How to Answer Scary Money Questions, With Lauryn Williams
Today podcast host, financial coach and Certified Financial Planner Lauryn Williams dives into talking about financial conversations. But not just any financial conversations, she’s sharing how to answer the awkward or scary money questions people ask you. Many people were brought up with the belief that you shouldn’t talk about money with others. Lauryn will help you overcome this belief while learning ways to answer the money questions people ask in a way that leads to productive conversations. In this episode, Lauryn shares how to answer the following money questions: What is your credit score? How can you afford that? How much debt do you have? Can I borrow some money? Or, can you give me some money? How much did you pay for that? How much money do you have? If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media: Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams If you’re interested in learning more about attending a Welcome to Wealth financial retreat hosted by Lauryn Williams, learn more here: Welcome to Wealth retreats Resources: How to Talk About Money with Other People: Overcoming the Awkwardness How to Have Financial Conversations that Aren't Awkward
How To Tackle Your Student Loans with Lauryn Williams #397
How to Money
Today on the show we’re joined by gold medal winning, Certified Financial Planner, Lauryn Williams. And we’re not even joking with you- Lauryn was an Olympic athlete and was the first American woman to medal in both the summer and winter Olympic games which is an incredible feat. So not only is she a CFP with her own business, not only has she won gold as an Olympic athlete, but Lauryn is also a Certified Student Loan Professional, a CSLP, so she also has a high level of expertise when it comes to all things student loans. We’re going to hear Lauryn’s Olympic story but we’re also going to dig into some important details that student loan borrowers need to keep in mind when it comes to things like forbearance, student loan forgiveness, and the different income-driven repayment plans.During this episode we enjoyed The Donkey and the Thistle by Mad Fritz- thanks to our friend Cal for donating this one to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.com
Interview with Four-Time Olympian & Student Loan Expert Lauryn Williams
Status Check with Spivey
In this episode of the Status Check with Spivey, Mike has the opportunity to have a conversation with Lauryn Williams, four-time Olympic athlete and financial advisor with a specialty in student loans. In addition to discussing Lauryn's life and experiences as an Olympian, they also talk about the differences between taking out student loans for undergrad vs. for law school, income-driven repayment plans, public service loan forgiveness (PSLF), how to save for retirement while paying off your student loans (and the perhaps surprising tax benefits of doing so), and more. As an Olympic sprinter and later bobsledder, Lauryn earned the accolade of being the only American woman to have won medals in both the summer and the winter Olympics. Today, she is a financial advisor, student loan expert, author, and podcaster specializing in improving financial literacy in young people and athletes. Lauryn's book, The Oval Office, is out now, and also be sure to check out the Student Loan Planner podcast and the podcast Lauryn hosts, Worth Listening. You can listen and subscribe to our podcast on Apple Podcasts, Spotify, YouTube, SoundCloud, and Google Podcasts. Note: Mike references the legal field's bimodal starting salary distribution in this podcast. You can see the chart he's referencing in our blog post for this episode.
Investing Part 3: Real Estate Investing, with Lauryn Williams and Chloé Moore
This is the “Know Better, Do Better” series born from the countless conversations two CERTIFIED FINANCIAL PLANNER™ professionals, Lauryn Williams and Chloé Moore, have about the trendy narratives and clickbaity articles that make it hard for them to help their clients. They want to help you gain financial confidence and clarity to control your destiny. This week Lauryn and Chloé are wrapping up the Investments for Beginners series by talking about the super trendy topic of real estate investing. HGTV shows make it look really easy to make quick money by investing in real estate, but things aren’t always as they seem. Lauryn and Chloé are going to cover some of the things that don’t get mentioned on these types of shows. While they’re not against investing in real estate, they share several important considerations that need to be made if you’re thinking about purchasing an investment property. In part three of this series, Lauryn and Chloé talk about: How owning real estate is just like running a business The importance of understanding your “why” before you invest in real estate (spoiler alert: “because it sounds like an easy way to make money” isn’t a good reason) The importance of understanding the ongoing costs of owning an investment property The potential issues that tenants can cause All the different hats you have to wear as a real estate investor (property manager, bookkeeping, etc) Why you need to run the numbers to see if the numbers actually work Deciding what type of real estate investment property you want to own House hacking Why you need to look at the Return on Investment (ROI) How it can help to talk to other investors first and ask questions about the financial side The liabilities involved in owning investment property and the insurance that you need to have (and the insurance your renter needs to have) Why you should talk to an attorney about the right legal structure for you The importance of estate planning if you own investment property If you want to further connect with Lauryn Williams: Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams If you want to further connect with Chloé Moore: Instagram: @financialstaples Twitter: @finstaples Facebook: @finstaples LinkedIn: @chloemoore Shared quote: "Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world." -Franklin D. Roosevelt RESOURCES MENTIONED: Worth Listening Podcast Episode 113: Investment Series Part 1 - Understanding the Basics Worth Listening Podcast Episode 114: Investment Series Part 2 - Types of Investment Accounts Worth Listening Episode 96: Real Estate Investing is a Get Rich Slow Strategy with Sunitha Rao Worth Listening Episode 95: Building Wealth Through Real Estate Investing with Justine Chan Worth Listening Episode 94: Episode 94: House Hacking & Real Estate Investing, with Andrew Kerr Some landlords sell properties as CDC extends eviction ban How to Vet an Investment Property: Cap Rates, Cash-on-Cash Returns and More Coming up next The next episode of the Know Better. Do Better series is all about estate planning with Shalini Codispoti.
