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Phuong Luong

6 Podcast Episodes

Latest 28 Aug 2021 | Updated Daily

Weekly hand curated podcast episodes for learning

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Taking the Entrepreneurship Leap with Phuong Luong

Mission Driven Business

Brain talks with Phuong Luong, CFP, an educator, financial planner, and investment strategist focused on economic justice. In the episode, Phuong shares her winding path to founding Just Wealth, a financial planning firm for individuals and families. You’ll also learn the best piece of advice she received when starting her business and why she believes education about structural barriers to wealth can be empowering.


23 Mar 2021

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Understanding Personal Finance Across the Wealth Spectrum with Phuong Luong [Ep68]

The Innovating Advice Show

Phuong Luong, Founder of Just Wealth in the U.S. is a burst of inspiration. She’s a career changer from teaching to financial planning and when she decided to make the switch, she jumped right in and started her own virtual, fee-only financial planning business. If you know someone that’s considering a career switch into financial planning, this is a great episode to share with them. Phuong also shares her research and experience with financial history, wealth divides and the myths we tell ourselves about why people are poor. We discuss some of the challenges with giving back through pro bono work and the most effective way for you and your clients to contribute charitable dollars. Phuong has won many awards and recognitions but remains staunchly focused on leaving the world a better place than she found it. Links, transcript and timestamps at https://innovatingadvice.com/post/episode68. Three Steps to Identify Opportunities for Innovation in Your Financial Advice/Planning Business


3 Nov 2020

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Types of Giving & How Millennials Are Changing It, With Phuong Luong

Worth Listening

Today’s guest is Phuong Luong. Phuong is a CERTIFIED FINANCIAL PLANNER™ and founder of Just Wealth, a virtual, fee-only financial planning practice. She understands personal finance across income and wealth spectrums and provides accessible and objective financial planning, coaching, and education. She consults with organizations and companies on how to build effective and culturally relevant programs and financial technology.  Phuong also provides training and workshops to the public on practical personal finance, financial history, structural racism, and racial and gender wealth divides. Phuong is the Chair of the CFP Board's Council on Education. Today Phuong will share with us more about the different types of giving that exist. She’ll also share a little of her financial background as a first-generation Vietnamese American and how her hustle for side jobs eventually led her down the path of becoming a CFP.  In This Episode We Discuss: How giving cash can be one of the best ways to help others and why we shouldn’t think we know someone’s situation better than they do. The difference between not having enough money and not knowing how to manage the money you have.  The types of giving and how they tend to change as income increases The importance of exposure to different financial levels and lifestyles How millennials are changing “giving”  What young inheritors are doing and the generational wealth transfer that’s happening How you can use “emergency fund giving” to help those you care about without breaking your budget Learn more about Phuong Luong: Phuong’s business website: https://www.justwealthplanning.com/ Twitter: @pt_luong Mentioned Resources: Give Directly: Give Directly runs large-scale direct cash transfer projects around the world, including the U.S.  Economic Security Project: The Economic Security Project has channeled over $10 million through direct, aligned and in-kind support to groundbreaking research and projects - including the Stockton Economic Empowerment Demonstration (SEED) and Magnolia Mother's Trust  Asset Funders Network webinar about cash giving on July 28, 2020


25 Aug 2020

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The Zag: Episode 151 w/ Phuong Luong

The Zag

Interested in financial planning? The difference between having money and having wealth? Starting your own business? 2017 NLC Boston Fellow Phuong Luong joins The Zag to discuss all those topics and more. Learn more about her work at: https://www.justwealthplanning.com/story-expertise


28 Oct 2019

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003: Clearing Barriers to Opportunity - Phuong Luong

Work From The Inside Out

Phuong Luong is a CERTIFIED FINANCIAL PLANNER™ and founder of Just Wealth, a virtual, fee-only financial planning practice serving moderate-income clients. Previously, she was the Director of Financial Services for a national nonprofit, managing the recruitment, hiring, and training of financial counselors. She also trains organizations on building effective and culturally relevant financial programs for marginalized communities and provides education on structural economic inequality. Her first career was as a math educator, special education case manager, and curriculum developer, for public schools throughout New England. Phuong is a member of CFP Board’s Council on Education and the Center for Financial Planning’s Diversity Advisory Group, to build recruitment pathways for planners from underrepresented communities and to retain them in the profession. Phuong earned a B.A. from Dartmouth College and an M.Ed in Special Education from Boston University. She completed the Financial Planning Program at Boston University. Please join me in welcoming Phuong Luong. In this episode we discuss: How making an impact has always been a driver for Phuong. Her journey from teaching to becoming a financial planner and coach, and the strategies she used to determine what would be next in her career. Her perspective on distinguishing between income, work, and job, with her desire to align all three. How her ultimate goal is to clear barriers to other people’s success and how she has strived to address that in each stage of her career. Traveling in Asia for a few months taught her that being a digital nomad was not for her. How she tailors her message to her audience, yet still lives her passion. Listen, subscribe and read show notes at www.tammygoolerloeb.com/podcasts/ - episode 003


12 Dec 2018

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Ep 097: Transitioning From Financial Coach to Financial Planner Serving Underserved Communities with Phuong Luong

Financial Advisor Success

My guest today brings a very different perspective to the show, not just because of the clients she works with and how she runs her practice, but also because of her unusual path into the industry. After transitioning from working as a math teacher to offering financial coaching and counseling to doing financial planning work, Phuong Luong founded Just Wealth, a virtual, fee-only, hourly financial planning practice focused on working with younger clients who are still in the wealth-building phase of their careers. Having worked extensively with low-income individuals and people of color, Phuong has seen firsthand the racial and socioeconomic challenges that impact their ability to build wealth. In this episode, she shares how stereotypes about race and low-income individuals can become blocking points when it comes to giving them effective advice and helping them to reach their financial goals. Listen in to learn how many of the financial challenges people of color face can be traced back to past institutional and government policies, how this may be limiting the reach of financial planning to minority communities, and what we can do to help. For show notes and more visit: https://www.kitces.com/97

1hr 54mins

6 Nov 2018