Dating Den Episode 118 — with Jean Chatsky: Can I Date Him Successfully if I Make More Money?
The Dating Den
Traditionally, women earn less than men and are more likely to take breaks from earning to have children or care for elderly parents. As a result, by the time women reach retirement they have less money than men plus they live five years longer. To discuss how women can make their money last longer, Marni welcomes money master, Jean Chatsky into the Den. Jean shares tips for women who want to stay healthy, wealthy, and stable no matter what their relationship status is. Jean launched Her Money Media, Her Money podcast, and the website HerMoney.com to provide women much-needed, accurate information about money. She's the award-winning financial editor of NBC Today. She has appeared on CNN, The View, The Talk, and created a The Debt Diet program for Oprah’s audience. She is a best-selling author, a motivational speaker, AARP’s financial ambassador, and a fierce advocate for financial literacy. Her new book, Women with Money: The Judgment-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and, Yes, Rich) Life You Deserve is available now. But I Already Have My Own Money [3:17] If you are a woman who has already created her own wealth, don’t forget the prenup, or postnup. We’ve all moved past the old stereotypes surrounding prenups. Mature, loving relationships are built on trust and understanding. A prenup is not a scary document. It just negotiates how financial entities will be handled should something happen to the marriage. Jean’s advice — Each partner should go into it with an understanding that this is how to take care of ourselves and each other. There are different ways to craft the document. A prenup is simply financial planning for a secure future. Specifically, when it comes to relationships women worry that they won't know how to maneuver a death or divorce. Remove the fear that you might be left holding the bag with not enough resources with a clear understanding of your financial picture. The most important thing is to actually talk about these things with our significant other. Being on the same page about the future financials helps eliminate possible blocks down the road in our relationships. The More You Know About Money [8:51] Bringing up money conversations during dating can seem invasive. But, there is a lot you can learn about a date's financial picture without directly asking. Pay attention to hints during initial conversations. When it gets more serious it's important for a woman to ask: What do you earn? What do you own? What do you owe? It shouldn't be embarrassing to ask these questions. If you are going to have a financial problem, it's better to know about it sooner than later. Don’t share your credit scores on the first date but have a money conversation when the relationship gets serious. Money & Love [20:58] Jean’s new book, Women with Money: The Judgment-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and, Yes, Rich) Life You Deserve tackles the ‘why we are the way we are with money’ topic. She says, “You need to understand why the person you share a bed with is the way they are with money. That means getting a grip on your own money story too.” Research your financial DNA. The more you understand your money story the more you can guide your partner to explore their own. The key to making yourself financially secure is to start saving automatically every time you get paid. Set a savings goal for yourself. When we are able to stand on our own two feet financially it enables us to make better choices when accepting other people into our lives. Making the choice to add someone into our lives when we know we are able to do it by ourselves is a clear choice, free of fear. Make a Connection: Visit Our Website Join Our Dating Den Facebook Community Here! Follow us on Instagram @thedatingden Learn how to attract your perfect equal...watch our latest training here! Interested in working with us? Book a Breakthrough session at DWDVIP Download a Complimentary Copy of our Book - How to Find a Quality Guy Without Going on 200 Dates Her Money Website Her Money Podcast Jean Chatsky Website
99. Overcoming Your Money Guilt And Earning The Pay You Deserve with Jean Chatsky
Seven Figures: Smart Money Strategies for Women with Sandy Waters
How uncomfortable do you feel when someone starts casually talking about money with you? A lot of women would rather talk about anything else but money. They would rather talk about their weight, their relationship, sex, even politics before they talk about their personal finance. Let’s push ourselves out of our comfort zone and start the conversation because it’s good to talk about money. Especially with other women, fellow moms. We can learn a lot from each other. Our guest today, is a big believer in this. Financial editor for NBC's Today Show, Founder and CEO of HerMoney media, author of several books including the one that just hit the shelves Women with Money: The Judgment-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and Yes Rich) Life You DeserveJean Chatsky joins the conversation. We of course chat a lot about her book, and why it’s one of the most personal books she has written. Jean expresses the importance of understanding your money story, she gives us advice about dealing with the money guilt many of us can relate to and how to ask for the pay we deserve. This is such a great conversation, we hope you enjoy it as much as we did. Cheers to being financially confident women! See omnystudio.com/policies/listener for privacy information. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Bonus Episode: Financial Freedom with Jean Chatsky
Together Live Presents: Do it on Purpose
Women are taking over the world - but before we do that, we should know how to take control of our own financial future. In this special bonus episode, Jennifer speaks with Jackson and CNBC's Jean Chatsky about how to be in control, plan ahead, and prepare for the worst (just in case). How do you get started? How can you survive setbacks? How can you confront the challenges in front of you and feel empowered?