Frequent Student Loan Fails and FAQs with Lauryn Williams, CFP®, CSLP®
Student Loan Planner
Join consultant Lauryn Williams, CFP®, CSLP®, as she addresses the two most common “frequent fails” around handling student loan debt and answers frequently asked questions from clients and podcast listeners. You’ll also learn more about Lauryn, her background, and how she went from Olympic medalist to financial planner. In today’s episode, you'll find out: What our consultants can help you with, aside from issues related to student loans Why you don’t need to pay extra toward your loans if you are going for forgiveness How to get a student loan refund if you’ve been paying extra during the payment freeze What it means when interest capitalizes and why it can cost you more in the long run Whether you should still contribute to a 401k if your employer does not match How to contribute to a Roth IRA if you are married filing separately What happens to your current retirement plan if you leave your employer How much you should have saved in your emergency fund Lauryn’s pick for the best budgeting tool How to approach getting life insurance after having a baby The power of mindset if you’re struggling with student loan debt or monthly bills What to do if you’re feeling overwhelmed with your student loan debt Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan
First Generation Wealth Builders Tax, With Lauryn Williams and Chloé Moore
This is the “Know Better, Do Better” series born from the countless conversations two CERTIFIED FINANCIAL PLANNER™ professionals, Lauryn Williams and Chloé Moore, have about the trendy narratives and clickbaity articles that make it hard for them to help their clients. They want to help you gain financial confidence and clarity to control your destiny. In this episode of the series, Lauryn and Chloé talk about the first generation wealth builders tax, sometimes referred to as the “black tax”. When you’re the first person to achieve financial stability and build wealth within your circle of family and friends, there’s a good chance there are people in your life that will want financial help from you. Statistics show the racial wealth gap already makes it harder for POC to achieve financial success which means supporting friends and family only adds to the problem. This is where the term “black tax” comes from. However, the lessons shared by Lauryn and Chloe can help any first-generation wealth builder. In this episode, Lauryn and Chloé talk about: The importance of establishing priorities to help you get on track before helping everyone else Why you need both short term and long term financial goals A few strategies you can use to create priorities and systems for who you decide to help and how much you’re able to help them with (and the importance of having these in place for yourself before you need to use them) How to better understand your cash flow Why you need to look back to see how you’ve helped people in the past (Hint Hint - Those little amounts can really add up) Things you can do to help friends and family learn to help themselves Why you need to avoid making “loans” to family and friends How to prepare for the future financial obligations of caring for aging parents Why you need to prioritize yourself first in order to have a greater impact long-term If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media: Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams If you want to further connect with Chloé Moore: Instagram: @financialstaples Twitter: @finstaples Facebook: @finstaples LinkedIn: @chloemoore Shared quote: “If you want to have enough to give others, you will need to take care of yourself first. A tree that refuses water and sunlight for itself can’t bear fruit for others.” ― Emily Maroutian RESOURCES MENTIONED: Balancing the “Black Tax” with Your Desire to Build Wealth Here’s what the “Black tax” does to so many families - including mine The Black Tax: The Cost of Being Black in America Coming up next In the next episode of the Know Better. Do Better series, we’re going to talk about begin a 3 part series on Investing.
