David Hessel's guest appearances

David Hessel

The Sports Cast

Face the Fear Podcast

Tony Siragusa

Mario Cristobal

Dave Gettleman

Jimmy Johnson

Allen West

James Bradberry

Michael Strahan

Brian Daboll

DeAndre Jordan

Dillian Whyte

Ty Turner

Byron Jones

Justin Simmons

David Heilman

Tyrod Taylor

OwlTail

The Sports Cast										Real Madrid defeats PSG 3-2... Advances to UCL Quarterfinals | The Update w/Santiago Leon &amp; David HesselPlay EpisodePause EpisodeMute/Unmute EpisodeRewind 10 Seconds																1x																	Fast Forward 30 seconds00:00								/																25:41Subscribe																Share								 								Apple Podcasts							 								 								Spotify							 								 								Stitcher							RSS Feed					Share													    Link				Embed				 Download file | Play in new window | Duration: 25:41 | Recorded on March 9, 2022  Subscribe: Apple Podcasts | Spotify | Stitcher   Champions League Recap Real Madrid 3 PSG 1 (3-2) Man City 0 – 0 (5-0)   Contributors Santiago Leon – @sleon David Hessell An incredible second-half hat-trick from Karim Benzema has guided Real Madrid through to the last eight of the Champions League with a 3-1 victory over Paris Saint-Germain at the Bernabeu, with a 3-2 aggregate scoreline over the course of the round-of-16 tie. PSG were in control of the game after Kylian Mbappe fired them ahead on the night, taking a 2-0 lead in the tie. However, a horrendous mistake from Gianluigi Donnarumma handed Madrid a lifeline as Benzema pressured the keeper and then scored from a Vinicius Junior cutback. The Frenchman then produced two brilliant finishes in two minutes to notch his hat-trick and to fire his team into the quarter-finals, stunning Mauricio Pochettino’s men. RMA 44% PSG 56% Mbappe – 39’Benzama 61’Benzama 76’Benzema 78’ Man City 0 – 0 (5-0) Bayern Munich 7 Salzburg 1 (8-2)Lewandowski’ – 12’ 21’, 23’Gnabry 31’Muller 54’Muller 83’Sane 86’ Liverpool 0 Inter 1Lautaro Martinez  Predictions Benfina at Aajx Benfica AT at ManUDH: ATM Villareal at JuventusDH: JUVE Chelsea at LilleDH: CHE TOT at ManUDH: MANU LEI at ArsenalDH: ARS Bordeaux at PSGDH:

The Sports Cast					 					Real Madrid defeats PSG 3-2... Advances to UCL Quarterfinals | The Update w/Santiago Leon &amp; David Hessel Play Episode Pause Episode Mute/Unmute Episode Rewind 10 Seconds 								 								1x 								 									Fast Forward 30 seconds 00:00 								/ 								 								25:41 Subscribe 																Share <a href="https://podcasts.apple.com/us/podcast/the-sports-cast/id1448030712" rel="noopener noreferrer nofollow" target="_blank"> 								 								Apple Podcasts							</a> <a href="https://open.spotify.com/show/1c6xltL4IWfzhU9CvFjFsO" rel="noopener noreferrer nofollow" target="_blank"> 								 								Spotify							</a> <a href="https://www.stitcher.com/show/the-sports-cast" rel="noopener noreferrer nofollow" target="_blank"> 								 								Stitcher							</a> RSS Feed					 Share				 				 					<a href="https://www.facebook.com/sharer/sharer.php?u=https://thesportscast.net/podcast-player/35234/real-madrid-defeats-psg-3-2-advances-to-ucl-quarterfinals-the-update-w-santiago-leon-david-hessel.mp3&amp;t=Real Madrid defeats PSG 3-2... Advances to UCL Quarterfinals | The Update w/Santiago Leon &amp; David Hessel" rel="noopener noreferrer nofollow" target="_blank"> </a> <a href="https://twitter.com/intent/tweet?text=https://thesportscast.net/podcast-player/35234/real-madrid-defeats-psg-3-2-advances-to-ucl-quarterfinals-the-update-w-santiago-leon-david-hessel.mp3&amp;url=Real Madrid defeats PSG 3-2... Advances to UCL Quarterfinals | The Update w/Santiago Leon &amp; David Hessel" rel="noopener noreferrer nofollow" target="_blank"> </a> <a href="https://thesportscast.net/podcast-player/35234/real-madrid-defeats-psg-3-2-advances-to-ucl-quarterfinals-the-update-w-santiago-leon-david-hessel.mp3" rel="noopener noreferrer nofollow" target="_blank"> </a> Link				 Embed				 <a href="https://thesportscast.net/podcast-download/35234/real-madrid-defeats-psg-3-2-advances-to-ucl-quarterfinals-the-update-w-santiago-leon-david-hessel.mp3?ref=download" rel="nofollow" target="_blank">Download file</a> | <a href="https://thesportscast.net/podcast-download/35234/real-madrid-defeats-psg-3-2-advances-to-ucl-quarterfinals-the-update-w-santiago-leon-david-hessel.mp3?ref=new_window" rel="noopener nofollow" target="_blank">Play in new window</a> | Duration: 25:41 | Recorded on March 9, 2022 Subscribe: <a href="https://podcasts.apple.com/us/podcast/the-sports-cast/id1448030712" rel="noopener nofollow" target="_blank">Apple Podcasts</a> | <a href="https://open.spotify.com/show/1c6xltL4IWfzhU9CvFjFsO" rel="noopener nofollow" target="_blank">Spotify</a> | <a href="https://www.stitcher.com/show/the-sports-cast" rel="noopener nofollow" target="_blank">Stitcher</a> <ul> <li>Champions League Recap</li> <li>Real Madrid 3 PSG 1 (3-2)</li> <li>Man City 0 – 0 (5-0)</li> </ul> Contributors Santiago Leon – <a href="https://twitter.com/sleon" rel="noreferrer noopener nofollow" target="_blank">@sleon</a> David Hessell An incredible second-half hat-trick from Karim Benzema has guided Real Madrid through to the last eight of the Champions League with a 3-1 victory over Paris Saint-Germain at the Bernabeu, with a 3-2 aggregate scoreline over the course of the round-of-16 tie. PSG were in control of the game after Kylian Mbappe fired them ahead on the night, taking a 2-0 lead in the tie. However, a horrendous mistake from Gianluigi Donnarumma handed Madrid a lifeline as Benzema pressured the keeper and then scored from a Vinicius Junior cutback. The Frenchman then produced two brilliant finishes in two minutes to notch his hat-trick and to fire his team into the quarter-finals, stunning Mauricio Pochettino’s men. RMA 44% PSG 56% Mbappe – 39’Benzama 61’Benzama 76’Benzema 78’ Man City 0 – 0 (5-0) Bayern Munich 7 Salzburg 1 (8-2)Lewandowski’ – 12’ 21’, 23’Gnabry 31’Muller 54’Muller 83’Sane 86’ Liverpool 0 Inter 1Lautaro Martinez Predictions Benfina at Aajx Benfica AT at ManUDH: ATM Villareal at JuventusDH: JUVE Chelsea at LilleDH: CHE TOT at ManUDH: MANU LEI at ArsenalDH: ARS Bordeaux at PSGDH:

Real Madrid defeats PSG 3-2… Advances to UCL Quarterfinals | The Update w/Santiago Leon & David Hessel

The Sports Cast Real Madrid defeats PSG 3-2… Advances to UCL Quarterfinals | The Update w/Santiago Leon &amp; David Hessel Play Episode Pause Episode Mute/Unmute Episode Rewind 10 Seconds 1x Fast Forward 30 seconds 00:00 / 25:41 Subscribe Share Apple Podcasts Spotify Stitcher RSS Feed Share Link Embed Download file | Play in new window...

