com/watch?v=1vhFnTjia_I</a></li> <li>Neil Diamond, "Cherry Cherry" - <a href="https://youtu.be/egZPeAyIOd4" rel="nofollow" target="_blank">https://youtu.be/egZPeAyIOd4</a></li> </ul> BETWEEN THE LINES LINKS Email <a href="mailto:brian@brianclee.com">brian@brianclee.com</a> <a href="mailto:cate@craftsmanrg.com">cate@craftsmanrg.com</a> Web <a href="http://brianclee.com/" rel="nofollow" target="_blank">brianclee.com</a> <a href="http://catelee.com/" rel="nofollow" target="_blank">catelee.com</a> <a href="http://realestatebetweenthelines.com/" rel="nofollow" target="_blank">realestatebetweenthelines.com</a> Facebook <a href="https://www.facebook.com/groups/realestatebetweenthelines/" rel="nofollow" target="_blank">https://www.facebook.com/groups/realestatebetweenthelines/</a> <a href="https://www.facebook.com/Brian-C-Lee-111822417027919/" rel="noopener nofollow" target="_blank">https://www.facebook.com/Brian-C-Lee-111822417027919/?</a> YouTube <a href="https://www.youtube.com/channel/UCcv4dHU39-b5_QVVCIhbcBA" rel="noopener nofollow" target="_blank">https://www.youtube.com/channel/UCcv4dHU39-b5_QVVCIhbcBA?</a>

Episode 016 - Locked In - Interview with Brian Brent, Loan Officer

2020 January / Brian Brent / Day 1 by Fire &amp; Fragrance

2020 January / Brian Brent / Day 1 by Fire &amp; Fragrance

2020 January / Brian Brent / Day 1

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2020 January / Brian Brent / Original Design by Fire &amp; Fragrance

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2020 January / Brian Brent / Day 3 by Fire &amp; Fragrance

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2020 January / Brian Brent / Day 4 by Fire &amp; Fragrance