In this episode of Real Money, Real Experts co-hosts Rebecca Wiggins and Dr. Mary Bell Carlson talk with 2-time Olympic gold medalist Lauryn Williams. After her Olympic career in both track and field and bobsledding, Lauryn founded Worth Winning, offering virtual services to help young professionals navigate the world of finance. Now both a CFP® and AFC®, Lauryn takes us through her journey from track and field to the field of finance. Lauryn offers great insights on learning from your mistakes, becoming a business owner, and how to be your true authentic self no matter where life takes you. Show Notes:00:52 Lauryn Introduction01:32 Lauryn’s Journey to the Olympics5:06 From Olympian to CFP® & AFC®09:55 Developing her Private Practice Services 13:17 Lessons of being a Small Business Owner20:43 Lauryn’s Two CentsShow Note Links: Worth Winning Website: https://www.worth-winning.com/ Lauryn’s speaking & book website: https://www.lauryn-williams.com/Listen to Lauryn's Podcast, Worth Listening: https://podcasts.apple.com/us/podcast/worth-listening/id1330634046?ls=1&mt=2Social Media for Worth Winning:Instagram: @worthwinningFacebook: @worthwinningfpLinkedIn: @worth-winningTwitter: @worth_winningSocial Media for Lauryn Williams:Instagram: @lauryncwilliamsFacebook: @LaurynWilliamsOfficialLinkedIn: @lauryn-williamsTwitter: @LaurynCwilliams
Summer and Winter Olympian Lauryn Williams in The Sports Deli
The Sports Deli Podcast: Where Everyone Deserves A Seat at the Table
Lauryn Williams was the THE FIRST AMERICAN WOMAN IN HISTORY TO MEDAL IN BOTH THE SUMMER AND WINTER OLYMPIC GAMES. She was a track and field gold and silver medalist and a silver medalist in bobsledding. She shares her incredible story with us in The Sports Deli. She talks about her village that helped shape her, the racial reckoning, her Olympic experiences, and her post Olympic business, worth-winning.com where she helps professional athletes and young professionals be financially responsible and smart with their money. The Sports Deli is sponsored by SportRx.com. You can contact them at 888.831.5817 and talk to a live optician. Don't forget to enter the code, "DELI10" at checkout for your 10% discount. Remember, your voice matters when fighting systemic racism. Read a book, acknowledge your white privilege, watch a movie about institutional racism, call your local or state representatives, and/or have a conversation with someone that doesn't look like you so that we can change the economic, educational, police, and prison narratives that currently need to be changed in this country.--- Send in a voice message: https://anchor.fm/the-sports-deli/messageSupport this podcast: https://anchor.fm/the-sports-deli/support
How to Be a Champion in Finance with Lauryn Williams [Black History Month Special]
Minority Money is going to be celebrating Black History Month! This is an acknowledgement of how much black history is interwoven in American history. We have some very, very fun episodes planned for you and we are going to do our version of how we are going to celebrate Black excellence during the month of February. Hope you enjoy these interviews! -- What does it take to become a champion? In sports, consistency, effort, and a winning mindset, definitely contributes to an athletes peak performance and success. The same goes with your finance. If you want to cross out some of your financial goals list, you have to show up, be consistent in learning and in maintaining healthy financial habits. In this episode, you're going to learn how to win with your money! Our guest for today is someone whom you already know. She's a previous guest on the podcast but she is more known as the first female American to won a medal in both the Summer and Winter Olympic games! Yes, you've guessed it right! Our guest on today's show is no other than the amazing sprinter, bobsledder, and a 4-time Olympian, Lauryn Williams! Get inspired and motivated to work on your finance as Lauryn shares everything you need to know when it comes to organizing your finances, and how to really create actual wealth, trust me, it's not just investing. Highlights: >> You're only getting investment advice not the actual how to's >> How Lauryn started on her financial career >> Why financial literacy is essential in your financial success >> The confusion between financial plan and a financial products >> Lauryn share's her experience when she won a medal in the Summer and Winter Olympics >> Strategies to pay off your student loans >> Creating a budget, setting saving goals, and understanding your 401(k) >> Two types of forgiveness and how to get it >> The four basic financial literacy principles that you need to know and understand to set a strong financial foundation >> What you need to know about get rich quick schemes >> How to increase your savings Connect with Lauryn Williams: >> LinkedIn >> Twitter >> Worth Winning >> Lauryn William's website If you loved this episode, you have to listen to these episodes as well: >> WNTT Episode 2 >> Buy the damn coffee! >> Building a Better Future through Holistic Financial Planning --- I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend. ********** Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/) Want to chat with a fee-only financial planner? Shoot me an email at email@example.com Can't wait to meet you.
Welcome to the sixth episode of Racing through Life. This is a podcast hosted by OpenRace co-founders Matthew Cianci & Christian Camarata. OpenRace is a real-time virtual running app striving to connect and motivate runners, as well as help event organizers increase revenue, reach a larger audience and provide a more interactive virtual race. We found that not many people are showcasing this great and very connected running community, so OpenRace wants to amplify that exposure and show the lives of different runners and people within the running community both on and off the track. Lauryn Williams is the first American woman in history to medal in both the summer and winter olympic games. She is an American track and field sprint and bobsled athlete of Trinidadian descent, competing internationally for the United States. Currently residing in Dallas, TX, Lauryn is married with a dog, loving her balanced life as a financial planner, podcaster, motivational speaker and volunteer. Lauryn’s wonderful story of hard work, dedication and perseverance will motivate and inspire people of all ages. Follow Lauryn Here: https://www.instagram.com/lauryncwilliams Follow OpenRace Here: https://linktr.ee/OpenRace