You've asked &amp; we (finally) answered - let's tackle student loans! According to the U.S. Department of Education, outstanding Student Loan Debt has now reached a staggering 1.56 TRILLION in 2020. Over 44 million Americans have outstanding student loans and the average debt per individual is $32,731 - WOAH! It's time for us to Face The Fear of Student Loans - understand what they are, how they work, and find the best way to pay them off! To see the white board David uses during the podcast, click here:  https://facethefearfw.com/index.php/2020/05/01/lets-talk-student-loans-with-david-hessel-cslp-certified-student-loan-professional/ To learn more about David Hessel, click here: www.davidhessel.com To get the details on student loan planning, click here: www.studentloanprofessional.com To find more ways to Face The Fear of your finances, click here: www.facethefearfw.com To get in touch with Face The Fear, email: facethefearfw@gmail.com Here is a summarized list of Q&amp;As: 1. “Do you need to be of a certain profession or in a certain field to utilize the extended or graduated programs while in the overall 10-year repayment plan?” Nope! Everyone with federal student loans has access to these, but there are many things to consider before jumping into one. 2. When does it make sense to put my student loans in deferment? If you need to stop your payments, you do need to apply and be accepted for this. This is because interest will not accrue during this time period. You might do this if you become unemployed, if you have economic or medical hardship, etc. Interest will not accrue while in deferment 3. When does it make sense to put my student loans in forbearance? You have a total of 3 years to be in forbearance. Remember, interest continues to accrue while you are not making payments. So really, this tends to make sense when you need a very short-term payment relief. 4. Can I use forbearance or deferment if I have private loans? The unfortunate answer is no. You can speak with your lender and try to change the terms of your loan but the options available for federal loans are not available for private loans. 5. Can I spread the ‘tax hit’ when student loans are forgiven over time or is it all taxed as income in one year? The short answer is that it is taxed in one year. However, when working with a CPA, depending on your situation, there are ways to strategize the taxation. When working with my clients, we calculate the anticipated tax amount and immediately set up a savings/investment bucket for those dollars over the course of their student loan repayment plan. 6. Can I be 3, 4, even 5 years into paying my student loans and still switch to a repayment plan? Yes, you can do this at any time! It is a voluntary program, so you must reapply / show income every single year. If you do not reapply you will be automatically switched back to the 10-year plan. For my clients, we just set reminders every year, so we never forget. Thankfully, the Government has worked on their online submission process and applying is getting easier and easier. 7. For PSLF, do I need a specific type of qualified loan? In short, to apply for PSLF you need 3 things: 1. You need to work for a qualified employer full time (talk with your HR rep or visit https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service#qualifying-employment) 2. You need to make 120 qualified payments (10 total years of payments) 3. Your loans need to be DIRECT loans. (These started after the year 2010, so anyone with loans prior to 2010 will usually need to do a direct consolidation) 8. If I have worked for a qualified employer while working towards PSLF and then switch to another employer that is not qualified, is there any sort of partial forgiveness of loans? Unfortunately, the answer is no. 9. What has changed for my student loans with the CARES Act? Start listening at 48:18 Lastly, here's a disclaimer: GVCM is an SEC Registered Investment Advisory firm, headquartered at N14W23833 Stone Ridge Drive, Suite 350, Waukesha, WI 53188. PH: 262.650.1030. David Hessel is an Investment Adviser Representative (“Adviser”) with GVCM. Additional information can be found at: https://www.adviserinfo.sec.gov/IAPD/Global View Capital Insurance, LTD. (GVCI) insurance services offered through ASH Brokerage and PKS Financial. David Hessel is an Insurance Agent of GVCI. Global View Capital Advisors, LTD is an affiliate of Global View Capital Management, LTD (GVCM). 

You've asked &amp; we (finally) answered - let's tackle student loans! According to the U.S. Department of Education, outstanding Student Loan Debt has now reached a staggering 1.56 TRILLION in 2020. Over 44 million Americans have outstanding student loans and the average debt per individual is $32,731 - WOAH! It's time for us to Face The Fear of Student Loans - understand what they are, how they work, and find the best way to pay them off! To see the white board David uses during the podcast, click here: <a href="https://facethefearfw.com/index.php/2020/05/01/lets-talk-student-loans-with-david-hessel-cslp-certified-student-loan-professional/" rel="nofollow" target="_blank"> https://facethefearfw.com/index.php/2020/05/01/lets-talk-student-loans-with-david-hessel-cslp-certified-student-loan-professional/</a> To learn more about David Hessel, click here: <a href="http://www.davidhessel.com" rel="nofollow" target="_blank">www.davidhessel.com</a> To get the details on student loan planning, click here: <a href="http://www.studentloanprofessional.com" rel="nofollow" target="_blank">www.studentloanprofessional.com</a> To find more ways to Face The Fear of your finances, click here: <a href="http://www.facethefearfw.com" rel="nofollow" target="_blank">www.facethefearfw.com</a> To get in touch with Face The Fear, email: <a href="mailto:facethefearfw@gmail.com">facethefearfw@gmail.com</a> Here is a summarized list of Q&amp;As: 1. “Do you need to be of a certain profession or in a certain field to utilize the extended or graduated programs while in the overall 10-year repayment plan?” Nope! Everyone with federal student loans has access to these, but there are many things to consider before jumping into one. 2. When does it make sense to put my student loans in deferment? If you need to stop your payments, you do need to apply and be accepted for this. This is because interest will not accrue during this time period. You might do this if you become unemployed, if you have economic or medical hardship, etc. Interest will not accrue while in deferment 3. When does it make sense to put my student loans in forbearance? You have a total of 3 years to be in forbearance. Remember, interest continues to accrue while you are not making payments. So really, this tends to make sense when you need a very short-term payment relief. 4. Can I use forbearance or deferment if I have private loans? The unfortunate answer is no. You can speak with your lender and try to change the terms of your loan but the options available for federal loans are not available for private loans. 5. Can I spread the ‘tax hit’ when student loans are forgiven over time or is it all taxed as income in one year? The short answer is that it is taxed in one year. However, when working with a CPA, depending on your situation, there are ways to strategize the taxation. When working with my clients, we calculate the anticipated tax amount and immediately set up a savings/investment bucket for those dollars over the course of their student loan repayment plan. 6. Can I be 3, 4, even 5 years into paying my student loans and still switch to a repayment plan? Yes, you can do this at any time! It is a voluntary program, so you must reapply / show income every single year. If you do not reapply you will be automatically switched back to the 10-year plan. For my clients, we just set reminders every year, so we never forget. Thankfully, the Government has worked on their online submission process and applying is getting easier and easier. 7. For PSLF, do I need a specific type of qualified loan? In short, to apply for PSLF you need 3 things: 1. You need to work for a qualified employer full time (talk with your HR rep or visit <a href="https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service#qualifying-employment" rel="nofollow" target="_blank">https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service#qualifying-employment</a>) 2. You need to make 120 qualified payments (10 total years of payments) 3. Your loans need to be DIRECT loans. (These started after the year 2010, so anyone with loans prior to 2010 will usually need to do a direct consolidation) 8. If I have worked for a qualified employer while working towards PSLF and then switch to another employer that is not qualified, is there any sort of partial forgiveness of loans? Unfortunately, the answer is no. 9. What has changed for my student loans with the CARES Act? Start listening at 48:18 Lastly, here's a disclaimer: GVCM is an SEC Registered Investment Advisory firm, headquartered at N14W23833 Stone Ridge Drive, Suite 350, Waukesha, WI 53188. PH: 262.650.1030. David Hessel is an Investment Adviser Representative (“Adviser”) with GVCM. Additional information can be found at: <a href="https://www.adviserinfo.sec.gov/IAPD/Global" rel="nofollow" target="_blank">https://www.adviserinfo.sec.gov/IAPD/Global</a> View Capital Insurance, LTD. (GVCI) insurance services offered through ASH Brokerage and PKS Financial. David Hessel is an Insurance Agent of GVCI. Global View Capital Advisors, LTD is an affiliate of Global View Capital Management, LTD (GVCM).

Episode #20 - STUDENT LOANS with David Hessel, CSLP